00:03Saving the world again, Master Wayne.
00:05Then will you start saving on fuel?
00:07Why do I need to save fuel when I don't even need it?
00:10Battery mobile, you say?
00:11Must be changing charging stations instead of villains.
00:13Trying to be a joker, Alfred?
00:15This runs on 500 kilometers on a single charge.
00:18You will run out of jokes before this runs out of power.
00:21I'm sorry, Master Wayne.
00:23But I think the joke will be on you once the battery gets weak.
00:26Your jokes will get old, but this battery won't.
00:28It has high-end LFP tech and lifetime warranty.
00:33Must be costing you a fortune then.
00:35Same as a regular SUV, but better.
00:38Cause you save 12 lakhs in 5 years.
00:41That man's saving money.
00:43But will it reach on time to save people?
00:45Zero to 100 kilometers per hour in 6.7 seconds.
00:49Top speed of 200 kilometers per hour.
00:52Charges from 20 to 80 percent in just 20 minutes.
00:55And requires lower maintenance.
00:57Interesting.
00:58Interesting.
00:59Anything else, Master Wayne?
01:00Also, Alfred, by registering it under my business,
01:03Lear Industries, I get a 40 percent depreciation every year.
01:07Even the real Batman couldn't get a better deal than this.
01:10You save on lakhs while driving smarter.
01:13That's hashtag Evunomics with Mahindra.
01:15So what are you waiting for?
01:17The link is in my bio.
01:19Sharan, Nikhil Kamath just bought a house.
01:22Shut the hell out.
01:23He's a freaking billionaire.
01:24For him, buying a house is buying a lace packet for you.
01:26Ask yourself.
01:27Have you actually done the math before buying a house?
01:29Are you aware of all the hidden costs?
01:31Let's say you bought a 1 crore house.
01:33What if I told you that within the first year,
01:35You're gonna lose 20 lakh rupees.
01:38Let me tell you how.
01:39Stamp duty and registration charges, 6 to 7 lakh rupees.
01:41Brokerate charges, 1 to 2 lakh rupees.
01:43That first year EMI, a whopping 8.3 lakh rupees.
01:47Out of which, 6.7 lakhs is interest.
01:50So even if the house value goes up by 10 percent,
01:52You're gonna lose a lot more money than that.
01:54In fact, you end up paying 2 crore rupees in EMI's to the bank
01:58To buy that 1 crore house.
02:00So when people tell me,
02:01I bought a house because I don't like paying rent.
02:04What they're actually saying is that I bought a house
02:06Because I want to pay 2 times more rent to the bank.
02:08So when does it actually make sense to buy a house?
02:13So I'm 30 year old today.
02:15Let's say I want to get married in a couple of years.
02:17I'm earning 1 lakh rupees a month
02:18And I'm able to save 25 to 30 thousand rupees per month.
02:22What's your current saving?
02:2310 lakh rupees.
02:24So first is, I would say that your 10 lakh rupees,
02:27Which is your savings,
02:28Is gonna try and fund the most immediate goal of yours.
02:32Your asset allocation for your current savings,
02:34If you have a big lump sum expense to come,
02:36Has to be modest into equity.
02:38Your current assets of 10 lakhs,
02:41If you already have counted EPF,
02:43Then if that's 10 lakhs,
02:44That's a reasonable debt allocation which you have.
02:46For marriage, you can use your EPFO.
02:48So now coming to the 30 thousand,
02:49All that 30 thousand,
02:50I would say should go into mutual funds.
02:52Okay, if you really had inclined to buying some stocks,
02:55Then you can identify 20 or 30% of this 30 thousand,
02:59Which is 10 thousand into stocks.
03:03The best fund according to you,
03:04In each of these categories,
03:05As of today in 2025.
03:07In flexi cap,
03:08What is the best right now?
03:09HDFC flexi cap.
03:10Multi cap?
03:11Invesco multi cap.
03:12Large cap?
03:12Large cap.
03:13Want large cap.
03:14The mid cap?
03:15Quotec emerging equity.
03:16And small cap?
03:17Invesco small cap.
03:18tax plus.
03:18Two thousand,
03:18One thousand,
03:20One thousand,
03:21Three lakhs.
03:24Five lakhs.
03:26Five lakhs.
03:29So would you say that,
03:30Buying a house is now a dream,
03:32That Indians should forget?
03:35the u.s government is also purchasing bitcoin trump is pro-bitcoin don't you think that now
03:41it is a safe asset class for an indian to invest in u.s is the last thing you should
03:44learn from
03:45because it's a society of gambling when somebody was my neighbor who asked me to buy a bitcoin he
03:50says my bitcoins are stolen i said if it can be stolen he's going to which police station
03:54to look for crypto some of the people who don't understand how much money is going to get out of
04:00even if you're earning one lakh a month you can achieve financial freedom you're saying it's
04:03very easy it's very easy if you don't do mistakes can grow money at 15 16 percent so i i
04:08always will
04:09have short-term money requirements for that need what is the best product the most tax-efficient
04:13product is
04:21i have made your favorite dish today what butter chicken no that's unhealthy babe i have made a
04:28special karela and megana patta with zero oil cooking data you're talking to me to i can't eat this
04:37a few moments later
04:50wow pizza pizza who ordered this i ordered but uh how you don't have bank account or upi id
05:01that's why you're wrong papa you added me to your upi circle in the beam payments app remember
05:07just in case he needs to buy notebooks or banks when i'm not around so now i can use your
05:13upi for
05:14emergency and important expenses at school including a cheeseburse pizza so basically you used my money
05:21without even having a bank account no papa i used our money upi circle is about trust and sharing
05:29for small needs and emergencies next time add me to the circle too only if you agree to know karela
05:37for a year so guys with beam upi circle i can delegate payment access to all my trusted people
05:44even if they don't have a bank account you can set limits approve payments and remove access in time
05:49keeping you in control at all times and don't forget to use week bharat ka apna payment sa
05:55so what are you waiting for download beam payments app today guys guys this line is mine
06:02and the link is in my bio if you're buying an iphone for 80 000 rupees you're literally throwing
06:09away 20 000 here's what nobody tells you about buying phones in india you pay 82 900 rupees for
06:14an iphone today after two years you set it for 27 000 rupees but what if i told you there's
06:19a way to
06:19use the same iphone for just 3899 per month that's 50 percent less than your mice and you get a
06:26new
06:26phone every year it's called bite pay you subscribe to your phone like netflix pay only for what you
06:32use 100 percent damage protection included for free while apple charges you 8 500 rupees per year
06:38no resale headaches want to upgrade done want to keep it your choice here's the brilliant part
06:45instead of blocking 80 000 in a depreciating asset invest that money in mutual funds at 12 percent
06:50returns that 20 000 extra in your pocket over two years look in india we have this obsession of
06:56getting everything on full cash but the one person think differently they optimize cash flow they know
07:01assets versus liabilities your friend will keep stretching their phone upgrades for four to five
07:06years you'll have the latest iphone every year for half the cost visit bite pay.com and join the smart
07:12money club remember it's not about owning everything it's about optimizing everything
07:17tag a friend who needs to see this and the link is in my bio best lifetime free credit card
07:24it's
07:24called the indescent tiger credit card now this is a free credit card and it gives you i think eight
07:29domestic lounge visits every year second is i think you get two international free lounge access
07:35visits as well no free credit card in india is giving you international access okay you get free golf
07:40like in case you want to go try playing golf that's usually a premium card benefit right this also
07:45gives you a few other benefit like movie tickets so it'll give you a 500 rupee movie voucher for free
07:49they give you only two movie tickets in a year but that's a free thousand rupees that they're giving
07:53you for nothing you tell me if you're getting free domestic lounge access international lounge access
07:57golf movies option to transfer your points all for free like crazy why not
08:07jobs here aren't given they are earned you where do you see yourself in five years
08:14there that's the editor's desk editor you what's so special about you my mom says i would
08:23do you think you've got what it takes yes unlike the circles my hiring process is actually organized
08:45explain yourself uru recruitment one dashboard track every applicant automatic scheduling smooth
08:52pipeline simple efficient no drown also uru makes recruitment easy no paperwork no confusion
08:59everything automatic from applicants to interviews sub egg jaga your first app is free as well and not
09:07just recruitment uru has an app for every business need hello hello you're here to take my job as well
09:13the link is in my bio i could write a check for a five crore house right now without taking
09:20a loan
09:20but i would never do it renting can make you richer and i will show you how what if i
09:24told you that
09:25india has the most expensive real estate in the world averaging at 15 to 20 times our annual income
09:32remember when you're traveling abroad and you're looking for a water bottle and you discover that it costs
09:36200 rupees are you gonna buy it absolutely not because you know that the same water bottle of bisleri
09:41in india costs you only 20 rupees same logic if land in india is three to four times more expensive
09:47than the same land in the united states income adjusted then you are the idiot for buying it yes
09:52your parents did become rich by buying a house but that was 30 years ago today's india is very
09:57different the only way to make money in real estate is if you
10:00you
10:01you
Comments