00:02i paid for that with points you may have heard friends or family brag well how can you max out
00:08the rewards your plastic offers maxing out credit card rewards is a strategy but one you can easily
00:14handle nerd wallets suggest taking inventory of your cards perhaps the benefits just don't justify
00:20the annual fee ask the card issuer if there's another product in the portfolio that fits your
00:26needs better money under 30 suggests signing up for a card that offers the most valuable rewards
00:31for the purchases you make the most think food and gas some credit cards also offer cash back on
00:37office supplies and telecommunications services nerd wallet suggests asking for a retention offer
00:43if there's a card you're not using as often call the card issuer and tell them you're thinking of
00:48canceling and see if they have a retention offer that makes you want to stay with them airline cards
00:53may be worth it if you're frequently flying one particular airline track everything by going
00:59over your spending and tracking your rewards you may be able to see areas where you can more
01:04more efficiently get and use points
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