The Late Fee Pattern | DISC 6: Vitality | 411 Podcast🍾Reading Between The Wines (Episode 27)
Featuring: Wine Down Wednesday, Mentorship Series
Wednesday | April 29, 2026
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Song of The Day: "Remember The Time" by Michael Jackson
Released 1991 | Dangerous
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DISCLAIMER: The content and information provided by Black Diamond Consultations are intended solely for educational and entertainment purposes. We do not guarantee the accuracy or completeness of the materials, and any reliance you place on them is strictly at your own risk. Our content is not intended to be a substitute for professional advice or judgment. Black Diamond Consultations shall not be liable for any errors or omissions in the educational and entertainment content or for any actions taken based on the information provided.
411 Podcast🍾Reading Between The Wines
DISC 6: Vitality
Track 27: The Late Fee Pattern
©️ 2026 Black Diamond Consultations Network
LerinGaines.com
Featuring: Wine Down Wednesday, Mentorship Series
Wednesday | April 29, 2026
Streaming LIVE on all social media platforms @LERINGAINES
https://leringaines.com
https://linktr.ee/leringaines
https://www.facebook.com/leringaines
http://instagram.com/leringaines
https://www.tiktok.com/@leringaines
http://twitter.com/leringaines
https://www.youtube.com/@leringaines
https://www.twitch.tv/leringaines
https://kick.com/leringaines
https://dailymotion.com/LerinGaines
Song of The Day: "Remember The Time" by Michael Jackson
Released 1991 | Dangerous
Burning Questions for Reflections!
Are smaller payments making your life easier - or making overspending easier to ignore?
Share your response to tonight's Burning Questions...
Text: (609) 200-1098 | Email: Info@LerinGaines.com
DM on any social media platform @LERINGAINES (Facebook, Instagram, X, TikTok, YouTube, KICK, Twitch, DailyMotion)
Sign up for my FREE Monthly Newsletter 'Whispers of Wisdom' for updates, exclusives, and inspiration!
Subscribe now at LerinGaines.com
#Facebook #Instagram #TikTok #X #YouTube #KICK #Twitch #DailyMotion #DebtFreeLiving #FinancialCoach #LerinGaines #411Podcast #RBTW #ReadingBetweenTheWines #BurningQuestions #BlackDiamondConsultations #VacationWithMe #WhispersofWisdom #DISC6 #Vitality
DISCLAIMER: The content and information provided by Black Diamond Consultations are intended solely for educational and entertainment purposes. We do not guarantee the accuracy or completeness of the materials, and any reliance you place on them is strictly at your own risk. Our content is not intended to be a substitute for professional advice or judgment. Black Diamond Consultations shall not be liable for any errors or omissions in the educational and entertainment content or for any actions taken based on the information provided.
411 Podcast🍾Reading Between The Wines
DISC 6: Vitality
Track 27: The Late Fee Pattern
©️ 2026 Black Diamond Consultations Network
LerinGaines.com
Category
️👩💻️
WebcamTranscript
03:08Here, we explore what it means to live debt-free.
03:12Not just financially, but spiritually, mentally, physically, and emotionally.
03:17Every episode is a part of a journey across our weekly mentorship series.
03:22Spiritual Sundays, mental Mondays, spiritual Sundays, mental Mondays, transformational Tuesdays, wind-down Wednesdays, coaching sessions Thursdays, and financial Fridays.
03:32Each day holds space for wisdom, each day holds space for wisdom, each day holds space for wisdom, clarity, and
03:35real conversations.
03:37So, grab your journal, pour your glass, and prepare to go beyond the surface.
03:42Deep inside we don't just talk, we transform lives.
03:46And now, here's your guide through it, and mentor, and financial coach, Laren Gaines.
04:07what's going on y'all welcome welcome welcome on in to another episode of reading between the
04:16wines i must say we are going to have a great show tonight i know i say that every night
04:24we're
04:26gonna have a great show and i want to thank each and every one of you out there thank you
04:30all so much
04:30for tuning in i want to say what's up to everybody out there on youtube i appreciate you facebook i
04:39appreciate each and every one of y'all thank you so much for all of the love and support i
04:44really do
04:44appreciate it and if you could please do me a favor please hit that like button throw some
04:52comments in there let me know use your virtual voice share this content out to anybody friends
05:01family anybody that you think of that could possibly benefit from the four on one podcast reading between
05:09the wines i want to say what's up to miss sos what's going on thank you so much what's up
05:16to nate perry
05:19so many people out there i want to thank my family thank you all for uh coming through i appreciate
05:24you
05:26and of course i could not do this without my executive producer i want to thank god for giving
05:33me another opportunity to come out here and give you another episode of reading between the wines
05:42so we're going to get into this we are here episode 27 the late fee pattern we're going to speak
05:51about
05:51these late fees we're going to speak about bill management how you manage your bills late fees
05:57what happens when you are disorganized and you think that some of us think sometimes that we need
06:05more money but sometimes we need more organization before we can get the extra money we need to get
06:12organized so we can able be able to maintain and sustain the extra money once we get it
06:21it is a dry episode tonight although it's not really a dry episode i got my little
06:27house wine here so i'm gonna still be uh sipping as we go through but i'm not showcasing any wine
06:35tonight
06:35next week i have a nice bottle that i'll bring to the forefront so stay tuned next week but we
06:42still
06:42gonna you know do it up i want to say cheers thank you all so much for joining in on
06:48another episode
06:48i appreciate you
06:51get your glasses ready um get your journals ready because we definitely gonna go in and um
06:59i've been really i've been really like on it lately i saw the michael jackson movie
07:07so i've just been on his music lately and i've been studying it ever since so
07:14let's get right on into the song of the day
07:29remember the time 1991 i'm gonna spend some time on this one
07:37okay so besides of course 1991 off of the dangerous album
07:44i had to really really really really really really think of what the most iconic michael jackson video is
07:51and i know people were gonna say thriller is it and of course
07:59that it remember i was a little kid when thriller came out and i was scared of it
08:03i would run and jump on the couch because i thought that you know the the zombies were
08:09gonna bust through the floor just like you know what i saw on tv but i still
08:14watched the video even though i was scared as a young kid i still watched it every single time
08:21i knew it happened the car rolling down i knew what was getting ready to go down
08:26so i got prepared and got on that couch
08:29but when i got older another music video came out and i think he captured some of these elements
08:38because it was modern it was up to date compared to thriller
08:43and uh it was just dope remember the time
08:46so as i remember the time i just go back
08:49and i think back to how i used to be
08:53when i didn't know how to live
08:54when i didn't know what was right from wrong
08:57in some cases i did but i just decided to do it anyway
09:00you know sometimes we know we shouldn't be doing things
09:03and we shouldn't go places and we shouldn't take it there
09:05but sometimes we do anyway
09:07so i remember the time when i didn't know which way to live
09:11and i remember the time when i was afraid to say no
09:15and i would be in such these weird situations
09:19and like laryn all you had to do was say no
09:22you didn't have to go to this party
09:24you didn't have to
09:26i didn't know who i was back then
09:28and i remember the time when i didn't know how to say no
09:31and i remember the time when i got myself into some situations
09:34and it could have been even worse
09:36if i didn't have the most high watching over me and protecting me
09:40i remember the time when i used to break down and cry
09:44when people used to say that they were going to walk away from me
09:48that they didn't like me
09:50they didn't want me
09:51i remember the time when i used to break down and cry
09:55i used to say you know i would roll around
09:59literally roll around like jodeci
10:01casey from jodeci
10:03like i remember the time
10:05and i'm so thankful today that i can remember the time
10:09and look back and say
10:11hey i'm so thankful that i don't look like what i've been through
10:15and it is a true blessing to still be here
10:18doing what i'm doing
10:19helping other people break through
10:21but i want you to look in the mirror
10:24michael jackson has a record called man in the mirror
10:26i want you to look in the mirror
10:27because do you remember the time
10:29when you thought that you had to have what everybody else had
10:33do you remember the time
10:36when you purposely
10:39switched up and changed up
10:41your personality
10:42your style
10:43because you felt uncomfortable on your own
10:46hmm
10:47i remember the time
10:49and i look back now
10:51and i say wow
10:53it is a beautiful blessing
10:55and i thank nobody
10:57because i could not do this
10:59without my lord and savior jesus christ
11:02because without him
11:02none of this would be possible
11:04and i remember the time
11:05when i thought that i couldn't make it
11:06i remember the time
11:07when a heartbreak
11:09felt like it was the end of the world
11:13but in reality
11:14lord knows that it was just the beginning of my world
11:18remember the time
11:211991
11:22off of michael jackson's album dangerous
11:25and that video is iconic
11:28i watched it the other day
11:30and was just
11:31in it
11:32just like i was when i first saw it
11:34from the dance moves
11:35to the
11:38mysteriousness behind it
11:41anyway
11:42so
11:45song of the day
11:47alright
11:48so i'm gonna see if
11:49birdman had a chance to
11:51see this movie
11:52i wanna talk a little bit about this
11:54i know that this is a
11:56financial show
11:57we're gonna get into it
11:58but
11:59you know of course
12:00i have some music elements in it
12:02and
12:04we
12:04we can't move on
12:06without speaking
12:08about
12:09one of the
12:10the greatest
12:11that's ever done it
12:12so
12:12let me get author
12:14poet
12:16and 313 in here
12:17and see what he says about it
12:33what's going on
12:34what's going on
12:36hey how's it going
12:37it's going good
12:41so
12:42how's it going out there
12:44it's going good man
12:46you know it's been in the 90s
12:48out here
12:49and
12:51enjoying this
12:51this this weather
12:5390s huh
12:55yes
12:57it's been in the 50s here
12:59yeah
13:00that's good weather too
13:02you know
13:02ain't no snow is it
13:04you right about that
13:05i'm gonna
13:07i'm gonna rock with you on that one
13:08you right about that one
13:12you definitely right about that one
13:15yeah
13:15you know
13:16i
13:17like i said
13:18i used to live up in michigan
13:19so you know
13:20when there's no snow
13:21everything's all right
13:22no matter what the temperature is
13:25it's all right
13:26when there's no snow
13:27no rain
13:28no
13:29you know
13:29no sleep
13:30everything all right
13:31i feel you on that one
13:34so now
13:36question of the hour
13:37did you uh
13:38see this movie
13:40oh yeah
13:40we went uh
13:41we had got tickets
13:43to the premiere
13:44um
13:44last thursday
13:45yeah thursday
13:47thursday
13:48and we
13:48oh yeah man
13:49you know
13:50hey man
13:50i've been rocking with the jacksons man
13:53for the longest
13:55okay
13:55so
13:56what you think about it
14:00you know what
14:01i think it was a good movie
14:03considering
14:04you know
14:05how it was put together
14:06and how much
14:07how long the movie was
14:09it was well put together
14:11because it kind of
14:12it kind of told the story
14:13exactly how joe jackson
14:15really was
14:17and
14:18the jacksons man
14:19they
14:20you know
14:20a lot of people don't realize
14:22man
14:22them kids went through
14:23and the mother
14:25went through a whole lot
14:26with that dude
14:29you know
14:30i
14:31you know
14:32you were talking about
14:32the different song
14:33but see i remember
14:34when big boy
14:37that's oh that that see
14:39that's the very beginning
14:40of the jacksons
14:41and that was
14:43that was done
14:44out of a radio
14:44out of um
14:45a recording stu
14:46um
14:48label
14:49out of chicago
14:51and my
14:52my i actually
14:53because my dad was in the music
14:55my dad used to collect
14:56these rare different
14:57um
14:58you know
14:59songs
15:00and we
15:00and we
15:01actually
15:01we had that song
15:03on the 45
15:04big boy
15:05but
15:06at the time
15:07didn't nobody
15:08really know
15:10anything about
15:10the jackson 5
15:12i'm gonna have to look
15:13that up
15:14because i don't think
15:14i ever heard that
15:16yeah
15:16they had a song
15:17called big boy
15:18it was
15:19it was
15:19like before
15:20before they went
15:21to motown
15:22and then their dad
15:23because see how
15:24they got to that
15:25that recording
15:26in chicago
15:27is their dad
15:28was a musician
15:30he played the guitar
15:31oh yeah
15:32they did show that
15:33in a movie
15:34yep
15:34and you know
15:35he played in a group
15:36and they put out
15:37a record
15:38i don't remember
15:40the name of it
15:41my dad had
15:42like i said
15:43my dad had
15:44some
15:44some um
15:4545s man
15:46you just couldn't
15:47walk in any store
15:49and find them
15:50how he got them
15:51i don't know
15:53you know
15:53my dad had
15:54he had a little
15:54smoothness about him
15:56you know
15:56he would get
15:57he would get records
15:58man
15:58that
15:59be like
16:00well you finally said
16:01none your business
16:02if you want to listen
16:03to it
16:03listen to it
16:04i'm like okay
16:09i i'd like the movie
16:10but um
16:11i knew it was going
16:12to be a problem
16:14when i saw them
16:17letting all the records
16:18play from top to bottom
16:19like i'm like
16:21wow you got a lot
16:22of music in here
16:23which of course
16:24that's what it is
16:24but i felt that
16:26if they had cut them
16:27shorter
16:28and did little snippets
16:29and and told
16:30more of the story
16:31got through
16:32more of the albums
16:33um that's what
16:34i personally
16:35uh would have liked
16:36and i would have
16:37also liked to see
16:38janet in there too
16:41well
16:41oh man
16:42now you brother
16:43you see you brother
16:44janet didn't want
16:45to be in it
16:46you know
16:47janet has always
16:50she's always
16:52bucked the system
16:54and her
16:55and randy
16:56because you know
16:57that uh randy
16:59is her manager
16:59now
17:00you know
17:00she took him out
17:01because you know
17:02right now man
17:03you know as far
17:04as you look up
17:04what the jacks
17:05is doing
17:06you know
17:06they they said
17:07most of them
17:08is broke
17:09and you know
17:10you look it up
17:11man um
17:12randy was was
17:13working in some
17:14garage as a mechanic
17:15but now he's like
17:16her manager
17:17and i think
17:19she talked a hole
17:20in his head
17:20because you know
17:21they was the two youngest
17:23and you know
17:24she talked a hole
17:25in his head
17:26and they wouldn't
17:27even go to the premiere
17:28they didn't want to be
17:29part of the movie
17:30or nothing
17:31you know
17:34it's a it's a lot
17:35that went on
17:36um you know
17:38they had you know
17:39they had to redo
17:40a lot of the movie
17:41because there were
17:42some things
17:43that they weren't
17:45supposed to put
17:45in there
17:46and one of the
17:47producers
17:47he tried to slip it
17:49in
17:50and when they
17:51caught it
17:52they had
17:52they had to
17:53cut out
17:54i think they said
17:55it was like
17:56a week
17:57of filming
17:58that they had
17:59to redo
18:02yeah
18:03i mean
18:04i thought the movie
18:05was great
18:06i uh
18:09and i said
18:10oh you're a lot
18:11of songs
18:11from top to bottom
18:12you're playing a lot
18:13you're playing a lot
18:14we we
18:15we up against
18:16the clock
18:17but i would
18:18you know what
18:19i enjoyed
18:20i would go back
18:21and see it again
18:23yeah
18:23i would
18:24i would go back
18:25and see it again
18:26i know i was talking
18:27to my um
18:27my little
18:28my younger sister
18:29about it
18:29and she said
18:30she wants to go
18:31see it
18:31i said hey
18:32because she was
18:33she loved michael
18:34jackson
18:34you know
18:34i mean
18:35she she loved
18:36michael
18:36and she said
18:38oh she just
18:38keeps saying
18:39how much
18:39she want to
18:40go see
18:40i said
18:40well i
18:41understand
18:42she's having
18:42some health
18:43issues too
18:44but uh
18:45i told you
18:45yeah
18:45just go ahead
18:46and check it
18:47out
18:47i said
18:47hey
18:48you'll like
18:49it
18:50you know
18:51the part
18:51that this
18:52really just
18:53like stood
18:54out for me
18:54and then i'm
18:55gonna move
18:55on from this
18:56because we
18:56could talk
18:57about this
18:57all night
18:58his personal
19:00home studio
19:01how he was
19:02in there
19:03working like
19:04that
19:04writing
19:05putting things
19:06on the wall
19:07and another
19:08part
19:09that really
19:10got me
19:10is when he
19:11first started
19:11recording
19:12what was it
19:12the off the
19:13wall album
19:13and he
19:15was saying
19:16them positive
19:16affirmations
19:17to himself
19:18you are
19:19the greatest
19:20you're
19:20you're
19:21you can
19:21do this
19:22you got
19:23this
19:23well you
19:25know
19:25that that
19:26was him
19:26yeah well
19:27the thing
19:28about it
19:29is
19:29i always
19:30thought
19:31off the
19:31wall
19:31was his
19:32best
19:33i love
19:35off the
19:35wall
19:35and
19:36they said
19:37what happened
19:38was
19:39he thought
19:41he was
19:41gonna get
19:41a lot
19:42of awards
19:42for off
19:43the wall
19:43and he
19:44didn't
19:44and then
19:45that's when
19:46he said
19:46you know
19:46what
19:47he said
19:48this next
19:49album
19:49he said
19:50it's gonna
19:51be my best
19:52he said
19:52i'm the
19:53greatest
19:53and that's
19:54what he
19:55you know
19:55he always
19:56kept in
19:57mind
19:58that he
19:58said hey
19:59there will be
20:00nobody else
20:01like me
20:02which
20:02that is
20:03true
20:04listen
20:04words have
20:06power
20:06huh
20:07yeah
20:08and
20:09and
20:09um
20:10you know
20:10that was
20:11that was
20:12something
20:12that he
20:13worked
20:13on
20:14was
20:15being
20:15the
20:15best
20:16well
20:17well
20:18when i
20:18looked at
20:19it too
20:19because i
20:20paid attention
20:21to the
20:21movie and
20:22then i
20:22watched an
20:22interview
20:23of catherine
20:24speaking about
20:25him and
20:26saying how
20:27he
20:28didn't like
20:29what the
20:29record labels
20:30were doing
20:30they want
20:31you to do
20:31one or two
20:32three hits
20:32and then
20:32they throw
20:33in a
20:33whole bunch
20:33of bubblegum
20:35records to
20:35make it
20:36you know
20:36a record
20:37an album
20:38right
20:38he said
20:39no i want
20:40all of them
20:41to be hits
20:41and he did
20:42that with
20:42thriller
20:43every last
20:44record
20:45on thriller
20:46played on
20:46the radio
20:48exactly
20:49exactly
20:49you know
20:49and that's
20:50how writers
20:51do too
20:51especially
20:52in poetry
20:54and i
20:55and i had
20:55to learn
20:56that i
20:56i learned
20:57that during
20:58my uh
20:59when i got
21:00to my
21:00sixth
21:01it was
21:02my
21:02no
21:02it was
21:02my
21:03fifth
21:03poetry
21:04book
21:04and i
21:06heard people
21:06say hey
21:07man
21:07you know
21:09put in
21:09about
21:10about five
21:11good poems
21:12and then just
21:13use other poems
21:14for fillers
21:15something that
21:16you you know
21:17it's not
21:18people it won't
21:18catch their eye
21:19and that's the
21:20way it was
21:21with music
21:21also
21:22you know
21:23you have
21:23you have
21:24you have
21:25you know
21:25one two
21:26maybe three
21:28hits on
21:29there
21:29that you
21:30really like
21:30radio stations
21:32will play
21:32the recording
21:33studios
21:34you know
21:35will boost
21:35up and
21:36then you
21:36throw in
21:37a bunch
21:37of other
21:38just what
21:39they are
21:39they're called
21:40fillers
21:41to make
21:42the album
21:43you know
21:43you know
21:44make it
21:44all full
21:47well
21:48yeah that movie
21:49definitely
21:50uh
21:51was very
21:52inspirational
21:53yeah
21:54i'm gonna say
21:55this last
21:55i'm gonna say
21:56this this one
21:56right here
21:57and it surprised
21:58a lot of people
21:59you know when
21:59they first
22:00came out
22:00with i want
22:01you back
22:01you know
22:02they were
22:02playing that
22:03they were
22:04playing that
22:04so it
22:07was people
22:08started saying
22:09hey have you
22:09heard the flip
22:10side of who's
22:11loving you
22:12have you heard
22:12that you know
22:13because back
22:14then you know
22:1545s only had
22:16two sides
22:17the back side
22:18was always
22:19the trash
22:19side they
22:21started playing
22:21the back
22:22side people
22:23started calling
22:24the radio
22:25stations
22:27well radio
22:28stations
22:28weren't allowed
22:29to play it
22:30they said
22:31nope we
22:31can't play
22:32nope we
22:33can't play
22:33we had
22:34you know
22:35uh barry
22:36gordy didn't
22:37want it to
22:37be played
22:38on the radio
22:39the executives
22:41didn't want it
22:41to be played
22:42well it was a
22:43dj out of
22:44detroit
22:46and and
22:47people was
22:48calling in
22:48and he said
22:49man all they
22:50doing is asking
22:51for you know
22:53who's loving
22:53you they
22:54they don't
22:54want to
22:55hear i
22:55want you
22:56back no
22:56more so
22:57one night
22:58he went
22:59on and
22:59he played
23:00who's loving
23:00you he
23:02didn't have
23:02a job
23:02they fired
23:03him that's
23:04crazy
23:06yeah executives
23:07for motown
23:08because you
23:09know who's
23:10loving you
23:11was a smoky
23:12robinson song
23:13yeah i remember
23:15he said you
23:15did it better
23:16than him
23:16yeah and
23:18um motown
23:20executives called
23:22up the radio
23:23the oh you
23:23know the
23:24executives of
23:25the radio
23:25station and
23:26they you
23:27know hey
23:28next thing
23:29you know boy
23:30didn't have
23:30a job
23:32that's
23:34that's
23:34yeah he
23:35he had to
23:36go to d he
23:37had to start
23:37djing in the
23:38clubs if he
23:38wanted to
23:39dj they
23:40they kind
23:40of like
23:40banned him
23:41from any
23:43radio station
23:44in the u.s
23:45i'm like man
23:46that's crazy
23:47yeah
23:49wow
23:51all right
23:52all right
23:53he got
23:54some
23:55catching up
23:56we're gonna
23:57uh the
23:58money hack
23:59segment
23:59and move
24:01on with
24:01our assignment
24:02that the
24:02movie was
24:03amazing so
24:04it definitely
24:04was
24:05yeah
24:06all right
24:07so uh
24:08what what
24:09number you
24:09got for us
24:10tonight
24:11uh
24:1235
24:1435
24:25what we
24:28okay so
24:29now i'm
24:29gonna say
24:29i'm gonna
24:30put it
24:30this way
24:30one two
24:31or three
24:34you got
24:3430
24:35you put
24:3635 out
24:37there so
24:37give me
24:38one two
24:38or three
24:39what number
24:43two
24:45all right
24:46so
24:46shop around
24:47for the
24:48best
24:48loan
24:49deal
24:49it may
24:50be convenient
24:51to go
24:51with the
24:51auto
24:52company's
24:52loan
24:53offer
24:53but that
24:53doesn't
24:54necessarily
24:54mean
24:54it
24:55is
24:56sure
24:56to check
24:57out
24:57credit
24:57unions
24:58they
24:59offer
24:59the
24:59best
25:00car
25:00loan
25:00terms
25:01so
25:03i've
25:03heard
25:04of that
25:04before
25:06but i've
25:07never really
25:07explored
25:08that i
25:08typically
25:08just went
25:09with
25:09whatever
25:11offer
25:11the car
25:12dealership
25:13gave me
25:13have you
25:14ever
25:14explored
25:15and
25:15and
25:16checked
25:16around
25:18no
25:18yeah
25:19now
25:20apparently
25:21you get
25:22whatever
25:23rate it
25:23is
25:23from
25:25whoever
25:26then you
25:27can tell
25:27them
25:28hold on
25:29i'll be
25:29back
25:30and you
25:31can go
25:31and call
25:31around
25:32and check
25:32out
25:33credit
25:34unions
25:34and other
25:34places
25:35and get
25:35the money
25:36for the
25:36car
25:38and purchase
25:39it
25:39that
25:39way
25:42my
25:42dad
25:43used
25:43to
25:43do
25:43that
25:43because
25:44he
25:44worked
25:44at
25:45general
25:45motors
25:46and
25:46general
25:46motors
25:47made
25:47sure
25:47that
25:48they
25:48got
25:48the
25:48best
25:48deal
25:50yeah
25:51i never
25:52did any
25:52of that
25:52stuff
25:53i was
25:53always
25:56at
25:56a
25:56desperate
25:56situation
25:57which
25:57i
25:58know
25:58a
25:58lot
25:58of
25:58people
25:58may
25:59be
25:59at
25:59that
25:59when
25:59it
25:59comes
25:59to
26:00a
26:00car
26:01and
26:02you
26:03just
26:04go
26:04ahead
26:04and
26:04sign
26:04up
26:04for
26:05whatever
26:06yeah
26:07yeah
26:07name
26:08of the
26:09game
26:09is
26:09to
26:09not
26:10be
26:10in
26:10a
26:11desperate
26:11situation
26:11be
26:12confident
26:13when
26:13you
26:13walk
26:14in
26:14there
26:14and
26:15what
26:15i've
26:15learned
26:16as
26:16i've
26:16gotten
26:16older
26:16is
26:17the
26:17first
26:18thing
26:18that
26:18i
26:18see
26:18i'm
26:19walk
26:19right
26:20on
26:20away
26:20from
26:20it
26:20i'm
26:21gonna
26:21walk
26:21away
26:22from
26:22it
26:22i'm
26:22gonna
26:22sit
26:22on
26:23it
26:23for
26:23a
26:23minute
26:25because
26:26i used
26:26to
26:26just
26:26sign
26:27the
26:27first
26:27deal
26:27that
26:28i
26:28saw
26:28and
26:28end
26:29up
26:29seeing
26:30something
26:30better
26:30later
26:31on
26:31down
26:32the
26:32road
26:32and
26:32be
26:32like
26:32now
26:32why
26:33did
26:33you
26:33do
26:33that
26:35oh
26:35yeah
26:39all
26:39right
26:40so
26:41let's
26:42get
26:42right
26:42on
26:42in
26:42tonight's
26:42assignment
26:43we
26:43go
26:43on
26:43to
26:44Delaware
26:46Mr.
26:46Andre
26:48says
26:49that
26:50I
26:50am
26:51not
26:51broke
26:51but
26:52my
26:52habits
26:52make
26:53it
26:53feel
26:53like
26:53I
26:53am
26:54I
26:55get
26:55paid
26:55consistently
26:56my
26:56income
26:56covers
26:57my
26:57bills
26:57but
26:58somehow
26:58I'm
26:59always
26:59paying
26:59something
27:00late
27:00credit
27:01cards
27:01utilities
27:01even
27:02my
27:02car
27:03note
27:03a
27:03couple
27:03times
27:05it's
27:05not
27:05that
27:06I
27:06don't
27:06have
27:06the
27:06money
27:06I
27:07just
27:07don't
27:07have
27:07a
27:07system
27:08I'll
27:08see
27:09the
27:09due
27:09date
27:09tell
27:09myself
27:10I'll
27:10handle
27:10it
27:10later
27:11then
27:12life
27:12moves
27:12fast
27:13and
27:13I
27:13forget
27:13next
27:19why
27:20nights
27:20or
27:21when
27:21I
27:21slow
27:21down
27:21enough
27:22to
27:22actually
27:22look
27:22at
27:22everything
27:23that's
27:24when
27:24a
27:24frustration
27:24sets
27:25in
27:25because
27:26I
27:26know
27:26it
27:26isn't
27:27about
27:27income
27:27it's
27:28about
27:28discipline
27:29what
27:30bothers
27:30me
27:30is
27:31how
27:31small
27:31these
27:32mistakes
27:33look
27:34a
27:3425
27:35fee
27:35here
27:37$35
27:37there
27:38but
27:39over
27:39time
27:39it
27:39feels
27:39like
27:39I'm
27:40paying
27:40hundreds
27:40for
27:41just
27:41being
27:41disorganized
27:43I'm
27:44going to
27:44say
27:44that's
27:45exactly
27:45what
27:45that
27:45means
27:46he
27:47also
27:47says
27:48I
27:48don't
27:49feel
27:49out
27:49of
27:49control
27:50I
27:50feel
27:50inconsistent
27:51and
27:51that
27:52inconsistency
27:53is
27:53costing
27:53me
27:53how
27:54do
27:54you
27:54build
27:55a
27:55system
27:55that
27:55actually
27:56sticks
27:56something
27:57that
27:57doesn't
27:57rely
27:58on me
27:58remembering
27:59everything
28:00what you
28:01have for
28:01Mr.
28:02Andre
28:03man
28:04if
28:05you
28:05don't
28:05can't
28:06remember
28:06you
28:06got
28:07bills
28:07there's
28:08something
28:08wrong
28:09somewhere
28:10I
28:11mean
28:11there's
28:11people
28:12who's
28:12struggling
28:13to pay
28:13their
28:13bills
28:14because
28:14they
28:14don't
28:15have
28:15the
28:15money
28:17this
28:17young
28:18man
28:18is
28:18saying
28:19he
28:19has
28:19the
28:20money
28:20and
28:20he's
28:21struggling
28:23I
28:23mean
28:24I
28:24turned
28:25there
28:26every
28:26which
28:27way
28:27you
28:27could
28:27go
28:28and
28:29I
28:29just
28:29said
28:29dude
28:31man
28:33you
28:34have
28:35you
28:35have
28:35an
28:35issue
28:37and
28:38the
28:39problem
28:40with
28:40that
28:40is
28:41if
28:42you
28:42don't
28:42mind
28:43throwing
28:43away
28:44extra
28:44$25
28:45or
28:45$35
28:46there's
28:47something
28:47wrong
28:47with
28:47you
28:49it's
28:50something
28:50actually
28:51wrong
28:52with
28:52you
28:52and
28:53you
28:53can't
28:53remember
28:54to pay
28:54your
28:54bills
28:55every
28:55I mean
28:56come on
28:56you got
28:57you got
28:57bills
28:57every
28:58month
28:58that
28:59should
28:59be
28:59automatic
29:01that
29:02should
29:02be
29:03automatic
29:03if
29:04anything
29:05write
29:06the due
29:06dates
29:07on the
29:08calendar
29:10you
29:10know
29:11if
29:11you
29:11have
29:11that
29:11you
29:12know
29:12if
29:12you
29:12got
29:12to
29:12go
29:12that
29:13far
29:14put
29:14it
29:14on
29:14your
29:15a
29:15you
29:15got
29:16a
29:16cell
29:16phone
29:16put
29:17in
29:17your
29:17cell
29:17phone
29:17because
29:18your
29:18cell
29:18phone
29:18won't
29:18remind
29:19you
29:19but
29:20you
29:20got
29:20have
29:21somebody
29:21remind
29:22you
29:22about
29:22your
29:23bills
29:23or
29:24you
29:24got
29:24to
29:24get
29:25a
29:25late
29:26notice
29:26to
29:26remind
29:27you
29:27to
29:27pay
29:27the
29:27bills
29:29you
29:29know
29:30what
29:30I
29:31don't
29:31feel
29:31for
29:32him
29:32because
29:32I
29:33just
29:33feel
29:33that
29:34it's
29:34a
29:35lack
29:35of
29:35discipline
29:36on
29:36his
29:36part
29:38and
29:39you
29:39know
29:39what
29:40needs
29:41to
29:41happen
29:43miss
29:43his
29:43car
29:44payment
29:44and
29:45they
29:45come
29:45and
29:45take
29:46it
29:46he
29:46wake
29:46up
29:46that
29:47morning
29:47there's
29:48nothing
29:48out there
29:48in the
29:48driveway
29:51yeah
29:53you
29:54know
29:54you
29:54said
29:55something
29:55that
29:56sparked
29:57something
29:58you said
29:59it should
29:59be
29:59automatic
30:00right
30:00yeah
30:01well
30:02I'll
30:03tell
30:03you
30:04that
30:04I
30:05used
30:05to
30:05be
30:05like
30:05this
30:06with
30:06little
30:06things
30:07not
30:07big
30:07things
30:08but
30:09little
30:09things
30:09such
30:10as
30:10a
30:10cell
30:11phone
30:11bill
30:11and
30:12I
30:12know
30:12a lot
30:13of
30:13people
30:15and
30:15it
30:16still
30:16happens
30:17and
30:17I'm
30:17like
30:17what
30:17I
30:18was
30:18speaking
30:18to
30:18somebody
30:19about
30:19last
30:19year
30:20and
30:20their
30:20cell
30:21phone
30:21got
30:21cut
30:21off
30:22and
30:22they
30:22had
30:22to
30:22turn
30:22it
30:22back
30:22on
30:23and
30:25I'm
30:26thinking
30:26to
30:26myself
30:27why
30:27you
30:28still
30:28going
30:29through
30:29issues
30:30like
30:30that
30:30that's
30:30something
30:31that I
30:31went
30:31through
30:31like
30:32when
30:32I
30:32was
30:32a
30:32teenager
30:33with
30:33my
30:33first
30:33cell
30:34phone
30:34I
30:35would
30:35know
30:35that
30:36it
30:36was
30:36due
30:37either
30:37didn't
30:38have
30:38the
30:38money
30:39or
30:40did
30:40have
30:40the
30:40money
30:40forgot
30:41to
30:41pay
30:41it
30:41didn't
30:42pay
30:42it
30:42whatever
30:42the
30:42case
30:43may
30:43be
30:43but
30:44it
30:44would
30:44get
30:44turned
30:44off
30:45temporarily
30:45and
30:46remember
30:46pagers
30:47the
30:47same
30:47thing
30:48oh
30:48my
30:48beeper
30:49got
30:49turned
30:49off
30:49let
30:49me
30:50go
30:50ahead
30:50and
30:50pay
30:51the
30:51fee
30:51and
30:51then
30:52pay
30:52the
30:52extra
30:52five
30:52dollars
30:53to
30:53get
30:53it
30:53turned
30:53back
30:53on
30:54because
30:54you
30:55were
30:55too
30:55lazy
30:56to
30:56go
30:57and
30:58pay
30:58the
30:58bill
30:58because
30:58we
30:58had
30:58to
30:59actually
30:59go
30:59to
30:59the
30:59store
31:00back
31:00in
31:00the
31:01day
31:01to
31:02pay
31:02our
31:02cell
31:02bills
31:03and
31:03pay
31:04our
31:04pager
31:14pager
31:14got
31:14turned
31:14off
31:15and
31:15then
31:15all
31:16hell
31:16broke
31:16loose
31:16because
31:17then
31:17people
31:17couldn't
31:17get
31:17a hold
31:18of
31:18you
31:18and
31:18then
31:19everybody
31:19is
31:19wondering
31:20where
31:20you
31:20at
31:20and
31:21all
31:21this
31:21other
31:21crazy
31:21stuff
31:23but
31:24that's
31:25what
31:25used
31:25to
31:25happen
31:26you
31:27forget
31:27to
31:27pay
31:27your
31:27cell
31:28phone
31:28bill
31:28you
31:28forget
31:28to
31:29pay
31:29your
31:29pager
31:29bill
31:29but
31:30you
31:31like
31:31he
31:31says
31:32five
31:32dollars
31:32here
31:33back
31:33in
31:33the
31:33day
31:34it
31:34was
31:34five
31:34dollars
31:34now
31:35he
31:35speaking
31:36twenty-five
31:36and
31:36thirty-five
31:37dollars
31:37now
31:37if
31:37you
31:38have
31:39all
31:39your
31:39bills
31:40like
31:40that
31:40then
31:40yeah
31:40you
31:41gonna
31:41be
31:41paying
31:41hundreds
31:41of
31:42dollars
31:42extra
31:42a
31:43month
31:44because
31:44you're
31:45disorganized
31:46but
31:46you
31:46said
31:47something
31:47that
31:47was
31:47so
31:48profound
31:49it
31:49should
31:49be
31:49automatic
31:50so
31:50what
31:51I
31:51have
31:51to
31:51say
31:51is
31:52just
31:52make
31:53it
31:53automatic
31:54set
31:54up
31:55automatic
31:55payment
31:56plans
31:58put
31:58your
31:58credit
31:59card
31:59in
31:59there
31:59put
32:00your
32:00debit
32:00card
32:00however
32:01you
32:01pay
32:01your
32:02bills
32:02however
32:02you
32:03slice
32:03it
32:03or
32:03dice
32:03it
32:04it
32:04is
32:04up
32:04to
32:04you
32:04but
32:05put
32:06it
32:06on
32:06automatic
32:07so
32:08you
32:08don't
32:08have
32:08to
32:08be
32:08worried
32:09about
32:09paying
32:10your
32:10bills
32:11like
32:11that
32:12yeah
32:12I mean
32:13because
32:13like
32:13even
32:14now
32:14I
32:14mean
32:14I
32:14get
32:15notifications
32:15you
32:16know
32:16when
32:16my
32:17credit
32:17card
32:17bill
32:18comes
32:18around
32:18I
32:19get
32:19notifications
32:22you
32:22know
32:23and
32:23I
32:24I've
32:25always
32:26been
32:27the
32:27one
32:27that
32:28when
32:29a
32:29bill
32:29was
32:30due
32:31I
32:32or
32:33I
32:33would
32:33call
32:34the
32:34store
32:34you
32:35know
32:35the
32:35places
32:35and
32:36say
32:36hey
32:36I'm
32:37gonna
32:37be
32:38in
32:38this
32:38particular
32:39day
32:39because
32:40I
32:40can't
32:40make
32:40it
32:40in
32:41on
32:42this
32:42day
32:43I
32:44have
32:46not
32:47been
32:48you
32:49know
32:50bad
32:51about
32:51that
32:51the
32:52problem
32:53I've
32:53been
32:53bad
32:53was
32:54just
32:54having
32:54the
32:55money
32:56you
32:56know
32:57I
32:57just
32:57didn't
32:58have
32:58the
32:58money
32:59and
32:59I
33:00would
33:00always
33:01call
33:01because
33:02my
33:03dad
33:03you
33:04know
33:04my
33:04dad
33:04and
33:05my
33:05mom
33:05would
33:05always
33:06say
33:06you
33:07know
33:07that
33:07goes
33:08against
33:08you
33:09my
33:09dad
33:09said
33:10you
33:11gonna
33:11want
33:11to
33:11buy
33:11a
33:11house
33:12one
33:12day
33:13saying
33:14then
33:14you
33:14gonna
33:14go
33:15in
33:15there
33:15or
33:15car
33:15or
33:16vehicle
33:16and
33:17he
33:17said
33:17you
33:18gonna
33:18go
33:18there
33:18and
33:19you
33:19gonna
33:20sit
33:20down
33:20with
33:20them
33:21and
33:21they
33:21gonna
33:21talk
33:21to
33:21you
33:22they
33:22gonna
33:22pull
33:23up
33:23your
33:24payment
33:25history
33:25on
33:25all
33:26the
33:26things
33:26you
33:26got
33:31why
33:32should
33:32I
33:32loan
33:32you
33:33money
33:33for
33:33this
33:33for
33:34home
33:34or
33:35why
33:35should
33:35I
33:36loan
33:36you
33:36money
33:36for
33:37a
33:37vehicle
33:38or
33:38even
33:38furniture
33:39when
33:40you
33:40cannot
33:41you're
33:42late
33:42paying
33:43your
33:43normal
33:44bills
33:45like
33:45your
33:45lights
33:46your
33:46water
33:47your
33:47rent
33:48all
33:48that
33:49you're
33:49late
33:49paying
33:50that
33:50so
33:50why
33:51should
33:51I
33:51let
33:51you
33:52have
33:52something
33:53I
33:53had
33:53that
33:54I'm
33:54trying
33:54to
33:54get
33:54rid
33:55of
33:55so
33:56that
33:57you
33:57can
33:58always
33:58give
33:58me
33:58excuses
33:59about
34:00why
34:00you
34:01can't
34:02remember
34:03exactly
34:05I'm
34:06going to
34:06tell you
34:06something
34:06I learned
34:07this
34:07because
34:08of
34:08past
34:09jobs
34:10I
34:10had
34:11the
34:12other
34:12thing
34:13going to
34:13be
34:13is
34:14some
34:14people
34:15because
34:16I know
34:16this
34:17has
34:17happened
34:17they'll
34:18say
34:19what
34:20other
34:20issues
34:20you
34:21have
34:21or
34:21why
34:22you
34:22can't
34:22pay
34:22your
34:23bills
34:23on
34:23time
34:25and
34:26yeah
34:27you know
34:28hey
34:28that
34:28has
34:29came up
34:30because
34:30I've
34:30had
34:30people
34:30tell
34:31me
34:31hey
34:32you
34:32know
34:32what
34:32this
34:32so
34:33and
34:33so
34:33said
34:33to
34:33me
34:34ask
34:34me
34:35what
34:35other
34:35issues
34:36I
34:36had
34:38you
34:39want
34:40their
34:40vehicle
34:41what
34:41you
34:41expect
34:41they
34:42can
34:42ask
34:43you
34:43what
34:43you
34:43want
34:44you
34:45know
34:46other
34:47issues
34:48it's
34:49either
34:49drinking
34:50alcohol
34:51or both
34:52that's
34:52another
34:53issue
34:53a lot
34:54of
34:54people
34:56do
34:56not
34:57believe
34:57that
34:58some
34:59companies
34:59will
35:00ask
35:00you
35:00that
35:00question
35:01but
35:03you
35:03try
35:03you
35:04try
35:04to
35:04you
35:04try
35:04to
35:04get
35:05their
35:05product
35:05on
35:06credit
35:07that's
35:07all
35:08it
35:08is
35:09and
35:09they
35:09want
35:10their
35:10money
35:13and
35:13if
35:13you
35:14can't
35:14give
35:14them
35:14their
35:15money
35:15on
35:15time
35:15trust
35:16me
35:17man
35:17when
35:17they
35:17when
35:18they
35:18hit
35:18your
35:18social
35:18security
35:19number
35:20everything
35:20gonna pop
35:21up
35:21all
35:22all
35:22the bills
35:23that
35:23you
35:23was
35:24late
35:24on
35:24all
35:25that
35:25gonna
35:25show
35:26up
35:27you
35:28you
35:28know
35:28when
35:29I
35:29first
35:29thinking
35:30of
35:30this
35:30speaking
35:31about
35:31remember
35:32the
35:33time
35:33I
35:34remember
35:34when
35:34I
35:35first
35:35got
35:35a
35:35credit
35:35card
35:36and
35:38just
35:39like
35:39you
35:39said
35:39sometimes
35:40didn't
35:40have
35:40the
35:40money
35:41I
35:41knew
35:41full
35:42well
35:42that
35:43I
35:43shouldn't
35:43have
35:43been
35:43racking
35:43up
35:44that
35:45money
35:45I
35:46think
35:46they
35:46gave
35:46me
35:47like
35:47four
35:47thousand
35:47dollars
35:48one
35:49time
35:49three
35:49it
35:50started
35:50off
35:50at
35:51two
35:51but
35:51then
35:51it
35:51escalated
35:52to
35:52four
35:52thousand
35:53dollars
35:53fresh
35:53out of
35:54high
35:54school
35:55and
35:55sometimes
35:56I
35:56wouldn't
35:56pay
35:56it
35:57and
35:57they
35:57charged
35:58me
35:58a
35:58thirty
35:58five
35:59dollar
35:59late
36:00fee
36:01and
36:02I
36:02gladly
36:02accepted
36:03it
36:03and
36:03paid
36:03it
36:04you
36:05know
36:05here
36:05and
36:06there
36:06on
36:06top
36:06of
36:07whatever
36:07the
36:07balance
36:07was
36:08things
36:09like
36:09that
36:11yeah
36:12and
36:13I'm
36:13telling
36:14you
36:14those
36:14credit
36:14card
36:14companies
36:15they
36:16love
36:16to
36:16charge
36:17you
36:17late
36:17fees
36:18oh
36:19yeah
36:20yeah
36:21I
36:22need
36:24somebody
36:24call
36:24and
36:25talk
36:25to
36:25you
36:25about
36:25that
36:25because
36:26I
36:26ain't
36:26going
36:26to
36:27mention
36:27their
36:27name
36:27you
36:28know
36:28who
36:28I'm
36:28talking
36:28about
36:28though
36:29they
36:29going
36:30through
36:30that
36:30right
36:30now
36:31and
36:31I
36:31actually
36:32told
36:32him
36:33about
36:33it
36:33man
36:33he
36:34told
36:35me
36:35a couple
36:36weeks
36:37ago
36:37what
36:37was
36:37up
36:38I
36:39said
36:39okay
36:39that's
36:40all I
36:40can
36:40say
36:41okay
36:41because
36:42I mean
36:42he said
36:43yeah
36:43yeah
36:43yeah
36:44I
36:44know
36:44you
36:45told
36:45me
36:45and
36:46I
36:46didn't
36:46I'm
36:46like
36:47correct
36:48my mom
36:49told me
36:50when I
36:50first
36:50she saw
36:51the credit
36:52card
36:52applications
36:53I
36:54remember
36:54her
36:54saying
36:55that
36:55she
36:55says
36:55now
36:56don't
36:56get
36:56jammed
36:56up
36:57with
36:57them
36:57credit
36:57cards
36:58I
36:59ain't
36:59listen
36:59and
37:00I
37:00remember
37:00when
37:00I
37:01was
37:01going
37:01through
37:02it
37:02I
37:03said
37:03I
37:03written
37:03well
37:04you
37:04know
37:04I
37:04can't
37:05go
37:05on
37:05to
37:05tell
37:05her
37:06nothing
37:07I
37:07guess
37:07she
37:08told
37:08me
37:08not
37:08to
37:08get
37:08jammed
37:09up
37:09with
37:09them
37:09so
37:10but
37:10yeah
37:11yeah
37:11so
37:12hey
37:12my dad
37:14favorite
37:14words
37:15was
37:15don't
37:16put
37:16my
37:17name
37:17on
37:17that
37:17application
37:18that
37:19was
37:19his
37:19favorite
37:19words
37:20man
37:20don't
37:21put
37:21my
37:21name
37:21on
37:22the
37:22application
37:22that's
37:23you
37:24that's
37:24doing
37:24that
37:25right
37:26I
37:27mean
37:27anything
37:27I
37:28bought
37:28he
37:29he
37:29always
37:30he
37:30said
37:30you
37:30I
37:31said
37:31man
37:31I
37:31don't
37:32need
37:32your
37:32name
37:33you
37:34know
37:34I
37:34mean
37:35they
37:35so
37:35he
37:36said
37:36well
37:36I
37:36you
37:36know
37:37I'm
37:37just
37:37reminding
37:37you
37:38because
37:38you
37:38know
37:38he
37:38said
37:39I
37:39hear
37:40how
37:40all
37:40these
37:40other
37:41I
37:41said
37:41man
37:41that's
37:41them
37:42that's
37:42not
37:42me
37:46I
37:47think
37:48that
37:49I
37:52would
37:53say
37:53anybody
37:54who
37:54has
37:55the
37:55money
37:55like
37:56Andre
37:56you
37:56have
37:56the
37:57money
37:58yeah
38:00set
38:01up
38:01a
38:01payment
38:02plan
38:03set
38:03up
38:03automatic
38:06payments
38:08if
38:08not
38:08it's
38:09going
38:09to
38:09cost
38:09you
38:09it's
38:10going
38:10to
38:10cost
38:10you
38:10one
38:10way
38:11and
38:11it's
38:12going
38:12to
38:12cost
38:12you
38:12from
38:13the
38:13mental
38:13aspect
38:14because
38:14you
38:14can't
38:15get
38:15your
38:15mind
38:15right
38:15knowing
38:16that
38:16you're
38:16paying
38:17hundreds
38:18extra
38:19every
38:20month
38:21it
38:22definitely
38:23is
38:23going
38:23to mess
38:24with
38:24you
38:24from
38:24the
38:24financial
38:25aspect
38:25because
38:25that's
38:26just
38:26extra
38:26money
38:27going
38:27out
38:27and
38:28just
38:28to
38:28think
38:29what
38:30could
38:30you
38:30do
38:30you
38:31pay
38:32hundreds
38:32every
38:32month
38:33times
38:34that
38:34by
38:3412
38:34that
38:35doesn't
38:35make
38:36any
38:36sense
38:37right
38:37or
38:38you
38:38know
38:38what
38:38the
38:39simple
38:39thing
38:39is
38:40Diana
38:40and I
38:41was
38:41talking
38:41about
38:42it
38:42you
38:42know
38:42and
38:43she
38:43said
38:45well
38:46as soon
38:46as he
38:46get
38:47his
38:47check
38:47he
38:47needs
38:48to
38:48go
38:48ahead
38:48and
38:49go
38:50ahead
38:50and
38:50just
38:50make
38:50the
38:50payments
38:51man
38:52you
38:53know
38:53I'm
38:54glad
38:54you
38:54brought
38:54that
38:54up
38:56that's
38:56one
38:56thing
38:57that
38:57I
38:57don't
38:57like
38:57to
38:57do
38:59I
38:59yeah
38:59sit
39:00down
39:00in front
39:01of a
39:01computer
39:02because
39:03I
39:03remember
39:03I
39:03used
39:04to
39:04do
39:04this
39:04remember
39:05the
39:05time
39:05I
39:06spoke
39:06about
39:06remember
39:07the
39:07time
39:07I
39:07remember
39:08the
39:08time
39:08that
39:09every
39:09time
39:09I
39:09got
39:09paid
39:10the
39:10first
39:11thing
39:11I
39:11did
39:11was
39:11run
39:12home
39:12and
39:12get
39:13in front
39:13of
39:13the
39:13computer
39:14and
39:14sit
39:14there
39:14and
39:14click
39:15click
39:21pay
39:21the
39:22car
39:22insurance
39:22pay
39:23this
39:23pay
39:23that
39:24while
39:24you're
39:24going
39:27back
39:27through
39:28all of
39:28these
39:29credit
39:29cards
39:30this
39:30that
39:30the
39:30next
39:30thing
39:31you
39:31know
39:31I
39:32wake
39:32up
39:32and
39:32you
39:33know
39:33I
39:33get
39:33up
39:34get
39:34out
39:34at
39:35four
39:35here
39:36it
39:36is
39:36eight
39:36o'clock
39:36at night
39:37and I'm
39:37wrapping
39:37up
39:37paying
39:37the
39:38bills
39:38because
39:39I
39:39got
39:39to
39:39make
39:39sure
39:39I
39:39cross
39:40all
39:40my
39:40T's
39:40and
39:40dot
39:41my
39:41eyes
39:41that's
39:42one
39:42thing
39:42that
39:42I'm
39:43thankful
39:43today
39:44that
39:44I
39:44don't
39:44do
39:44anymore
39:45I
39:45don't
39:45pay
39:45bills
39:46I
39:47don't
39:47yeah
39:47but
39:47see
39:48you
39:48you
39:49what
39:49you
39:49did
39:50was
39:50you
39:51discipline
39:52yourself
39:52to do
39:53that
39:53so
39:54that
39:54you
39:55know
39:55when
39:55that
39:55time
39:56come
39:56I
39:57didn't
39:57like
39:57to
39:57do
39:58it
39:58because
39:58I
39:58would
39:58I
39:58be
39:59like
39:59I
39:59would
39:59always
39:59tell
40:00people
40:00man
40:01I
40:02came
40:02home
40:02with
40:02this
40:03amount
40:03of
40:03money
40:03in
40:04my
40:04check
40:05and
40:05by
40:05the
40:05time
40:06I
40:06woke
40:06up
40:07I
40:08had
40:08this
40:09amount
40:09left
40:09oh
40:10okay
40:11I
40:11get
40:11what
40:11you're
40:11saying
40:12okay
40:12yeah
40:13you
40:13know
40:13because
40:14but
40:14then
40:14I
40:14said
40:15because
40:15and
40:15then
40:15I
40:15told
40:16one
40:16person
40:17that
40:17and
40:17then
40:18it
40:18was
40:18like
40:18man
40:19what
40:19you
40:19pay
40:20and
40:20I
40:20said
40:20I
40:20paid
40:21my
40:21bill
40:21they
40:22said
40:22oh
40:22but
40:22you
40:22was
40:23on
40:23time
40:24you
40:25know
40:25and
40:25I'm
40:25like
40:26I
40:26thought
40:26about
40:26that
40:27and
40:27then
40:28I
40:29started
40:30I
40:31started
40:31saying
40:31you
40:31know
40:32I
40:32want
40:32to
40:38hold
40:38so
40:38I
40:38can
40:39see
40:39it
40:39but
40:40I
40:41always
40:43even
40:43right
40:43now
40:44when
40:45I
40:45get
40:45a
40:45message
40:46on
40:47my
40:47phone
40:47about
40:48what
40:48my
40:49bills
40:49I
40:49need
40:49to
40:50pay
40:50I
40:51write
40:51it
40:51down
40:52and
40:52I
40:52always
40:53say
40:53okay
40:54the due
40:55date
40:55for most
40:56of my
40:56car
40:56just
40:57like
40:57like
40:58on
40:58this
40:58day
40:59like
40:59I'll
41:00say
41:00they're
41:01due
41:01on
41:01the
41:0314th
41:04and
41:05you
41:05know
41:05I
41:06know
41:06when
41:06I
41:06get
41:06you
41:07know
41:07my
41:07now
41:08when
41:08I
41:08get
41:08my
41:08retirement
41:09check
41:09what
41:10dated
41:10it
41:10and
41:11I
41:12always
41:12say
41:12you
41:13know
41:13what
41:13I
41:14always
41:15try
41:15to
41:15pay
41:16it
41:16at
41:17least
41:17seven
41:18days
41:19in
41:20advance
41:21so
41:21therefore
41:22the
41:22money
41:23has
41:23gotten
41:24to
41:24them
41:24and
41:25they
41:25can't
41:25say
41:26oh
41:26you
41:27was
41:27late
41:28and
41:29we
41:29gonna
41:29hit
41:29you
41:29with
41:30a
41:30fee
41:30and
41:30I
41:30always
41:31try
41:32to
41:32pay
41:32all
41:32my
41:33bills
41:33at
41:34least
41:34seven
41:34days
41:35before
41:36they're
41:36due
41:36and
41:38even
41:38if
41:38even
41:39if
41:39I
41:39have
41:39a
41:40like
41:40I
41:40have
41:40maybe
41:41two
41:41three
41:41bills
41:42that's
41:42due
41:43on
41:44the
41:4414th
41:45and
41:4515th
41:46then I
41:46have
41:47another
41:47bill
41:48that's
41:48due
41:49like
41:49closer to
41:50the end
41:50of the month
41:51I still
41:52pay that
41:52off
41:53so therefore
41:54all my
41:55bills are
41:55paid for
41:57and
41:57I
41:58don't
41:58have
41:58to
41:58worry
41:58I
41:59don't
41:59have
41:59to
41:59worry
42:00about
42:00wow
42:01man
42:02oh
42:02I
42:02forgot
42:03to
42:03miss
42:03that
42:03because
42:04it's
42:05not
42:05lined
42:05up
42:06with
42:06my
42:06other
42:06bills
42:10I'm
42:10gonna
42:10put
42:11this
42:11out
42:11here
42:12and
42:12I
42:12know
42:12it's
42:12gonna
42:12sound
42:13interesting
42:13to
42:14people
42:14who
42:14have
42:15not
42:15heard
42:16me
42:16say
42:17this
42:17before
42:17and
42:18if
42:18you
42:18want
42:18more
42:19information
42:19I
42:19most
42:20certainly
42:20can
42:22provide
42:22you
42:22with
42:23that
42:23just
42:24send
42:24me
42:24a
42:24DM
42:25I
42:26actually
42:26come
42:26to
42:26my
42:27financial
42:27wellness
42:28strategy
42:29which
42:29is
42:29this
42:29Sunday
42:31at
42:3112
42:31PM
42:32but
42:33I
42:33do
42:33not
42:33pay
42:33bills
42:35I
42:35have
42:35a
42:35system
42:36that
42:36pays
42:36it
42:36for
42:37me
42:37because
42:37again
42:37that
42:38was
42:38too
42:38much
42:38time
42:39that
42:39was
42:40wasted
42:40sitting
42:41there
42:41paying
42:41bills
42:42and
42:43then
42:43one
42:43thing
42:43that
42:44I've
42:44learned
42:44in
42:442022
42:45is
42:45I
42:45learned
42:45how
42:46to
42:46pay
42:46myself
42:46first
42:47before
42:48I
42:48pay
42:48anybody
42:48else
42:50so
42:50I
42:50don't
42:50pay
42:51bills
42:51and
42:52then
42:52I
42:52pay
42:52myself
42:53first
42:53before
42:53I
42:53pay
42:54anybody
42:54else
42:54game
42:56changer
42:56yes
42:57yeah
42:58and
42:58you know
42:59what
42:59you know
43:02I
43:02feel
43:03the same
43:03way
43:04too
43:04sometimes
43:05I
43:05say
43:05okay
43:05this
43:06is
43:06gonna
43:07automatically
43:07come
43:08out
43:08so
43:08I
43:08don't
43:08have
43:09to
43:09worry
43:09about
43:09it
43:10yeah
43:10because
43:12time
43:12is more
43:13valuable
43:13than
43:13money
43:14and
43:14and
43:15my
43:15time
43:15is
43:15more
43:16valuable
43:16than
43:16sitting
43:17there
43:17you
43:18know
43:18worried
43:19about
43:19every
43:19little
43:20yeah
43:21I
43:21got
43:22better
43:22things
43:23to do
43:23again
43:23you know
43:24that's
43:25that's
43:25that's
43:26on the
43:26flip
43:26side
43:27of
43:27sometimes
43:28you
43:29get a
43:29company
43:30you
43:30do
43:30that
43:31with
43:31and
43:31you'll
43:32get
43:32a
43:32company
43:32that
43:33will
43:33take
43:33money
43:34out
43:36and
43:36I
43:37mean
43:37I
43:37I've
43:38been
43:39in
43:39that
43:39situation
43:40too
43:40where
43:42pay
43:43the
43:43bill
43:43and
43:44then
43:44I
43:44put
43:44it
43:44on
43:44automatic
43:45pay
43:45and
43:47then
43:47I
43:47look
43:47into
43:47my
43:48account
43:48and
43:49I'll
43:49be
43:49like
43:49wait
43:50a minute
43:50you already
43:51took this
43:51out
43:52once
43:52and
43:53the
43:53people
43:53say
43:53oh
43:54I'm
43:54sorry
43:55well
43:56we'll
43:56on
43:56for
43:57the
43:57next
43:57time
43:58and
43:59that
43:59right
43:59there
43:59stopped
44:00me
44:00from
44:01I
44:01don't
44:01trust
44:02people
44:02like
44:03that
44:03because
44:03then
44:03that way
44:04you can
44:04go into
44:04my
44:05account
44:05and get
44:06money
44:06out
44:07it
44:07has
44:07to be
44:07a
44:07it
44:08has
44:08to be
44:09a
44:09company
44:09that
44:09I've
44:10been
44:10dealing
44:10with
44:11for a
44:12long
44:12period
44:12of
44:12time
44:12for
44:13me
44:13to
44:13even
44:14have
44:15that
44:15set
44:16up
44:16where
44:16it's
44:17automatically
44:17set
44:18up
44:19yeah
44:20now
44:20I
44:21sit
44:21down
44:21now
44:22I
44:22don't
44:22pay
44:22bills
44:23but
44:23I
44:24will
44:24tell
44:24you
44:24that
44:24I'll
44:24sit
44:25down
44:25every
44:26week
44:26and
44:26make
44:26sure
44:26I
44:26go
44:26through
44:27it
44:27with
44:27a
44:27fine
44:27tooth
44:27comb
44:28that
44:28don't
44:29take
44:29much
44:29time
44:30versus
44:30going
44:31yeah
44:31I'll
44:32get
44:32logging
44:32into
44:32this
44:33website
44:33with
44:33a
44:33password
44:35that
44:36website
44:36password
44:37law
44:37yeah
44:38that's
44:38just
44:38too
44:39much
44:39for
44:39me
44:39I
44:39can't
44:40do
44:40all
44:40of
44:40that
44:41yeah
44:43so
44:44I
44:45think
44:45we got
44:46enough
44:46for
44:46Mr.
44:47Andre
44:47you
44:48just
44:48gotta
44:49man up
44:50and
44:50do
44:51what
44:51you
44:52need
44:52to
44:52do
44:52otherwise
44:52it's
44:53gonna
44:53cost
44:53you
44:54and
44:54that's
44:55up
44:55to
44:55you
44:56whether
44:56you
44:57money
44:57or
44:57not
44:58whether
44:58you
44:58want
44:58to
44:59save
44:59that
44:59money
44:59and
45:00that
45:00money
45:00could
45:00be
45:00deployed
45:01to
45:01do
45:01something
45:01different
45:02that
45:03is
45:03totally
45:03up
45:03to
45:04you
45:04so
45:05yeah
45:05I
45:06don't
45:06feel
45:06sorry
45:07for
45:07him
45:08that's
45:09just
45:09me
45:09man
45:10you
45:10know
45:10I
45:10ain't
45:11trying
45:11to
45:11be
45:12rude
45:12or
45:12nothing
45:13but
45:13I
45:14just
45:14don't
45:14feel
45:15sorry
45:15for
45:15him
45:16because
45:16you
45:16know
45:17he
45:18went
45:18out
45:18there
45:19made
45:19these
45:19bills
45:20and
45:21now
45:21he
45:21can't
45:22remember
45:22to
45:22pay
45:23him
45:23nah
45:23I
45:24don't
45:25I
45:25don't
45:25feel
45:25sorry
45:26at all
45:27for
45:27him
45:28okay
45:29so
45:29you
45:29just
45:29give
45:30him
45:30a
45:30big
45:30game
45:31over
45:31huh
45:32yeah
45:34yes
45:34that's
45:35just
45:35me
45:35man
45:36yeah
45:37I
45:37got
45:38you
45:40all
45:40right
45:40well
45:42here
45:42we
45:42are
45:43it's
45:43almost
45:44time
45:44to
45:45close
45:46up
45:46shop
45:46so
45:47what
45:48you
45:48got
45:48going
45:48on
45:50oh
45:51let's
45:52see
45:52tomorrow
45:53night
45:54I
45:55have
45:55a
45:55reading
45:56at
45:56it's
45:57called
45:57journal
45:58of
45:58expressive
45:59writing
45:59I do
46:00once a
46:01month
46:01on
46:02the
46:02they
46:03change
46:04Thursdays
46:05normally
46:05I think
46:06it's the
46:06last
46:06Thursdays
46:08of the
46:08month
46:11also
46:12LA
46:13poetry
46:14society
46:14has
46:15a
46:15new
46:16open
46:17mic
46:17on
46:17the
46:17on
46:19every
46:19Thursday
46:20of
46:20the
46:20last
46:21shit
46:22how
46:22can
46:22I
46:22hold up
46:23every
46:24last
46:24Thursday
46:25they
46:26have
46:26a
46:26poetry
46:27reading
46:27and
46:28then
46:28Saturday
46:30I
46:31have
46:33I
46:34don't
46:35have
46:35nothing
46:35Saturday
46:36come to
46:36think
46:36of it
46:37and
46:38then
46:38Sunday
46:39I
46:40have
46:40the
46:40line
46:41and
46:41pirate
46:42it's
46:42out
46:42of
46:42Austin
46:43and
46:44sometimes
46:44they
46:44have
46:45you
46:45know
46:46they
46:46have
46:46in
46:47house
46:48readings
46:49and
46:50most
46:50of
46:50time
46:51they
46:51have
46:52zoom
46:52readings
46:53so
46:53I
46:54got
46:54those
46:54two
46:54coming
46:55up
46:56okay
46:57that's
46:57what's
46:57up
46:58that's
46:58what's
46:58up
46:59yeah
47:01and
47:02now
47:02and
47:03and
47:04and
47:04and
47:06huh
47:06I'm
47:07just
47:07waiting
47:07for
47:08them
47:08to
47:08put
47:08my
47:09book
47:10I
47:10was
47:11just
47:11about
47:11to
47:11talk
47:11about
47:12that
47:12yeah
47:12yeah
47:13you
47:13you
47:13can
47:13go
47:14to
47:14you
47:14can
47:14go
47:14to
47:16amazon.com
47:19slash
47:20authors
47:21slash
47:22birdman
47:22313
47:23and you
47:23can
47:23pre-order
47:24my
47:24new book
47:25a new
47:26day
47:29I
47:30like
47:30the
47:30title
47:30that's
47:31amazing
47:32a new
47:32day
47:33yeah
47:34matter of
47:35fact I
47:35even got
47:35a poem
47:37that
47:37that is
47:38short
47:39the short
47:39piece
47:39but it
47:40gets
47:40straight
47:41to the
47:42point
47:42and I'm
47:43getting
47:43I'm
47:44putting
47:44together
47:44now I'm
47:45working
47:45on a
47:46video
47:46about
47:47a new
47:48day
47:48and I
47:49think
47:49I do
47:50I think
47:50I think
47:51I have
47:51the video
47:52that I'm
47:52gonna use
47:53I was
47:53working
47:54on this
47:54video
47:54yesterday
47:55because
47:56we went
47:56to
47:56we went
47:57to
47:58Oyster
47:58Creek
47:58Park
47:59and I
48:00think
48:00that's
48:01the
48:01video
48:01I'm
48:02gonna
48:02use
48:02and then
48:04you can
48:05also go
48:06to
48:06Spotify
48:07go to
48:09the
48:09coffee
48:09wine
48:10and
48:10words
48:10I
48:11have
48:1212
48:13yeah
48:1412
48:14or 13
48:15videos
48:16on there
48:17I go
48:18to my
48:18YouTube
48:19channel
48:19I had
48:20uploaded
48:21some new
48:22videos
48:22on there
48:23it's
48:24youtube.com
48:26slash
48:27author
48:28poet
48:28birdman
48:2931355
48:30you can
48:32go on
48:33Instagram
48:33where I've
48:34been
48:34I posted
48:35my book
48:37cover
48:38what it's
48:38gonna look
48:39like
48:39I posted
48:40a poem
48:41from it
48:42I'm gonna
48:42post another
48:43poem
48:43sometime
48:45this week
48:45from it
48:46and that's
48:48birdman
48:4931355
48:50also
48:51so I'm
48:52posting
48:52I may
48:54go ahead
48:54and put
48:54that video
48:55on there
48:56too
48:56I'm really
48:57thinking
48:57about it
48:58that's
48:59what's
48:59up
48:59well
49:00you know
49:01we're gonna
49:01definitely
49:02celebrate
49:02I have
49:03a new
49:03idea
49:04that I'm
49:05gonna
49:06save
49:07for when
49:07a book
49:08comes
49:08out
49:08so
49:09yeah
49:09you just
49:09gave me
49:12an idea
49:13so
49:15okay
49:15yeah
49:16yeah
49:16yeah
49:16like I said
49:18I know
49:19I should
49:20I should
49:20get my
49:20copies
49:21soon
49:23I
49:24they sent
49:25me a
49:25link
49:26and I'm
49:27gonna have
49:27to go
49:27back in
49:28there
49:28because
49:28that's
49:29what I
49:29was gonna
49:29do
49:30I was
49:30gonna
49:30go ahead
49:31and give
49:31you the
49:32link
49:32tonight
49:32so you
49:33can
49:33pass
49:34it
49:34out
49:34for me
49:35but
49:36the
49:36link
49:37that they
49:38gave me
49:39does not
49:39take me
49:40to my
49:40book
49:40so
49:41I'm
49:42getting
49:42ready
49:42to
49:42when I
49:43get
49:43off
49:43of
49:43here
49:45I
49:46may
49:46go
49:46ahead
49:46and
49:47contact
49:47them
49:48tonight
49:48or
49:49wait
49:49till
49:49in
49:50the
49:50morning
49:50and
49:50contact
49:51them
49:51and
49:51ask
49:52them
49:52for
49:52the
49:53link
49:54once
49:54and
49:55they
49:55sent
49:56me
49:56something
49:56but
49:57it
49:57doesn't
49:57show
49:57my
49:58book
49:58because
49:58I
49:58checked
49:59it
49:59out
49:59the
49:59day
50:00before
50:01I
50:01was
50:02gonna
50:02even
50:02do
50:02this
50:03because
50:03I
50:03didn't
50:03want
50:03to
50:04give
50:04you
50:04a
50:04link
50:05and
50:05you
50:06click
50:06on
50:06it
50:07and
50:07you
50:08can't
50:08even
50:08see
50:08the
50:08book
50:09cover
50:10yeah
50:11once
50:11you
50:12send
50:12that
50:12I'll
50:13definitely
50:13do
50:13that
50:13I
50:13know
50:14what
50:14you
50:14mean
50:14about
50:14links
50:15because
50:15I
50:15have
50:16my
50:16fair
50:16share
50:16of
50:17bad
50:17links
50:18let me
50:18tell you
50:19yes
50:21I'm still
50:21trying to
50:22recover
50:22from that
50:24right
50:25right
50:25and you
50:26know
50:27maybe
50:27you know
50:28somewhere
50:28down the
50:29future
50:29you'll
50:29let me
50:29read
50:30one
50:30poem
50:31out of
50:31there
50:31which
50:32I'll
50:32be
50:32happy
50:33to do
50:33oh
50:34yeah
50:34no
50:34doubt
50:34no
50:35doubt
50:35so
50:38all
50:38right
50:39well
50:40I
50:40appreciate
50:41you
50:41coming
50:41on
50:41and
50:42as
50:43always
50:43you
50:44always
50:44have
50:44some
50:44great
50:45insight
50:45and
50:46we
50:47will
50:47definitely
50:47see
50:48you
50:48next
50:48week
50:49yeah
50:50hey
50:50when
50:50you
50:50talk
50:51to
50:51SOS
50:51tell
50:52I
50:52said
50:52hello
50:53I
50:54definitely
50:54will
50:57yeah
50:57she's
50:58been
50:58liking
50:58some
50:59of
50:59my
50:59pictures
50:59on
51:00Instagram
51:01which
51:02I
51:02appreciate
51:02you
51:03know
51:03I
51:03appreciate
51:04that
51:04yeah
51:05if
51:05you
51:05listen
51:05out
51:06there
51:06SOS
51:06what's
51:07going
51:07on
51:07I
51:07gotta
51:08text
51:08her
51:09and
51:09reach
51:09out
51:09to
51:09her
51:10yeah
51:11yeah
51:13all right
51:14well I
51:14will talk
51:14to you
51:15next
51:15week
51:16and
51:16actually
51:17I'll
51:17talk
51:17to you
51:17this
51:17weekend
51:18I'll
51:18see
51:18you
51:18on
51:18Sunday
51:20yes
51:20that's
51:21right
51:22I
51:22knew
51:22it
51:22was
51:23something
51:23I
51:23had
51:24to
51:24do
51:24I
51:24couldn't
51:25think
51:25of
51:25it
51:26I'm
51:26gonna
51:26have
51:26to
51:26start
51:27writing
51:27this
51:27stuff
51:27down
51:32I
51:33know
51:33what
51:33you
51:33mean
51:33I
51:34know
51:34what
51:34you
51:34mean
51:38all
51:38right
51:39so
51:39I
51:39will
51:39holler
51:40at
51:40you
51:40soon
51:41and
51:41take
51:42care
51:42and
51:42have
51:43a
51:43good
51:43night
51:44you
51:45do
51:45the
51:45same
51:45thank
51:46you
51:46for
51:46having
51:46me
51:46on
51:47no
51:47problem
51:48take
51:48care
51:48now
51:48yep
51:49yep
51:51all
51:51right
51:51ladies and
51:52gentlemen
51:52there you
51:53have
51:53it
52:03author
52:03poet
52:04birdman
52:05313
52:05always
52:06love
52:06his
52:06insight
52:07I
52:07definitely
52:08want to
52:08say
52:08thank
52:08you
52:09all
52:09for
52:09joining
52:10in
52:10I
52:10appreciate
52:10y'all
52:12have
52:12a
52:13great
52:13day
52:13for
52:14those
52:14of
52:14you
52:14who
52:15tune
52:15in
52:15first
52:15thing
52:15in
52:16the
52:16morning
52:16enjoy
52:17your
52:17day
52:17just
52:18knock
52:19it
52:19out
52:19the
52:19box
52:20could
52:20not
52:20do
52:21it
52:21without
52:21each
52:21and
52:21every
52:22one
52:22of
52:22you
52:22out
52:22there
52:22if
52:23there
52:23was
52:23something
52:24that
52:24sparked
52:25an
52:25interest
52:25something
52:26that
52:27you
52:27said
52:27hmm
52:28I
52:28want
52:29to
52:29learn
52:29a
52:29little
52:29bit
52:30more
52:30about
52:30that
52:30please
52:31head
52:31on over
52:31to
52:31laryngaines.com
52:33I'm
52:33going to
52:33try to
52:33do this
52:34as quick
52:34and as
52:35efficient
52:35as
52:35possible
52:36because
52:36I
52:36know
52:36we
52:36got
52:36to
52:37get
52:37out
52:37of
52:37here
52:38head
52:38on
52:39over
52:39to
52:39laryngaines.com
52:40sign up
52:40for that
52:41free
52:4115
52:41minute
52:41consultation
52:42I
52:43do
52:43have
52:43a
52:44financial
52:45wellness
52:45strategy
52:46session
52:46that
52:47goes
52:47on
52:47every
52:48month
52:49by the
52:50time
52:50you
52:50listen
52:50to
52:51this
52:51it's
52:51probably
52:52going
52:52to
52:52be
52:52over
52:52but
52:53I'm
52:53going
52:53to
52:53be
52:53gearing
52:53up
52:54for
52:54my
52:54next
52:54one
52:55so
52:55again
52:56go to
52:57laryngaines.com
52:58sign up
52:59for
52:59my
53:00financial
53:00wellness
53:01strategy
53:02sessions
53:02I
53:03come
53:03together
53:03with
53:04a
53:04group
53:04of
53:04folks
53:04this
53:05is
53:05a
53:05private
53:05group
53:05it's
53:06not
53:06posted
53:07so
53:07you're
53:08not
53:08going
53:08to
53:08hear
53:08it
53:09broadcasted
53:09anywhere
53:10this
53:10is
53:10a
53:10private
53:10group
53:11session
53:11and
53:12you
53:12learn
53:13financial
53:14literacy
53:15financial
53:16literacy
53:16one-on-one
53:17and we
53:17discover
53:18debt-free
53:19living
53:19from the
53:20spiritual
53:20mental
53:21physical
53:21and
53:21financial
53:22and
53:23this
53:24month
53:24we are
53:25focusing
53:26on the
53:26mental
53:26how you
53:27think
53:28and feel
53:28about
53:28money
53:29head
53:29on over
53:30to
53:30laryngaines.com
53:31sign up
53:32for that
53:32I
53:33also
53:33have
53:33a
53:33black
53:34diamond
53:34community
53:35so
53:35if
53:35you
53:35are
53:36on
53:36Instagram
53:36if
53:37you
53:37are
53:37on
53:37Facebook
53:38if
53:38you
53:38are
53:38on
53:39X
53:39if
53:39you
53:39are
53:39on
53:40TikTok
53:40please
53:41send
53:42me
53:42a
53:42DM
53:42and
53:43say
53:43I'd
53:44like
53:44to be
53:44a
53:45part
53:45of
53:45your
53:45black
53:45diamond
53:45community
53:46I
53:46am
53:47also
53:47looking
53:47for
53:47moderators
53:48to
53:48help
53:49facilitate
53:50on
53:51the
53:51platform
53:52of
53:53X
53:53and
53:54also
53:54on
53:54the
53:54platform
53:55of
53:55TikTok
53:57so
53:57again
53:57say
53:58black
53:59diamond
53:59community
54:00put
54:01it
54:01in
54:01a
54:01DM
54:02put
54:03it
54:03in
54:03a
54:03text
54:03let
54:04me
54:04know
54:04you
54:04want
54:04to
54:04be
54:05a
54:05part
54:05of
54:05it
54:05you
54:05can
54:05always
54:06text
54:06me
54:06at
54:06609-200-1098
54:08again
54:09that is
54:11609-200-1098
54:13be a part of
54:14this amazing
54:14movement
54:15that is
54:16going
54:17straight
54:17straight
54:18to the
54:18top
54:19again
54:20I could
54:20not do
54:21it
54:21without
54:21each
54:21and
54:21every
54:21one
54:22of
54:22y'all
54:22thank
54:23you
54:23so
54:23much
54:23and
54:24I
54:25see
54:27you
54:27all
54:28I
54:28see
54:28you
54:28take
54:29care
54:30have
54:31a
54:31good
54:31night
54:58I
55:27have
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