- 6 hours ago
JP had a little fender-bender on the Beltway this morning! Listen as The Junkies hear all about it.
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00:00So you think it was a fender bender?
00:01What's your best soul read?
00:03But my best is some sort of fender.
00:05I'll let him say it.
00:06I'll let him say it.
00:06Some sort of an accident?
00:08Yeah, it was my first fender bender driving into work in 30 years.
00:12Happy 30th.
00:13Oh, wow.
00:14What happened?
00:14You nailed that, Eric.
00:16No, it happened so fast.
00:19Uh-huh.
00:20Where did it happen?
00:21On the Beltway.
00:22Ooh.
00:22And let me tell you what's not fun, since I have a new car.
00:25Mm-hmm.
00:26Oh, that's right.
00:27You do, Jimmy?
00:27Trying to remember where the hazard lights are when you're in the second lane from the
00:34right to then get over to the shoulder when cars are zooming by and the car in front of
00:40you stops.
00:41You could still move it, but barely?
00:42Is your car, like, pummeled?
00:44No.
00:45No, the car's fine.
00:45Oh, okay.
00:46So it was a minor.
00:46It was minor.
00:47It was minor, at least on my end.
00:49Who's at fault?
00:51Hmm.
00:53That's TBD.
00:54You don't want to talk about it?
00:54Oh, you don't want to talk about it?
00:55We'll talk about it off air.
00:56Yeah, yeah.
00:57We'll talk about it off air.
00:58I'm not trying to put you in a weird, precarious situation.
01:01TBD.
01:01You did all the exchanging of information.
01:03I'll just say, no comment.
01:04The cops come?
01:05No comment.
01:05The cops didn't come.
01:07Somebody from the Maryland Department of Transportation pulled over.
01:11I thought it was a tow truck.
01:12Yeah.
01:12Yeah.
01:12And I said, no, I don't need a tow truck.
01:16And he said, no, no, no, I'm from MDOT.
01:18Yeah.
01:19And then he asked if I was okay.
01:22I said, yeah, I'm okay.
01:22Although my neck kind of feels a little bit shaky right now.
01:25It's only going to get worse.
01:26And then he asked the lady.
01:29The lady, she never got out of her car.
01:31She stayed in the driver's seat.
01:34And she didn't speak English.
01:36Luckily, I speak Spanish.
01:38Yeah.
01:38And he said, are you okay?
01:39She said she was okay, but she wanted to wait for her husband.
01:42Right.
01:42She called her husband.
01:44Husband got there, pulled over on the road.
01:46She didn't have her insurance.
01:47He had an insurance card.
01:49So then eventually I got that insurance information.
01:51But I'm definitely rattled.
01:53Is she?
01:53I bet you are.
01:54Did you hit her from behind?
01:56No.
01:56Oh, so it was, she was trying to merge over and you kind of hit sideways.
02:02Yes.
02:02Gotcha.
02:04Well, did you take pictures of everything?
02:06Took pictures of her license?
02:07You know what?
02:07Her insurance?
02:08I got pictures of her license.
02:09The car.
02:10I didn't take pictures of her car and I regret that.
02:14Yeah, you should have.
02:14However, I don't know how I would have done it because when you pull over on the shoulder
02:19on the beltway, right before the Cabin John exit, cars are just zooming by.
02:25Yeah, true.
02:26So it was actually scary to get back inside my car.
02:29Like I was looking, playing Frogger just to get back inside my car to open the car door.
02:33Yeah, yeah.
02:34I considered actually coming in on the passenger side and crawling over on the console to get
02:40to my driver's car.
02:40Well, look, this is what insurance companies are for.
02:42If you believe she was at fault, and body language tells me you believe that, but I don't
02:48know.
02:48I don't know.
02:49It might be a bad read.
02:50Oh, okay.
02:51Well, either way, that's what insurance companies are for.
02:53Her insurance company, we'll talk to your insurance company, it'll be settled.
02:56But now you just have to worry about fixing the car.
02:58Where did the cars collide?
03:01What, you mean?
03:02Yeah, like what parts of the cars are damaged?
03:05Your front end?
03:05My right front bumper.
03:07Yeah, so his passenger side.
03:08Like right by the tire.
03:10Yeah.
03:10Right front tire.
03:11And then her side of the car?
03:13Yes.
03:14Yeah.
03:14Because she was trying to merge in.
03:16I'm not even sure.
03:18I mean, it was a bang, bang, play.
03:21Yeah.
03:22The sound of it.
03:22Did you hit the back of her car?
03:24Let me tell you, I was just driving, cruising.
03:26I wasn't driving super fast.
03:29Sure you weren't behind?
03:30You weren't late trying to get in?
03:32Well, the traffic was, I was going to have to take the Cabin John versus the GW Parkway,
03:38which is my typical route.
03:39So that's why I was probably changing so many lanes.
03:42It felt like a speed bump.
03:44You know, when you hit a speed bump, it was just a little, tiny little bump, like what
03:47happened?
03:48And then I'm like, oh, had an accident.
03:52Oof.
03:52All right.
03:52It doesn't sound that bad.
03:54What part of...
03:54Now I have a big...
03:55The Chevy Traverse is a big, solid car.
03:58It's a big car.
03:58And that was a little Honda.
04:00She has a little...
04:00Yeah.
04:01What part of the Beltway was it?
04:02Right before the Cabin John.
04:04Did you pummel the Honda?
04:05The door is not in great shape.
04:08Oh, man.
04:09Terrible way to start your day.
04:11Everybody's okay, though.
04:12She seemed like...
04:13She appeared like she was fine.
04:14She's okay for now.
04:15She was rattled.
04:16I mean, I'm still kind of rattled.
04:17Of course.
04:18The last time I had an accident was we had a meeting with your uncle.
04:23His...
04:24My Uncle Joe.
04:24Jason's uncle.
04:25Our original agent.
04:26Is it Joe Suntum?
04:27Joe Suntum, yeah.
04:28Joe Suntum.
04:29He's a lawyer in Montgomery County.
04:29We were having a meeting in Rockville, and somebody hit me from behind.
04:35Right at a red light.
04:36Like, I stopped at a red light, and the person was just lunching.
04:39I don't remember that, but yeah.
04:40Well, it wasn't even a big deal.
04:42I think maybe it damaged my rear bumper in that case, but that was 29 years ago.
04:48Let me ask you something.
04:49Did you...
04:49Were you paying...
04:50Were you locked in?
04:51I mean, locked in like normal.
04:53Like it normally is, probably.
04:55You weren't on your phone, right?
04:57No, I wasn't on my phone.
04:58Was it a situation where you're both...
05:00You have two cars...
05:01Sometimes this happens.
05:02You said you're changing lanes a lot, so you're moving over, and she's changing lanes, too,
05:05and you kind of both change lanes into the same lane, essentially?
05:09That's how...
05:09That's...
05:09Essentially.
05:10That's what I think happened.
05:13But, I don't know.
05:14I wasn't studying the other car.
05:16I mean, there's a chance there was a blind spot situation.
05:18I would admit that.
05:20There's a chance he was there, and she didn't see her.
05:22Yes.
05:23Yeah.
05:23But you hit the...
05:24If this is her...
05:26I'm like an axe-dropping axe of destruction in here.
05:29Here's the rear passenger wheel.
05:31You hit this part.
05:32You hit further back in her car.
05:34No.
05:35Oh, you hit in the front?
05:36Yeah.
05:36Oh, okay.
05:38Yeah.
05:39He didn't see her.
05:40And who knows if she was there all along or if they both were changed.
05:43Sometimes that happens.
05:44That's why I always teach my kids, whatever.
05:46I've been in plenty of accidents.
05:47I'm no better than anybody else.
05:48But one thing I do make a point in doing is I change lanes very slowly.
05:52Because I've about hit a car that was changing into the same lane as me.
05:56I don't know, maybe a thousand times.
05:58But because I go so slow, it's never an issue.
06:01Yeah.
06:01Like, I'm going slow.
06:02I say, oh, this jerk's coming over, too.
06:04I get back over my lane.
06:05Yeah, yeah.
06:06The thing which I don't know, because when it happens, and again, you get kind of flustered,
06:13is nowadays, if you buy a new car, the side mirror has a light that goes on.
06:21So I'm used to checking.
06:23And it blinking like crazy, go yellow or something.
06:25It'll blink.
06:26And, you know, we always used to make fun of cakes, because cakes would do a full body
06:29turnaround while he's driving.
06:30I check my blind spot, baby.
06:32But I generally, I don't know in this case, like you'd have to see video, but I generally
06:37hit the blinker.
06:38So blinker's on.
06:40And then I check the little mirror.
06:42And then you go.
06:42And then I look to the side, and then I go.
06:44Right.
06:45In this case, I think I did all that.
06:48Next thing I know, I hit a car.
06:49Oh.
06:50Mm-hmm.
06:50Well, it doesn't sound like it's that bad.
06:52The fact that you just described it is like you thought you hit a speed bump.
06:56Yeah.
06:57You know what I mean?
06:57It's not like a collision, collision.
06:58No, no cars spun around or anything like that.
07:01The cars were all still facing forward.
07:04Which is kind of surprising, since you were on the beltway going pretty fast.
07:07She was able to pull her car over.
07:09It was probably not as fast as you'd think.
07:12It was probably in the 40s, I would guess.
07:16That's just what I'm going to deal with.
07:17There was a little traffic, and I'm slowing down because I'm changing lanes, and I'm about
07:24to get over to the Cabin John Parkway.
07:27All right.
07:28Let's go to...
07:28That's a first since Joe Sontham.
07:31Well, hopefully her husband, on their way to wherever they were going, doesn't say,
07:35honey, doesn't your back really hurt right now?
07:37Right.
07:37Well, that's what happens.
07:38We need to go to the ER.
07:40Exactly.
07:40Exactly.
07:41Let's go to Joe in Manassas.
07:43But the same thing could happen with JP.
07:45Joe, like, actually happened.
07:46What's up, guys?
07:47I love the show, as always.
07:49I just wanted to say, like, JP, I understand why you're not trying to give all the information,
07:53but, like, what do you mean you're just driving?
07:54I don't know what happened.
07:55Like, I just...
07:56It just went half...
07:57Like, what do you mean, man?
07:58We're driving on the road, and you don't, like...
08:00He's basically saying, I'm going to interpret...
08:02It's not going to be for him.
08:03He didn't really see the car.
08:04That's what it sounds like to me.
08:07Gotcha.
08:07Gotcha, man.
08:09Yeah.
08:10Well, he also has to be careful what he's saying.
08:12I mean...
08:13Yeah.
08:13Yeah.
08:14Don't give away too much information.
08:16Yeah, I mean...
08:17Yeah, I mean...
08:19I'm just glad nobody got hurt.
08:20Could have been her fault.
08:21Correct.
08:22Could have been his fault.
08:22Insurance companies will deal with it.
08:24That's why you pay him all that money.
08:25That's why you solve that kind of thing.
08:26I hope Michelle Radley has a good body shop.
08:29Yeah.
08:29I'm sure they do.
08:30See, that's the thing that would really irk me, is now I'd have to deal with that.
08:33Yes.
08:34Got to bring it in.
08:35Fixing the car.
08:35Get it fixed.
08:36Get a loaner.
08:37But it's just got to go back and get it.
08:38It's going to take a couple days.
08:39Yeah, maybe.
08:40Yeah, but it's still a pain in the butt.
08:40Of course it's a pain in the butt.
08:42It's a pain in the butt when your windshield takes a rock and you've got to fix that.
08:45Yes.
08:46Oh, that tilts me like you wouldn't believe.
08:48The level of damage to my car is about the level of a rock cracking your windshield.
08:53It's very small.
08:53It's very small.
08:55There's a little scrape.
08:56Is it possible you just don't do anything with it?
08:58I could choose to do that, but it's a brand new car.
09:01I probably should do it.
09:02You want to keep it nice and pristine.
09:04And I've been paying so much in insurance, I might as well use it for a change.
09:10True.
09:11Yes.
09:12That they just jack it up.
09:13You should see how much I pay for my son's insurance.
09:16I'm about to pay my...
09:18A 19-year-old boy's insurance, which actually came down recently.
09:21Yeah.
09:22It's a show.
09:22I'm about to pay my six...
09:23I pay it once every six months, twice a year, and I'm bracing for that bill.
09:28And they said, congrats, your bill went down.
09:31And I look at the number, and I'm like, it doesn't feel like the bill went down.
09:35It feels like it's still a pretty hefty price tag.
09:38No, I'm going to have to follow Drab's lead.
09:39I'm going to have to comparison shop.
09:42I'm going to have to shop around.
09:43I was lucky that a friend of mine told me about his insurance company and what he's paying
09:48compared to what I was paying before.
09:50Yeah.
09:51And I got it.
09:51So I switched over.
09:53About $3,000 difference.
09:56That's substantial.
09:57Big.
09:57That's a lot of money.
09:58Yeah.
09:58So I cut that old guy out.
10:00I said, you're done.
10:01I can't believe I'm spending this for 15 years.
10:04Now I'm going to this one.
10:05So I'm very happy.
10:06You know what I noticed lately?
10:08It's the same.
10:08It's all the same thing.
10:09It's all the same game.
10:10Cell phone bill.
10:11Creep.
10:12Cell phone bill.
10:13Creep.
10:13I'm not doing anything different.
10:14It's just that I've had the same plan now for, let's say, like three years.
10:18Started at a certain number, and it went up another $10.
10:21I just looked at it the other day.
10:22It looks like it's going up another $8.
10:24I'm up about $18 from what it was, like two years.
10:27Just cell phone creep.
10:28Nothing different.
10:29Not able to cut your SIM anymore?
10:31Don't do that.
10:32The good old days?
10:33No, I remember those days.
10:34So you're paying for five cells, correct?
10:36No, I'm on a different plan, actually, than my wife.
10:39Okay.
10:39So I'm paying for four.
10:40Yeah.
10:41And I can tell you what I'm paying for.
10:44Four cell phones is about $3.80 a month.
10:46Yeah.
10:46I mean, for mine, it started at like $99.
10:49What's that sound like, $3.80 a month for four?
10:51Does that sound okay?
10:52Sounds reasonable to me.
10:53I don't even know.
10:53Because for one, I was paying, it started at like $99.
10:57Yeah.
10:57But I looked at it the other day, it's cell phone creep.
10:59It's up to about $118 now.
11:01Uh-huh.
11:01Remember the days?
11:02Not dramatic, but I see it creeping up.
11:05We used to have free cell phone service.
11:08Yeah, yeah, yeah.
11:09For a long time, buddy.
11:11For a long time.
11:12Long time.
11:13That's why I almost feel sheepish talking about it.
11:15It's painful now to actually pay for that service.
11:18I know that we sound jaded.
11:21I understand.
11:21We are a little jaded with that one.
11:22We got jaded big time with that connection.
11:26Yeah.
11:27We were very lucky.
11:28Yes.
11:29We were very fortunate.
11:29Well, you're lucky that you're here.
11:31You're safe.
11:32It's okay.
11:33Big inconvenience.
11:34You'll probably get boned somehow.
11:36Somehow you're going to get boned.
11:37Well, hopefully not.
11:39I think I just call my insurance, and then they take care of the rest.
11:42Of course.
11:43And they're going to eventually tell me.
11:44Something's going to go up.
11:45They'll tell me, here are three body shops you can take your car to, because it's not
11:50as simple as just taking to Michelle Radley.
11:52I mean, I guess I could do that.
11:54But a lot of times, they'll just tell you, here's the three body shops that the insurance
11:59covers, and then you pick one, and you set up the appointment, and you go through
12:03the whole thing.
12:04Right.
12:05Yeah.
12:05I don't know how that works.
12:06I mean, some insurance companies might jack them, or some might stay the same.
12:11I don't know.
12:12Hopefully, that never happens with me.
12:16It just happens.
12:18I know.
12:19It just happens.
12:20Dude, when you're driving in a huge city with a billion cars, especially in the mornings
12:23every day, something's going to happen like that.
12:26Yeah.
12:26Well, the last time I'd had an accident, I was in my 20s.
12:30So, you've had a good run.
12:32You've had a good, clean run for like three decades.
12:35It's pretty solid.
12:36Take it.
12:38Yeah.
12:38The last time I had an accident was, I'm guessing I was in my 20s, but I slightly tapped, and
12:46I rear-ended her.
12:47Yeah.
12:47Because she didn't go right at the stop sign, and I did, and I barely touched her.
12:53She claimed that she had neck injuries, and my insurance company had to pay her 25 grand.
12:59Oh, my God.
13:00That's a lot.
13:01That's a lot.
13:01I can't remember.
13:02That was on my mother's insurance at the time.
13:04I can't remember exactly what happened with the rates.
13:07Yeah.
13:08They didn't go down.
13:08But I hit her going, maybe a half a mile per hour.
13:12Right.
13:13But she got 25K.
13:15That's so sick.
13:15Oh, that's really uplifting.
13:17Well, as long as I don't have to pay 25K.
13:20Well, who's the insurance company?
13:21The thing that sucks is, if my insurance goes up, and I want to do the change, they're going
13:27to look at my record.
13:28Yeah.
13:29And the other companies aren't going to give me some super low rate, because you're a
13:32guy who just had an accident.
13:33Yeah, like, this guy's a fresh accident.
13:34And you can tell them, hey, well, I haven't had a speeding ticket in 15 years, I haven't
13:37had an accident 30 years ago.
13:39Yeah, but you just had an accident last week.
13:41Yeah.
13:41It's fresh on their minds.
13:43Yeah.
13:43They see what happened most recently.
13:46All right.
13:46When we come back, we'll get in the latest of what's going on in Ashburn for Commander's
13:52OTAs.
13:53We will update you on that next.
13:55And don't forget Fred Smoot, former skin.
13:57And he will join us coming up at 9 at 25, right here on The Junks.
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