Travel insurance and severe weather: What you need to know before you book

AccuWeather

Severe weather can derail your travel plans-and your wallet. Learn why travel insurance matters, what it covers, how to read the fine print and the best ways to buy it before your next trip.

Transcript

00:00From flight cancellations to stringed vacations, severe weather can quickly derail even the best travel plans.

00:07That's where travel insurance comes in.

00:09Travel insurance is meant to protect you against the financial repercussions of an unforeseen event, something you did not expect.

00:18They're not thinking about the fact that severe weather could impact their vacation.

00:24Policies can reimburse you for things like canceled flights, misconnections, or non-refundable hotel stays.

00:30But what's covered and what's not depends on the details.

00:34When you're looking at a travel insurance policy, it's important to see that bad weather is included, that you are covered.

00:40Not every travel insurance policy includes that clause.

00:44It's really, really vital that you get a travel insurance policy and ensure every part of your trip that is non-refundable.

00:52Airlines and cruise lines offer coverage at checkout, but many travelers choose independent providers for more flexibility.

00:58When you, you know, insure your trip, you can see an average cost based on your details across different companies.

01:10You want to see what your benefits are.

01:12You want to see what you're covered for.

01:14Experts say in an era of increasingly unpredictable weather, travel insurance can provide more than just reimbursement.

01:20It can give peace of mind when plans fall apart.

01:23The key is knowing exactly what you're signing up for before you travel.

01:28For AccuWeather, I'm Allie Reed.

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