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The beginning of the year is a fresh opportunity to make wise choices in the changing times. Be it in savings, opening a business factoring in borrowing costs or simply taking care of our greatest asset: Our health.

How do we begin in our vision to become wealthier and healthier this 2024?

Your business is our business. Join our senior anchor Rico Hizon on The Exchange.


There are many opportunities for franchising that can become your big business move this year.

Let's have an exchange with Philippine Franchise Association founding member Butz Bartolome.

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Transcript
00:00 [Music]
00:09 Welcome back right here on The Exchange where your business is our business.
00:14 I'm Rico Gizon.
00:15 Well, there are many opportunities for franchising that can become your big business move in 2024.
00:22 Let's now have an exchange with Philippine Franchising Association founding member, Buts Bartolome.
00:28 Buts, great to see you.
00:30 Great to see you.
00:31 Happy New Year.
00:32 You know, a lot of our Kababayans who are watching us right now want to be entrepreneurs.
00:35 They just don't want to be employees, salaried people.
00:38 They always want that extra cash for the challenges moving forward.
00:44 How do you help interested franchises choose the right franchise?
00:48 A lot of people are asking that question.
00:51 They are always asking how to get a franchise.
00:54 Because there are so many from A to Z, from birth to death.
00:58 It's like we're saying something and they're confused.
01:01 So what I always tell them, look, what is it that you like doing?
01:04 What is your priority? What are your goals?
01:06 Priorities, what is your, are you committed?
01:08 Yes.
01:09 Because if you're not committed, don't invest anymore.
01:11 And then the third is actually, will you really enjoy giving employment to others?
01:16 But when you say committed, can't you be an employee and then your sibling,
01:20 your wife or your cousin will run the business, the franchise?
01:25 It depends. It depends. It depends on what they're talking about.
01:27 Because franchises will say, "Okay, you'll be committed but you're employed.
01:31 Who will be your substitute or alternate?"
01:34 So you have to discuss with your brother, your sister-in-law, whatever.
01:38 Are you really interested? Maybe we're just humans.
01:43 Because what franchises want really is somebody who will really bring the brand.
01:47 Yes.
01:48 Who will really expand and be a representative in the community.
01:51 So it's not just the franchisor, it's not relying on you for one franchise
01:56 but they want you to expand your business and have several franchises of that same brand.
02:01 Yeah, they want you to be a multiple franchise, which is the goal of every franchisor.
02:05 But we know, of course, that the most popular franchise is food, food, food.
02:09 Is that still the most popular franchise right now?
02:12 Filipinos like to eat, right? Seven times a day.
02:15 Yes, like Enzo is here to give us some advice on how to stay fit.
02:21 Yes, that's right. To be healthy, especially.
02:24 Because a lot of people would say, "I want to have a business."
02:27 What kind of business do you want? Food. What kind?
02:30 Especially now, 2024, there are a lot of culinary foods.
02:36 Young kids, culinary chefs.
02:40 Yes, there are a lot of Gen Z businesses now.
02:42 But of course, you say that franchises are from A to Z, but of course, food is at the top of the totem pole.
02:48 What would be the second, third, and fourth more profitable franchises apart from food?
02:54 The next is actually health. Enzo is right.
02:57 Health is wealth.
02:59 Health is wealth. What is an entrepreneur if you're always sickly?
03:02 You cannot manage a ship. You're the captain of the ship.
03:05 So everybody is now concentrating, "Okay, I want to have good food, but I want to stay healthy."
03:10 What is it?
03:12 That's why a lot of people are looking for personal coaches.
03:14 A lot of businesses are now building health-related ones.
03:20 But what is your advice for franchises?
03:23 We talked to Antonette. We should have an emergency fund of three to six months, but she has up to a year.
03:29 Can we use that emergency fund for franchises?
03:32 Actually, that's what we're advising.
03:34 If you have extra funds that you're willing to lose.
03:38 Because investment is a risk.
03:40 The bank will not even tell you, "Guaranteed."
03:44 So invest on something that you have done your research.
03:50 And you believe in it. You're passionate about it.
03:53 You've gone to the store. You've visited. You've talked to the franchisor.
03:57 You've asked your friends. At the end of the day, it's not popularity.
04:01 It's at the end of the day, will you be able to plug in yourself?
04:05 Let's say you want to set aside that emergency fund.
04:08 Can you go to the bank and say, "I want to get this franchise. I want to set up a business."
04:14 Do you ask the bank to lend you money?
04:16 No, it doesn't depend.
04:18 Because most banks will always want to know who the franchises you're going to get are.
04:23 And then also, they have the interest.
04:25 That's why most of the franchises that we get, we say, "Aside from the bank, do you have an extra savings that you can work on?"
04:34 Can you borrow some money at a softer interest?
04:38 Because if you borrow from the bank, it will be a running target.
04:42 That's right. And the interest rate is also high.
04:44 Alright. Okay. You have this really nice business, but how important is the location for your franchise?
04:51 Oh, that.
04:52 You know, with the pandemic now, there's a shift. It's different.
04:56 Before, it was location, location, location.
04:58 Now, it's actually online.
05:02 And then also, the location where you're in, will the market be sustainable?
05:08 Because you have a store.
05:10 But if the market is really hard up, what will you do?
05:14 You need social media presence.
05:16 Yeah, that's something. Social media is now the in thing.
05:20 That's right. So, if food is at the top of your list for starting a franchise, what would be a minimum investment?
05:29 Let's say for a kiosk.
05:31 Minimum investment would be running total of 500,000.
05:35 Wow. That's also big. 500,000.
05:37 All in. All in.
05:39 Not even 50,000?
05:40 Oh, no. Exactly. Sorry, but those are scams.
05:44 Because there are a lot of scams.
05:46 This is something that I feel so bad because there are a lot of people who are being scammed.
05:51 OFW, retirees, teachers.
05:54 It's like we're saying, "Don't be fooled. They worked hard for the money."
05:58 50,000 buy one, take one.
06:00 So, 500,000, where will that get you?
06:03 Well, it will give you a kiosk, but not in the mall.
06:07 The mall is kind of expensive.
06:11 So, what we're saying is like a community. You have a community area, community neighborhood area.
06:17 You can sell near the schools. You can sell by food trucks.
06:23 Food trucks are actually coming into play now.
06:26 But if they say, "I don't want a franchise. I want to create my own brand."
06:31 Boots, Bartolomé's, food stall. Is that much better than setting up your own franchise?
06:38 In the end, if you're really solid on your business concept, think about it.
06:43 How strong is your business concept?
06:45 What is your USP, unique selling proposition?
06:48 What makes it different?
06:49 And then how much can you support the franchises to be or multiple stores that you will have?
06:55 You cannot be a centralized person.
06:57 You have to have a core team to help you.
07:00 Alright, 500,000 pesos in San Sinabino to start a food stall, a kiosk.
07:05 Not inside the mall, but maybe in schools.
07:08 But when will there be a return on investment?
07:13 That's what we're looking for.
07:15 ROI.
07:16 You're already full, but the ROI is next.
07:19 Now, usually, what we're always saying in franchising, it takes about, again, two years.
07:26 Maximum of three years.
07:27 But again, never within a month.
07:30 Because it's impossible to spend 500,000 and return in one month.
07:35 So usually, we always tell, at the most earliest, about one year.
07:39 One year.
07:40 Because that's really reality.
07:42 So that's the way it is.
07:43 Alright, thank you so much, Butts, for this franchising exchange.
07:48 Butts Bartolome, founding member of the Philippine Franchising Association.
07:54 And before we go here, words from the greatest basketball player of all time, Michael Jordan.
07:59 If you run into a wall, don't turn around and give up.
08:04 Figure out how to climb it.
08:06 Go through it.
08:07 Or work around it.
08:10 And this is the exchange to make sense of the facts and the figures,
08:13 and the ups and downs of the business cycle.
08:15 Because your business is our business.
08:18 I'm Rico Gizon.
08:19 Thanks for watching CNN Philippines.
08:21 News you can use.
08:22 News you can trust.
08:24 [Music]
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