- 5 weeks ago
Category
🛠️
LifestyleTranscript
00:00:00In Britain, the top 10% own over half the country's wealth.
00:00:06I have nice cars, I own a couple of resources.
00:00:09It feels nice to have money.
00:00:11But while the rich are getting richer...
00:00:14It's a very profitable business that turns over well over £10 million a year.
00:00:18The poor are getting poorer.
00:00:20It's tough.
00:00:21Hit hard by relentless price rises.
00:00:24A lot of posh people think poor people just sit on their bums all day on benefits.
00:00:29Once we've spent on food, don't really have anything left over.
00:00:33I had bailiffs come in.
00:00:36Might be on its way out.
00:00:38Now, two families are swapping homes.
00:00:42That is very different.
00:00:43Yes.
00:00:44How many windows does a house need?
00:00:46How many doors?
00:00:47Budgets.
00:00:48Right, this is where I get serious.
00:00:51Oh, God.
00:00:53And lives.
00:00:54It's all bloody work.
00:00:55It was way more challenging than I thought it would be.
00:00:59Champagne!
00:01:00I'm in heaven.
00:01:01To find out if money really does buy happiness.
00:01:06I love to have a walk in order.
00:01:08Oh, my goodness.
00:01:11Never been in the limo in the last.
00:01:14Or do people matter most?
00:01:16This is the nicest family time that us three have had together in years.
00:01:21And when they finally meet...
00:01:23Hello!
00:01:24...lives are changed forever.
00:01:27We'd like to gift you a van.
00:01:31We want to back your vision to a value of £100,000.
00:01:34Oh, my God!
00:01:35It's going to change everything for the better.
00:01:44Kings Lynn, Norfolk.
00:01:47It's home to multi-millionaire Lewis Crompton.
00:01:50We're going to have a little warm-up with this kettlebell for a start.
00:01:52OK.
00:01:53I trade financial markets and I teach others how to trade so they can become rich.
00:01:5935-year-old Lewis lives in a beautiful country house, boasting a deluxe kitchen and seven double bedrooms.
00:02:07It has four or maybe five bathrooms.
00:02:10I can't quite remember.
00:02:11Lovely, large reception rooms and we're planning to do a very nice extension.
00:02:16Outside are two acres of garden, a hot tub, sauna and gym.
00:02:21It feels nice to have money.
00:02:23It really does.
00:02:25Lewis lives here with his husband, Josh, who is away this week.
00:02:29Cheers!
00:02:29So, wealthy best friend of three years, Helen Tudor is coming along for the swab.
00:02:34Helen, my dear, would you like some more wine?
00:02:36Yes, please.
00:02:37She's made her money from being a business mentor.
00:02:40We met at a business networking thing.
00:02:44You did.
00:02:44And we were the naughty kids at the back of the room.
00:02:46And we've been best friends ever since.
00:02:48Lewis is the drop-everything friend.
00:02:50Like, if there's a crisis, he will be there.
00:02:52So, how much would you say you spent on this board?
00:02:54Well, first of all, experiences are priceless.
00:02:56Wildly, yes.
00:02:57But second of all, probably about 50 quid.
00:03:00He might be living the high life now,
00:03:02but Lewis's journey started from much more humble beginnings.
00:03:06It was in my early 20s I became ordained in the church.
00:03:10Being in the church gave me a massive sense of purpose.
00:03:15In his mid-20s, Lewis came out as gay.
00:03:19But being gay was not accepted by his church.
00:03:22I used to cry myself to sleep every night.
00:03:25I used to beg God to change who I was, to change my desires.
00:03:30I woke up and I just decided I couldn't do it anymore.
00:03:34And that came with the very painful decision
00:03:37of having to step away from everybody I'd known
00:03:39for the past 10, 15 years of my life.
00:03:43I lost my entire world overnight.
00:03:47In 2010, looking for a new direction,
00:03:50Lewis spotted a course on how to buy and sell currencies.
00:03:54Trading changed my life and saved my life.
00:03:57Really strong level here,
00:03:58so even if we feel like this is trending,
00:04:00you're not going to want to trade above that.
00:04:02He made his first million in just five years
00:04:05and now runs a business teaching his tricks of the trade.
00:04:09The education company that I run
00:04:10is generating revenues of around 2 million per year.
00:04:14He may turn over millions,
00:04:16but trading can't replace one thing he got from the church.
00:04:20I miss that sense of community
00:04:23that gave me a real place of belonging.
00:04:30A mere 40 miles away, in the town of Grantham.
00:04:34Do you want to watch Captain America?
00:04:36No.
00:04:38Life couldn't be more different for Nicole, Grant
00:04:41and they're three growing boys
00:04:43who squeeze into this three-bedroom council house.
00:04:46My name's Ethan and I'm 11.
00:04:49This is Dalton and he's four
00:04:51and this is Jackson and he's five.
00:04:54Check out one.
00:04:55No, we watched that.
00:04:56That's a Christmas film.
00:04:57Yeah, yeah, yeah.
00:04:58A very wild bunch of children.
00:05:00Very active, aren't they?
00:05:01But brilliant, brilliant three boys.
00:05:03Couldn't ask for anyone better.
00:05:05We'll let you start then.
00:05:10Joina Grant met Nicole seven years ago
00:05:13when she was living as a single mum with Ethan.
00:05:16That's one now.
00:05:18We added each other on Facebook,
00:05:20started chatting
00:05:21and then, like I say, asked to meet up.
00:05:25Jackson and Dalton arrived soon after
00:05:28and Nicole and Grant married in 2023.
00:05:31She's a great mother of our three kids.
00:05:35The younger boys share a room.
00:05:37The kitchen's tiny and the carpet's threadbare.
00:05:40Are you ready, boys?
00:05:42I'm ready.
00:05:43Mm-mm-mm.
00:05:45What's the work that's done?
00:05:46Life for Nicole in the Smiths household
00:05:48is constantly busy.
00:05:50She juggles looking after Grant, the children...
00:05:53It's a lot of work to keep everybody happy.
00:05:56..and working two jobs as a dinner lady
00:05:58and cleaner on minimum wage.
00:06:01I'm just going to crack on, OK?
00:06:02I clean the school
00:06:03and then I clean other people's houses.
00:06:06Nicole aspires to a better job with better pay.
00:06:09My dream job would be full-time teaching assistant
00:06:12just so then I know that I'm helping,
00:06:14helping others that might be struggling.
00:06:17But I can't do any courses
00:06:19because that costs money.
00:06:21Placing new boots on a chair
00:06:22so I can have more space.
00:06:26Dart's lover Grant makes 360 quid a week
00:06:29working as a joiner in a factory making conservatories.
00:06:32He's had the same job since he left school at 17.
00:06:36I want to have a better job
00:06:38so I can provide a lot more for the kids to enjoy themselves.
00:06:434-4.
00:06:45But plans to change career were put on hold
00:06:48when Grant lost his stepfather two years ago.
00:06:51When my dad passed away, it affected my confidence.
00:06:55He brought me up when I was six months old.
00:06:58He was a big part of my life.
00:07:01He was like...
00:07:04Sorry.
00:07:11His dreams of a new job took a further step back
00:07:14when he lost both his front teeth to decay.
00:07:17Since he lost his teeth,
00:07:19that confidence has gone down
00:07:20and then he's been talking about it less and less.
00:07:23It felt very like I was in a box.
00:07:27I didn't want to come out.
00:07:28It's horrible. I would hate it.
00:07:31Dentures would cost over £300 on the NHS.
00:07:34On a daily basis, I always go on to my online bank
00:07:37and make sure I know what I've got in there.
00:07:40And with just £100 a week
00:07:41to cover everything needed for a family of five...
00:07:44Once we've spent on food, petrol,
00:07:47we don't really have anything left over.
00:07:50Not only are dentures a pipe dream,
00:07:52but the bills are piling up.
00:07:54Once you get into debt,
00:07:56it's just a vicious circle.
00:07:57I don't like admitting that we're going to a food bank.
00:08:07The Smiths may be low on cash,
00:08:09but they're big on community
00:08:11and play darts on the local pub team.
00:08:13It gets us out to socialise with everyone.
00:08:17But to Nicole and Grant,
00:08:19the children are most important of all.
00:08:22At the minute, everything goes on the kids.
00:08:24You guys absolutely love going to see the animals, don't you?
00:08:26Yeah.
00:08:28The kids are animal-obsessed.
00:08:30Show me your bear face.
00:08:33What does elephants do?
00:08:35And the Smiths have always dreamed of visiting a safari park.
00:08:39We would be looking at spending £200, £250.
00:08:45That would just be impossible, yeah.
00:08:47Is it all done?
00:08:49Not yet, right here.
00:08:50Right there?
00:08:52You OK, buddies?
00:08:52So, what are Nicole and Grant hoping to get
00:08:55from a week living like the other half?
00:08:58It would be good to know how they've done
00:09:00and what they've done to get to where they are.
00:09:02Put your goggles back on.
00:09:03They're going to be very rude.
00:09:05No.
00:09:06I am not confident,
00:09:08but I think they might be a bit more confident in themselves.
00:09:12Go!
00:09:13What I'm hoping is the confidence of the other family
00:09:17will rub off and grant.
00:09:20You've actually had a brilliant month,
00:09:21one of our best months for the pro the past six months.
00:09:23That's it.
00:09:24Cheers to that.
00:09:24Very happy about that.
00:09:25And why do Helen and Lewis want to give up their life of luxury?
00:09:29We just want to help people make that decision
00:09:31to make a change in their life
00:09:33because it only happened for me because I made a decision.
00:09:35Deep down, he is passionate about people and helping people.
00:09:40Watch Daddy's feet.
00:09:42Day one.
00:09:44Time to swap houses.
00:09:45Have you got your suitcase packed, Dalton?
00:09:48Um, no.
00:09:50No?
00:09:51It's just, obviously, going out of my comfort zone.
00:09:54I'm looking forward to see how it's like living in a rich house.
00:09:58It probably feels like luxury.
00:10:01I'm going to miss my air conditioning unit in my bedroom,
00:10:04so if they don't have one of those, I might struggle to sleep.
00:10:08Boys, are you helping with the bags?
00:10:10Shall we pop them in the car?
00:10:11Yeah.
00:10:12Yeah?
00:10:12Yeah?
00:10:12Let's go.
00:10:14I can help you.
00:10:15I can help you.
00:10:18Bye-bye, house.
00:10:19See you later.
00:10:22It's only 40 miles between the two houses, but they're worlds apart.
00:10:27So this is Grantham.
00:10:29Have you been before?
00:10:30Um, I've never been to Grantham, no.
00:10:32I've driven past it a lot.
00:10:35There's not that many houses on this street.
00:10:37Well, road.
00:10:38Well, yeah, yeah, this road.
00:10:40This is it, just on the right.
00:10:42Oh, wow, this is a proper...
00:10:44Oh, look at this.
00:10:45Oh, nice.
00:10:45That's so nice.
00:10:46How many windows does a house need?
00:10:49How many doors?
00:10:50I'm very relieved that this house is going to have at least two bedrooms.
00:10:53At least.
00:10:53So we won't have to share a room.
00:10:54No.
00:10:55So as much as I love you, I'm glad to not have to share a bed with you.
00:11:00You ready?
00:11:01Yeah.
00:11:01Next, Nicole and Grant get 20 times their normal budget to live on.
00:11:06What the...
00:11:07My legs feel like jelly.
00:11:09And Grant's life is about to change forever.
00:11:12We've got your denture ready?
00:11:14Oh, fab.
00:11:15While Lewis returns to a life with no money.
00:11:18I feel very trapped in this situation, and I don't have to live here every single day.
00:11:27For the Smiths, being stuck in a tiny house in Lincolnshire, drowning in £12,000 of debt,
00:11:34the day-to-day is a battle.
00:11:36Once you get into debt, it's just a vicious circle.
00:11:39I don't like admitting that you're going to a food bank.
00:11:43While just 40 miles away, millionaire Lewis Crompton lives a life of luxury in a million-pound country house.
00:11:51It feels nice to have money.
00:11:52This is one of my favourite bits of art.
00:11:54I bought this when I hit a million pounds in the business.
00:11:59Wow.
00:12:00For one week, that's all about to change.
00:12:03Oh, wow.
00:12:05Oh, my God.
00:12:06Are you ready?
00:12:07Go.
00:12:08Look at the garden.
00:12:10Wow.
00:12:11Look, it goes all the way back.
00:12:14Look at this.
00:12:15There's a hot tub down there.
00:12:16Do you want to open the door?
00:12:18Let's go.
00:12:19That's it.
00:12:19Let's have a look.
00:12:21Oh, wow.
00:12:23Oh, my God.
00:12:24Oh, no.
00:12:25I like this.
00:12:26That is awesome.
00:12:27I wonder what they do.
00:12:29Let's do it.
00:12:31Right.
00:12:31Moment of truth.
00:12:36Oh, wow.
00:12:37This carpet.
00:12:38It's incredibly threadbare.
00:12:40Yes.
00:12:41Oh, my goodness.
00:12:42Three boys.
00:12:43Three boys.
00:12:44The hunt is on for clues about their mystery house.
00:12:47So, we know one of them is called Ethan.
00:12:50Do we?
00:12:50Unless he's just spelt a random name.
00:12:52Let's have a look.
00:12:54Ah, this is like the living room.
00:12:56TV.
00:12:57TV.
00:12:58Elite performance.
00:13:01Oh, I wonder what that could be.
00:13:03Expert unleashed.
00:13:06So, he's an expert in something.
00:13:08But what?
00:13:10Well, they're obviously very good at darts.
00:13:13They're flipping good because men's division winner, couples runner-up.
00:13:19Shall we go and investigate what's inside here?
00:13:22Yeah.
00:13:23Oh, wow.
00:13:24This is not your normal barn, is it?
00:13:26Yeah.
00:13:27Oh, look at this.
00:13:29Oh, wow.
00:13:30Can you actually turn it on?
00:13:32No, I don't want to turn it on.
00:13:34You've got to see how powerful it is.
00:13:36Oh, I think I might go in the jacuzzi later and then pop myself in there.
00:13:41Warm myself up.
00:13:43Oh, good.
00:13:44Kitchen.
00:13:44I mean, they've got an air fryer.
00:13:46So, we'll be fine.
00:13:47I mean, it's not the Arga, but you didn't use the Arga anyway.
00:13:50Enjoy upstairs.
00:13:51Now to work out the sleeping arrangements.
00:13:53With seven bedrooms to choose from, the Smiths are spoilt for choice.
00:13:58What's in this one?
00:13:59Oh, that's daddies!
00:14:00You think we're going to stay in this one, yeah?
00:14:03I do like the...
00:14:04Oh, I do like the wallpaper in this one.
00:14:08Hey, you said this was our bedroom.
00:14:10What are you doing?
00:14:12So, first bedroom, and it is Jackson.
00:14:15There we go.
00:14:16This is a proper boys' room, isn't it?
00:14:18Now, I'm seeing Jackson and Dalton.
00:14:21Ah, okay, yeah.
00:14:21A chair, maybe.
00:14:23Well, this must be Ethan's room.
00:14:26I will say, very entrepreneurial.
00:14:28It is.
00:14:28Solving problem.
00:14:29It does need a ladder.
00:14:31Oh, this is a good one, isn't it?
00:14:33What is that one for you?
00:14:34Jackson.
00:14:35Jackson.
00:14:36Yeah.
00:14:37While the two youngest boys get their own room for the first time ever...
00:14:41Oh, nice little suit there, look.
00:14:43..Nicole and Grant explore Lewis's wardrobe.
00:14:46Pretend you're a businessman.
00:14:49Right, in the shops.
00:14:51That's a nice book.
00:14:52That's my wardrobe.
00:14:53No.
00:14:56Over in Grantham, Lewis and Helen's choice is a lot more limited
00:15:01in the three-bedroom council house to Smith's rent for £1,000 a month.
00:15:05Okay, so this is mum and dad's room then, I think.
00:15:08There's obviously a bit of cosmetic stuff to be done.
00:15:11You can have the big bed.
00:15:13Thank you very much.
00:15:13I'm going to have the full bed.
00:15:16Okay, so this is a bathroom.
00:15:20There's no shower.
00:15:21There's just a bath.
00:15:22How long must it take to bath five people every day?
00:15:27Imagine the mornings.
00:15:28With five bathrooms to pick from,
00:15:31that won't be a problem for the Smiths this week.
00:15:34Ah, bath shower!
00:15:36Oh, that is a shower!
00:15:38That's a big shower.
00:15:39Oh, my God!
00:15:41Look how big it is!
00:15:43Now it's the moment everyone's been waiting for.
00:15:46Should we do this?
00:15:47Yes.
00:15:47How much spending money do they have?
00:15:50You ready?
00:15:51Yeah.
00:15:51Okay.
00:15:53Oh.
00:15:54Oh, my God!
00:15:56Oh, my God.
00:15:57Can you pick it up?
00:16:00Have you ever had that much money in your hand in one time?
00:16:03No.
00:16:04My legs feel like jelly.
00:16:061.18 and 50 pence, 1.18 and 60 pence, 1.18 and 64.
00:16:15It's not a lot of money.
00:16:17No.
00:16:18That's quite a reality check, actually.
00:16:2217, 18, 19.
00:16:26Two grand.
00:16:27Two grand.
00:16:28Oh, my God.
00:16:29Two.
00:16:29Two thousand pounds right in front of us.
00:16:33Oh, wow.
00:16:34With an on-the-nose two grand...
00:16:37Ethan!
00:16:38..the Smiths have 20 times more than Lewis and Helen to spend.
00:16:42Come here.
00:16:43Come in here, look.
00:16:44Look what we got here.
00:16:46Two thousand pounds.
00:16:52That's more what I get a month.
00:16:56Now to find out what they'll be doing across the week.
00:17:00Budget Food Shop.
00:17:01I thought this was going to be on the list.
00:17:03Hot, hot, hot, hot.
00:17:05Hot date.
00:17:06Oh, so we are definitely going in there.
00:17:08Can you remember the last time we went on a date?
00:17:11No.
00:17:12Cleaning job.
00:17:13This is going to be you.
00:17:14I ain't doing that.
00:17:16Oh, spending spree.
00:17:17That one, Mum, you can do alone.
00:17:19Yeah, you guys can stay at home.
00:17:21That is coming along with you.
00:17:24After a long day, it's finally time for dinner.
00:17:28So whoever gets closest to Bullseye...
00:17:30Yep.
00:17:30..doesn't have to cook dinner.
00:17:31Let's go.
00:17:3235-year-old millionaire Lewis spends most of his time dining out.
00:17:36He rarely cooks.
00:17:38He's also never thrown a dart in his life.
00:17:44What the actual...
00:17:47Shut up!
00:17:50With more than Grant's entire monthly salary to spend,
00:17:53there'll be no cooking in King's Lynn.
00:17:56Oh, babes, look what I've got.
00:17:58Oh, menus, yeah.
00:18:00Right.
00:18:00We can go for anything.
00:18:04We can go for that.
00:18:05Burger.
00:18:06Burger?
00:18:07You want a burger?
00:18:07And what are you having, baby?
00:18:09Sat down there.
00:18:11So, after half an hour of screaming and shouting,
00:18:14I think we're going to have...
00:18:17...burger wraps and onion rings.
00:18:20And the grown-ups are going to have a Chinese.
00:18:22Definitely duck, because we don't have duck.
00:18:24No.
00:18:24Ever.
00:18:27Where would pans be?
00:18:28Meanwhile, in the cash-strapped Grantham household...
00:18:31He's finding your way around someone else's kitchen.
00:18:33Not in there.
00:18:36Oh, God.
00:18:38Oh, I found a toasty maker.
00:18:43Victory!
00:18:44Helen is having to make do with what she can find left in the fridge.
00:18:48Right, so let's see what we've got.
00:18:49Well, we've got cheese and we've got ham.
00:18:52I'm aware of budget, so we're just going to go for two slices each.
00:18:56Oh, I can't wait to eat this.
00:18:57Boys, look what's here.
00:19:00Quick.
00:19:01Well, Daddy's going to eat it all.
00:19:03So, we've spent £74.50 on a takeaway.
00:19:07£74 on tea for five people.
00:19:11That's more than their normal weekly food budget gone in one phone call.
00:19:16Do you like it?
00:19:17Yeah.
00:19:18Lewis and Helen's dinner is a long way from the £200 meals out they're used to.
00:19:23Toasters and pizzas better caught with scissors.
00:19:27Oh, look at you.
00:19:30There we go.
00:19:31Chef S.
00:19:32I don't know.
00:19:33All right.
00:19:34Ready?
00:19:35Cheers.
00:19:35Cheers.
00:19:39There's one last task before bed.
00:19:42Each day, they'll record a secret diary in the most private room in the house.
00:19:48Wow, what a day.
00:19:50When we found the money in the kitchen, I was gobsmacked.
00:19:55It's really not a lot of money for a family of five to have to live on.
00:20:01And I think over the week, it's going to become more and more apparent how far that doesn't go.
00:20:06Night, Helen.
00:20:07Night.
00:20:11Day two.
00:20:13And after just one night, the reality of budget living is hitting home.
00:20:17I woke up quite early because the blinds aren't very good at keeping the light out.
00:20:21Oh, my goodness.
00:20:22Just remembered, there's no shower.
00:20:25How on earth am I going to wash my hair?
00:20:26I'm going to have to, like, I used to do it with my mum and do it over the bath
00:20:29with the jug.
00:20:30Right, you ready?
00:20:31Yeah.
00:20:32Three, two, one.
00:20:38Now do I need to wash in some shampoo?
00:20:40Yeah.
00:20:40Flipping heck.
00:20:42Most of us take our morning showers for granted.
00:20:45But 14% of UK homes don't have one.
00:20:48Washing my hair in the bath.
00:20:49My back was hurting, my knees were hurting.
00:20:51That was an experience.
00:20:58In Kings Lynn...
00:20:59Very comfortable.
00:21:00..Nicole and Grant have yet to leave their goose-feather duvet.
00:21:04I really didn't want to wake up.
00:21:06It's so comfy in this new bed.
00:21:09I do feel sorry for the other people sleeping in our bed.
00:21:13Yeah, let's go.
00:21:15Do you think there's going to be enough space to play football?
00:21:17Yeah.
00:21:19Lewis's garden is 50 times bigger than theirs.
00:21:22One in eight British homes don't even have a garden.
00:21:25It's massive.
00:21:26It's just like your very own football pitch.
00:21:28See, look, we don't need to go to a park any more.
00:21:30We can just go in the garden.
00:21:32Whoosh!
00:21:33Oh, nearly.
00:21:34The children were keen to run around
00:21:37because there's plenty of space to run around in.
00:21:41Wow.
00:21:42Lewis gets the highest quality food delivered
00:21:45straight to his door every Thursday.
00:21:48Which means the Smiths can look forward
00:21:51to a lavish, slap-up brekkie.
00:21:53Good morning.
00:21:54Hang on.
00:21:55Oh, hello.
00:21:56Good morning.
00:21:57Good morning.
00:21:57I've got a delivery for you from Samuel's Farm Shop and Butchers.
00:22:00Oh, lovely.
00:22:01Shall we go?
00:22:02Here is one box for you.
00:22:04Have you got one strong hand?
00:22:05Oh, we've got strong arms, dude.
00:22:08Lewis's shop for two of fruit, vegetables, meat and cheese
00:22:12is over three times what the Smiths spend for a family of five.
00:22:17Crikey.
00:22:18So the shoppings just cost £219.31.
00:22:23That pork costs £17.20.
00:22:28The pork we normally have is like a fiver.
00:22:31Yeah.
00:22:33There was a few items in the hamper
00:22:36that was way out of our budget.
00:22:38However, I'm sure they're going to taste absolutely divine.
00:22:42Strawberries!
00:22:43Yeah.
00:22:44All good.
00:22:44Yeah?
00:22:47Over in Grantham, after a modestly priced brekkie...
00:22:50Delicious, though.
00:22:52Helen finds some telling paperwork.
00:22:54Oh, this is all the...debt.
00:22:57So I found a loan agreement for £12,000 here
00:23:01and a credit card that's got nearly £1,000 on it.
00:23:06Helen has made a fortune teaching entrepreneurs
00:23:09how to grow their business.
00:23:11She's a mum of four and, like Lewis, struggled her way to the top.
00:23:15My business came from desperation.
00:23:19I was a single mum in £90,000 worth of personal debt.
00:23:22It was horrendous.
00:23:24The house was falling into disrepair
00:23:26because I was just kind of going month by month.
00:23:28I started my business so I could give my girls
00:23:30a different life than we were experiencing.
00:23:33I was, like, building my business in my spare time
00:23:35and being a mum and holding down a job.
00:23:37And I remember what it's like to live like this
00:23:39and feel like every penny is a decision.
00:23:42It really makes things difficult.
00:23:44So I sympathise with them deeply.
00:23:48With Lewis and Helen keen to learn more about the Smiths' life...
00:23:54Hello. You must be Steph.
00:23:56Oh, yeah. Hi. Nice to meet you.
00:23:57Nicole's older sister, Steph, who lives in the next street,
00:24:01pops round for a brew.
00:24:03We're very eager to find out everything we possibly can.
00:24:06Brilliant. I'll try and help.
00:24:07We don't know a lot at all.
00:24:09So what about that £12,000 debt?
00:24:12They've had to replace the car
00:24:13and then more recently, again, had to have a lot of work done on the car.
00:24:17And then we planned a wedding.
00:24:19We pretty much tried to do everything we could ourselves
00:24:22to keep costs down.
00:24:23Yeah. But that took a good whack.
00:24:25Wow. Where does Grant work?
00:24:27He works in a local factory with woodwork.
00:24:31He wants to come away from where he's been for so long.
00:24:35But when he lost his teeth, it definitely affected his self-confidence.
00:24:38He sort of went very quiet, reserved,
00:24:40kind of stayed where he's comfortable.
00:24:42I found that upsetting on his behalf.
00:24:46I can only imagine how defeating that must feel.
00:24:49You want to fix this thing, but you just can't
00:24:53because the money isn't there in the budget.
00:24:56Steph helped Nicole get back to work after having Dalton and Jackson.
00:25:00We managed to eventually get her into a school
00:25:03when the dinner lady job came up
00:25:05and then the cleaning side at the school
00:25:07so she could do that in an evening.
00:25:09So I'm guessing she works at school
00:25:11because that fits in with the boys and the school holidays.
00:25:14So has she got, like, a dream?
00:25:18It's quite difficult, really,
00:25:20because obviously having children and things,
00:25:22I think the main thing really is to get to a teaching assistant job
00:25:25purely because then it's still within school time.
00:25:29Tell us more about the boys.
00:25:30What do they enjoy other than just being football mad?
00:25:33The boys absolutely adore animals.
00:25:35We go to the zoo once a year because it's so expensive
00:25:38and they look out for all the big cats.
00:25:40And I know as a mum you want to give your children
00:25:43absolutely anything and everything they could possibly want
00:25:46and you just can't do that.
00:25:49It's really making me think about the ways
00:25:51in which I can help them eliminate that debt.
00:25:54Just do something to help them not have that burden.
00:25:58Coming up, for Lewis and Helen,
00:26:01the local community is a revelation.
00:26:03It's having that ability to sort of step away
00:26:05from everything at home, play some darts, have a chat.
00:26:08We've got plenty of guests.
00:26:10With 20 times their normal weekly budget to spend,
00:26:13the Smiths flash out on the kids.
00:26:15Look, your brother's already ziming.
00:26:17I'm really happy.
00:26:18This is the best bike I've ever had.
00:26:21And they get a day out beyond their wildest dreams.
00:26:24It's amazing how close we can get.
00:26:27Oh, my God, they're going right out.
00:26:29It's pacing as it's changing.
00:26:3435-year-old currency trader Lewis
00:26:37and best mate Helen are in Grantham,
00:26:40having swapped lives and homes with the Smith family.
00:26:43There's no shower.
00:26:44How on earth am I going to wash my hands?
00:26:48They've discovered just how much debt Grant and Nicole are in.
00:26:51I remember what it's like to live like this
00:26:53and feel like every penny is a decision.
00:26:56So I sympathise with them deeply.
00:26:58And why Grant hasn't managed to get himself a better job.
00:27:02When he lost his teeth,
00:27:03it definitely affected his self-confidence.
00:27:05It's horrible. I would hate it.
00:27:08Day three of their week-long swap.
00:27:11In Grantham, not having a shower is still causing problems.
00:27:15I've got a roll to the side to wash under my arm,
00:27:19then roll to the other side to wash under the other arm.
00:27:22I'm not very good at bars, it turns out.
00:27:24So, yeah, I don't know how they do this every single day with five of them.
00:27:29Here we go.
00:27:30Lewis and Helen are still surviving
00:27:32on what Nicole and Grant left behind in the cupboards.
00:27:35It's pointing at me.
00:27:37Ready?
00:27:37Yeah, cheers.
00:27:38Cheers.
00:27:39It really did remind me of those times in my life
00:27:42where I did not have the money I needed
00:27:44to eat the way I knew I should eat.
00:27:46I should have packed this in half from there.
00:27:48Well, what?
00:27:50I'm not used to making sandwiches.
00:27:53Money's no object in Kings Lynn.
00:27:56With £2,000 for the weekly budget,
00:27:59Nicole and Grant can afford to give the boys
00:28:01anything they want for the first time in their lives.
00:28:04And there's one thing that's absolutely top of the list.
00:28:08Right, come on then.
00:28:09All three boys absolutely love riding bikes.
00:28:13Ethan has a second-hand bike that was covered in paint.
00:28:16When we bought it,
00:28:17Dalton's balance bike is definitely ready for the tip.
00:28:21Follow me, follow me.
00:28:22You can do it.
00:28:22Keep going.
00:28:23Oh, you little cheeky.
00:28:26You can open it now, Ethan.
00:28:29Oh, look at them.
00:28:31They've splashed out £800 on three new bikes.
00:28:35Is he already seaming?
00:28:36Look, your brother's already seaming.
00:28:42I'm really happy.
00:28:44This is the best bike I've ever had.
00:28:48You want me to sit on it?
00:28:54In Grantham,
00:28:55after two days surviving on sandwiches,
00:28:58there's now nothing left in the cupboards.
00:29:00We're going to go shopping.
00:29:02We're going to go shopping.
00:29:03For some food?
00:29:04We're going to go shopping some vegetables
00:29:05because I've not had a vegetable for 48 hours.
00:29:08I might get rickets.
00:29:10Lewis and Helen are about to find out
00:29:12what it feels like to shop on a budget.
00:29:14They only have £100 to cover everything for the week.
00:29:18We have set ourselves a little challenge.
00:29:21We want to see who can fill their basket for £15.
00:29:24Right.
00:29:25Five minutes.
00:29:25See you then.
00:29:26See you then.
00:29:29I'm not very good at sticking to a budget.
00:29:31I also am very bad at portion control.
00:29:33So we'll see how this goes.
00:29:36So these are cheaper.
00:29:37Oh, maybe not.
00:29:39Just get orange pepper.
00:29:42£1 for a pie.
00:29:44But I feel like this will go further.
00:29:49I'm on about £3.50 so far.
00:29:52I'm struggling because I didn't realise how expensive fruit was.
00:29:57So I've just realised I've gone for all this reduced stuff,
00:29:59which is brilliant,
00:30:00but I haven't thought about how to actually turn them into a meal.
00:30:03Both Lewis and Helen are realising
00:30:05being on a budget comes with tough choices.
00:30:08So I love sushi,
00:30:09but it's 50p over the whole basket budget.
00:30:12No sushi platter for Lewis and I today.
00:30:15This I really want,
00:30:16but it might break my budget.
00:30:18But we're getting close now.
00:30:19Where am I at?
00:30:20Yeah.
00:30:22Right.
00:30:22I'm going to have to say goodbye pork scratchings.
00:30:25They've spent just under £30 in total.
00:30:28But what's in their basket?
00:30:31Wow.
00:30:31That's quite a big haul.
00:30:33So we've got a pasta dish,
00:30:35a rice dish,
00:30:36and we've got an oriental dish.
00:30:38And what about Lewis's close-to-use-by date-reduced food?
00:30:43So this has all got to be eaten today.
00:30:45I'm going to have to eat a lot of nearly off-ham sausages and prawns tonight.
00:30:50So that'll be fun.
00:30:52I was very conscious that every pound we spent
00:30:54was a pound we couldn't spend somewhere else.
00:30:57I think if you were going to have that burden
00:30:59on your decision-making every single day,
00:31:03that must get very draining.
00:31:08Lewis's dad, Peter, has helped him renovate his home.
00:31:12Today he's building him a deck for outdoor dining.
00:31:15My dad is a role model to me.
00:31:18This is where I just definitely get emotional.
00:31:22My dad is one of the most virtuous men I've ever met in my life.
00:31:26My dad will do right by anybody,
00:31:28even if he's been wronged by them.
00:31:30Hello.
00:31:31Hello.
00:31:31Hello.
00:31:32How are you?
00:31:34How long have you got?
00:31:37Can you tell me a little bit about how Lewis was as a child
00:31:41to then how he's become so successful now?
00:31:43Lewis got quite involved in the local church
00:31:46and he was volunteering.
00:31:48He then was struggling with his sexuality
00:31:50and they basically threw him out when they found out.
00:31:53And he'd known these people for a long time.
00:31:54And then as soon as he came out...
00:31:56He came out, that's where...
00:31:58So he then had massive...
00:32:00Wow.
00:32:01You know, what the heck was happening in my life?
00:32:03Why am I not accepted?
00:32:05His mother and I both surmised that he may be.
00:32:08He never really sat us down.
00:32:11Can you sort of steady this piece for me here?
00:32:14Why I...
00:32:14I sure can.
00:32:15I chopped this.
00:32:17It's quite eye-opening.
00:32:19Lewis finally came out
00:32:20to find out that everybody in that community
00:32:23then was, like, say, pushing him away, pushed him out.
00:32:27How has he gone from, like, say, all-time low
00:32:30to now being where he is?
00:32:31I think fundamentally he had all the skill sets...
00:32:33Yeah.
00:32:34..right?
00:32:34Yeah.
00:32:35..to recover.
00:32:37And it took him a little bit of time to do that.
00:32:39He said to me one day, which I eternally regret,
00:32:41I want to borrow £7,000 off your dad.
00:32:44I said, what for?
00:32:45And he said, I want to go on a course to do with finances.
00:32:48And I said, no, I don't want to, really, Lewis.
00:32:51I said, just go and get a job.
00:32:54Instead, Lewis took out a £7,000 loan
00:32:57to fund the course he felt sure would change his fortunes.
00:33:00He got more and more into the financial exchange market trading
00:33:04and now he's doing really, really well
00:33:07and going from strength to strength to strength.
00:33:10It was great to know the background of Lewis
00:33:12and how he got himself into the trading side of things.
00:33:17I have heard about trading,
00:33:19but I've always thought that's too complicated,
00:33:22you know, out of my reach.
00:33:23And I would love to explore that a little bit more in this week
00:33:27and find out, actually, if it is for anybody and everybody.
00:33:36Let's have a bit of this time.
00:33:39Oh, yes.
00:33:40What better place to ponder on what they've learnt so far
00:33:43than in Lewis's deluxe hot tub?
00:33:46Don't quite think it's a perfect day for it,
00:33:48but it's our day for it.
00:33:51It's so picturesque, isn't it?
00:33:53It looks amazing.
00:33:55With Grant's mind not preoccupied with running out of money for once,
00:33:59he can reflect on his relationship with his own father.
00:34:02It was lovely helping Lewis's dad,
00:34:06because it reminded me,
00:34:08because me and my dad was very close
00:34:13and I used to help him quite a lot.
00:34:16Yeah.
00:34:19Grant's stepdad died four years ago.
00:34:22It brought me back to that connection of not just father and son,
00:34:28but our best pals.
00:34:32I thought that the best part of me has gone,
00:34:37because my dad's passed away.
00:34:40What do you think your dad would have said
00:34:44if he knew that we was, like, say,
00:34:46in a hot tub, sipping posh champagne?
00:34:49What friends did you hopped over?
00:34:54Ever since he left the church ten years ago,
00:34:57Lewis has been looking for a new, more accepting community.
00:35:01Today he's visiting the Smiths' local pub with Helen.
00:35:04Hello, hello.
00:35:05Hello, I'm Brian. Nice to meet you both.
00:35:06Very nice to meet you. Welcome to the Three Gables.
00:35:09They're meeting Brian,
00:35:10one of Nicole and Grant's darts team buddies.
00:35:14So, Nicole and Grant come to this pub,
00:35:16and they play darts.
00:35:17Do you know why they started playing?
00:35:19I think it's the social aspect.
00:35:21Yeah.
00:35:21It's having that ability to sort of step away from everything at home,
00:35:24play some darts, have a chat,
00:35:26and it is just enjoyable and it's fun.
00:35:28Yeah.
00:35:28So, tell us about them as a couple, then.
00:35:30A very loving couple.
00:35:32They're sort of very happy people.
00:35:33Yeah.
00:35:34We're happy to come and have a chat with anyone.
00:35:35Brilliant.
00:35:36How do you guys feel about playing a bit of darts?
00:35:38I'm well up for it.
00:35:39Because I'd like to put you to a challenge on Thursday.
00:35:41Okay.
00:35:42Okay.
00:35:42To actually play a match.
00:35:44Okay.
00:35:45A match?
00:35:465-0-1?
00:35:47Yeah.
00:35:47Oh, brilliant.
00:35:48I don't know what that is, but I'm up for it.
00:35:50So, we have to hit a double to start as well as a double to finish.
00:35:54Jesus.
00:35:54Just let you know.
00:35:55I don't know what that is.
00:35:57I don't know what that is.
00:35:57Shut up, Julie.
00:35:57Me and Nicky, what's this from?
00:35:59While Helen steps up to the ockie...
00:36:02Unlucky, Helen.
00:36:04Lewis is sidetracked by the bar crowd.
00:36:07One of them turns out to be Grant's brother, Gary.
00:36:10You all right?
00:36:10I'm Lewis, by the way.
00:36:11Gary.
00:36:11I've actually been introduced.
00:36:13Gary.
00:36:13So, yeah.
00:36:13Nice to meet you.
00:36:14I'm just trying to find out more about Grant, so...
00:36:17It's a chance for Lewis to learn how Grant was affected by losing his dad.
00:36:21It was so unexpected.
00:36:23He had a heart attack.
00:36:24Oh, wow.
00:36:24How do you think that impacted Grant?
00:36:27Grant sort of fumbled.
00:36:29Tell me what that means.
00:36:30What did that look like for him?
00:36:32A bit like a depression state.
00:36:33He just went back into that, I'm not going to do anything.
00:36:37When it first happened, I don't think he'd come out for at least three, four months after.
00:36:41Wow.
00:36:41And then, after that, he sort of...
00:36:46We sort of pushed him towards it.
00:36:49It was sad to hear that story, and it was even sadder to hear how much that had impacted Grant.
00:36:56I just can't imagine not having my dad, my rock, there every single day,
00:37:01going to dial the phone and not having my dad on the other end.
00:37:05Lewis is also keen to learn how losing two front teeth has impacted Grant.
00:37:10Do you think it affects him?
00:37:12Massively.
00:37:13It went to the point where I wear the balaclava for weeks on end, because he wouldn't dare take it
00:37:18down.
00:37:19Every single person we spoke to in the pub is just so aware of how Grant's confidence is not.
00:37:25It would be amazing to find a way to help him.
00:37:29I can see why they come here and play darts.
00:37:32I can see why they like being part of this community.
00:37:35Yeah.
00:37:35I get it.
00:37:36It's brilliant, Bob.
00:37:36Yeah.
00:37:36It's been great.
00:37:37I can't breathe.
00:37:38Oh, there we go.
00:37:39Down and down we go.
00:37:40And all its cost is £12 for a round of drinks.
00:37:49Oh, well played.
00:37:50We got a point.
00:37:51Yes.
00:37:52Our first ever competitive darts point.
00:37:58Next, Nicole and Grant hear what trading could get you.
00:38:02Make a million in ten years to be able to travel, to give to Australia and sail about Croatia.
00:38:07Boys, look what's come through the place.
00:38:09Grant could be about to see a massive life change.
00:38:12I've enclosed the money.
00:38:14Enjoy Louis.
00:38:15Wow.
00:38:16I was blown away.
00:38:19And Louis learns of Nicole's sacrifices.
00:38:22She's kind of holding off on her own ambitions and doing these really hard jobs because they fit in and
00:38:28around family life.
00:38:30And I just think that's a really special thing to do.
00:38:35Grant and Nicole have learnt how Louis lost the church community he once had.
00:38:40As soon as he came out, they basically threw him out.
00:38:44I lost my entire world overnight.
00:38:46I end up getting chronic fatigue.
00:38:48Louis has struggled with living on a budget.
00:38:51Peppers are expensive.
00:38:52If you were going to have that burden on your decision making every single day, that must get very, very
00:38:59tiring indeed.
00:39:00And Grant opened up on how much he misses his late father.
00:39:03But the best part of me has gone because my dad's passed away.
00:39:12Day four in Kings Lynn.
00:39:14Ethan!
00:39:16So, Dan, then.
00:39:16Nicole's discovering not everything about an enormous house is an advantage.
00:39:21I don't think Ethan's going to hear me, is he?
00:39:24Ethan!
00:39:25Where is he?
00:39:27Are you coming for breakfast?
00:39:31Weird.
00:39:31He did.
00:39:32He's coming.
00:39:33While in Grantham...
00:39:35Don't buy the tap.
00:39:37I haven't got the budget for new taps.
00:39:39After shopping yesterday, Louis and Helen are starting to understand what it means to survive on the breadline.
00:39:46Ready?
00:39:47Whoa!
00:39:48They've come up with a super cheap ten quid shower solution.
00:39:52That is actually really good.
00:39:53It's really good.
00:39:56I was able to wash my hair with fresh, clean, warm water using the shower attachment and it was great.
00:40:03But it leaves them with just 50 quid of their £100 budget left.
00:40:10OK, so, welcome, everybody, then.
00:40:12Back in his normal life, Louis turned £20,000 into a million pounds in just five years.
00:40:18We are all here because we want to learn the skill of trading.
00:40:21Now he teaches people how to trade with the help of colleague Josh.
00:40:26Nicole and Grant are joining one of Josh's classes.
00:40:29Does anyone want to share some of the reasons on their list?
00:40:33He starts by finding out what they hope trading will get them.
00:40:36Mine is to make a million in ten years to be able to travel, to go to Australia and sail
00:40:42with our Croatia.
00:40:43Amazing stuff.
00:40:44Anybody else travel two times a month?
00:40:47I'm Ferrari to California.
00:40:49Nice.
00:40:49So I bought my pension.
00:40:51Yep.
00:40:52So early retirement.
00:40:54I support that and live the life without the restraints.
00:40:57Yep.
00:40:57And get your garden and more Mustangs.
00:40:59Absolutely.
00:41:00Is that on the list as well?
00:41:01See, I've kind of got a similar one to that one, to own my very own blue Nissan GTR.
00:41:06Nice.
00:41:07Is it easy to, like, follow the training?
00:41:10I didn't know anything about training.
00:41:12Yeah.
00:41:12Yeah.
00:41:13I mean, I think if I'd have thought of training before, I'd be like, that is not me in a
00:41:17million
00:41:17year.
00:41:18But just learning the strategies, having the support of the coaches and being nice.
00:41:24With no free time and £12,000 of debt, could trading ever be right for Nicole?
00:41:30After the session, they have the chance to question Josh.
00:41:33How much did you have to put in the trading?
00:41:37I was skint.
00:41:38So I actually started with a very, very small account.
00:41:40I only started with about £300.
00:41:43You put some money into something and then the, like, investments increase or it decreases,
00:41:49doesn't it?
00:41:49Yeah.
00:41:50So the fact that you know nothing about it is absolutely fine.
00:41:53Because when Lewis started learning how to trade, he knew nothing about trading either.
00:41:57And the majority of people who join us know nothing about trading, myself included.
00:42:01So you're saying that we could possibly start doing this as well?
00:42:05If you can find half an hour for a day to actually learn a skill, then absolutely.
00:42:11The session with Josh today has been absolutely fantastic.
00:42:15This could be something to do alongside becoming a TA.
00:42:20I'm actually excited about it.
00:42:25Over in Grantham, Lewis and Helen are back at the Three Gables pub.
00:42:30But not for the darts match.
00:42:31They're taking on one of Nicole's many cleaning shifts.
00:42:35Have you done the cleaning job before?
00:42:37I used to be a cleaner.
00:42:39Yeah?
00:42:39I got fired.
00:42:40Just because I was terrible.
00:42:42It was terrible.
00:42:42Yeah.
00:42:43Right, OK.
00:42:43Not today, hey?
00:42:45Not today.
00:42:45Not today.
00:42:46All right, leave you to it.
00:42:47Thanks.
00:42:47Thanks.
00:42:48Nicole would do this whole lounge area for £12.21.
00:42:52It smells like I'm going to get a headache.
00:42:55That's what it smells like.
00:42:57I only see the windows there.
00:42:58Yeah.
00:42:59Right.
00:42:59Lewis and Helen pay for home help rather than use their own elbow grease.
00:43:04Between them, they've spent over £15,000 on cleaners in the last three years.
00:43:09I'm getting a bit of a sweat on doing all this to me.
00:43:11It is warm in the window.
00:43:12I tell you what, I've lent down here to get on these.
00:43:18And I just got a bit comfy.
00:43:20It's time for your afternoon nap.
00:43:21It is.
00:43:22This is nap time for me.
00:43:23I thought I'd be absolutely fine, but I was really tired.
00:43:26But so much quicker than I thought I would be.
00:43:29Nicole works hard.
00:43:30Nicole works really hard.
00:43:32Just to let you know, we will be opening up in about 20, 25 minutes.
00:43:36Oh, wow.
00:43:36Right, here we go.
00:43:37So, yeah.
00:43:44It's our bloody work.
00:43:46It's the one arm.
00:43:47I'm like, oh, my God.
00:43:49It gave me a different level of appreciation for what Nicole has to do every single day.
00:43:55She's kind of holding off on her own ambitions and doing these types of really hard jobs because they fit
00:44:01in and around family life.
00:44:03And I just think that's a really special thing to do.
00:44:05I'm pretty tired from this cleaning job, to be fair.
00:44:07I'm tired.
00:44:08You sound a bit out of breath.
00:44:10I am.
00:44:11I'm still trying to formulate the best way to help this family in a long-term, ongoing way.
00:44:20In Kings Lane.
00:44:21There's quite a lot of jobs that I can see that's in the local area.
00:44:26Nicole's helping join a gran on his journey by supporting him in looking for new work.
00:44:32Can you give them a call, see if they'll invite you in for an interview?
00:44:35I might as well try.
00:44:37I know for the best.
00:44:40After a few calls, she's managed to set him up with a trial shift at a local kitchen cabinetmaker.
00:44:46Hello, I'm Grant.
00:44:48Hi, I'm Nick.
00:44:49I'm the general manager.
00:44:50So, shall we get you to polish off some of those carpentry skills?
00:44:52Yeah, I'll give it a go.
00:44:53OK, go on.
00:44:54The only other time Grant had a trial shift was for his current job when he was 17.
00:44:59I am so nervous.
00:45:01I've not had an interview for it since I was 17.
00:45:07So, also, does the cutting?
00:45:08Hopefully, I can push myself a bit forward.
00:45:11What you need to do is literally push it against this bar, feed it in, and then the machine will
00:45:16take it for you.
00:45:17Oh, I'll do it.
00:45:18Push it against that, and then feed it in slowly.
00:45:21Well done.
00:45:26Good job.
00:45:27Perfect.
00:45:28Let's get you to drill a door.
00:45:31Yeah.
00:45:33At the factory where he currently works, Grant's on £12.21 an hour, the minimum wage.
00:45:39But a job here could be better money and prospects.
00:45:42So, we push it firm up there, and then just press that button.
00:45:51There goes the button.
00:45:53And you drill the door.
00:45:54Oh, that's cool.
00:45:55Yeah.
00:45:55At this place, the more machines you muster, the more you can earn.
00:46:00There we go.
00:46:01You've drilled a wall-ed panel.
00:46:03Thanks a lot.
00:46:05Happy day.
00:46:05Has today helped Grant take a step towards a different future?
00:46:09Cheers.
00:46:10Hello, babes.
00:46:10How you doing?
00:46:11You all right, beautiful?
00:46:12He's got big news for Nicole.
00:46:15I know we live far away, but potentially they would have gave me a job.
00:46:20Oh, really?
00:46:21Yeah.
00:46:22Oh, brilliant.
00:46:24It boosted my confidence up, really.
00:46:26It made me feel like I can actually go out there and actually look for a good job.
00:46:37Having experienced how hard life is for the Smiths...
00:46:41Helen, I've just had an idea.
00:46:43Just looking at this.
00:46:44And remembering how much the kids love animals...
00:46:47Ooh, this one looks amazing.
00:46:49Lewis has decided to treat them to a day they'll remember for the rest of their lives.
00:46:54I want to do something really, really nice for the family, so...
00:46:56He calls his PA...
00:46:57Boys are going to remember.
00:46:58So I want no expense spared for this whatsoever.
00:47:01I think they really, really deserve to have just the most phenomenal time.
00:47:05Not bad, you know.
00:47:07Tonight, Lewis is filling in for Grant in a darts match.
00:47:12And he's looking forward to going back to the pub.
00:47:14I can see why Grant and Nicky spend the time that they do spend there.
00:47:19I wish I'd had something like that closer to me.
00:47:22Hi, guys.
00:47:23How are you doing?
00:47:24Good, thanks.
00:47:24How are you?
00:47:25Have a good day?
00:47:26Brilliant.
00:47:27But buying around will wipe out the last few pounds of their budget.
00:47:31Lewis, I would like you to meet your component for this evening.
00:47:35Little Dave.
00:47:36Little Dave, would you like to meet Lewis?
00:47:39How are you?
00:47:39How are you?
00:47:40You're not little.
00:47:41No.
00:47:42Have you been practicing?
00:47:43Are you actually called Dave?
00:47:44Yes.
00:47:44Okay, cool.
00:47:45Have you been practicing?
00:47:46Yeah, I have, yeah.
00:47:46All day.
00:47:47Because I know you did.
00:47:47All day.
00:47:48This is going to be intense.
00:47:49Are you ready?
00:47:50I'm ready.
00:47:51Right.
00:47:52Strip down to the waist.
00:47:54No it in the face.
00:47:56Done.
00:47:57Right?
00:47:57Right.
00:47:58Now I can get on.
00:48:00Right.
00:48:01Pull up then, mate.
00:48:02All the best.
00:48:02Good luck, mate.
00:48:03Good luck, mate.
00:48:06All right.
00:48:07It's first to get from 501 down to zero.
00:48:13Not bad at all.
00:48:18Oh.
00:48:20Come on, Louis.
00:48:22Come on, Louis.
00:48:24Come on, Louis.
00:48:25Come on, Louis.
00:48:26Come on, man.
00:48:28Oh, yeah.
00:48:30Oh, my God.
00:48:32Yeah.
00:48:33Amazing what you eat when there's solids.
00:48:46Turns out, Louis is a natural.
00:48:48He's hit a treble 20.
00:48:49You can keep your crabs.
00:48:54Oh, here we go.
00:48:57It humiliated me.
00:48:58When I got my triple 20, I really felt like the whole community were behind me.
00:49:05Louis may have hit the treble, but little Dave is within sight of victory.
00:49:13Oh, well played.
00:49:15Oh, well played.
00:49:16Well played, mate.
00:49:16Brilliant.
00:49:16Well done.
00:49:18It's the only picture of a dart on Mondays.
00:49:20It's really good.
00:49:21It's really, really good.
00:49:23It's really, really, really well.
00:49:41Still to come, Louis and Helen start to make improvements to the Smiths' house.
00:49:47Louis' plan comes together.
00:49:50Oh, my God.
00:49:50Thank you very much.
00:49:51Harrison has his choice.
00:49:53And Grant has a surprise for the boys.
00:49:56Ready?
00:49:57Yeah.
00:49:58Ah.
00:49:59Nity.
00:50:06Lewis got more out of going to the pub than a high score.
00:50:09You don't even do that.
00:50:11I really felt like the whole community were behind me.
00:50:14And learnt how Grant is held back by losing his front teeth.
00:50:18I can only imagine how defeating that must feel.
00:50:22You want to fix this thing, but you just can't because the money isn't there in the budget.
00:50:27And Nicole's starting to think seriously about giving trading a go.
00:50:32This could be something to do alongside becoming a TA.
00:50:36I'm actually excited about it.
00:50:40Day five in Kings Lynn.
00:50:43Boys, look what's come through the paste.
00:50:44Ooh, what's this?
00:50:46A mystery envelope has arrived.
00:50:48What's in there?
00:50:49We understand that you love animals, and so we've arranged a day you'll never forget.
00:50:56We've organised a VIP experience that will take you behind the scenes at Woban Safari Park.
00:51:09Oh, my God.
00:51:10Bob the Ranger will take you to meet your favourite animals up close.
00:51:15Oh.
00:51:16And there's another big surprise.
00:51:18I've enclosed the money for the dentures.
00:51:21Enjoy, Lewis.
00:51:23Oh, my God.
00:51:25Wow.
00:51:26Oh, my God.
00:51:28Look at that.
00:51:28Look at that.
00:51:29I could see in the corner of my eye that, you know, Grant was getting a little bit emotional.
00:51:34I was blown away that someone actually doesn't know me.
00:51:42Give me some dentures sorted from his own pocket.
00:51:48For the smiths, the week just keeps getting better.
00:51:51Where are we, boys?
00:51:52Where are we?
00:51:53Where are we?
00:51:56Woban Safari Park is one of the only places in the UK where you can get up close with the
00:52:01wild animals.
00:52:03We're going to use this land driver.
00:52:05Yeah.
00:52:05So what do we do, guys?
00:52:06Right there.
00:52:07Can you all jump in here?
00:52:09Can you jump up?
00:52:10Can you jump in there?
00:52:10No.
00:52:11Put your leg up.
00:52:12But it doesn't come cheap.
00:52:14Even the basic entry for a family of five is £120, more than their weekly budget.
00:52:21Today, however, money is no object.
00:52:24We're off out in the line section.
00:52:26We're out to put out the breakfast for them.
00:52:28Shall we feed them you guys?
00:52:30No!
00:52:31Yeah.
00:52:32The smiths are having the ultimate VIP experience at over £1,000.
00:52:37That's going to be a bit heavy.
00:52:38That means they get to take on the role of gamekeeper.
00:52:41Crikey.
00:52:42That's it.
00:52:43You've got to release it.
00:52:44Ready?
00:52:46With the family safely back in the Land Rover.
00:52:49Look at them go.
00:52:50Look at them go.
00:52:51Oh.
00:52:54Oh, my God.
00:52:55Oh, look.
00:52:56Oh, he's gone.
00:52:57He's just picked up and walked away with it.
00:53:02It's amazing how close we can actually get.
00:53:06Are we being naughty bears?
00:53:08No.
00:53:09No, no, no, no, no.
00:53:15Look at that.
00:53:17We don't normally get this close, guys.
00:53:18Look at her face.
00:53:19Oh, I've got one here.
00:53:21Oh, it's coming.
00:53:22Got it?
00:53:23Got it.
00:53:24Oh, whoa, hello.
00:53:26Oh, look.
00:53:30Can you hear them?
00:53:31So, look, what's she like that?
00:53:33Boom.
00:53:34Oh, I don't like this.
00:53:36The meerkats are fine.
00:53:37I like the meerkats.
00:53:38You don't like this?
00:53:38I just don't like the food.
00:53:40I love this.
00:53:42This is so cool.
00:53:45The kids were so excited.
00:53:48We are an animal lover family, and they just loved every minute of it.
00:53:54This was my best day out ever, because I really enjoyed everything of today.
00:54:01Oh, you've got loads of best friends now.
00:54:06In Grantham.
00:54:08There we go.
00:54:09Thank you, dear.
00:54:11Surviving on just 100 quid a week and learning about Nicole and Grant's struggles has had
00:54:16a deep impact on Lewis.
00:54:18I feel very trapped in this situation, and I don't have to live here every single day.
00:54:25It's hard to change the situation when you don't have the money to do it.
00:54:30Now he's looking at the parts of the house the Smiths don't have the time or money to fix.
00:54:35The carpet's threadbare.
00:54:37Hello, you must be Barry.
00:54:38Yes, hello, Lewis.
00:54:39Nice to meet you.
00:54:40So, what's the first thing we need to do?
00:54:42Is it measure it?
00:54:42Yes, I'll have a measure.
00:54:44OK.
00:54:45Lewis is paying out of his own pocket to replace the worn-out carpet.
00:54:48It's just one less thing for Nicole and Grant to have to worry about or think about or to pay
00:54:53for.
00:54:54Ethan's ladder is precarious.
00:54:56So I'm trying to climb up it.
00:54:58Yeah, it feels...
00:54:59It's not even on the floor fully.
00:55:01As a mum, it'd be nice to get it fixed so it's safe for him.
00:55:04Hello, nice to meet you.
00:55:05I'm Lewis.
00:55:05I'm too.
00:55:06They've decided to splurge out on a bespoke handmade ladder.
00:55:10It's satisfying to watch.
00:55:12It's very satisfying to watch.
00:55:13Right, should we start cutting then, yeah?
00:55:15Yes, please.
00:55:24Right, all done then.
00:55:25Ready for a bit of painting now then, yeah?
00:55:27Yes.
00:55:27A bit of painting and then it'll be good to go prior to place in the bedroom.
00:55:32In Kings Lynn, it's the moment Grant's been dreaming of for over two years.
00:55:37Oh, we're here.
00:55:39Oh, yes.
00:55:41Are you excited?
00:55:42Big day.
00:55:43Oh, I can't wait to actually see with a full smile.
00:55:46Me neither.
00:55:49When we leave here, you're going to be whole again.
00:55:54I said I couldn't sleep last night.
00:55:56Yeah.
00:55:57I know I could hear you, tossing and turning.
00:56:02This morning, we knew that we was going to the dentist.
00:56:04He was straight out of bed, so excited.
00:56:07Lewis has paid well over £1,000 to get Grant the best dentures money can buy.
00:56:13If they do fit perfect, I'll be skipping outside the dentist.
00:56:18Yes.
00:56:19So, we've got your denture ready.
00:56:22Oh, fab.
00:56:23Lovely.
00:56:24Let's try it.
00:56:29Great.
00:56:32Looks good.
00:56:33Can you buy it down for me?
00:56:37That looks great as well.
00:56:39Perfect.
00:56:40Let me sit you up and see from the front.
00:56:45There you go.
00:56:46Would you like to have a look in the back?
00:56:47Yes, please.
00:56:53Wow.
00:56:58I feel more confidence.
00:57:01I'm a lot happier now.
00:57:03So, I'm hoping I can carry on being that way throughout the future.
00:57:10Thank you very much.
00:57:11Nice to meet you.
00:57:11And you too.
00:57:12Cheers.
00:57:15I'm fuzzy now.
00:57:16He is absolutely over the moon and so grateful for what, like you say, Lewis has done.
00:57:23I can already see it.
00:57:24Your eyes are all creased and...
00:57:26I feel wowed.
00:57:28Yeah.
00:57:29Are we going to be like this all day now?
00:57:31Yeah.
00:57:33Smiling, fun.
00:57:36Back at the house...
00:57:37Ready?
00:57:38Yes!
00:57:39Grant's got a surprise for the boys.
00:57:41Ah!
00:57:43New tea!
00:57:44Has he got some new tea?
00:57:46Yeah.
00:57:47Do you think it completes Daddy now?
00:57:49Yeah.
00:57:50Do you think Daddy's happy?
00:57:51Yeah.
00:57:52Are you guys happy?
00:57:53Yeah.
00:57:54You're happy?
00:57:55Daddy's happy?
00:57:56Everyone's happy!
00:58:00What's in there?
00:58:01And they've spoilt the kids with the £300 they still have left from Lewis's weekly budget.
00:58:06Mummy and Daddy got.
00:58:09We know you like Harry Potter.
00:58:11There's paint your own t-shirts, a smart watch for each of them, and one of the boys' favourite games.
00:58:18Right, this is for all three of you, so you can have a play.
00:58:25Still to come, Nicole and Grant are in for a surprise when they get home.
00:58:30What's different in here?
00:58:31The two families finally meet.
00:58:34Yeah!
00:58:35And the Smiths receive an offer that could change their lives.
00:58:38Once we've really got your skill set in place, that could be £50,000 to £100,000 profit each year.
00:58:44I can't even talk.
00:58:50It's our bloody work.
00:58:52Millionaire Lewis has learnt just how hard life is for the Smiths.
00:58:55I feel very trapped, and I don't have to live here every single day.
00:59:00Oof!
00:59:01But for one week, the Smiths got to leave it all behind.
00:59:04I love this.
00:59:05This is so cool.
00:59:07Today has been absolutely amazing.
00:59:09And Grant got a much-needed boost.
00:59:12Potentially, they could have gave me a job.
00:59:15Oh, really?
00:59:18Literally!
00:59:19I feel more confidence.
00:59:22I'm a lot happier now.
00:59:25Day six.
00:59:26Lewis and Helen's home improvements are moving on apace.
00:59:30The carpet fitters are hard at work.
00:59:34And Lewis is giving Ethan's ladder a coat of paint, ready to slot into place.
00:59:39I've never painted a set of steps before, but at the end of the day, it'll be white and it'll
00:59:44be painted.
00:59:46It's time for the swap to end.
00:59:49I am so looking forward to having a shower, being in my own space, sitting on the decking with a
00:59:53glass of wine and watching the sunset.
00:59:55I'm really looking forward to meeting Nicole and Grant today.
00:59:58I feel like super bonded with Nicole.
01:00:01My mum and Grant had a really good time, because every single day I saw smiles on their faces when
01:00:08we woke up.
01:00:10I might ask if we could actually move in with them, but we'll see how that goes.
01:00:17Before they return to their normal lives, the families will finally get to meet face to face.
01:00:23Hello, hello.
01:00:24Are you all right, guys?
01:00:25Yes, good to see you.
01:00:27Hello.
01:00:30How was the house? How did you find it?
01:00:32It was like home from home, to be honest. It felt really homely.
01:00:35Yeah.
01:00:36So we all got quite comfy quite quickly, to be honest.
01:00:40Over the week, they've learned a lot about each other.
01:00:43You guys sound so busy, but especially, Nicole, with everything you do for the kids.
01:00:49Yeah, yeah.
01:00:49And, I mean, your story about your dad, and I cannot imagine having to just so suddenly lose my dad,
01:00:57and just how that would completely rock my world.
01:00:59For Grant especially, the swap's been a journey.
01:01:03Over this week, I've come out of my shelf a lot more.
01:01:06Yeah.
01:01:06Went to the dentist yesterday, and I was like, oh, I'm getting them, getting them, and then I'm coming out.
01:01:13I couldn't stop smiling.
01:01:14Yeah, yeah.
01:01:15I was like, oh.
01:01:16It was a complete change, wasn't it?
01:01:18And, like I say, everybody could see the change in you as well.
01:01:22I was just so happy that we could help change that for you, and just give you that little boost.
01:01:27So we've both got a bit more get up and going is now.
01:01:31We're definitely going to change some things around as soon as we get back home, aren't we?
01:01:36Oh, yeah.
01:01:37Big turning point for us, going to the pub.
01:01:39Yeah.
01:01:39What an amazing pub that is.
01:01:41Yeah.
01:01:42It's made me realise I don't really have a life.
01:01:43Like, I've got work life, but I don't have, like, a community activity to be part of.
01:01:49And I just think that's something which has added a lot of richness to your guys' life, evidently.
01:01:53And I want a bit of that in my life as well.
01:01:56This week's made a big impact on Helen and Lewis.
01:01:59So they want to show their appreciation.
01:02:02I want to give you a pamper day to take away from the experience.
01:02:05So this is like a beginning, not an end.
01:02:07So get your hair done, whatever you want to do, but it has to be just for you.
01:02:12Yeah.
01:02:12I like that.
01:02:15And that's just for starters.
01:02:17One of the things that we kind of discovered over the week is that you've got this credit card.
01:02:22The Smiths gone into thousands of pounds of debt after paying out for their wedding and being forced to replace
01:02:29their old car.
01:02:30We just want to wipe that out, take that out of the equation, because that's just going to be a
01:02:34weight round your neck.
01:02:37Pleasure.
01:02:37Brilliant.
01:02:39I feel like I don't know what to do.
01:02:43I'm going to cry now because you're fine.
01:02:44I'm trying not to.
01:02:46I am keeping it in.
01:02:48And there's one last incredible offer for Nicole.
01:02:51I got a phone call yesterday from head mentor, Josh Jones.
01:02:55Yeah.
01:02:55And he said, we're showing real interest in the trading thing, feeling like how it fits into your life as
01:03:00well.
01:03:00And so what I'd like to do is give you access to our top mentorship package, which is about £15
01:03:05,000.
01:03:06Now, on top of that, once you are a successful trader, what I'd like to do is give you access
01:03:12to some of our funds to trade with.
01:03:14So the value of that fund is £100,000.
01:03:17And once we've really got your skill set in place, that could be £50,000 to £100,000 profit each
01:03:23year.
01:03:25That's a little bit such a stuff.
01:03:30Yeah.
01:03:31I'm just so excited to be, I'm really trying not to cry.
01:03:35I can't even talk.
01:03:38And I realise that you don't have a laptop.
01:03:40So what we decided to do is get you guys an laptop.
01:03:47Thank you for everything.
01:03:49You are more than welcome.
01:03:50It really is our joy because you guys have just made such an impact on us this week.
01:03:54It really has been amazing.
01:03:55Oh, fantastic.
01:03:57Let me give you guys a hug.
01:03:59Bring in.
01:04:02It's absolutely amazing what they're offering us and doing for us.
01:04:06It's actually helping us going forward in life, knowing that we don't need to worry about the credit cards now.
01:04:16Hello, boys. Give me a high five.
01:04:18Yeah.
01:04:20How are you doing, Ethan?
01:04:22I'm Helen.
01:04:22Yeah.
01:04:23It was so good to finally meet them and they are exactly what everyone said they are.
01:04:29They're just very warm, welcoming, lovely, lovely people.
01:04:32I feel like I've been living their lives.
01:04:33I felt like I was emotionally connected to them, so it was really good to bring them to life.
01:04:37Yeah, they were lovely.
01:04:39It's the end of a life-changing week and now time for them all to return home.
01:04:44We like the look of this place, don't we, guys?
01:04:48Ready?
01:04:48Ready?
01:04:49Are we ready?
01:04:50Straight in.
01:04:50Oh, wow.
01:04:51What's different in here?
01:04:53Shoes off.
01:04:54Shoes off.
01:04:55Shall we go upstairs?
01:04:57Oh, look.
01:04:58Oh, this is nice and soft.
01:05:00This is so soft.
01:05:02I know.
01:05:04Comfy now.
01:05:05And there's a treat for Ethan, too.
01:05:07Oh, wow.
01:05:08It's a new ladder.
01:05:10Oh, that's brilliant, isn't it?
01:05:12It's bigger than I remember.
01:05:14It's going to feel very spacious.
01:05:17The Smiths have also left a little something for Lewis.
01:05:21Oh, it's good to be back.
01:05:22Home sweet home.
01:05:23Oh, wow.
01:05:24Oh, that is great.
01:05:25That is brilliant.
01:05:26That's so good.
01:05:27It does the adding up for you.
01:05:29Well, we need that.
01:05:29You need that.
01:05:30Because I'm not the best at maths.
01:05:31But what has Lewis taken from the week?
01:05:34Oh, yes.
01:05:35Oh, wow.
01:05:36I've learned that local community is super important.
01:05:39I really do want to be more home-based
01:05:42and spend more time with my loved ones
01:05:44and getting to be part of the local community around me as well.
01:05:49And what have the Smiths learned?
01:05:51We thought our life is our life because that's how it is, isn't it?
01:05:56But now I believe there's such a better future out there for us.
01:06:04Next time.
01:06:05The bulb might be on its way out.
01:06:09We can all move.
01:06:10We can have a dance.
01:06:11There's no TV.
01:06:12I since make your own entertainment.
01:06:15We've still got it.
01:06:15The class is the dream team.
01:06:17Is there something wrong with that one?
01:06:20Lots of smiles on the faces.
01:06:22Oh, yay! Oh, yay!
01:06:24I've put my kids through so much.
01:06:27They are not comfortable.
01:06:28The world.
01:06:55MUSIC
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