00:00nina who dm'd us here's the story my daughter just turned 18 bought a scratch-off ticket at
00:08the gas station she's a senior in high school and my girl won 25 000 what insane nina says
00:18my husband thinks that we should open her bank account invest in her college but also skim a
00:25little off the top for us we just bought her a car we have a car payment there plus car insurance
00:31she still lives with us we aren't really living comfortably by any means but we can afford all
00:37of the above but of course anything would help so what do we do do we skim off the top
00:43or do we give it all to her this is tough first of all can i just say i bought a scratch-off ticket
00:49on my 18th birthday and nothing nothing that never happened so uh that's awesome good vibes
00:56for uh nina's daughter yeah but i think right off the bat it sounds like nina's parents are
01:03like everybody could always use more money yeah the line that i think is we can afford all the above
01:09they would not have bought this car and taken on the car payment had they not been able to afford
01:13it seems like they're doing responsible things and if they're already talking about college
01:17savings and she's 18 so she's gonna be going soon but also imagine being able to put this in an
01:22account and in 12 years that could possibly give her a down payment absolutely you don't give her
01:27all the money you you skim yeah you just bought her the car she's she's living rent-free i mean i
01:32know she's 18 and still in high school when i was um 18 i was in a really bad car accident
01:39and a drunk driver hit my sister and i and i got a really big settlement payment i mean it was bad
01:46i was in bad shape right the driver was killed it was a whole thing right but i remember my parents
01:52having this discussion without me being around and one of them told me that this was the discussion
01:58that happened one of them wanted to keep some of the money and one of them said you're crazy
02:05after everything she went through this is her money this is not our money what do you think though
02:11you
02:13you
02:17you
02:19you
02:21you
02:23you
02:23you
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