00:00here it is and this one girl girl you are not safe even if he's your husband you are not safe
00:16she says this i was married to a man as a second wife for a year we have no kids he asked me to
00:23apply for a three million kenya shillings loan for us to start a business when the money was out
00:29he didn't give me the money to start the business girl you're applying for the loan what do you mean
00:36when the money was out you know what i'ma calm down he didn't give me the money to start the
00:43business instead he just focused on his own and now i have discovered that the rest of the money
00:48was used to build a five-bedroomed house for his first wife when i asked him about the breakdown
00:55and how he used the cash he dismissed me he went silent on me and is not coming to the house
01:06and girl first of all you're pissing me off because what do you mean what do you mean you took the loan
01:13when you i'm struggling to understand that part of when when the loan is taken in whose account is it
01:20credited isn't it your account so you are given the money by the bank you gave you gave him the full
01:28amount for him to give it back to you so that you can start a business girl girl okay some of this
01:36fault some of this fault you are to bear at your transaction fee you know the reasoning transaction
01:42don't fee alone should be an enough deterrent for this and then oh also if this is a business that
01:50you wanted to start why would you have to include involve him like this makes none of this makes any
01:56sense to me anyway she discovered that the money was used to build a five-bedroom house for his wife
02:02the first wife because she is the second wife so in all clarity and honesty well inyumbe likuina jengang walini
02:11if my husband is building a house you how how long for you to start repaying
02:17you know that's that's now the final thing now that the the loan is under your name you have no other
02:25sources of income well you haven't created the source of income that was supposed to then be used
02:30to pay back the interest to the bank right so you're out first of all you're out three million
02:36you're out the 13 percent because you have to pay that loan and i think the current rate is 13 percent
02:42so you're out the 13 percent on top as interest and in addition to that of course there was a payment
02:47plan the more you default this loan the more money you owe the bank if they come and seize anything
02:54they'll come and seize your assets because the bank doesn't know that you took the loan for your
02:58husband to them they know they gave you the loan you were qualified for this loan i i genuinely don't
03:04understand the fact that you're saying that now he's not coming to the house girl you know exactly
03:09where this man is he's in the five-bedroom house that he builds gorgeous gorgeous house he's in that
03:15five-bedroom house with the first wife okay and this is where many of these side chicks and second
03:23wives go wrong you start to clamor so that you're not like the first wife he'll tell you exactly the
03:29script that you need to use in order for you not to be like the first wife basically not to be replaced
03:35by a third okay and you will follow this you will listen to him you will diligently be there
03:41at his beck and call everything he wants you are doing why because you want to remain the shiny new
03:47trophy but in reality this man used his first wife and he will use you too in this particular case more
03:54specifically there has to be a reason why he had to compensate for the five-bedroom house there's
03:59something he did there's some there's something he did okay for him to now have to come back and tell
04:06the wife hey look i can build you this house i'm moving in but i'm moving back into the house with you
04:11i'm never going to see that other woman again girl i promise you you are not part of that
04:15negotiation okay he did not attach you to his new needs when his first wife said i don't want any
04:21part of that girl being in our lives you should be so lucky that you have no children with this person
04:27because guess what you would have to be the one fending for this child so i think it's best for you
04:32to start you know accepting the facts of life because when he's done using her he's going to come back to
04:38you and it will it will just keep he'll just keep yo-yoing akokuwako ukimbo akokuwake ukimbo
04:45that's just how it is clearly this is a user okay he is clearly a user right and i don't even see
04:52what you're gaining out of it because if you're the second wife and you're the one taking loans
04:55you're taking financial responsibility like what are you gaining out of god damn everything about this
04:59piss me off girl i'm sorry but i believe from my head to my toe that you should not be part of a
05:07polygamous situation if you also have to contribute financially you know it reminds me of jemutai and
05:14what was his name hamo hamo there's absolutely no what do i win in this situation only filthy rich
05:23men are allowed to be in polygamous situations you're out here to sign daughters of god why why you
05:33are demon this is wicked number two under no circumstances should you find yourself okay
05:40under no circumstances circumstances should you find yourself taking money out of your pocket and
05:47giving to a man i don't care who he is to you okay you don't do that under no circumstances
05:54do you take out a loan in your name for the beneficial beneficial needs of somebody else
06:01what do you mean why did he not apply for said loan why were you not to co-garantize of the loan if
06:12the loan was for the business for the two of you why was it only a you thing you took all the risk
06:19and now here you are metro for matter you didn't even enjoy that money you know that's the worst part
06:23you didn't even like you didn't even go to maldives or small bother for two days to pay for a lot you
06:32didn't use i saw that uh another day on the news where this lady uh her husband had locked himself
06:39in their duka because she had come with a panga she had said today is the day because allegedly she took
06:46out at 10 million kenya shillings 10 million from the bank invested in her husband her husband said
06:54take a loan for me for my business we expand and then she found out the same thing you have found out
07:00another woman was enjoying while she was working day and night she had like three different jobs so
07:06that she could pay back the loan so she had come with a panga okay hey sjunta wambia delini we do not
07:14condone violence or advocate for it but into you jam it is now time for on the no friday
