00:00Swiss people commute in a very interesting way to work.
00:02Can you guess?
00:03Hors?
00:04No.
00:04Bullock cart?
00:05No.
00:05They go by water in two cities majorly, Lucerne and Bern.
00:09What they do is, they have these bridges.
00:11The water flows in one direction.
00:12They jump off the bridge with their dry bags,
00:15which have their clothes, their laptop,
00:17and they flow with the water till the time they reach the point where they need to get up.
00:20And they go to office.
00:21That's how they go to office?
00:22Yeah.
00:22And then how will they come back?
00:23Then they take the train to come back.
00:24Is there no train going there?
00:25There is.
00:26But what's the fun in taking a train when you can...
00:28Oh, they're doing it for fun?
00:29They're doing it for fun.
00:33You're probably still paying your 50-60,000 rupees rent per month
00:36in cities like Bangalore, Mumbai, Chennai, Delhi, Hyderabad
00:39using a simple old bank transfer.
00:42Earlier, platforms like Paytm, Cred, and PhonePay
00:45used to allow you to pay rent payments via credit card.
00:47But now, there is no cashback, no rewards, no 45-day credit period.
00:52Just money out.
00:53But this one platform life, and it's called Rent and Pay.
00:56I switched to Rent and Pay recently and uploaded my rent agreement.
00:59They charge just 0.32%.
01:02That's 80 rupees on a 50,000 rupees rent.
01:05I used my IDFC Indigo card and racked up 13,600 airline miles per year.
01:10That's a free Mumbai to Goa flight just for paying my rent.
01:14They've even built India's first rent credit score.
01:17Every on-time payment boosts it.
01:19Next time you move cities, show your score to the landlord.
01:22No more salary slips or document service.
01:24And if you pay consistently,
01:26you can win up to one month's rent free after 11 on-time payments.
01:30That's a solid bonus.
01:31See, you're paying rent anyway.
01:33Might as well get miles, a credit score, and a shot at a free rent.
01:37Download Rent and Pay now.
01:38And the link is in my bio.
01:50Hey, Amazon Pay.
01:52What have you done?
01:53Where are you from?
01:55My features are powerful.
01:56I'm alone.
01:58Hey, let's sit down.
02:02Don't forget my power.
02:04We are many.
02:05You don't need to remember me.
02:07This will be my smart features.
02:09I know all about Amazon Pay.
02:11You give UPI, Recharge, Bill Payment, and more flight tickets.
02:15You keep up with customers.
02:18Interesting.
02:19Let's meet our hands.
02:22Hey, hey, no Pay.
02:25Amazon Pay.
02:26I know all about you and your gang.
02:29You confuse customers with card offers.
02:31UPI discounts.
02:32And UPI for different apps.
02:34Different apps for credit cards.
02:35And for bill payments?
02:37Hey, let's go.
02:38It's not good to see each other.
02:40You think.
02:41My advanced smart features and intelligent recommendations help customers.
02:45With the most cost-effective payment methods.
02:47Best offers.
02:48Best rewards.
02:49Hey, hey.
02:49It's not so good.
02:52It's not good to keep such advanced features.
02:53Nobody's afraid to keep such advanced features.
02:54Let's go.
02:57What are you waiting for?
02:59Switch to Amazon Pay.
03:00Get all your payments like UPI, credit cards, wallet, pay later, bills and rewards.
03:05All in one place.
03:08If you want to send US dollars from US to India, it will take about three to four days.
03:12But with stable coins, you can do this within 10 minutes.
03:15Stable coin is nothing but a cryptocurrency which is backed by the fiat currency.
03:20The normal currency.
03:20So one stable coin is backed by one US dollars.
03:23Now you have a US dollar on blockchain ecosystem.
03:26So you can buy and sell using this stable coin.
03:30And it will represent one US dollar at the back end.
03:32So one of the use cases of crypto is that you can make transfers very fast.
03:36So now you can make international remittances very fast.
03:41Build me a mutual fund tracker.
03:44With live NAV updates, SIP calculator and portfolio analysis.
03:51It asked me for a few questions.
03:52What markets to track, storage, calculators, analysis, tap and done.
03:57Complete app ready for Play Store.
03:59All without writing a single line of code.
04:02A Mumbai CA built a tax optimization app that 500 plus CA's now pay 5000 rupees monthly for.
04:08Or a Delhi finance student who built an app that insurance companies use for lead generation.
04:14Meet India's fastest growing startup ever.
04:16Emergent.
04:18In just 90 days, Emergent went from 0 to 1 million users across 180 countries.
04:24They're faster than Flipkart, Paytm or any Indian unicorn in history.
04:29The result?
04:30In record time, Emergent hit 15 million dollars ARR and 25,000 plus apps being built every day.
04:37And now investors are backing their mission with 23 million dollars in series A.
04:42What's the lesson?
04:43In the AI gold rush, don't sell shovels.
04:47Sell the complete mining operation.
04:49Because investors aren't just betting on the product.
04:52They're betting on a future where anyone with an idea can build a million dollar app.
04:57The question is, what app would you build if coding wasn't a barrier?
05:02Let me know in the comment section below.
05:04Today, Bitcoin has crossed one crore rupees.
05:07By 2030, what is your prediction for one Bitcoin?
05:10I won't be surprised if it starts to get into the million handle.
05:14What do you say?
05:15So one of the use cases of crypto is that you can make transfers very fast.
05:19So if you want to send US dollars from US to India, this would go through a SIF protocol,
05:23one bank, another bank.
05:24It will take about three to four days.
05:26Correct.
05:26But with coins, you can do this within 10 minutes.
05:29Let's say I put 10 lakhs in crypto three years back and fast forward to today, it's
05:33at 25 lakh rupees.
05:34And the tax department is waiting for, you know, collecting their 30% cut.
05:38Is there a way to sort of optimize this in any way where I can minimize my taxes?
05:43So just like you buy insurance on your portfolio, you can buy insurance on your crypto.
05:47That is also there.
05:48That is .
05:48That is insurance.
05:49So I want to invest 10 lakhs in cryptocurrencies.
05:52So what are those top five cryptocurrencies that you would recommend me to invest in?
05:56Typically, I would go with...
06:03You have to move to EV.
06:04I am very bullish on the ICE to EV, which is your petrol diesel to EV.
06:09Like a lot of people look at EV and say, okay, Tata, Mahindra, Maruti.
06:12We said that is there.
06:13We went one step ahead.
06:14Who's supplying to Maruti?
06:15Who's supplying to Bajaj?
06:17And then we started looking at very small guys, right?
06:19And we started seeing who's providing seats to Maruti.
06:22Who's providing those door visors to Maruti.
06:24There we found one weird gem.
06:26He makes emblems and decorative plastics inside your XCV and all of that.
06:30Sitting at 20% EBITDA margin.
06:32Everyone in the industry is at 7, 8 to 10%.
06:34They're at 20%.
06:35Never in the last 10 years, except COVID, have they given a bad year.
06:38So these are some plays going on right now in India and it'll go on for the next 2-3
06:42years.
06:44Vodka has become the fastest growing market.
06:46Really?
06:47I hate that.
06:48Bad hangovers.
06:48But that is something that is currently growing.
06:505-10 years ago, people in India were very heavy whiskey drinkers.
06:54Now with Gen Z and a lot of things changing, do you know that the whiskey drinking capacity
06:57of 60% was there in India.
06:59Now it's come down to 39%.
07:00Beer is at 33%.
07:02And couple of companies are flying.
07:04In fact, there's one listed company at around 10,000-15,000 crore market cap,
07:08who's mostly signing Ranveer Singh in a deal to sell alcohol.
07:11So now that is also playing out really well.
07:14$10 million in India is exactly what they call me.
07:16Sharan, quickly tell me, should I buy this diamond necklace or should I buy this gold necklace?
07:22Neither, they are both bad investments.
07:24Please buy Sovereign Gold Barnes.
07:25Stop it, Sharan.
07:26This is an emotional purchase.
07:28Okay, how much is that diamond necklace?
07:30Oh, this is just like for 20 lakhs.
07:33And what about that gold necklace?
07:34Only for 15 lakhs.
07:36Then you should buy the gold necklace.
07:39Explain yourself!
07:41Okay, so while the world is crazy about Taylor Swift and Georgina getting diamonds,
07:45they give only 2-3% CAGR.
07:47In fact, in the last 4-5 years, diamonds have actually declined by 25%.
07:53Really? What about gold?
07:55Gold have historically given 8-9% CAGR in the last 10 years.
08:01So the diamond necklace that you're wearing, after 10 years, would be worth only 27 lakh rupees.
08:06While that gold necklace, which is actually cheaper right now,
08:10will actually become 33 lakh rupees after 10 years.
08:14Oh my god, so totally I'll have 60 lakhs?
08:17But how do you know all of this, Sharon?
08:19Hello, Sundus, I meant buy one.
08:21It's my money, I do whatever I want with that.
08:25Guys, to know more, follow my mind!
08:28Finance with Sharon!
08:29The whiskey drinking capacity of 60% was there in India,
08:32now it's come down to 39%,
08:34beer is at 33%,
08:35and vodkas become the fastest growing market.
08:38Really? I hate that.
08:39Trump is saying the reason why he's imposing these tariffs on India
08:42is because India is buying from Russia,
08:44and then that money is used to fund the Ukraine war.
08:46Warren Buffett had said this a long time ago,
08:47the tariff is an act of war.
08:49I mean, India was not the real target.
08:50We were just getting hit as a pawn in the proxy.
08:53And the whole reason why US wanted to put sanctions on India was to say that...
08:57What are you saying?
08:58Now, the game really starts,
08:59because if you are now going away from the dollar,
09:02we still need a backup.
09:04What is a backup? Gold.
09:05You could have just taken any point of time and invested in gold,
09:07it would have done better.
09:088 out of 10 times, gold has outperformed the nifty.
09:10So, what is your take on that?
09:12Should I now start borrowing some money from equity
09:14and put that into gold and fixed deposits and real estate?
09:21So, how does it start?
09:22Like, you write some code and start.
09:24The first big billion days actually felt like that,
09:27because it was the first ever huge sale that India had seen.
09:30Now he is now already rich and he bought an iPhone.
09:33There are lakhs of people, crores of people,
09:35who still want to buy an iPhone.
09:36Why are you gonna slash the price down by 50% this year?
09:39There is a expectation that now,
09:41BBD is an iPhone festival,
09:42and we are expecting all the deals on iPhone 16.
09:45This time we are going to do it,
09:46we are going to do it at 16,
09:48but at 16 Pro and 16 Pro Max,
09:51there will be a deal.
09:51And the deal will be the whole world.
09:54You guys are saying you guys are the best,
09:55but I need to know some good answers.
09:57We are not saying that you are the best.
09:58Customers are the same.
09:59How many people were on the app at the same time,
10:02during Big Billion Day?
10:03You can guess.
10:0425 lakh people.
10:05Bigger.
10:06Is it a crore?
10:07Bigger.
10:07Bigger.
10:08More than 2 crore people.
10:09Yeah.
10:09investing andまあ, let's see
10:10if of our gaming individual series. We won!
10:10Mmm, We'll
10:12here. We'll be back.
10:12We've got some Holland
10:12We're back. Even
10:12chrome galaxy blouse off.
10:12You
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