Where Your Money Goes Before You Notice | DISC 6: Vitality | 411 Podcast🍾Reading Between The Wines (Episode 23) - video Dailymotion

Lerin Gaines

Where Your Money Goes Before You Notice | DISC 6: Vitality | 411 Podcast🍾Reading Between The Wines (Episode 23)  Featuring: Financial Friday, Mentorship Series  Friday | March 27th, 2026  Streaming LIVE on all social media platforms @LERINGAINES  https://leringaines.com https://linktr.ee/leringaines https://www.facebook.com/leringaines http://instagram.com/leringaines https://www.tiktok.com/@leringaines http://twitter.com/leringaines https://www.youtube.com/@leringaines https://www.twitch.tv/leringaines https://dlive.tv/LerinGaines https://dailymotion.com/LerinGaines  Song of The Day: "Bills, Bills, Bills " by Destiny's Child Released 1999 | The Writing's on The Wall  Burning Questions for Reflections! Do you know where your money goes each week? Share your response to tonight's Burning Questions... Text: (609) 200-1098 | Email: Info@LerinGaines.com  DM on any social media platform @LERINGAINES (Facebook, Instagram, X, TikTok, YouTube, DLIVE, Twitch, DailyMotion)  Sign up for my FREE Monthly Newsletter 'Whispers of Wisdom' for updates, exclusives, and inspiration!  Subscribe now at LerinGaines.com  #Facebook #Instagram #TikTok #X #YouTube #DLIVE #Twitch #DailyMotion #DebtFreeLiving #FinancialCoach #LerinGaines #411Podcast #RBTW #ReadingBetweenTheWines #BurningQuestions #BlackDiamondConsultations #VacationWithMe #WhispersofWisdom #DISC6 #Vitality  Inhale a.ka. Baby Nate Dogg https://open.spotify.com/track/1b6xWI02RYrzeAIiH9TjpU?si=M96cTM_pQEyhImOQWayZ8g  Gaming with Kiley https://youtube.com/@gamingwithkiley1?si=Z8fjIXXxJjk4yJRe  DISCLAIMER: The content and information provided by Black Diamond Consultations are intended solely for educational and entertainment purposes. We do not guarantee the accuracy or completeness of the materials, and any reliance you place on them is strictly at your own risk. Our content is not intended to be a substitute for professional advice or judgment. Black Diamond Consultations shall not be liable for any errors or omissions in the educational and entertainment content or for any actions taken based on the information provided.  411 Podcast🍾Reading Between The Wines DISC 6: Vitality Track 23: Where Your Money Goes Before You Notice ©️ 2026 Black Diamond Consultations Network LerinGaines.com

Transcript

03:004, 3, 2, 1.

03:03You're now tuned into the 411 podcast and reading Between the Wines, powered by the Black Diamond Consultations Network.

03:11More than a podcast, this is a sanctuary for self-discovery, healing, and personal growth.

03:18Here, we explore what it means to live debt-free, not just financially, but spiritually, mentally, physically, and emotionally.

03:26Every episode is part of a journey across our weekly mentorship series, spiritual Sundays, mental Mondays, transformational Tuesdays, wind-down

03:36Wednesdays, coaching sessions Thursdays, and financial Fridays.

03:41Each day holds space for wisdom, clarity, and real conversation.

03:46So grab your journal, pour your glass, and prepare to go beyond the surface.

03:51Because here, we don't just talk, we transform.

03:54And now, here's your guide through it all, entrepreneur, mentor, and founder of Black Diamond Consultations, Laren Gaines.

04:14Welcome, welcome, welcome, welcome, welcome on in.

04:18Welcome in to another episode of the 411 podcast.

04:21We are here.

04:23We are on episode 23, where your money goes before you notice.

04:29This is going to be a great episode.

04:31Welcome in to Financial Friday.

04:34And I have a very special guest.

04:36Very special guest.

04:38Friend of the show, has been on several times, and we're traveling someplace tonight.

04:44We're going all the way to Belgium.

04:47I have my friend, Danny Lopez, a.k.a. Superfly, coming in all the way from Belgium.

04:55Can't wait.

04:55This is going to be an amazing episode.

05:00All right.

05:02Now, of course, go ahead and continue to use your virtual voice.

05:06Thank you so much to everybody out there who's been watching.

05:09We got all different time zones.

05:11I can't wait to find out exactly what time it is in Belgium.

05:14All I know is that this week has been something else with this live experience.

05:19And we're here.

05:23This is not the final show of the 411 podcast, but this is the final episode of this week's series,

05:32of the live series.

05:33So when we come back, it'll just be audio only.

05:36You won't get the visuals.

05:38You won't get to see my guests.

05:39But we'll be bringing on more people in the future.

05:42So stay tuned, because you never know when I'm going to do my week runs of the live versions of

05:47the 411 podcast.

05:49So, but thank you again.

05:51Please hit that like button.

05:52Please subscribe, share, tag a friend, text a friend.

05:56Do whatever you need to do to continue to support this movement.

05:58I definitely do appreciate you.

06:00I want to say good morning to everybody out there on Facebook.

06:03I know you're lovely in the morning, and I thank you so much.

06:07Please continue to share this podcast out with anybody who can learn a little bit about what we're speaking here

06:14tonight.

06:15And, of course, I could not do this without each and every one of you.

06:18And I most certainly could not do this without my executive producer.

06:21I want to give a very special thank you to my Lord and Savior, Jesus Christ, for giving me another

06:26opportunity,

06:27giving me the strength, giving me the courage, giving me the wisdom, and the understanding to continue to keep pressing

06:32forward

06:33and giving you this great 411 podcast.

06:38So, are y'all ready?

06:40I'm ready to get into one of my favorite segments of the show.

06:44Y'all know what we do.

06:45It's time to go ahead and remix this thing and go ahead and take it to the song of the

06:50day.

06:55Song of the day.

06:56Now, y'all know we're speaking about money tonight.

06:59You know I go in on Fridays.

07:00I take it there when it comes to the financial aspect of debt-free living.

07:04So, other than Destiny's Child, 1999, they had an album called The Writings on the Wall.

07:12And since we're speaking about money tonight, we're speaking about bills.

07:17What other song than bills, bills, bills?

07:20Now, when Destiny's Child was sitting there singing bills, bills, bills, she's basically talking about somebody else paying their bills.

07:30Now, my question to you is, should you be wanting somebody else to pay your bills, or should you be

07:39financially savvy enough to be able to stand on your own two feet and take care of your own?

07:46Think about that.

07:47Before you run around telling somebody, can you pay my bills?

07:50Can you pay my telephone bill?

07:52Can you pay my automobile?

07:55Can you pay them yourself?

07:57And if you can't, that's a major problem right there.

08:03And be able to stand on your own two feet first for multiple reasons.

08:07Number one, if you rely on another individual to take care of you, you've already lost the game.

08:12And I'm going to say that again.

08:14If you rely on another individual to take care of you, you rely on another person, you rely on another

08:20man, and I'm not just talking about man when it comes to man, women too, just man in general.

08:26If you rely on a man to take care of you instead of you taking care of yourself, you have

08:31already lost the game.

08:35And some of you might say, why, Laren?

08:37Why would that be the case?

08:38Well, let me break it down to you, because at the end of the day, we're all human beings, and

08:45we might like something today, but we may not like it tomorrow.

08:49And everybody has the God-giving right to be able to do whatever they want to do when it comes

08:54to who they are.

08:57Not to somebody else, but who they are.

08:59So if I like something today, but tomorrow I don't like it, that's my choice, and I have that choice,

09:04because he's given me that choice.

09:06So if you're in some sort of situationship, if you're in some sort of relationship, if you're in any kind

09:12of agreement, there may be a disagreement.

09:16There may be a breakdown.

09:18There may be a separation, and somebody might decide to turn around and do the 180 on you.

09:23And if they do, you never want to be stuck in a situation where you're relying on somebody to pay

09:28your bills, bills, bills.

09:30You need to be able to stand on your own two feet and pay your own, and before you get

09:34yourself into those situations, make sure that you're not overextending yourself.

09:40It is what it is.

09:41This is life, and these are some things that happen on a day-to-day basis.

09:45So I don't know who I'm talking to.

09:47I'm only speaking from real-life experiences, and yeah, no thank you.

09:53Don't give up your power to another human being, song of the day, Bills, Bills, Bills by Destiny's Child, released

10:02in 1999 off of their album The Writings on the Wall.

10:08Well, that was a whole mouthful, and it's time to get in to our special guest tonight, none other than

10:18Danny Lopez.

10:30What's going on, what's going on?

10:32Hey, how are you?

10:35I'm doing great.

10:36It's now 9.30 in the evening.

10:40It's almost 10 o'clock at night in Belgium.

10:45Okay, that's what's up.

10:46It's almost 5 p.m. here on the East Coast in the United States.

10:53Yeah, yeah.

10:53So.

10:54We use a different time because you use p.m. and a.m., and I always get confused because we

11:02use what you call military time.

11:05Military time.

11:07So it's now 9.30 for us.

11:1021.30.

11:15Can I say one thing?

11:17I want to tell you that I really dislike military time.

11:22Yeah.

11:25It confuses me a lot.

11:2621.40.

11:31Can you say you was lagging a little bit?

11:35I was saying that I really dislike military time.

11:38It confuses me a lot.

11:42Yeah.

11:43But it confuses me with a.m. and p.m.

11:45So we have something in common, you know.

11:48Yeah, that's funny.

11:49That's funny.

11:51So what's the temperature like in Belgium?

11:54What's it like?

11:55I see you got a fireplace back there.

11:56Now we use Celsius, five Celsius, what's the day?

12:02Five degrees Celsius.

12:05So.

12:06Again.

12:07It's getting warmer.

12:08Military time.

12:09Yeah.

12:14So it's getting warmer.

12:15So again, military time you guys use, which is eh.

12:19And then you use Celsius and we use Fahrenheit.

12:22So there you go.

12:25And then with meters and the kilometers, you say miles per hour.

12:31Miles per hour.

12:33No.

12:33We say kilometers per hour.

12:36Kilometer.

12:36Yeah.

12:37Like it's a kilo, you know.

12:39And we use inches and centimeters.

12:45Oh, yeah.

12:46We also, we say centimeters and millimeters.

12:49Millimeters.

12:50Millimeters is what you do.

12:53And centimeters.

12:55You know, when I was in France, I also noticed something that was very interesting too.

13:00That you, I'm sure it's the same over there.

13:03You even have different plugs for the outlets.

13:06They don't even use the same outlets.

13:11Like for electricity.

13:14Yeah.

13:16Yeah.

13:17We have, yeah, we have different.

13:20Yeah.

13:20We have a different plug-in.

13:22You have with the, with the thin pins and we have rounds.

13:26Yeah.

13:27Yeah.

13:27I thought that that was interesting.

13:30I will show you one.

13:33Like, uh, wait a minute.

13:39We have like this.

13:41Can you see it?

13:44Yeah, with the round things, right.

13:46Let me show you what we got.

13:47I'm sure you've seen it before, but we have, we have, oh, yeah.

13:54Yeah.

13:54It's cool.

13:55Cool.

13:56Yeah.

13:56That's a different one.

13:57Yeah.

13:58You cannot plug that in.

13:59You need a, right.

14:00From the action, uh, plug-in.

14:03Yeah.

14:04So, so you had to get an adapter and I'm like, I need to charge my phone and all of

14:08this crazy stuff.

14:09So, yeah, it's interesting.

14:11And now do you drive on the left side or the right side of the road?

14:15On the right side.

14:17Right side.

14:18Okay.

14:18Which we do as well.

14:20When you go left to right, you use your blinkers, you know?

14:23Yeah.

14:25We do the same.

14:26Now, here's another thing that I've seen.

14:29Your steering wheel.

14:30So, are you on the passenger side or is it on the driver's side?

14:34Well, I guess that's going to be a weird question.

14:37It's on the left side.

14:38It's on the left side.

14:40Okay.

14:40Because when I was in the Bahamas, um, it was on the right side.

14:46Some cars were on the right.

14:47Yeah.

14:47We call it like the English way, like in England, you know?

14:51I got you.

14:52I got you.

14:55All right.

14:56So, what, um, first of all, how about you?

15:00You just go ahead and let everyone know who you are, your platforms.

15:03I know you're on several different platforms.

15:06Um, just give people a dose of who you are and where they can go ahead and follow you and

15:11support you at.

15:14Okay.

15:14I am, uh, Dan Lopez Superfly.

15:16I am a producer and radio show host in a city radio station in Jankstadt, Belgium, in Lindbergh.

15:25This is where we live.

15:26And, uh, my show is Backstage Radio and I produce under the name Dan Lopez Superfly.

15:33I make music with artists and I release under that name.

15:36You can find me on, uh, Spotify, Apple Music and all streaming platforms.

15:44That's what's up.

15:45That's what's up.

15:45And on Saturday night, live on air or at the radio station with my show.

15:50Now, I'm still waiting for my invitation to come on your show.

15:56Yeah.

15:57I'm, uh, we can make that happen also with a call.

16:01Oh, phone call.

16:02I can call you live on air.

16:03Oh, yeah, yeah, yeah.

16:04Yeah, phone call.

16:05And I'll hold it to my microphone and then we can, I did it a few times at work.

16:10So, guess who I had on, uh, on Thursday, which was yesterday for, uh, coaching sessions Thursday.

16:17I'm sure you've seen her on the flyer.

16:20Seisha.

16:21Ah.

16:22Yeah, Seisha Blanca.

16:23Seisha Blanca.

16:24Yeah, yeah.

16:24She was on, uh, yesterday.

16:27I know for a while.

16:28Yeah.

16:29Uh, a few years ago, uh, I had an email with her music.

16:34And biography and like that.

16:38And via Facebook and everything, we got to know each other.

16:41You know, she's a good artist.

16:43Yeah.

16:43She came up independent and now she's, wow.

16:46Yeah.

16:47Now, how did you get in contact with most of the artists in, um, the U.S.?

16:53Because I know you introduced me to, uh, I think Selfmade.

16:57Selfmade EST.

17:00Yeah.

17:00Selfmade EST.

17:02I have music with him.

17:04That's one of my singles with Rebel, uh, Champions with, uh, Rebel Ashes and Selfmade EST.

17:10Also on Spotify.

17:13And now how do I do it?

17:15Uh, yeah, I was always with my, I started with my radio show and I wanted to play music

17:20that was not heard here and I have a big interest in Boombap hip hop and underground hip hop.

17:26But I was all searching for new artists and hard to find music.

17:31So I started to network online, searching for people in the USA, making music with independent artists.

17:38Uh, I was really not looking for the major artists.

17:41So I wanted to find raw diamonds, bring a fresh new music to my show.

17:45Um, and that's, I'm doing it almost for 12 years and like that, I'm always online, uh, searching for artists

17:52saying, Hey, what's up?

17:54I'm from Belgium.

17:55Uh, can I play your music, you know, uh, and asking for permission, you know, because that's important.

18:03You cannot just go take somebody music, play it, and they don't know what, let them know, you know, let

18:10them have the favorite to know.

18:12That's what's up.

18:13That's what's up.

18:13And, uh, all those, yeah, I like to approach like, uh, yeah.

18:19And if I'm easy to make friends with, you know, and, uh, yeah, let's make, that makes a good option

18:26for it to go and network, always networking.

18:29That's good.

18:30Almost over a decade.

18:32And, um, you're reaching out to people, you're interacting with people from overseas, which that could be a, uh, a

18:40challenge.

18:41Um, you know, even with us, because people think I live in America, but if they, and then they call

18:48me, Hey, let's meet up.

18:50No, I can't.

18:51I'm from Belgium.

18:51I don't care.

18:53Right, right, right.

18:54Now, even with that being said, um, I've always found this very fascinating.

19:00And I don't know if this is still the case today, but from what I understand is that.

19:09People who are overseas, they're more liked and loved in the U S and vice versa, uh, artists who are

19:19in the U S people go crazy, crazy for them in Europe.

19:25So is that the same thing as far as when it comes to independent artists or is it more of

19:31just like a mainstream thing?

19:32No, I think the U S is oversaturated with the music and now have like Netflix type of everybody's doing

19:40dropping music.

19:41One was this track, one was like another track, uh, AI doing this thing and everything.

19:47I think oversaturated.

19:49And when we find new artists and new music here, yeah, we freak out, you know, because we love hip

19:54hop, love house music, you know, and everything jazz.

19:58Yes.

20:00Okay.

20:01Okay.

20:01You just opened up a door for so many, so many questions for me.

20:05Um, so let's speak about the genre of music.

20:10So you said, I know that you all love house.

20:14You love house.

20:15There's this underground house music movement.

20:17I love disclosure.

20:18Like the house music, uh, a little bit, uh, started in Belgium and in the Netherlands, you know, the culture.

20:24Uh, yeah, like the nineties classics, the most nineties classics in Belgium and Netherlands made.

20:34Okay.

20:34So like, you know, who disclosure disclosure is, right?

20:38Yeah.

20:39Disclosure.

20:39You know, the group disclosure.

20:41Yeah.

20:41Okay.

20:42So now let's take it, take it back to the nineties.

20:44One of my favorite groups that I fell in love with them, like 89 is this group called soul to

20:50soul and they're from London.

20:53Okay.

20:54And they play a lot in London.

20:57They have, um, their popular song, keep on moving.

21:01And then they have another popular song called back to life.

21:04I'm sure you've heard back.

21:05I'm sure you have.

21:07I think I've heard.

21:08So, um, absolutely.

21:12Keep on moving.

21:13Absolutely.

21:14So how popular is soul to soul out there?

21:22Because they're still, they're still torn.

21:23They still do things out there.

21:25Yeah, but you don't hear it unless the radio really is playing it.

21:31And, uh, yeah, what you now hear are like modern songs and, uh, but if you go to the classics

21:42in the shows, I'm, uh, you know.

21:45So now your music.

21:48Maybe sometimes we have an event.

21:51Uh, I love the nineties.

21:53I'm mostly around that time.

21:55Uh, all the ragers are playing nineties musics.

21:58You know, maybe that's when the time and all the tracks come on.

22:02I got you.

22:03Hey, uh, and I want to do free promo for the event, but they have to, uh, send you a

22:08message for that bro.

22:11So, um, what is your favorite?

22:15I know you do the hip hop, but I know of course we've talked about house music.

22:19You even said something about jazz, which that's new to me because I didn't think that jazz was popular.

22:26You know, I feel like out of all of the genres, I feel like jazz tends to sort of like

22:32get the back burner, but hip hop, of course, is number one.

22:36Um, no matter where you're at, what is your favorite hip hop, R&B, jazz house?

22:43Uh, in fact, I like jazz because of my colleague, Nico, with the show blue notes on Sunday on a

22:52radio.

22:52Okay.

22:52He has a jazz program, so, uh, I know jazz because of him, uh, and, uh, if I'm a shoes

22:59for a genre, I think the boom bap hip hop, old school boom bap, 90s, a rock style hip hop.

23:07I know what you're talking about, yeah.

23:09Yeah.

23:10Yep.

23:10Okay.

23:12Interesting.

23:12I didn't know that jazz, uh, was something that, uh, I mean, just thinking about what we have going on

23:19here in the States.

23:20I feel like jazz is sort of like, it's there, it's good.

23:25This is bad about it, but I don't.

23:27You also have, yeah, you have recipes, Toots Steelermonts, uh, also via Nico.

23:32Uh, yeah, you have, uh, famous Belgium, uh, jazz musicians, like Toots Steelermonts, with, uh, how do you call it

23:39an instrument?

23:40Uh, the, uh, the harmonica, harmonica.

23:43Yeah, yeah, yeah, yeah.

23:45Toots Steelermonts, if you're looking up from Belgium, Toots, and, uh, you will hear the famous sounds, you will recognize

23:51some.

23:52Uh, if you like jazz, I bet you heard, uh, from them.

23:56I probably have a lot of times.

23:58I know the song before I know the artists.

24:00I know I hear it first and I'm like, oh yeah, I've heard that before.

24:04And then I go searching for, you know, the, the artists.

24:09I love, uh, apps like Shazam because I'll be just somewhere minding my business and a song will catch my

24:15ear.

24:15Oh, what is this?

24:16So I always have Shazam on my phone to, you know, help me out when it comes to learning new

24:22music.

24:22Like now, speaking of technology, we're going to flow into this segment because I'm curious to see what you think

24:28about this.

24:28But you spoke about it earlier.

24:31AI, there's so many artists out there.

24:33Things are saturated, you know, especially in the U.S.

24:37Everybody, it's, it's kind of ridiculous.

24:39The amount of requests that I get for people that want to come on the podcast and everything.

24:44And I'm like, are you even real or are you a computer?

24:48It's, it's a lot going on.

24:49So how do you think that AI helps the music industry or do you think it hurts the music industry?

24:57It hurts because one stream is already 0.004 of a cent.

25:05So what is one stream?

25:06You, to make four euros, I need 1,000 streams.

25:11And if you don't own a full hundred percent, like producers like me, you, maybe you own 40 or 50

25:17percent, it's still 50 percent of it.

25:19Not the whole part of it, you know?

25:22So that's with the royalties and the distribution and the rate they do the streaming.

25:28Well, if they say, okay, put it on one full cent, okay, well, that's a difference.

25:33But the most rappers are not making, it's just, yeah, I have almost 21,000 streams.

25:40And I think I earned from royalties around 30, 30 dollars.

25:46Yeah.

25:47That's interesting that you brought that up because I wanted to speak about that as well when it comes to

25:52the streaming.

25:53Because I'm from the 80s, 90s era when it comes to music.

25:5890s was like amazing.

26:00Yeah.

26:01I'm, I'm glad that I was.

26:02You can buy singles.

26:04Exactly.

26:05Singles was everybody buying.

26:07So that's what, what the money came in and the money arrows for the music, you know, it's really killed

26:12it.

26:14So.

26:14Yeah.

26:15I, I love the, the fact that you could get CDs and you can read the covers.

26:18We have pictures.

26:19We knew exactly what studio they went to.

26:22They used to give their shout outs and thank you.

26:24The whole story.

26:26A whole story.

26:27Yep.

26:27I told the story.

26:28The lyrics.

26:29He was rapping with them.

26:30Yeah.

26:30I remember the T-Pak tapes and the T-Pak tapes.

26:33Yep.

26:33Man, I really.

26:35So now, now we stream.

26:37So I understand what you think about the streaming because I heard that in order for you to make something,

26:42you have to be a major superstar.

26:44You have to be a major superstar who gets multiple plays.

26:48If you're clever, you don't have to be a major superstar to still make something if you take it on

26:53clever.

26:53So you have the royalties and distribution, but you have, uh, more, uh, agencies that pay out, you know, like,

27:05uh, the copyright and stuff.

27:06And then stuff like this, like, uh, that people can put in the homes, you know, uh, opening up, uh,

27:14more, more stuff to do a little bit of merchandise, you know, always helps.

27:19If you're a good artist, uh, performing is the main thing.

27:23You got to make sure you're performing.

27:28Okay.

27:29And now we're talking about financial and music.

27:32You got to have a J or B.

27:35Ah, come on now.

27:37Okay.

27:38I'm also a wet coat painter.

27:40I do radio.

27:41I'm a producer, but I'm also a wet coat painter.

27:44I paint parts of trucks in the factory every day, eight hours a day.

27:49Okay.

27:50So you wanted something now you just opened up so many different questions.

27:53First of all, I love the, uh, Gwen Gunthry, uh, you know, intro that you did, uh, J O B.

27:59I love that.

28:00Um, Foxy Brown feature Maya.

28:03They also also did the remix too.

28:04So I love that, but you do, you do have to have a J O B and this is what

28:08we speak about here on financial Friday.

28:10So you just basically opened up the door for that.

28:12So how important is it for you to be an independent artist or just an artist in general?

28:19Let's just speak artists in general.

28:20Me, I'm a podcaster.

28:22You, you're a producer, musician.

28:24How important is it for you to make sure that you have your financial aspect in order?

28:30How important?

28:31Because it's more investing than earning music nowadays.

28:35Mixing, mastering is costing me more money than I make from the streaming.

28:41So, you, you, you, you have to take it on the long way.

28:45You have to start now to win in a few years.

28:49You know, uh, I, I do it now for two or three years, but, um, I think when I'm at

28:5410 years, I'm a winner there.

28:56You know, let me win at 10 years.

28:58Not now.

28:59So I'm a winner, you work it up, you know, gather up the streamings and, uh, take a job.

29:05If you're not happy with the money from your first job, take that job while you have that job, apply,

29:10apply for better job.

29:12When the better job takes you, you go to the better job.

29:15If you're not happy, you still apply, apply.

29:18When the more better job takes you, go there.

29:20And that's how you get up, uh, you know, the, the, uh, I agree.

29:29I agree.

29:30See what I think that the powers that be, and I'm saying this very loosely, but the powers that be

29:38who control the music industry,

29:41I feel that they're selling our youth, uh, a dream.

29:45They're selling them a dream in some cases to lead them in a false direction.

29:51They're letting them believe that that's mine and others.

29:54They're selling you something that is mine and others with expensive subscriptions.

29:59And we get the crumbs and that's a damn shame.

30:05That is a one.

30:07That's one aspect about it.

30:09That is one aspect about it when it comes to artists performing, but they don't have to, they get for

30:15the performance,

30:16but they don't have the ticket money because the ticket money is way much more than the booking fee, you

30:21know?

30:22So, and it's like Spotify.

30:24We are, we are performing in Spotify, but you paying for the ticket, but we don't have a share on

30:30that ticket money.

30:32We just get for the, uh, one stream 0.004 or sometimes less because if it's, uh, premiums, uh, or,

30:43uh, not pay, uh, no subscription, uh, stream, you know, depends on what country or is a premium data, uh,

30:51as low as $1.

30:52The stream is almost nothing, you know, so what you get 25 cents want and then 30 cents and then

31:0050 cents.

31:02And, and that's so, uh, profound that you said that because think about the dollars is just doesn't weigh out,

31:10you know, what they charge and what you get paid is something different.

31:13But young people looking in, they see the rappers on TV.

31:17They say the jewelry, they see the cars, they see the chains, they see the houses.

31:21And in most cases, sometimes that stuff is fake.

31:24So they get into it and that's the first thing they run out and want to do.

31:29They want to buy the biggest chain.

31:31They want to, you know, get the flyers closed.

31:33They want to be, you know, making it rain instead of thinking about it a different way from a financial

31:40aspect of how do I stay around for a long time?

31:42And how do I be an artist that has longevity instead of, you know, here today, tomorrow.

31:50I think I'm a producer and a racer.

31:53If I was a rapper, would you, I will tell you what I would do.

31:57I would make my music.

32:00I will make snips and bits of it.

32:02Go viral with it on TikTok and everywhere.

32:06Copy my, buy a set of 2000 CDs to copy.

32:11I copy my own album, sticker it, and I sell it exclusive to the people only.

32:21So never, and it will be never fine to be streamed on exclusive from my hand to buy the album.

32:28You cannot stream it.

32:29You cannot find it.

32:30You can see the viral TikToks and everything.

32:32But if you want, if you want the full songs, come and get it.

32:39Now, I got a question.

32:41All USB sticks.

32:42USB sticks with the brand.

32:44Oh, I was.

32:44Same over.

32:46Two fans.

32:48That's what I was going to say.

32:49Let's boil it screaming.

32:52Okay, that's what I was going to say, because you said the CD aspect, and I was going to ask

32:56you, do people still listen to CDs?

32:59Oh, vinyl's still hot here.

33:00People are still doing CDs.

33:02Like the cassettes from back in the days are also getting popular back.

33:07The Walkmans are coming back.

33:09That's crazy.

33:10People are releasing them.

33:11Cassette tape, everything.

33:13I didn't like cassette tapes, because if I like a song, I hate that you have to keep rewinding and

33:19then stopping and rewinding and stopping until you get right to that song.

33:23But, you know, with the CDs, you can hit the button.

33:25Boom, that was a game changer for me.

33:27Yeah, but on the empty cassette, you was making your own mixtapes with the radio.

33:32I know.

33:33I know.

33:34Yeah.

33:36So, that was an awesome era.

33:38You had, oh, this track, this track, you know, waiting on the radio until they stopped talking, you know.

33:44I hated that.

33:45Oh, I hated that.

33:46Oh, I hated that so much.

33:48They never finished the song.

33:50I know.

33:51Oh, I hated that.

33:52I know what you mean.

33:53But that's what CDs were so good about.

33:54I had a match of a different song.

33:56Yeah.

33:58Yeah, that was some good time.

34:00If you have a fan base, grow it somewhere.

34:04TikTok, Instagram, everywhere is good.

34:07If you can make a fan base, try to sell directly to them.

34:13Okay, so.

34:15And if you have a good fan base, there is also another method.

34:18If you need help and you don't have a team, it's called, I call it, put your fans to work.

34:23If people really want to do something with you, give them, hey, you can be head of social media.

34:29Do my Facebook.

34:30Hey, you can do this.

34:31You can promote me there, you know.

34:33Help me with this.

34:34And engage your fans to be a family.

34:37Your day once, you can do that.

34:39Because the most loyal will help you with everything.

34:42And then when the times comes up, you have a good gig.

34:44You say, hey, bro, you earned the ticket.

34:46Come to the gig, you know.

34:48And everything.

34:49And this time, you have a fan base.

34:51And they have more connection with you.

34:55Now, do you, will you trust somebody to do your social media?

34:59Do you trust anybody to take over any aspects of your business?

35:05First thing, social media is not really good for private.

35:11If you go, and my, it's all about music, the radio.

35:15So, if it's business, it's good.

35:17You can hand it out to somebody in charge.

35:20Because you will not have the time to be on your phone.

35:24Because how else, how do you do your work, you know.

35:29Right, right.

35:30And social media can be nasty.

35:34If you get a lot of stress.

35:36If you get bad comments while you're doing your best, you know.

35:39People get, like, not motivated from it, you know.

35:46I think we were in your Facebook group.

35:49And I think you had to shut down a couple people in the Facebook group.

35:53Because they were getting crazy.

35:54Yeah, yeah.

35:54Remember that?

35:55Yeah, I have a big group.

35:57And there's a few chat rooms.

35:59And, yeah, sometimes they fight.

36:01I don't know what happens.

36:02They go look and they see a fight in the chat.

36:04And say, hey, stop, stop, stop.

36:07Right.

36:08But it's cool.

36:09I got people in there, you know.

36:13Yeah, a lot of people in there.

36:14Yeah, that's great.

36:16Yeah.

36:17That's another way of using a group on Facebook to get a community on your own together.

36:22Let them interact with each other.

36:24Let them share stuff on it, you know.

36:27Make sure to always be also there to engage with them.

36:31And, you know, build a fan base.

36:34And that's if you get 1,000, 2,000 people.

36:38And when you drop your CD or USB stick or something, you have a place to go and try to

36:45sell it, you know.

36:49Now, I spoke about how you interacted with people overseas.

36:55Not overseas.

36:56You're overseas to me.

36:58But basically over here in the U.S.

37:02Have you found it difficult where people in your own backyard, have you found it difficult to work with some

37:11people in your own backyard?

37:17So, it's, uh, yeah.

37:20Yeah, it happens.

37:21You have difficult people.

37:23Sometimes you lose.

37:24Sometimes you win.

37:25You know.

37:26Like in the past before, I was downloaded by Superfly.

37:30I had to fail somewhere to become successful after that under my own name.

37:39So, I started the other labor with some friends.

37:42I got, uh, I got scammed out of my investment.

37:46The back, uh, paying me back never happened.

37:49And, uh, instead of taking revenge, I took my knowledge.

37:54Everything I did, I turned around, did it all for myself.

37:57I started up, Dan Lopez, Superfly.

37:59I, uh, only have six singles out, but I'm rivaling with my streams.

38:05I'm doing good.

38:06And, uh, yeah, I still have more to come, you know.

38:09And, uh, yeah.

38:10So, so, I, I lost with friends.

38:15Well, I went and won on my own, you know.

38:18Not, not only a loss with friends, but unfortunately a loss financially as well.

38:23Sometimes we have to go through things financially.

38:25So, that we understand because we, we could be so trust-worthy of people.

38:31Buy verses from artists.

38:34If you go and buy verses, like 16 bars.

38:38Yeah, I can, I lost, I lost money, bro.

38:41But, hey, I, I turned my back.

38:45I trusted myself on what I know and what I can do.

38:48And, you know.

38:50You know what, you know what the, uh, the great thing behind that is, is that, uh, you've

38:54learned your lesson and it won't happen again.

38:57Yeah.

38:58And, I mean, well.

38:59I split for a second.

39:00Uh, because, uh, what was I going to decide to do?

39:04Because I wasn't a, wow.

39:07Uh, I really lost base, you know.

39:09I could take revenge, go after them.

39:12But, I really said, you know what?

39:16I'm going to do it no more.

39:20Right, right.

39:21You, you, you end up on top when you don't take revenge.

39:24And, that was going to be another question that I was going to ask.

39:28Like, if you were to see people from the past who've done things wrong to you, who thought

39:33that they got away with things.

39:34How do you think you would interact with those individuals if you went to an award show, if

39:38you went to an event, if you saw them in the street?

39:41How do you think that the newer version of yourself would address them today?

39:45Or, would you even say anything anyway?

39:47Well, thank them for staying away for so long and ask them to go away for more.

39:53I got you.

39:55I got you.

39:56That's a good response.

39:58I used to always say, oh my goodness, I can't wait until I see this person.

40:02I'm going to, you know, go in.

40:05It's going to be a problem.

40:06Like, when they see me coming.

40:07Because if you're going to, words like casting spells, you have to be careful what you say.

40:13Because if you're going to ask for it, you're going to get it, you know?

40:17I know that's right.

40:18Because if you do good, you get good, you know?

40:22It's like karma, you know?

40:25Good karma, bad karma, you know?

40:27I know that's right.

40:28I know that's right.

40:29That is awesome.

40:32So, if we can talk about money a little bit before we get out of here.

40:38Yeah, I'm going to order a little drink.

40:41Okay.

40:43Okay, that's what's up.

40:44That's what's up.

40:45I don't have time.

40:48So, all right.

40:50So, money in Belgium versus money.

40:54Oi.

40:55How's it?

40:55My God.

40:57Hey.

40:57What's your name?

40:59It's Kylie, my girlfriend.

41:00How do you?

41:02What's going on?

41:03She's also content creator.

41:04Yeah.

41:06Well, we're going to have to have her come on one day.

41:08Yeah, I have to start up a YouTube channel.

41:13She's a, you know the term cozy gaming?

41:16I don't know the gaming industry.

41:19Relaxing games.

41:20She has a game.

41:22She plays a Disney Dream Life Valley.

41:24Hey, not sponsored by Disney.

41:25We do it all.

41:28Yeah, she's great at it.

41:30She's like a double pro in the game.

41:32And she makes videos about it on a YouTube channel.

41:37And Disney Dream Life Valley.

41:41Okay, the game.

41:42And she has a channel.

41:43Can I do a shout out?

41:45Sure.

41:45Go ahead.

41:46She has a YouTube channel, Gaming with Kylie and the one behind it.

41:52And if you are from a Disney fan, you can always see her relaxing gameplay.

41:58So it's Gaming with Kylie and the number one.

42:02Yeah.

42:03I can send you the link later on.

42:05Yeah, I'll definitely want to check that out.

42:07Yeah, definitely.

42:10So U.S., how we handle money, and you're in Belgium.

42:15I know we were speaking a little bit off air about the taxes and everything.

42:23So, how is it?

42:25Belgium.

42:28Say it again.

42:29The war in Iran, man.

42:30The war in Iran is making everything expensive.

42:35Okay.

42:36Gas price everywhere, yeah.

42:39So you're experiencing that as well.

42:41So my question to you is, do you know exactly where every dollar goes?

42:47Huh.

42:49In the pockets of the politicians.

42:51I don't know.

42:53No, I mean, okay.

42:54So I mean, so for you.

42:57When a paycheck, when it comes to money that you get.

43:00Yeah, we have it in euros.

43:02Euros, huh?

43:03And yeah, we have like 50, I think 50 or 51% income tax directly from a paycheck.

43:12Yikes, that is insane.

43:14We have a whole bunch of taxes.

43:17We have tax on cinema tickets.

43:20We have tax on festival tickets.

43:22Tax on food.

43:23If you go out in a restaurant tax.

43:25You got road tax.

43:26You got a few.

43:27If you die to, if you leave money to your family.

43:32They have tax, tax on the, it's like, they're a big fan.

43:38Yeah.

43:39But I think it's everywhere now.

43:41With wars.

43:42I don't know what's happening.

43:44Why all these wars?

43:48Well, it's about money.

43:52Yeah, but it's definitely not benefiting the people.

43:57Oh, of course not.

44:00It's benefiting a few, but it's going to benefit the savvy people, the financially savvy people

44:09who know about investing and things of that nature.

44:13The everyday person who doesn't know anything about investing, their dollars are being eaten

44:18away by inflation and taxes and all of the things that we're speaking about.

44:24And they're making people scared because, hey, the stock markets are going to crash.

44:33To be clear, if you don't have your money, people are like, we don't have our money.

44:37We don't have to be afraid.

44:39Only the people who have their money in the stock markets, they have to be afraid.

44:42Why are you making us afraid where our money is not even in there?

44:48Wow.

44:48Why are you making me afraid?

44:50It's going to crash.

44:51It's going to crash and burn, man.

44:54Let everything flat zero back again.

44:58I don't believe, again, and this is only my beliefs, and I'm not a financial advisor.

45:03I'm not a financial planner.

45:04I'm only a financial coach.

45:05But personally, me, I don't believe that would have ever crashed a flat zero.

45:09So the prices are going up, keep going up, housing, rent, but the paychecks, not, are blocked?

45:17It's called inflation.

45:20No, no, no, no.

45:21It's called inflation, and it's been around.

45:24It's a made-up word.

45:29So my question is, what does retirement look like in Belgium?

45:34What age is retirement?

45:36Do people retire with money?

45:37People older than me, they had a chance.

45:41They saved up time enough.

45:43But now, like me, every few years, we have a new government, so I always have to be afraid.

45:49What are they now going to do with it?

45:51What is their plan?

45:53And I really don't know.

45:57Okay.

45:58Okay.

45:59That's fair enough.

46:00Minus.

46:12So what it sounds like is it's the same thing that goes on in the United States.

46:17And what that is, is that we're not going to teach people about money.

46:23We're not going to talk to them about how to invest their money.

46:27We're not going to teach them how money works.

46:29Because if we don't teach them about money, then they basically stay stuck in a matrix.

46:35Have you heard that before?

46:36Stuck in a matrix?

46:38Stuck in the system?

46:40Yeah.

46:41You're stuck in a matrix and you're stuck in a system when you don't know anything about financial literacy.

46:47Just the way it goes.

46:50I think you have to get aware that there is a system.

46:53If you don't know it, you are an NPC, not playable character, we call that in the gaming.

46:59People who have the same pattern year in, year out.

47:05Absolutely.

47:07Work role.

47:08It's like school and everything.

47:10Yeah.

47:10In education, we're getting ready for factory.

47:15We're getting trained to do the hours, eight hours at factory.

47:18So at school, we do eight hours.

47:20So it's trained to get you in the factories, not to get you smart.

47:26Sorry, I don't want to start getting into school.

47:28Exactly.

47:29No, no, no.

47:30You're telling the truth.

47:31They are not training us to do anything except become slaves to the system.

47:37You are absolutely right.

47:41And you get caught up in student loan debt.

47:46The day is 24 hours.

47:47What is night then?

47:50They say 24 hours.

47:53The day has 24 hours.

47:54What is night then?

47:58Exactly.

47:59Exactly.

48:00Because if you only have 12 hours in a day, you will never give up eight to go to a

48:06J-O-B.

48:09Exactly.

48:11Exactly.

48:12Exactly.

48:13This has been so great.

48:14I would like to invite you to my master class.

48:19I'm having a master class on Sunday, which is basically it's let me make sure that I get this right.

48:29The spiritual cost of debt, teaching you about how being in debt can affect your spiritual.

48:37And when it affects your spiritual, it affects other different realms, such as the mental, mental health, physical, and also

48:46the financial, which is, I believe, one of the number one causes as well.

48:50So you see me on Instagram.

48:54I'll send you the link as well.

48:55But definitely come to the master class.

48:58Two hours.

48:59Get some financial literacy.

49:01I have made it my goal to teach as many people who are willing to learn about financial literacy.

49:09And, yeah, we can dig into this room.

49:12Oh, absolutely.

49:14Definitely would love to have you because what you're speaking about, you know some things.

49:19You're speaking.

49:20And once you get it all, you're going to be able to connect the dots and you're going to be

49:24like, okay, now I really get it.

49:26Yeah.

49:27You know some things.

49:28You know some things.

49:31Thank you for the compliment, bro.

49:33You're also, bro.

49:33You're brilliant, man.

49:34You look fly, man.

49:38I appreciate you.

49:40Well, we got to go ahead and get out of here.

49:42So go ahead and let everybody know once again where they can go ahead and follow you at.

49:48Yeah.

49:48I'm Dan Lopes Superflyer on the radio and on Spotify.

49:52And I have one last shout-out if I can do one.

49:55I have a breaking news shout-out.

49:58I have a Belgian rapper.

50:01Oh, we lost him right as he was getting ready to give his shout-out.

50:06Wow.

50:08Let's see if we can bring him back up real quick.

50:11Here.

50:12Oh, you're here.

50:13You're here.

50:13Go ahead.

50:13I have a breaking news.

50:16A great rapper from Belgium that I know, MC Rokos.

50:19He has a track with the son of Nate Dogg, Inhale.

50:23The title is called Inhale featuring Inhale.

50:26So go and check it.

50:28That's what's up.

50:30With Nate Dogg's son, huh?

50:31Yeah.

50:32Inhale is his artist's name.

50:34And the track is also called Inhale with MC Rokos.

50:37And that's big news, man.

50:40That's what's up.

50:41That's what's up.

50:41I did see that on your page.

50:43I did see that.

50:44Yeah.

50:44The king of books is fun.

50:47Congratulations on that one.

50:49All right.

50:51Salute to Rokos for this one.

50:53Yes.

50:54Thank you, bro.

50:55Thank you so much for joining.

50:56We got to have you come back.

50:57And I need you to bring some people with you.

50:59Next time, I will do you back a favor on my radio show.

51:04And then I call you.

51:07Okay.

51:07Super, super.

51:08Yeah, I'm there.

51:09You'll make it happen.

51:09I'm there.

51:10And then until Sunday.

51:12Yes.

51:13I'll see you.

51:14All right.

51:15Take care.

51:16Okay.

51:16Have a good night.

51:17Thanks, bro.

51:18Bye.

51:19No problem.

51:20There you go, ladies and gentlemen.

51:21That was Superfly.

51:23Danny Lopez, all the way from Belgium.

51:33I had no idea that he was going to take it there when it comes to some of the things

51:38when

51:38it comes to financial literacy.

51:40And these are the things that I speak about.

51:41And, of course, I take it there a heck of a lot more than what I do on a podcast

51:45because

51:46I can only touch it surface level here on a podcast.

51:49But when we do my financial strategy sessions, when we do my master class sessions, they go

51:55a little bit deeper.

51:56So, depending on when you catch this, please go ahead and text me at 609-210-98 if you want

52:02to learn more.

52:03I am giving away some complimentary seats for my master class.

52:07So, I know that the recording timing might be off for a little bit, but still, you should

52:12be able to catch the replay at this moment by the time you've listened to this.

52:15So, again, you want to know about how you can catch that replay of the two-hour master

52:20class, please just text me the word replay to 609-210-98.

52:26Again, that is replay to 609-210-98.

52:30And other than that, I want to say thank you all so much for joining in.

52:34If you've heard anything that has sparked some sort of interest where you're like, you

52:38know what, I want to learn a little bit more.

52:41I want to know exactly what he's speaking about when it comes to that debt-free living.

52:45If you are an individual who said, I have had enough.

52:48I am tired of robbing Peter to pay Paul.

52:51I'm tired of being stuck on a hamster wheel and feeling like I can't get off.

52:56I'm tired of being down here on the ground and I can't get any lower.

53:01You want to cut up the credit cards.

53:02You don't want to deal with that anymore.

53:04You are tired of the car payments.

53:06You're tired of the vicious cycle over and over and over again, in and out of debt, in

53:12and out of debt, in and out of debt.

53:13But when you say no more and you really mean no more, shout out to my girl, Mary J.

53:19Blige.

53:20I can just think about no more drama right now.

53:22But when you really do say no more drama and you really don't want any more of the nonsense

53:26in your life, you might be ready.

53:30If you still want to swipe the card, if you still stuck on buy now, pay now, if you still

53:35scrolling on a gram and tick tock and just, you know, Amazon prime delivering to your door

53:40every five minutes, then you're not ready.

53:43I'm talking to the individuals who have had enough.

53:46You already know what it's like.

53:48You don't have to worry about going to hell because you've experienced hell on earth.

53:51You've experienced when you're not able to pay your bills properly.

53:53You have experienced when you've been stuck and you don't even know what you're going to

53:56do when you're trying to figure out which bill you're going to pay.

53:59Head on over to laryngaines.com.

54:02Sign up for that free 15-minute consultation.

54:05I'm telling you, I focus on debt-free living from four different realms, spiritual, mental,

54:11physical, and financial.

54:12We focus on a spiritual aspect first.

54:14We flow into the mental to get your mindset together because it's really about mindset,

54:20how you think and feel about money.

54:22And then we focus on a physical, how you show up in the physical world when it comes to

54:26dealing with money.

54:27And then, of course, if you stay true to those three pillars, spiritual, mental, physical,

54:34the financial is just going to come so easy once you learn the principles.

54:38Head on over to laryngaines.com.

54:40This has been an amazing experience.

54:42I thank you all so much for joining in.

54:44And I cannot wait to speak to you all again.

54:47Lots great.

54:48Lots great coming up.

54:50So thank you all so much and take care and have a good night.

54:54Thank you all so much and take care and have a good night.

55:28Take care and have a good night.

55:31Take care and have a good night.

55:35Take care and have a good night.

55:38Take care and have a good night.

55:39Take care and have a good night.

55:41Take care and have a good night.

55:43Take care and have a good night.

55:45Take care and have a good night.

55:47Take care and have a good night.

Where Your Money Goes Before You Notice | DISC 6: Vitality | 411 Podcast🍾Reading Between The Wines (Episode 23)

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