00:00New job? Maybe you just have to pass the credit check. Don't cringe if you may have been late on
00:06a few payments back in the day.
00:08Employers are checking for major red flags. Things like extremely high credit utilization are signs that your personal finances are
00:16seriously in trouble.
00:18This could be an indicator that you may be tempted to steal or embezzle.
00:22If you have a ton of late payments, perhaps that says you're not very organized.
00:27As NerdWallet explains, employers don't get your credit score, but rather a modified version of your credit report.
00:33Be ready for a credit check. Pay your bills on time, even if it's just the minimum due.
00:38Don't use a large percentage of your available credit and monitor your report to make sure there are no potentially
00:45damaging errors and any mistakes have been corrected.
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