The Money My Father Left Behind | DISC 6: Vitality | 411 PODCAST (Episode 48) - video Dailymotion

Lerin Gaines

The Money My Father Left Behind | DISC 6: Vitality | 411 PODCAST (Episode 48)   Featuring: Wisdom Wednesday, Mentorship Series   Wednesday | August 12th, 2026   Broadcasting on all social media platforms @LERINGAINES   https://leringaines.com  https://linktr.ee/leringaines  https://www.facebook.com/leringaines  http://instagram.com/leringaines  https://www.tiktok.com/@leringaines  http://twitter.com/leringaines  https://www.youtube.com/@leringaines  https://www.twitch.tv/leringaines  https://kick.com/leringaines  https://dailymotion.com/LerinGaines   Song of The Day: "It's So Hard To Say Goodbye To Yesterday" by Boyz II Men  Released 1991 | CooleyHighHarmony   Burning Questions for Reflections!  When someone leaves you money, are you prepared to manage the inheritance - or are you still emotionally trying to replace the person who gave it to you?   Share your response to tonight's Burning Questions...  Text: (609) 200-1098 | Email: Info@LerinGaines.com   DM on any social media platform @LERINGAINES (Facebook, Instagram, X, TikTok, YouTube, KICK, Twitch, DailyMotion)   Check out my FREE Monthly digital Newsletter 'Whispers of Wisdom' for updates, exclusives, and inspiration!   #Facebook #Instagram #TikTok #X #YouTube #KICK #Twitch #DailyMotion #DebtFreeLiving #FinancialCoach #LerinGaines #411Podcast #BurningQuestions #BlackDiamondConsultations #VacationWithMe #WhispersofWisdom #DISC6 #Vitality   DISCLAIMER: The content and information provided by Black Diamond Consultations are intended solely for educational and entertainment purposes. We do not guarantee the accuracy or completeness of the materials, and any reliance you place on them is strictly at your own risk. Our content is not intended to be a substitute for professional advice or judgment. Black Diamond Consultations shall not be liable for any errors or omissions in the educational and entertainment content or for any actions taken based on the information provided.   411 PODCAST  DISC 6: Vitality  Track 48: The Money My Father Left Behind  ©️ 2026 Black Diamond Consultations Network  LerinGaines.com

Transcript

06:18And most important, which I'm going to be right back.

06:34But the question that I have to ask is, what are you going to leave behind?

06:40This is going to be a real deep one.

06:42This is going to be a powerful one.

06:45And you'll get something out of this.

06:46So, I'm going to be right back.

07:16where I'm at here now with this podcast. Six years ago, I couldn't believe it. We'll be

07:24celebrating the next few episodes. Just stay tuned because we will be celebrating six years

07:29of the 4-in-1 podcast. And like I said, just full circle, the things that we have going on

07:36here now,

07:38I will repeat the things that we have going on here now. I could not even imagine it when

07:44I was sitting in my mother's living room and I just had my cell phone and I was just on

07:53Instagram

07:54and all I did was just go live. August 2020, all hell was breaking loose. I was going through some

08:04things and I just decided to press play and look at what we have here now today. It's just amazing.

08:13And again, I cannot do this without each and every one of you out there supporting my friends that

08:20come through, my friends that are on the show. You're going to get a lot of that next week. So

08:26stay tuned for that. But again, I'm just thinking about just full circle of this elevation and this

08:33movement here. So I'm going to get off my little soapbox on that and we're going to get right into

08:39this. So song of the day.

08:50Boyz II Men, It's So Hard to Say Goodbye, released in 1991 off of their debut album,

08:59Cooley High Harmony. So I'm going to be on Boyz II Men for just a little bit.

09:05I was going back listening to the album as I was preparing for the show, but somebody very special

09:12to me, Mary J. Blige, she had Juan Moore, which is Juan Ye's sons. He has like four of them.

09:23They're basically a mini version of Boyz II Men, but Mary signed them to her record label

09:29and they sound amazing. I don't think they're still signed to this day. I think she's basically

09:35just focusing on her own career at this moment. But a few years ago, for those of you who follow

09:41the queen, you know that she introduced Juan Moore to the world. And I don't know what Juan

09:47Ye has done, but his genes are just crazy because it's a smaller version, a younger version,

09:54a mini version of Boyz II Men. That's exactly what they are. And they sound just like them.

10:00But I just wanted to put that out there for some reason. I just had to, but yeah, craziness.

10:10It just, Juan Moore is dope. Check out Juan Moore. But this song, I actually had, I sung this song

10:18a

10:18couple of times for some people, you know, at funerals and stuff. So I know the impact of this

10:24song and I've had it played at, you know, family members' funerals and it's hard. It is hard to say

10:31goodbye when someone has, you know, moved on when they've transitioned, but I'm going to remix it and

10:37keep it a little live here tonight. But how hard is it to say goodbye to the older version of

10:44yourself?

10:45See, it's like Jacob and Esau. One's going to be put in the forefront and the other one's going to

10:54have to take the backseat. But during that transition, it's never easy because internally,

11:01we have become so used to and so accustomed to the older version of ourselves. Like that's

11:07clockwork. We don't have to think. We really don't have to think when it comes to some of the old

11:12patterns and old thought processes and old things and behaviors that we have learned and that we

11:18have accumulated over the years. We just do it like clockwork. And some of us, you can cuss people

11:24out at the drop of a dime. Some of us can go to places that we shouldn't go and it

11:29just so naturally

11:30you can link up with people that you haven't talked to in years and it would just come back to

11:34you also

11:35naturally. But for those of us who don't live that lifestyle anymore and we are doing things a

11:40little bit different, it might be harder for you to think a little bit more positive about your

11:45situation. It might be harder for you to have a little bit more faith versus fear. And like I said

11:51before, as you go through this process, because it is so hard to say goodbye to yesterday, it's so hard

11:57to say goodbye to the older version of yourself. This is going to require work. I repeat, this is going

12:05to require work. This is going to require you to focus on the renewal of your mind and be in

12:12this

12:12process and be in this journey and be in a new version of yourself each and every single day. Now,

12:20I don't know what it's like to be on drugs. Thankfully, through the grace of God, I've never

12:25went down that path, but I have been in company. God has put me in company with people who

12:32were addicts. And I had to learn that process that I'm no better than somebody who was strung

12:41out on drugs. I'm no better than somebody who was strung out on alcohol. But one thing that I do

12:46know from speaking to a few people is that each and every day that they wake up, they have to

12:53make

12:53this choice. Am I going to go left or am I going to go right? Because we know exactly what

12:59left is

13:00because we've been doing left for, I don't know how long, but since I've changed my mind and I've

13:04made up my mind and I'm going to follow the new path, the righteous path, that means I have to

13:10make

13:10this decision when I walk out this door to turn right instead of turning left. This is what I mean

13:16when I say it's so hard to say goodbye because in that moment, and it only takes a moment for

13:22you to

13:22get off track if you decide to turn left instead of turning right. I don't know who I'm speaking to.

13:29So I'm only speaking from real life experiences, but I have been tested and I have been tried

13:35even up until now because it does not take me any effort to recite all of the cuss words that

13:44I have

13:44in my back pocket and be ready to go in upside somebody's head at the drop of a dime. But

13:50I have

13:50to speak to myself in aversion and say, okay, listen, we already know. We already know what it's like.

13:58We've been there before. We've done that. And that is no longer who I am. So we're going to have

14:04to go

14:04ahead and turn right because we want to follow this righteous path. I already know what it was like.

14:10At 40 years old, I realized that majority of my life, I have been doing things wrong. Now I'm

14:16stepping into the new version of myself and I have to go ahead and do things right. But oh, let

14:22me tell

14:23you people, it is so hard to say goodbye because it'd be that person on that good day that want

14:29to

14:29come and step to me and think that my kindness is a weakness and I'd be ready to step in

14:34like, okay,

14:35listen, let me go ahead and check you and show you exactly who I am. But now I can't do

14:39that today

14:40because I have to remember that God can handle people far way better than I can. And it ain't easy.

14:46I'm not even going to sit here and act like, you know, I got it like that because just last

14:50week I was ready to go in on somebody. Just last week I was ready to go in and I

14:55had to

14:55say, you know what, God, you did not take me this far for me to go ahead and turn around

15:00and lose it all. You know, it's so hard to say goodbye, but, but it's a must in order for

15:09us to

15:09get to the level that we need to get to. When so many people lose and so many people fall

15:15back

15:15and have to go back to what I say, you've already lost the game. You have already lost the game,

15:21ladies and gentlemen. The minute that you go back and forth, round and round arguing or debating with

15:28somebody else about something that is outside of you, something that you didn't create,

15:34you didn't do. They don't have nothing to do with you, but somebody brought it to your doorstep.

15:38Somebody projected their BS on you. And then now this is where we have to make this decision and say,

15:44okay, I know it's so hard for me to jump in and go in, but I'm not because they don't

15:49have nothing to

15:50do with me. And that's just one scenario. This could be anything. If you know full well

15:58and I'm a repeat this, this is for the people who are in their relationships, people who are out of

16:05relationships, people who are trying to figure this relationship thing out. And I'm going to get

16:10off of this. But if you know full well that the last three relationships that you've been in,

16:16you met this one at the club, you met this one at the bar, you met this one on an

16:21online dating

16:22website, whatever the case may be. And you know that you follow the same path during every single

16:28relationship and they all turn out the same way. It's all a physical thing before it becomes

16:34spiritual, before it even becomes mental. You just go right and jump into the physical aspect.

16:40This is where you have to practice patience and do something a little bit different.

16:46And I know it's so hard to say goodbye, but as you get into this new version of yourself,

16:52you want to get into this new relationship. You want to get into this new life, this new theme,

16:58this new era. Why would you do the same thing that didn't work three and four times before?

17:06I know it's so hard to say goodbye, but it's a must. If you want to level up and become

17:13the best version of yourself, I don't know what to say. Song of the day. It's so hard to say

17:21goodbye

17:21by Boyz II Men, released in 1991 off of their debut album, Cooley High Harmony. And in the meantime,

17:30go ahead and check out one more. They actually remade the Boyz II Men version of Please Don't Go.

17:36And that's amazing. That whole debut album from Boyz II Men was just crazy. Please Don't Go. It's so

17:44hard to say goodbye. Motown Philly. I mean, what more can I say? They definitely were it. Aside from

17:53New Edition that passed the torch to them, Jodeci was out directly after them. And then that became

18:01totally different with the hip hop thing. But yeah. All right. So now it's time to go ahead and reach

18:20out to my friends, author, poet, Burrman313.

18:42What's going on? Hey, how's it going? It's going good. It's going good. I can't complain. How about you?

18:49Oh, it's going good. I finally got a chance to see, uh, go to the allergy doctor and everything is

18:57clearing up, you know? So, Hey, that's good. Oh, that's good. That's good. And now the weather is

19:03going to be changing. So that'll be even better for you, right? Yeah. Changing the hot

19:10because I'm going to see this week and all of next week. It's going to be at least 98 every

19:20day.

19:20I love it. I absolutely love it. Bring it this way. Bring it this way.

19:27I'm sitting here like still enjoying this heat. It's like this last month, the heat definitely has

19:34turned up and it's that heat that, like I said last week, it'll, it'll turn your skin a different

19:38color. Like it has definitely turned up. I was a little nervous cause it's August and I know what

19:43happens. It starts to, you get them little fall elements, but we've been doing all right. It's

19:48been nice and humid and hot and people have been miserable, but I've been happy.

20:01And the storms and lightning and raining, but you know, that's past now. And they already said on the

20:09news up, you know, the rest of this weekend, all the next week, it's going to be 98.

20:1798. Well, now we start to get into like the hurricane season and all that mess too. Yeah.

20:25Yes, yes, yes. Ain't looking forward to that. Definitely looking forward to that.

20:29Definitely not. Definitely not. But yeah, I'm going to make it out to Texas. I'm going to

20:34experience this. I know I've been saying this for years, but I think it's next year. I'll put it on

20:39the list to be there. Yeah. You know, like I said, you know, I keep hearing that.

20:47No, I know. I know people say that. Well, you say you go on this and then I end up

20:51going in a

20:52whole different direction, going right past the place that I said I was going to go to. That's

20:57funny. Yeah. All right. So yeah, it's time to get into the money hacks. What number you got for us

21:07tonight here? Oh, let's try nine. Nine. That's so mystical. So mystical. I was listening to a podcast

21:17today and he was speaking about how nine is the number of truth. Like every number out there has

21:30the answer to the number nine. That's a whole nother story. But and he did this little demonstration,

21:36Mr. Myron Golden. I love him. But he did this little demonstration about the number nine.

21:43So let's see here. All right. We're going to do this here. Always keep paying at least the original

21:55minimum due every month. Your credit card issuer recalculates your minimum payment due every month

22:02based on your current balance. If you are paying down your balance, that means the credit card

22:06will reset your minimum lower. They want you to take more time to get out of debt because it means

22:14you'll end up paying more interest. Don't fall for this. Do not decrease your payment. Whatever your

22:22original minimum payment was, keep paying at least that much every month. For example, let's say your

22:31minimum payment due was $30 this month. Over time, as you reduce your balance, the minimum payment on

22:36your statement might say you might only owe $21. That's a trap. I want you to ignore the changing

22:44minimum and keep paying at least the $30 that you paid the first month so that you can tackle your

22:51credit card balance. So this here, I'm going to say I agree to disagree because I don't believe in

23:03paying the minimum balance due. I agree with paying all of the balance because for me personally,

23:13you shouldn't be paying any type of interest anyway because you shouldn't be robbing Peter

23:18to pay Paul. So if you rack up a credit card bill, that should mean that you had that money

23:25in your

23:25bank account and you had enough to cover it. You were just borrowing somebody else's money in the

23:29meantime, maybe to get benefits, maybe to get perks, maybe to get points, maybe to get whatever,

23:35but you really should not be borrowing money that you had no means to pay it back in the first

23:42place.

23:42So that's what I say. What do you say? I hear you, but you know, people are in a financial

23:50strain right now. Well, they've been, it ain't right now. It's been like that. So sometimes man,

23:56you know, just paying the minimum until, you know, things get better. Long they do that,

24:05but it won't wreck their credit. When you don't pay nothing, then that's when you have the issues.

24:13You are absolutely right. You are absolutely right with that. And as it was stated, once you start to

24:21pay, yes, that minimum balance will shift down and see, that's like, it is a trap because most people

24:27be like, wow, I was paying $30. Now all of a sudden I only have to pay 20. So I'm

24:33going to just pay the

24:3320 and the other $10. I'm just going to go ahead and blow it on whatever. Cause I mean, I

24:38know I had

24:40this habit of I'll pay you. Like if it was like 10 or $15, I would pay it. And then

24:47three days later,

24:48you know, I'm at the store spending it. Exactly. And it wasn't, I wasn't, I wasn't progressing or

24:57doing myself any favors. So now I just, what I try to do is just, I got a large amount.

25:04I try to pay it

25:06off and don't use the card period until I see it as zero, zero, zero. Absolutely. Absolutely.

25:22But I know everybody is not able to do that. Some are, and some are not. So.

25:29Right. Right. And, and for those of us who get to that point where you can see a zero balance,

25:36this is where it comes to, you know, you have to get that mental aspect together about how you think

25:44and feel about money and realize that if you don't have it in your bank account, you probably

25:51should not go ahead and swipe it on a credit cards because there's going to be some consequences. And

25:56that's a whole nother story, but yeah, you people have to learn how to use credit cards to their

26:02benefit. And a lot of times the credit card companies are using you instead of you using

26:07your credit card companies. So. Of course. Now, where are we going tonight? I have to do some digging

26:16here to stay. We are going to, for some reason. Oh, you'll be going to Cleveland, Ohio. What's up

26:28with Cleveland? You've been there before. Yes. Yes, I have. When I was playing while I was trying out

26:35with a team, I, I rode, I rode, I rode the bus back from Allentown, Pennsylvania to Lansing, Michigan,

26:46and we stopped in Cleveland for a couple of hours. That's the, that's, that's all it's been. But I

26:53mean, I've been to like, cause I have a son in Cincinnati high school, played a tournament in Akron.

26:59So, you know, I've been in Ohio. It's all right. Akron, Ohio. I've heard of that before. I heard

27:07of that before. Okay. LeBron James. Yeah. Just put it out there. So I know that's what you're thinking

27:15up. Yeah. All right. So we going to Cleveland, Ohio, and we are going to help out Andre. So this

27:29is what Andre has to say. Andre said, my father died eight months ago. I thought the hardest part

27:36would be the funeral. It wasn't. The hardest part came afterwards. My father left me approximately

27:42$86,000 from his life insurance policy and retirement account. I had never seen that much

27:49money in my name before. At first I didn't touch it. I was scared. Then everybody started having an

27:55opinion. Wow. That line right there. I'm a stop. Everybody started having an opinion. We won't go

28:02back to that. My sister said, dad would want me to enjoy some of it. Now his own sister is

28:10saying that

28:10dad would want her to enjoy some of it. My girlfriend said we could finally move into a

28:18better apartment. My cousin told me I should invest it. My mother reminded me that dad always

28:24talked about helping her get a house. And honestly, I started feeling guilty for keeping the money.

28:34Within four months, I brought a new car, paid off two credit cards, helped my sister with $5,000 and

28:42put

28:43a deposit on a luxury apartment. I also spent $8,000 traveling and going out because I kept telling

28:49myself life is short. Then I looked at the account. There was less than $30,000 left. That's when I

28:57got

28:57angry. Not at anyone else at myself. My father spent his entire life working. He wasn't rich. He wasn't

29:05flashy. He saved what he could and tried to leave something behind for his children. I turned part of

29:13that sacrifice into a lifestyle upgrade. Now I'm sitting here wondering what would he think? The money

29:19feels different now. Every dollar feels like a piece of his life. I'm realizing I wasn't prepared to

29:25inherit money because I was still trying to figure out what money meant to me. I don't want to spend

29:31the rest of it trying to make up for losing him. I want to honor him. Excuse me. I want

29:37to honor what

29:37he left me without letting grief make my financial decisions. How do you separate honoring someone's

29:44memory from spending what they left behind? What do you have for Andre? Well, I never had that much

29:52money left to me. Man, I had to think about this because I don't like to speak on other people's

30:01money. I will say only one person actually gave him some good advice when he said invest it. But in

30:16other

30:17words, really, I think he should have talked to a financial advisor at first. Now, you know what the

30:23first thing was? He shouldn't have told nobody how much money he had. Exactly. There you go, that part.

30:28That's the first thing. When he told everybody how much money he had, people seen dollar signs.

30:37Because actually, they was really asking him for some money. You know, that was there. But he should have

30:45spoke to a finance, you know, and then afterwards, he should have spoke to a financial advisor.

30:53And that way, he could kind of like, you know, ask, then, you know, he could find out what do

31:00when a, you know,

31:00the financial advisor was, you know, what do you really want to do with this money? I mean, I grew

31:07up

31:07where I grew up and I've had, I've had friends who, who, you know, when their parents passed away,

31:14and they was left a lot of money. And the situation came where some of them, they blew it. And

31:24some of it

31:25put it to, you know, good, good work. And it just depends on what all he wanted out of life,

31:32too. I mean, because it's like, like I said, man, when your sister and your girlfriend speak,

31:41oh, man, you know that you know what they're really asking.

31:45Yeah, that that that's something else. I'm gonna take it back to the things that I that stood out to

31:53me.

31:56Let's say, let's say, let's say. My sister said, my dad would want me to enjoy some of it. Who

32:04is

32:04this for? Is it for me or you? Did you get your part? I don't know if you did stop

32:10worrying about

32:12who should be enjoying it. That's that's a problem right there. My girlfriend said we can finally move

32:19into a better apartment. Now, I always like to say this. Who the hell is we?

32:28Yeah, like, don't say no, we you don't want to move. You don't want to want to move into a

32:34better

32:34apartment. I just said, who the hell is we? You don't come with that. That used to be said to

32:42me

32:42a lot of times. We know we didn't sign up for anything. You did stop trying to project that

32:47off on me. But now because we wanted to get into a better apartment, now you just lost some money.

32:53And now your cousin said that you should invest it again. Why are other people digging in your

32:59pocket and knowing what's going on? That wasn't no bad advice, but it is bad advice if you don't know

33:04what to do with it in the first place. So, yeah, that's that's the reason why I said, well, first

33:11of all, he shouldn't have said nothing at all to anybody. I always tell people, if you get a lump

33:18sum

33:19of money, keep your mouth closed because you know what? You're going to have all kind of people.

33:25all of a sudden, you're going to see the palms of their hands out reaching,

33:32asking for stuff and then go and then, you know, in the meantime, go to a financial advisor and try

33:40to at least get something, you know, a pathway to go. Yeah. Yeah. I'm going to keep going a little

33:48bit, but it's a little bit, it's a little bit deeper than this here, even though I can't be so

33:53hard

33:53on Andre. It's a little bit deeper here. So now we said that the mother reminded him that getting a

34:03house, I don't know whether it was for her or whether it was for him. It sounds like it was

34:08for

34:08her because he ended up getting an apartment, but even still buying a house. I know people think that

34:14home ownership is everything, but that could be a trap too. You have to make sure you're prepared and

34:19ready for that. So that was a little interesting too. And he started feeling guilty for keeping the

34:26money. And that's basically a generational curse right there. When you start feeling a certain way

34:32about money and if it's not feeling anything that's biblically sound, that's signs of a generational

34:39curse. Um, and you know, I'm going on them vacation. Oh yeah. That's the next part. That's the next part.

34:47Now here's where it starts to get a little bit interesting. You bought a newer car. You didn't

34:53say a new car. You said you bought a newer car. So I'm going to say that that was probably

35:01a good

35:01move because who knew what the car was like before, but you needed a newer car. You paid off two

35:07credit

35:07cards. Now I like that part. Cause now we starting to get into some, some, some debt-free living here.

35:15This makes sense. Now you helped your sister with $5,000. Now, now I want to know for what,

35:25because see, you can't be helping people who don't want to help themselves. And the worst thing you can

35:29do is just give somebody money. And then you bought, you put a deposit on a luxury apartment

35:35because the girlfriend said so. Now see, now this is where it starts to go down. And then you almost,

35:42you spent about almost $8,000 traveling and going out because you kept telling yourself life is short.

35:50Life is short and the money is going to be short too.

35:55And then you looked at the accountant and only $30,000 was left and you basically got mad at

36:00yourself. Now I'm going to say that this is partially his problem, but it's really not

36:06because even his father has some responsibility here. Even though he's not here anymore,

36:12he has a responsibility because a good man, and this is Proverbs 13, 22. This is one of my favorite

36:19ones. A good man leaveth an inheritance to his children's children and a wealth of a sinner is

36:25laid up for the just. So that money was not Andre's to begin with. That money should have been put

36:31somewhere and set up so it can be for Andre's children because Andre needed some time to grow

36:38up and to get himself together. And this is where most of the time people lose it all. And this

36:43is

36:43where generational worth is squandered because they give money to the child when it's not supposed

36:52to be for the child. It's for the children's children. And if you do the right thing and save

36:57that money and keep it away from the child who might be reckless or not in their right frame of

37:02mind, it might give them an opportunity to go through life and learn and grow and learn how to manage

37:08money

37:09so that by the time they have children, they're able to place it in the right hands and teach

37:13their children how to handle that money and move forward.

37:19I'm going to leave with that one.

37:21Yeah.

37:21And then I can go in even more, but I'm going to pass it back to you.

37:26Yeah. I mean, you know,

37:29you said, well, you said basically the good things

37:33because I, well, what my curiosity is

37:38the dad didn't, did, did he leave

37:41everybody else some or was it just to his son?

37:44We don't.

37:45And that's, that's what I, you know, I, cause when I looked at it, I'm like,

37:49okay, so did he leave his daughter something

37:54or, or did he leave his wife something?

37:57Because both of them is chiming in.

37:59Like I said, he had too many people in his ears.

38:01Right. Right. Right.

38:04You know, and when you have too many people's,

38:06too many people in your ear, sometime you tend to, you know,

38:11get confused and then you just, okay, let me do this.

38:15Let me do this.

38:18Let me do this to keep their mouth closed.

38:24And that's why I feel as far as like, especially with his girlfriend,

38:28my girlfriend, it was like, let me do this to keep her mouth closed and keep her happy.

38:36And that, and she, and y'all ain't even married.

38:38So she can do the 180 on you and a drop of a dime.

38:41And now you done got into this luxury apartment and did whatever,

38:44because we wanted to get into a luxury apartment.

38:48Yeah.

38:48And the thing, and the thing is, you got into this apartment, but can you keep up the maintenance?

38:55Exactly.

38:56You know, you know, all the other stuff that go along with it.

39:01Yeah.

39:02Because it sounds, it sounds like, I mean, he, he, he, he, he sounds like a good guy.

39:07Um, but it's just like people taking, like most people do when they find somebody that, um, is, I don't,

39:18I don't, I don't like to say weak,

39:20but somebody that's, uh, naive or soft hearted, then, Hey man, you know, they, and they'll, they'll use it.

39:30Um, they'll use it cause I mean, Hey, I'm quite, it doesn't happen to all of us where we was

39:36trying to do something and then somebody came along and yes, they see, oh yeah, they trying to do the

39:43right thing,

39:44but let me get advantage and get a, you know, arm up on him and I'm only going to let

39:53him feel just enough of it so he can keep going.

40:01Yeah. You know, this is interesting as we're getting ready. A lot of people are going back to school and

40:07we send our children to school, uh, so that they can learn absolutely nothing.

40:12Now I'll repeat that again. We send our children to school so that they can learn absolutely nothing. And we

40:16put all of the, the burden and the responsibility on a school system, thinking that that's going to make or,

40:24or break our children.

40:26When reality putting all of that responsible on them is what breaks the children. They don't teach them anything about

40:32financial literacy. And as anybody who's listening now that has children or has anybody that's looking up to them or

40:41plan on leaving any type of money to somebody behind, behind you, after you leave, you have a responsibility to

40:48teach them and instruct them what to do.

40:50Because if you think that, Oh, you're just going to go ahead and leave some money. If you leave a

40:54large amount of money to somebody who is not in their right frame of mind, it could be disastrous and

40:59it could be deadly.

41:01So you have a responsibility and more is caught than more is taught. So if you're reckless with money and

41:08all of a sudden you have this great big old life insurance policy and you know that your children are

41:14seeing you or your, your nieces, nephew, whoever you're going to leave money.

41:19Like seeing you seeing you seeing you seeing you seeing you for reckless life. All you were doing is passing

41:23down generational curses to the next level. And that's exactly what is going to happen. Go ahead.

41:32let me say this also though and and i know you've probably heard this where people say

41:42got all this money all this whatever it is but when i die is nothing i can't take it with

41:49me

41:49so i'm gonna give it i'm gonna give it to who you know the next person down and if they

41:57and i've

41:57heard people say this hey i'm giving it to them so but if they run through it hey i'm not

42:05here i can't

42:07do nothing with it i can't take it with me i gave it to them once i gave it to

42:11them they can do what

42:12they want with it that is that is one of the biggest things i've always heard i don't i don't

42:19know if you heard it but i've always heard that also when somebody has left somebody a bunch of

42:27money or some profit now but now i get the chime in here i'm glad you brought that up and

42:31i'm gonna

42:32tell you it's just one word what that is described and it's sometimes it's ignorance people don't

42:37know we could use that word ignorance but um i like to call it evil because that's basically satan's

42:44path now i know that that some people will not like that i'm saying this but it is the path

42:50of

42:50enemy the path that i told you what god said a good man leave it inheritance to his children's

42:56children so that's what he would like us to do he's saying a good man does that but an evil

43:02man

43:02because what's opposite from good an evil man is somebody who squanders wealth spending it all

43:08hoarding getting into debt leaving debt for people behind them to clean up and pay for the funeral

43:14this that the next the other fight off the uh the the um bill collectors after you have gone

43:22answering the phone calls dealing with that sending in death certificates to clear your name that's evil

43:28and again it's some of its ignorance you people don't know until they don't know what they don't

43:33know failure to instruct if you don't teach your children about money and how to handle money

43:39do as i say some of the same lines which you said um i can't i'm not gonna be here

43:45let them do whatever

43:46you can kill people i know that i that word that people may not like it but you can depending

43:54on what

43:55you leave behind it could aid somebody to to unaliving themselves that's what people say now because you

44:01can't use that word so excuse me people out there in the podcast and an atmosphere i did not mean

44:07to

44:07say that but you can help aid somebody unalive themselves if you they have a whole bunch of

44:13money worst thing you could do for a drug addict is someone who is a wealthy person and they have

44:18a

44:18child who is on drugs and you have a life insurance policy and you know full well that when you

44:24leave

44:24this earth your child is going to inherit it all types of money what do you think that person would

44:29think they wouldn't be able to sleep at night so they have to put steps in place to make sure

44:35that they

44:36don't aid in their child's destruction living recklessly partying up i've had somebody say well

44:43i can't take it with me so i'm gonna just go ahead and spend it all um i've had like

44:49i said i've heard

44:49that so many times but then again i've seen people who've gotten money and what they've done is they

44:58they they invested i mean i i i have some friends that have done that where they invested and they

45:05invested well and and then you know like somebody started a business and they said well i started this

45:11business and then i'm hoping that my child or my grandchild can grow into this business exactly and

45:22yeah and you know and but then like you said you have some and they get they get they get

45:28some money

45:29like my parents used to always say uh that money burning your burning a hole in your pocket

45:35and they just gotta spend it just to say oh i got i got money to spend now now we

45:42up against the clock

45:43this is so good i could go on for a whole nother hour but i'm gonna wrap this part up

45:47here

45:47so the biggest thing that i have to say is people when it comes to this whole thing here

45:52leaving money behind and stuff a rhetorical question do you care about your name or do you

45:56care about your legacy because yes you're here today but it's more so important about what happens

46:02tomorrow when you're not here do the generation underneath you do your grandchildren do your

46:07your great-grandchildren do they become something bigger and better than what you are see you're just

46:12here for a short moment in time you know it says that in a good book just for a small

46:17period of time

46:18but it's what impact do you put on somebody else's life so that that name that legacy can carry on

46:24and

46:24become bigger and better than the next this is how you get some of the the the famous people out

46:31here

46:31in the world because it comes that way and then they say okay we have responsibility it's this name

46:37that we're going to carry we have pride and we're going to go ahead and try to do what we

46:41need to do

46:42to keep this name alive so that's that and for the evil people out there maybe it might be ignorant

46:47on your part maybe i'm waking some people up by saying that that is evil and it might be something

46:52new that people haven't heard but check this out there is something that's called regeneration

46:58so if you don't get it right the first time on this earth here on this planet some of us

47:03may have

47:03to do it again and this may not be our first go-around see because when we were born into

47:09this

47:10atmosphere we weren't born into this environment it's the we forget of who we used to be and

47:17between the ages of one to seven that's the most time that you're going to remember what you've done

47:22in your past life so if you do something reckless here it is a possibility and i know this is

47:28not

47:28everybody's belief systems and there's different religions and all of that other stuff but i'm just

47:33saying regeneration is a thing and you could be your spirit could be regenerated into the same

47:43lineage and you could experience poverty because you didn't do what you were supposed to do when

47:48you were here the first time around and you can grow up into a very difficult situation and be raised

47:55in a very difficult situation in order for you to get it right and you'll keep repeating the same

48:00process over and over again and until you get it right and i'm gonna leave on that note and uh

48:08turn

48:09it over to you so we can go ahead and head on up out of here yeah um go ahead

48:15and i guess i don't have

48:17nothing to say about it i mean you know i mean we done said everything that we could have so

48:22i'm just

48:22gonna say hey you can go to amazon or goodreads um birdman 313 um see my books there they're available

48:32there um you also can go to spotify the coffee wine and words platform to listen to some you know

48:43the

48:44videos i have on there that that podcast she has accepted on there you can go to youtube

48:51and um i i've done a lot of videos lately especially because it's last time i was in galveston

48:59so i've done i got a quite a few videos that i've uploaded there and um it's youtube

49:06author of poet youtube.com author poet birdman 31355 you can go to um instagram birdman 31355

49:19um tomorrow night i have a podcast on uh well not it's not my podcast i'm i'm just a guest

49:30on it

49:31um it's a matter of fact it's right there in new jersey you know we do this once a month

49:37it's like

49:37it's like it's like the view where we get in there and we talk about things just like this and

49:43we talk

49:43about it and then uh also uh later on that evening it's called um um poetry and music open mic

49:54and that's

49:54out of austin and actually the host of that her and i are working on a new song she's sending

50:01it over and um we um i she sent it over to me and i've been working on some bass

50:08chords for it

50:09and then saturday uh it's uh austin poets austin poetry society has an open mic and we're going to

50:19be reading um old um beat poets poetry is we ain't going to read none of our own we're going

50:28to read

50:28what the older you know beat poets what they wrote okay and basically i said but yeah all this

50:36yeah man i'm i'm i'm been in i've been in there beating on my bass guitar trying to get this

50:42tune

50:43for this song and it's gonna come along it's just taking um i got a couple chords and i practice

50:50on

50:50one of them today didn't sound right so i'm gonna have to go to the next one so it's it's

50:55fun it's a

50:56journey that's what's up that's what's up well i definitely do appreciate you good luck on

51:02everything that you got going on this week and uh we definitely gonna talk uh we'll be back here next

51:10week and then we have the anniversary show so i definitely do appreciate it like i said this was

51:15a deep one and uh we definitely went in tonight so yes i appreciate it yes so on that note

51:23i'll talk to

51:24you when i see you and take care and i'm gonna just say thank you i like to always say

51:30that you

51:30know thank you for having me on and um i really really appreciate it and you know you always

51:37inviting me so i really appreciate oh yeah we going up for 2027 i got something i got something for

51:44you

51:44so yeah definitely yes yes all right take care and have a good night you do the same yeah

51:56well ladies and gentlemen there you have it author poet birdman 313

52:07amazing show i'm gonna have to get out of here though because we up against the clock

52:11i just get so passionate about topics like this i knew i was gonna go in because

52:16it's just so just so passionate about it and a lot of times this comes from when you have had

52:23money

52:23and didn't know how to do the right thing with it and all of a sudden the light bulb went

52:27off and

52:27then now it's about teaching training and helping other people break through so that they don't make

52:33the same mistakes and i'm not an expert i am not a financial advisor i'm not a financial planner i'm

52:39just a financial coach helping people think from the spiritual aspect the mental the physical and

52:46the financial so on that note if you heard anything that you liked some sort of light bulb went off

52:53you want some you know quick pointers text me 609-210-98 type in 15 minute just type in 15

53:05minute

53:05we can do a 15 minute consultation you can also head on over to laryngaines.com

53:10and learn more about that and on that note we got to get out of here i will talk to

53:15you all soon

53:16thank you take care and have a good night

53:19thank you

53:31thank you

53:44thank you

53:57thank you

54:10thank you

54:23thank you

54:37thank you

54:39thank you

54:57thank you

The Money My Father Left Behind | DISC 6: Vitality | 411 PODCAST (Episode 48)

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