Komunikasi jelas, dokumen lengkap penting elak aset digital tak dituntut

AWANI

Pendekatan bersepadu antara dokumen, arahan terperinci dna komunikasi keluarga dilihat sebagai penyelesaian paing berkesan bagi memastikan pengurusan aset termausk aset digital berlaku tanpa tekanan atau risiko kehilangan kepada waris.

Transcript

00:00Baik, keperluan perancangan harta pusaka semakin mendesak.

00:04Berikutan peningkatan pemilikan aset kewangan dan digital,

00:08Pengurus Besar Asia Pasifik Eluno Aaron Tang menegaskan kejelasan dokumen

00:13dan arahan kepada waris penting untuk kelancaran pengurusan aset tanpa risiko kehilangan ataupun pertikaian.

00:22Ujar beliau usaha mempromosi perancangan harta pusaka yang bertanggungjawab perlu digerakkan oleh semua pihak.

00:30I think the most important thing, especially if you're using any financial institution,

00:36is to have that will, that will that basically explains, okay, what happens, where my assets are.

00:45It's not just about Luno, right?

00:46It's, you know, I have assets in this bank, this institution, my insurance is this and this and so on.

00:52If people were to clearly define that in a legal document or a will,

00:56and I'm not saying that, you know, it has to be a super expensive will with lawyers and so on.

01:01I believe there are many financial institutions today that actually allow you to draft out a will

01:07for a somewhat reasonable price already today, right?

01:10So, I think that would be something very, very powerful for people,

01:14especially when you have dependents or especially once you reach a certain age

01:17or perhaps once you have a certain amount of assets, right?

01:20I think that would be something very powerful to have that will.

01:24Tanggungjawab yang lebih besar turut wujud bagi individu yang menyimpan sendiri aset kripto mereka.

01:31Menurut Aaron, pemilik aset digital perlu memahami tahap risiko yang lebih tinggi

01:35kerana ketiadaan pihak ketiga yang boleh membantu sekiranya berlaku kecemasan.

01:42Risiko kehilangan aset akibat kekurangan panduan selepas kematian pemilik

01:46menjadikan komunikasi keluarga sebagai elemen tambahan kritikal.

01:51Beliau menekankan keperluan dokumentasi rasmi yang lengkap di sesuli perbualan terbuka dengan keluarga

01:57mengenai tindakan lanjut sekiranya berlaku situasi yang tidak diingini.

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