What You Owe Isn't Just Money | DISC 6: Vitality | 411 Podcast🍾Reading Between The Wines (Episode 01) - video Dailymotion

Lerin Gaines

What You Owe Isn't Just Money | DISC 6: Vitality | 411 Podcast🍾Reading Between The Wines (Episode 01)  Featuring: Spiritual Sunday, Mentorship Series  Sunday | January 4th, 2026  Streaming LIVE on all social media platforms @LERINGAINES  https://leringaines.com https://linktr.ee/leringaines https://www.facebook.com/leringaines http://instagram.com/leringaines https://www.tiktok.com/@leringaines http://twitter.com/leringaines https://www.youtube.com/@leringaines https://www.twitch.tv/leringaines https://dlive.tv/LerinGaines https://dailymotion.com/LerinGaines  Song of The Day: "Strength, Courage & Wisdom" by India.Arie Simpson Released 2001 | Acoustic Soul  Burning Questions: Where are you asking God for peace, while refusing to take responsibility for the choices disturbing it?  I would love to hear from you! Share your response to tonight's Burning Questions:  Text: (609) 200-1098 | Email: Info@LerinGaines.com  DM on any social media platform @LERINGAINES (Facebook, Instagram, X, TikTok, YouTube, DLIVE, Twitch, DailyMotion)  Sign up for my FREE Monthly Newsletter 'Whispers of Wisdom' for updates, exclusives, and inspiration!  Subscribe now at LerinGaines.com  #Facebook #Instagram #TikTok #X #YouTube #DLIVE #Twitch #DailyMotion #ParentalAdvisory #ExplicitContent #LerinGaines #411Podcast #RBTW #ReadingBetweenTheWines #BurningQuestions #BlackDiamondConsultations #VacationWithMe #WhispersofWisdom #DISC6 #Vitality  DISCLAIMER: The content and information provided by Black Diamond Consultations are intended solely for educational and entertainment purposes. We do not guarantee the accuracy or completeness of the materials, and any reliance you place on them is strictly at your own risk. Our content is not intended to be a substitute for professional advice or judgment. Black Diamond Consultations shall not be liable for any errors or omissions in the educational and entertainment content or for any actions taken based on the information provided.  411 Podcast🍾Reading Between The Wines DISC 6: Vitality Track 01: What You Owe Isn't Just Money ©️ 2026 Black Diamond Consultations Network LerinGaines.com

Transcript

02:301. You're now tuned into the 411 Podcast and Reading Between the Wines, powered by the Black Diamond Consultations Network.

02:38More than a podcast, this is a sanctuary for self-discovery, healing, and personal growth.

02:45Here, we explore what it means to live debt-free, not just financially, but spiritually, mentally, physically, and emotionally.

02:53Every episode is part of a journey across our weekly mentorship series, Spiritual Sundays, Mental Mondays, Transformational Tuesdays, Wind Down Wednesdays, Coaching Sessions Thursdays, and Financial Fridays.

03:07Each day holds space for wisdom, clarity, and real conversation.

03:13So grab your journal, pour your glass, and prepare to go beyond the surface.

03:17Because here, we don't just talk, we transform.

03:21And now, here's your guide through it all, entrepreneur, mentor, and founder of Black Diamond Consultations, Laren Gaines.

03:29Welcome, welcome, welcome, welcome, welcome to the 411 Podcast.

03:36This is a new season.

03:39Disc 6 Vitality.

03:42Today, we are here.

03:44I am here.

03:46And I want to say thank you so much.

03:50Before we even get into this, I want to give a very special thank you to my executive producer, my Lord and Savior, Jesus Christ.

04:00Thank you so much for giving me another opportunity to come out here and give you all the 411 Podcast, Reading Between the Wines.

04:13This is an amazing journey.

04:16This has been an amazing journey.

04:19And I could not do it without each and every one of you out there supporting me.

04:23Thank you so much to everybody out there from the Black Diamond community.

04:28We continue to grow, we continue to learn, and we continue to elevate.

04:35And again, I just have to thank you all so much.

04:40What does this new season, Vitality, mean to me?

04:47It means understanding and knowing exactly who we are, understanding and knowing who I am in this process, what role that I have to play, I have been chosen to play.

05:11Understanding what I have to do to make this thing work and grow and elevate to the next level, helping so many people out there.

05:26And during the process of me helping so many people, I am helping myself.

05:32We're going to get into the song of the day, but knowing that I have the strength, the courage, and the wisdom to push through and to continue to push through.

05:49And all of my strength, my courage, my wisdom, that all comes from my higher power.

05:59I most certainly cannot come out here anytime, all the way taking it back from the day one, six years ago.

06:08I most certainly could have not done any of that without my higher power.

06:12There were nights when I didn't even know what to say and God gave me the words to say.

06:20So I have all of the strength, the courage, and the wisdom that I need to push through.

06:28Song of the day.

06:30Strength, courage, and wisdom by India Aree Simpson.

06:35Off of her debut album, Acoustic Soul.

06:38A lot of times, while we're going through the storm, a lot of times, while we are having our trials and our issues, we don't realize that we have the strength, we have the courage, we have the wisdom that comes from our higher power.

06:54But everything starts within, everything starts with self.

06:59Sometimes we are too busy looking on the outside, pointing fingers, blaming everybody else.

07:08Looking, seeking validation from all over, and not realizing that there's a special treasure, there is a special gift, there is something that has been buried deep down inside of all of us.

07:24That strength, that courage, that wisdom.

07:30Wow.

07:34It's real.

07:35It's real already.

07:36I'm going to speak tonight about the spiritual cost of carrying debt that you no longer question.

07:48Because a lot of us are in debt, and most of the time, it starts in the spiritual realm.

07:56See, I believe that in order for you to become debt-free, you have to focus on the spiritual, number one.

08:10And then I believe that after you get in alignment spiritually, it is crucial to focus on the mental.

08:21So, because you have to understand where you came from, fix the past trauma that you may have experienced all the way back from childhood.

08:33So that once you get to where you get to where you're going to, when you get the resources that you need, you'll know how to keep them.

08:44We're going to take it to Charlotte, North Carolina tonight.

08:52We have Ms. Angela writing in.

08:59It says, Laren, I am tired in a way sleep doesn't fix.

09:07I make decent money, six figures on paper, but I feel broke in spirit.

09:13Every paycheck is already spoken for before it hits my account.

09:17Credit cards or car note I shouldn't have signed.

09:20Student loans I stopped thinking about years ago because the balance scares me.

09:24I pray, I journal, I go to church most Sundays, I talk about faith and trust, but I'm also hiding from my bank statements.

09:34I tithe when I can, but sometimes I resent it.

09:38And I hate admitting that.

09:40I feel guilty even writing it.

09:43What hurts the most is knowing I helped create this.

09:46No one forced the spending.

09:48No one made me chase a lifestyle I couldn't sustain.

09:51I wanted to look like I had it all together because I didn't feel like I did on the inside.

09:58Now I feel trapped and I don't know how to ask God for help when I keep making the same financial decisions.

10:07Is it even spiritual to want freedom from debt or is that just another form of greed I'm trying to dress up as growth, Angela?

10:16All the way from North Carolina, Charlotte, North Carolina, I'm going to take it to the top.

10:22Laren, I'm tired in a way sleep doesn't fix.

10:27I make decent money, six figures on paper, but I feel every paycheck is already spoken for before it hits my account.

10:34Credit cards, a car note I shouldn't have signed, student loans I stopped thinking about years ago because the balance scares me.

10:42I pray, I journal, I go to church most Sundays, I talk about faith and trust, but I'm also hiding from my bank statements.

10:51I tithe when I can, but sometimes I resent it.

10:55And I hate admitting that.

10:57I even feel guilty writing this.

11:00What hurts most is knowing I helped create this.

11:05No one forced the spending.

11:07No one made me chase a lifestyle I couldn't sustain.

11:10I wanted to look like I had it together because I didn't feel like I did on the inside.

11:19Now I feel trapped.

11:21And I don't know how to ask God for help when I keep making the same financial decisions.

11:26Is it even spiritual to want freedom from debt or is that just another form of greed I'm trying to dress up as growth, Angela?

11:36So I'm going to take it to the top and help out, Ms. Angela.

11:43But before I get started, I want to let everyone know that I am not a financial advisor.

11:48I am not a financial planner.

11:50And this is not financial advice.

11:52You have to go out and you have to do your own due diligence.

11:55You have to go out and do your own research.

11:57These are just some of the things that I have experienced through my debt-free living and my journey to debt-free living and maintaining debt-free living.

12:13Just my experiences.

12:14So Ms. Angela says, tired in a way that sleep doesn't fix.

12:22Now, I'll stop right there because a lot of us are tired spiritually, mentally, physically, and financially.

12:32And sometimes sleep doesn't fix that.

12:36It's draining.

12:38It's depleting.

12:39But one thing that I do know, and again, I don't know who I'm speaking to.

12:47I'm only speaking from experiences.

12:49But the sleep that you experience, the peace that you experience, knowing that you don't owe anybody anything, it's unbelievable.

13:03And when I found out that most people that make a lot of money, such as six figures and everything's great on paper, you know, some of your doctors, your lawyers, a lot of people who make a lot of money still live paycheck to paycheck because they haven't done their work when it comes to takes to manage money properly.

13:30So a lot of people think that, oh, I just get a bigger paycheck, get a better job, get that promotion.

13:40Everything is going to be okay.

13:44But not necessarily unless you get that mental together, unless you get that spiritual and that mental together.

13:49Not necessarily because you might have had a little debt before that might have seemed a lot, but all you're going to do is just create bigger debt, bigger money.

14:02Like, you know, Biggie said, more money, more problems, especially if you don't have that spiritual and mental together.

14:10Every paycheck is already spoken for before it hits my account.

14:16How many people out there already know that their money is spent before it even hits the account?

14:25Some people will actually go and work overtime just to spend that extra money before it even hits the account.

14:34One thing I do know about student loans, I don't know much, but that is one debt that cannot be forgiven.

14:45Whatever you borrow, you will have to pay it all back.

14:49So the mistake that a lot of people make is they don't pay their student loan debts because, yeah, maybe the phone calls are not happening.

15:00The notices aren't coming in the mail.

15:03You might have heard that there might be some student loan forgiveness program, which in most cases that is a lie.

15:11And that was a lie, because here we are in 2026 and those same people who fell into that trap thinking that there was going to be some student loan forgiveness.

15:22Through my research and through my understanding, that is the only consumer debt out there that is not forgivable.

15:33And what I've learned even more so that is more disturbing is that if you continue to duck and dodge and you don't pay, they'll go after your retirement benefits, your so-called social security benefits.

15:50Again, I am not an expert on any of this, but please do me a favor and do your own due diligence and do your own research.

15:57Ms. Angela says that she prays and she journals.

16:01She goes to church most Sundays.

16:04She talks about faith and trust.

16:07But she's also hiding from her bank statements.

16:10So here's the thing about going to church, having faith and trusting in the most time.

16:19If you do not do what's right when it comes to your money, going to church, praying and asking for miracles and all of these great things.

16:36I'm not saying that God cannot do the impossible because he most certainly can.

16:42And when I learned that this is not my money, it's God's money.

16:58And you will be rewarded.

17:02When you do the right thing with his money.

17:07Right there, that was all that I needed to know.

17:09Praying, journaling, asking.

17:15But if you are not putting in the work.

17:19From my personal experience, I don't believe that things are going to change the way that you may want them to change.

17:26They might change now, but not the way you would want them to change.

17:30And I want to get into the tithing situation because this is so important to me.

17:42Because I see a lot of people out here helping and wanting to help and giving their last dime, their last dollar.

17:54Overgiving in some cases.

17:56You know, people say doing too much sometimes when it comes to giving, you can do too much.

18:02And there are so many different circumstances out there where giving, overgiving is too much.

18:13Because if you don't have enough to take care of yourself and maintain your own four walls, that's the first step.

18:20To get on your feet financially, make sure that you're able to pay all of your bills accordingly.

18:28And get out of consumer debt accordingly.

18:33Give what you can give.

18:37Be very cautious about going over and beyond when you know you don't have the means to take care of it for yourself.

18:43And if there is a short season where you pause a little bit or you slow up or you press the brakes on giving because you are behind the scenes doing the things that you need to do to secure your kingdom.

19:03Personally, from my experience, I don't feel that there's anything wrong with that.

19:11But when you have it, of course, and there are so many different ways that you can build and set yourself up for success so that when someone does ask for something and someone truly needs it, you'll be able to give from the bottom of your heart.

19:27And that is the most beautiful thing because when you can give and you can give from the heart asking for nothing in return, wanting nothing in return, that's a beautiful thing.

19:48And let's stay on this giving, this tithing for a minute.

19:52Sometimes helping people who don't want to help themselves is not a good situation.

19:57If you are struggling to pay your own way and you have a family member who is also struggling to pay their own way and they get sight, they get wind, and it could be a matter, coworkers, they get sight, they get wind that you are making headway in your progress, yet they don't want to do the work that they need to do.

20:19So, and you dig out, and you dig out, and you help out, and you shell out, and you help the next person who doesn't want to help themselves, you are not helping.

20:29Number one, you're not helping them.

20:31You're not helping yourself, and you're not helping the whole situation.

20:40You are enabling the person to continue the reckless behavior.

20:43These people who text and reach out and cash at me this and Zelle me this and Venmo me this and that, yet they aren't doing the right thing, taking that money, going out, partying, going to the restaurants, flexing it up on a gram, seafood boils.

21:08You know, you name it, everything out there, listen, we got to be careful because a lot of times when people see that you are making headway in your journey, along your journey, in your game, you may have these people who are close to you that will reach out and try to help.

21:35Excuse me, not reach out and try to help, reach out and try to get you to help them.

21:43You know, so many stories of, oh, I had to dig into my emergency fund to help this person.

21:53This person knows that X, Y, and Z, so I had to, and I want to stop you right there because, no, you didn't.

22:03You did not have to dig into your emergency fund to help someone who doesn't want to help themselves.

22:08An emergency fund is exactly what that means, an emergency.

22:11Now, you might ask, what is an emergency?

22:18So, we'll take it right back to the ropes and go right back.

22:23Your car breaks down.

22:24There's a hospitalization.

22:27Somebody injures themselves.

22:29You have an appliance that breaks down.

22:32Major, major, major, major repairs.

22:37That otherwise, if you did not have that emergency fund in place, you were pretty much destined to swipe your credit card.

22:51Now, Angela says that she feels trapped.

22:53And now, this line here is so important.

23:00I don't know how to ask God for help when I keep making the same financial decisions.

23:04Like I said before, faith without works is dead.

23:08And we all know that saying of God helps people who help themselves.

23:16So, don't ask.

23:21Again, I wouldn't ask.

23:23If you're going to still go out there and make the same financial decisions over and over and over again and just question and think that if you journal, if you pray, if you go to church, that that's going to save it.

23:39There is no asking.

23:41Until you get good and sick and tired of yourself.

23:44Until you get sick and tired of being sick and tired.

23:47Sick and tired of being sick and tired is a great way to put it.

23:51Because you have to get good and sick and tired of yourself.

23:54So, for people who reach out to me for the coaching sessions, I can't help anybody until you get good and sick and tired of yourself.

24:03Good and sick and tired of the situation that you're in that you absolutely are at rock bottom.

24:09You hit rock bottom.

24:10You can't get any lower.

24:11Only thing that you can do is climb yourself up out of that situation.

24:18That's when I believe that you are ready to focus on this new debt-free living lifestyle.

24:25See, some people are not.

24:27They think that this debt-free living lifestyle is strange.

24:30It's weird.

24:31They don't want to do it.

24:33And, hey, listen, if you want your cars, you want your brand-new cars, if you want to look richer, if you want to look wealthier than what you really are deep down inside,

24:46if you like getting behind closed doors and not knowing whether you're coming or going, then by all means.

24:57But, listen, I have lived that life, the majority of my life.

25:03I have played that game, and it's not fun.

25:07It's not fun when you cannot lay your head down at night and sleep properly because you have made some poor financial decisions.

25:14It wasn't okay for me to smile, you know, in front of all of the cameras and stuff and take pictures and post them up.

25:23But then, in reality, I'm living a nightmare.

25:29Absolutely not.

25:31So, but again, I had to get good and sick and tired of myself.

25:37And as we speak about getting good and sick and tired of myself, I had to get good and sick and tired of the people that were around me.

25:46Because when you're good and sick and tired of the people that are around you and you realize that some of these people mean you no good,

25:53they mean, they mean, they mean, you know, good.

25:59Huh.

26:01You will do everything that you possibly can do to get up away from them and clean that situation up.

26:09So, I say for those of you out there,

26:12you have to get good and sick and tired of yourself.

26:19And then when you get good and sick and tired of yourself, you're going to start to look around

26:24and you're going to start to see the people that are around you.

26:27And you have to get good and sick and tired of the people that are around you to change some things up.

26:32Because, listen, you are only an average.

26:35You are only an average of the five closest people that you hang around.

26:40So, I want you all to think about the five closest people that you interact with on a daily basis,

26:48on a weekly basis, on a monthly basis.

26:50You are only an average of the five, and I, keyword only,

26:53only an average of the five closest people that you surround yourself with.

26:58So, in some cases,

27:01this is where I started to, you know, think a little bit.

27:05But, because I always prided myself on being the smartest person in the room.

27:12And we all know, first comes pride, then comes destruction.

27:15So, I was already destined for destruction.

27:20Because I was a know-it-all.

27:21I had to know everything.

27:23I wanted to be the smartest person in the room.

27:25I wanted to tell everybody everything.

27:27And, yeah, first comes pride, then goes destruction.

27:30And that is exactly what happened.

27:32And I had to get, I had to humble myself

27:36before I can step back out on this thing here again.

27:40And when I realized that, I said,

27:43wow, I no longer want to be the smartest person in the room.

27:47If anything, I want to level up the people that are around me.

27:50Because when I started to look around and realize,

27:53yeah, you are the smartest person.

27:54And none of these people around you are going to be able to teach you

27:57or help you do anything.

27:59Because they are completely fine with where they are at.

28:02They are complacent, and they love it, and they like it.

28:07And the more that I sat in it, the more that I became angry,

28:11the more that I became just, ugh, just didn't like it.

28:17Because that wasn't me.

28:19So, for Miss Angela,

28:23it seems like you want to take control of your life.

28:29You want to change some things.

28:31But one thing that I have to say is that

28:33the minute that I changed my life

28:38is when I got up

28:40and started taking responsibility for my life.

28:43That's the minute that my life changed

28:46when I got up

28:47and I started to take responsibility for my life.

28:52And what I had to do,

28:54what that consisted of,

28:56of taking responsibility for my life,

28:59was limiting certain people,

29:02places,

29:04and materialistic things.

29:05I had to start to limit certain people,

29:08places,

29:09and materialistic things.

29:11And I believe

29:12that it was just in that order.

29:14First, it started with the people.

29:16I'm no longer going here.

29:19I'm sorry,

29:20but this relationship

29:21is no longer working for me.

29:22I'm sorry,

29:23but this friendship

29:24does not do it anymore.

29:27I don't have to answer

29:28every single phone call.

29:29I don't have to sit here

29:31and listen to

29:31your negativity.

29:33I don't want to download

29:36your mental

29:38and twist it up

29:40and have it

29:41incorporated with my mental.

29:43So the people aspect

29:45is very important.

29:48Once you start to clean up people,

29:51you'll be able to clean up

29:54your own personal environment.

29:56You'll be able to have the time,

29:58the energy,

29:59the focus

30:00to focus on your own environment.

30:03But see,

30:04as I take it back,

30:06I was unable to do that

30:08because I was so busy

30:09consuming

30:13and becoming attached

30:15with all of these people

30:18that did not mean me any well.

30:21in the places

30:25when the phone rings.

30:30You don't always have to show up

30:32and you don't always have to go.

30:34And you also don't own anybody

30:36in explanation

30:36for the reason why

30:37you don't show up.

30:42That was another thing.

30:44I'm not going there.

30:45And I'm not going to take

30:46my soul

30:47through the business

30:48of just showing my face

30:50just because.

30:53These traditions

30:54or this is what

30:55you know,

30:56we're used to doing

30:57or

30:57everybody does it

31:00or that's how

31:00it's always been.

31:02Huh.

31:03That's how it's always been.

31:05You know what I have to say

31:06to that today?

31:08Absolutely not.

31:09And it's okay for you

31:12and that's the thing

31:13that I had to learn as well

31:15and especially

31:16as I'm on this journey

31:17and you listen

31:17I'm not

31:18definitely not perfect.

31:23I made about four mistakes

31:25before I even pressed play.

31:26I even had my phone

31:28I didn't put my phone on silent.

31:30So there you go.

31:31Y'all heard the

31:32notification go off.

31:38No.

31:38It's just no.

31:39I'm not doing it today.

31:40I can't.

31:43And it's okay

31:44to say no.

31:48And one thing

31:49this is important.

31:55Materialistic things.

31:56You know

31:57food is a lot.

31:59Let's keep it where

31:59I like to eat.

32:01I listen

32:02I like to go to restaurants.

32:04I like all of those things.

32:05That includes places.

32:06Some places we just can't go.

32:08I can't go on that vacation

32:11with you this time around

32:12because I got to stack and save.

32:14No I'm not going to do

32:16no buy now

32:16pay later.

32:18No I'm not going to

32:19open up a credit card

32:20just so I can go on vacation.

32:22No I'm not going to

32:23take out this loan.

32:24Absolutely not.

32:25But the materialistic aspect of it

32:31the always

32:32looking for validation

32:34caring what somebody else

32:35thinks about you

32:36what the outside

32:38people are saying

32:40or what they're going to say

32:41what you're going to post

32:42what you're going to do

32:43I may not look like you

32:47and that's okay.

32:49there's beauty in that

32:52once I realize that

32:53I may not go to the same places

32:56that you go

32:56and that's okay

32:57but there is beauty in that

32:59I may not do

33:01the same things

33:02that you do

33:03and that is

33:04absolutely okay

33:05because there is so much

33:06beauty on it

33:07on the other side.

33:09I don't know

33:17who I'm speaking to

33:18I'm only speaking

33:19from experiences

33:19in and out

33:22in and out of debt

33:23in and out of debt

33:24in and out of debt

33:25in and out of debt

33:25about the third time

33:30it's like

33:30okay we're not going

33:31to do this again

33:32no we're not going

33:36to do this again

33:36you know that

33:41whole saying

33:43you know

33:43three strikes you're out

33:44nah

33:47I'm good

33:48burning questions

33:57for reflections

33:57what are you asking

34:01God for peace

34:02while refusing

34:03to take responsibility

34:05for the choices

34:05disturbing it

34:06what are you asking

34:12God

34:12for peace

34:13while refusing

34:15to take responsibility

34:16for the choices

34:17disturbing it

34:18and now that we

34:20on this vitality thing

34:21and I

34:23you know

34:23this came full circle

34:24just a couple days ago

34:28I asked for peace

34:32and you may ask

34:34for peace

34:35you may start

34:36making progress

34:37things might start

34:40to look up

34:40but then there's that

34:44thing that happens

34:47where you start

34:49to look back at

34:50what was comfortable

34:52you start to look back

34:56at the patterns

34:56in your life

34:57that you've played

34:59for so long

34:59and the unknown

35:03might be scary

35:04the unknown

35:09might be scary

35:10but

35:11what you've come from

35:13the nonsense

35:14the drama

35:15the debt

35:16the disagreements

35:18the arguments

35:19that's comfortable

35:22but it's disturbing

35:23that's comfortable

35:25to you

35:26but it's insanity

35:27and a lot of people

35:31will be

35:31so quick

35:34to reattach

35:35themselves

35:36back to what's

35:37so comfortable

35:38because they're afraid

35:39of the unknown

35:40we don't know

35:43what it's going

35:44to look like

35:44we don't know

35:46how long

35:46it's going to take

35:47we don't know

35:49who's on the other side

35:50we don't know

35:51what's through that door

35:52we don't know

35:53what's down the hall

35:54around the corner

35:56we don't know

35:57what's down the street

35:58and around the corner

35:59but some of us

36:00will stay stuck

36:01because we are

36:02so used

36:04to what is comfortable

36:06you ask God

36:12for something

36:12but then you'll

36:14turn around

36:15and you'll go back

36:16to what

36:18you're asking God

36:20to deliver you from

36:21we ask God

36:25for peace

36:26we ask God

36:29for a breakthrough

36:29we ask God

36:31for answers

36:32and for some of us

36:33when he gives us

36:34the answer

36:35we're so afraid

36:37of stepping out

36:38and walking out

36:39on faith

36:40because we need to see

36:42we need to hear

36:42we need to do everything

36:44we got to feel it

36:44we got to touch it

36:45that we're so afraid

36:47to step out

36:47and walk out

36:48on faith

36:48that we will turn around

36:50and try to pull up

36:52the same people

36:53that have been

36:54pulling us back

36:55into our new

36:57place of peace

36:58and that is not

37:00how it works

37:00because I'm sure

37:01that some of you

37:03out there have heard

37:03that you just can't take

37:05everybody with you

37:06and

37:08an analogy

37:10that I

37:11if that's what

37:12you want to call it

37:13what I came across

37:16last year

37:18in 2025

37:18which was so

37:20mind-blowing

37:21is just picture this

37:22picture yourself

37:24on a ladder

37:25picture yourself

37:26on a

37:27step number

37:2910

37:30you know what

37:32let's just bring it down

37:32let's say you're on

37:33step number five

37:34you're on the ladder

37:36you're on step number

37:37five

37:37and the people

37:39that don't want to

37:41help themselves

37:42are down on the ground

37:43and they got their

37:46hands out

37:46and are asking you

37:48to help them

37:49help pull me up

37:51instead of them

37:52climbing up the ladder

37:53and doing it themselves

37:54they have their hands

37:56out

37:56asking you to help

37:58pull them up

37:59so you take

38:00your hand

38:01off of the ladder

38:04and dip down

38:08to try to help

38:09pull them up

38:09so you take

38:11your hand

38:12off of the prize

38:13you take your hand

38:15off of the goal

38:16to go ahead

38:19and lend your hand

38:20back down

38:21to try to help

38:23pull somebody else up

38:24who has both feet

38:26planted flat

38:27on the ground

38:28how do you think

38:32that that's going

38:32to turn out

38:33who's going to

38:34have the more

38:35strength

38:35is it going to

38:36cause you more

38:37strength to pull

38:37them up

38:38to where you are

38:40on that ladder

38:40you'll be able to

38:41do that with one

38:41hand

38:42you'll be able to

38:44do that with one

38:45hand

38:45or

38:47will they have

38:49enough strength

38:50because they're

38:51flat footed

38:52on the ground

38:52to be able to

38:54pull you down

38:54from off of your

38:55goal

38:55to pull you down

38:56from off of your

38:57prize

38:57to pull you down

38:58from where

38:59you are destined

39:00to go in life

39:00so deep

39:02now check this out

39:04when I found

39:08that out

39:08trust and believe

39:10I had to look

39:10at my own

39:11situation

39:12yes

39:13trust and believe

39:15that I had to look

39:15at my own

39:16situation in life

39:17absolutely

39:18but one thing

39:22that I've learned

39:22out of that

39:23situation

39:23is that

39:28sometimes

39:29we sit here

39:31and we look

39:32at the people

39:33that are down

39:34on the ladder

39:36that are down

39:37at the bottom

39:38of the ladder

39:39we sit and look

39:40at the people

39:40who are on our

39:41jobs

39:41we sit and look

39:42at friends

39:43we sit and look

39:44at families

39:44we look at all

39:45of these people

39:46and we think

39:46that they are

39:47the ones

39:47they're the ones

39:49that may have

39:50caused us

39:50this issue

39:51they are the

39:52ones who might

39:52be you know

39:54causing me

39:55this setback

39:55whatever the case

39:57may be

39:58we're always

39:58looking outside

39:59pointing fingers

40:00looking at other

40:02individuals

40:03but something

40:04in 2025

40:05that I've learned

40:06to help

40:06catapult

40:08and help shift

40:09and help change

40:10the way that I

40:11think and the way

40:11I feel about

40:12everything that I

40:13move and do

40:14which sparked

40:18this whole thing

40:19for vitality

40:20the only person

40:25that is holding

40:25you back

40:27from doing

40:28anything that

40:28you want to

40:29do in life

40:29is you

40:32the only person

40:37that is holding

40:37you back

40:38from anything

40:38that you want

40:39to do in life

40:40is you

40:43because you

40:45don't have to

40:46reach back

40:46off that ladder

40:47you don't have

40:49to even look

40:50back

40:50but sometimes

40:53we do

40:53because it's

40:54comfortable

40:54oh I just

40:55you know

40:55I love this

40:56person so much

40:57I love them

40:59I'm the only

41:01one who thinks

41:02this way

41:02I want them

41:03to think

41:03and feel

41:04and move

41:05and make moves

41:06the same way

41:06that I do

41:07and listen

41:09if you're on

41:10this journey

41:11if you tuned

41:12in

41:12if this is

41:13something you're

41:13interested in

41:14this is something

41:15that you want

41:15to do

41:15hmm

41:18what I've learned

41:20is that sometimes

41:20people may never

41:21see it

41:21and the more

41:22that you try

41:22to make them

41:23see it

41:23the more

41:23that you're

41:24going to

41:24hurt yourself

41:24in this

41:25process

41:25sometimes

41:29people may

41:29never see

41:30it

41:30and the more

41:31that you try

41:32to make them

41:33see it

41:33is the more

41:34that you are

41:34going to hurt

41:35yourself

41:35in this

41:35process

41:36It's reality, but it's the truth

41:42Again, I don't know who I'm speaking to

41:50I'm only speaking from real life experiences

41:53Now debt does not just drain your accounts

41:56It drains your spiritual, your mental, your physical

42:00Ugh

42:03It's a lot, it's a lot

42:08And like I said, you gotta get good and sick and tired of yourself

42:11So for those of you out there

42:13Anybody out there that is good and sick and tired of your situation

42:17You know that absolutely not, I'm not doing this no more

42:20I'm cutting up the credit cards, I'm canceling this subscription

42:23I'm not, I'm unfollowing

42:26I'm doing anything that I need to do to back up away from this situation

42:30Because I don't want it anymore

42:33I'm packing my bags, it's a wrap, it's over, I'm done

42:37Those are the people

42:40For those of you out there

42:42If you are interested in this debt-free living lifestyle

42:46I focus on debt-free living from the spiritual to mental to physical and financial well-being

42:52Spiritual

42:55Understand and know who you are

42:58Mental

43:00How do you feel about money

43:04Physical

43:06How are you showing up with your money

43:09Financial

43:10How are you managing your money

43:13Head on over to laryngaines.com

43:18You can also sign up for a free 15-minute consultation

43:22If you are interested in learning more about debt-free living

43:26Apply to see if you qualify over at laryngaines.com

43:31Also, if you would like to be a special guest here

43:35This is Spiritual Sunday

43:38If you'd like to be a guest

43:39You can DM me

43:43You can also text me

43:45At 609-210-98

43:49Again, that number is 609-210-98

43:53You may also reach out on any of my social media platforms

43:59I am on Facebook, Instagram, X, YouTube, TikTok, DLive, Twitch, and Dailymotion

44:07And you may also email me at info at laryngaines.com

44:13Again, that is info at laryngaines.com

44:19I want to say thank you all so much for joining the like button

44:25Please subscribe

44:28Please tag a friend

44:30Do whatever you can do to support

44:33Share this video

44:34Share this podcast

44:36And on that note

44:38I want to say thank you so much

44:40And I will see you

44:42When I see you

44:44Thank you all so much

44:46Take care now

44:47Have a good night

45:10Bye bye

45:16Bye

45:17Bye

45:18We'll see you next time.

45:48See you next time.

46:18See you next time.

46:48See you next time.

What You Owe Isn't Just Money | DISC 6: Vitality | 411 Podcast🍾Reading Between The Wines (Episode 01)

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