00:00If we want humanity to be safe
00:04We should let AI run the world
00:12ECS just made the first bold move
00:14And now that the big daddy has made the move
00:15I would not be surprised if this would start a domino effect
00:19For somebody who want to get started in this world of AI
00:22How much money do I need to spend to...
00:23You can do that for free as well
00:24How?
00:25Install a software guard as...
00:26The country that has the most powerful AI
00:29Would basically mean has the highest touch in arms race
00:32As a result they will dominate the world
00:34What is the worst thing that can happen with AI?
00:37People will stop thinking
00:38And it is scary
00:39AIs will become so smart
00:40Where will arrive to an AI
00:42Which can build itself
00:43And when AI can build itself
00:45What takes a human six months of training work
00:49Will happen overnight
00:53AI could be so powerful
00:54That it could come to a point where
00:56Human extinction could happen by 2027
00:59How can they kill us?
01:00Well...
01:01Because they are AI's
01:01They can get into the passcodes of Donald Trump's new
01:04Click one button and...
01:10What if I tell you...
01:12That you can actually profit off of that car loan that you are taking
01:15You make more money than you are spending on your interest
01:17I would say you are full of shit
01:18Interest rates for a second hand car is about 14%, 16%
01:21Is there a hack for this?
01:23Here's what I did...
01:23I bought a second hand Honda City
01:25Which was costing me about 17 lakh rupees
01:27I had about 20 to 25 lakh rupees in my bank
01:30I went to SBI
01:31I made a senior citizens FD in the name of my dad
01:33For about 20 lakh rupees
01:35And I told them
01:36I want an FD backed loan for 17 lakh rupees
01:39I took a personal loan for 8.5%
01:42And I put it entirely towards my second hand car
01:45Now, the 17 lakh rupees loan is what I am paying over a period of 3 years
01:49Over a period of 3 years, I have done the math
01:51The interest that I am paying on my 17 lakh rupees is about 2.5 lakh rupees
01:56But, the 20 lakh rupee FD that I made is giving me a little over 4 lakh rupees
02:00And see, now this is just one of the hacks
02:02Now, let's consider another situation
02:04After 1.5 years into that car loan, your credit score has increased
02:09As has your income
02:10There are options which you can even find on a platform like Pesa Bazaar
02:14To transfer your bank loan from one bank to another
02:17So, if you are moving from HDFC to SBI
02:20SBI will actually pay off your remainder loan with HDFC
02:23You pay the foreclosure rate
02:25And you pay the processing charges
02:26And suddenly, your interest rate has dropped
02:31If you are buying a Mahindra XUB 700 for about 32 lakh rupees
02:34The insurance component on that car is 1.5 to 1.8 lakh rupees
02:39What if I told you, you could actually get that insurance premium down all the way to a 30 to
02:4440 thousand rupees?
02:45I am listening
02:45That 1.8 lakh rupee insurance you are getting is a horrible insurance policy to have
02:51So, what they are doing is, they are inflating the price of the insurance and they are dropping down the
02:56quality of the insurance
02:57So, you go on to policy bazaar, select every single add-on you want
03:00And that top level insurance policy will still max out at about 60 thousand rupees
03:04Now, if you think 1.6 versus 60 thousand, you just saved 1 lakh rupees without negotiating
03:09And a lot of viewers might be thinking
03:11No, you can't do that
03:12The dealership will force you to buy an insurance from them
03:15Not just that, the dealership will say that
03:16I will provide you better service than you getting insurance from somebody else
03:20Those are salespeople
03:21You are never supposed to listen to a salesperson
03:23But, as per the government of India
03:25You are not required to buy an insurance policy from the dealer
03:32This particular property goes for 1 lakh rupees a single night
03:36I am here in Lonavala today, looking to talk to homeowners of luxury properties
03:41Curious to know exactly how much money does it take to buy like a 1 acre piece of land in
03:45Lonavala
03:46Today, I think 1 acre of land in Lonavala would be anywhere between 4-5 CR
03:50And how much money does it take to like build a house like this?
03:54Yeah, something as uniquely designed as this
03:55And the structure if you see is really unique
03:58So it's actually built like a airline hangover
04:01This property does roughly about 1 crore of sales annually
04:04Really?
04:05Let's find out what does it take to live in a house like this?
04:13Whether it be your plug or a girl you are talking to
04:16You all have just one question
04:18Is it legit?
04:19And India has its way of checking if you are legit or not
04:23Number 1
04:24The maoshi check
04:26Whenever an Indian guy or girl is done with forking around
04:30They enter the arrange marriage paradox
04:33Where you have the maoshi check index
04:35This helps you understand if someone is legit or not
04:39Number 2
04:40Tu janta hai mera baap kon hai
04:42And you can use it
04:43Tu janta nahi mera baap kon hai
04:45In multiple places
04:46But all of this doesn't work while building a legitimate business
04:50Let me take it from here
04:51Yeah, Instagram has a lot of legitimate businesses
04:54Chances are you order from them and get scammed
04:57A legit business is not just about having a fancy Instagram profile
05:01It's about having a strong and reliable website
05:04And that's where Big Rock comes in
05:06Big Rock helps you build the ultimate legit online presence
05:09From registering your custom domain name
05:12To offering secure hosting
05:13And professional email services
05:15It's the real deal for your business
05:17With Big Rock you are not just getting a website
05:19You are getting a tool
05:20Which proves that you are actually serious about your business
05:23So whether you are building your startup
05:25Or scaling your side hustle
05:26Getting your own custom domain
05:27Is the first step towards legitimizing your business
05:30Get online with Big Rock
05:32Get your business legit
05:33What are you waiting for?
05:35Click the link in my bio
05:36And make your business truly legit
05:39Would you use your retirement money to fund your wedding?
05:41Most people would say no
05:42But what if I told you
05:44It could save you over 5 lakh rupees
05:46There is a new EPF rule on the table
05:48And it could change how 7 crore salaried individuals use their savings
05:52Under this proposal
05:53You can now withdraw up to 60% of your provident fund
05:56Once every 10 years
05:57Even while you are still working
05:59No retirement
05:59No unemployment
06:01No medical certificate needed
06:02Let's say you have been contributing 20,000 rupees per month
06:05To your provident fund
06:06For the last 10 years
06:07That's a corpus of around 38 lakh rupees
06:10You could now withdraw over 23 lakhs out of it
06:12And use it for your dream wedding
06:14But what's the alternative?
06:15A personal loan at 14 to 16% interest rate
06:18Same wedding
06:19But more than 5 lakhs gone in interest alone
06:21But wait
06:22This is not free money
06:24Before you run to withdraw
06:25Here's the reality
06:26That 5 lakhs you pull out today
06:28If left untouched
06:29It could grow to 24 lakhs by retirement
06:32So if you are withdrawing
06:33Just to flex on your relatives
06:34Or upgrade your cocktail bar
06:36You are literally borrowing from your 60 year old self
06:39So when does this make sense?
06:40Use it to avoid a high interest loan
06:42For a major life event
06:44Starting a business
06:45Or going freelance
06:46After 10 plus years of work
06:47If you want a career break
06:49Like motherhood
06:49Relocation
06:50Or caregiving
06:51If you want to upskill
06:52For an MBA
06:53Or a global certification
06:54Or if you want to build a runway
06:55For an early retirement
06:57It's your money
06:58But use it for moves that pay you back
07:00Not ones that set you back
07:02So what would you use your provident fund
07:04If this rule goes live?
07:06Comment down below
07:07Rohit
07:07What's the update on the Reliance clan?
07:09What did motorbuy say?
07:10What did motorbuy say?
07:11It happened boss
07:11It means
07:12It means
07:12What do you say
07:14So I said
07:16It's okay
07:17It's okay
07:18It's okay
07:18It's okay
07:19It's okay
07:21What was agreed
07:22Is the pitch sent?
07:23Bowling pitch
07:24Or batting pitch
07:24Business pitch
07:26Hey
07:26Hey
07:26Hey
07:27Hey
07:27Hey
07:28Hey
07:29If you see the video today
07:30I said
07:31I said
07:31Okay
07:32Sharma
07:33I want timeline
07:34Follow up plan
07:35Contact person
07:36Proposal stage
07:36Where?
07:38It's here
07:39In my mind
07:40I keep everything in my mind
07:42I know
07:43I know
07:43Ah
07:44This is the problem
07:46Your head is not your dashboard
07:48For this
07:49Use Pudu CRM
07:51What is it?
07:51Everything happens here Captain
07:53Leads
07:54Follow up
07:55Chats
07:55Updates
07:56History
07:56All in one place
07:58You can also manage your lead flow
07:59Through an easy
08:00Kanban view
08:01I'm enjoying it
08:02Scheduled calls
08:03To do's
08:03Meetings
08:04All from the same screen
08:06Creating code
08:07Is super easy
08:08Customer info gets auto-failed
08:09That's right
08:09It's better from Jandu
08:11I'm not done
08:12You can add products
08:14Send the code
08:14And the customer can
08:15Directly sign and pay
08:17Through their code
08:17How much of that
08:19What did you say
08:20Price?
08:21Price
08:21With Udu
08:23Your first app
08:24Is free for life
08:25What?
08:26Where is the link?
08:27That's easy
08:28The link
08:29Is in my bio
08:31I can invest
08:3220,000 rupees per month
08:34As an SIP
08:34How do I divide the money
08:36Across different sectors?
08:38I think
08:38But the goal of creating
08:39Massive wealth
08:40Like you mentioned
08:41Is to not have
08:42More than
08:42Three or four sectors
08:44Right
08:45Try to find opportunities
08:46In the bigger
08:47Long-term trends
08:48In the economy
08:48That can only come with
08:50Level two effort
08:50Level two effort
08:51Yeah
08:52Level one effort
08:53Is reading the news
08:53Level two effort
08:54Is digging into the details
08:56Read about the company
08:57Visit their website
08:58Download their annual report
08:59So you have logistics
09:01Manufacturing
09:01An industry like chemicals
09:03Which is so small
09:04Defense
09:04Spending
09:05Is going to become
09:06A long-term trend
09:07But all these are
09:08Decadal bets
09:09They are not
09:10For this year
09:11Or the next year
09:12Under one crore
09:13What is the best car
09:14To buy in India
09:15Right now?
09:15I'll go for the BMW M340
09:17I have a bias
09:18It's a performance beast
09:19It's a beautiful car
09:20It would cost you
09:21About 95 lakh rupees
09:22On road
09:22Any car enthusiast
09:24Will tell you
09:24How good an M Sport is
09:25If you're talking about
09:26EV cars
09:27I'd actually recommend
09:28The Mercedes EQB
09:29Get that for about 85 lakh rupees
09:31Under 50 lakhs
09:32You should definitely
09:33Buy the Skoda Kodiak
09:34You'll get it for about
09:3552 lakhs
09:35If you buy it in a smart way
09:37But the value that car
09:38Delivers is as much
09:39As a 75 lakh rupee Audi
09:41See if you're gonna buy
09:42A BMW or a Mercedes
09:43Which starts off
09:44At about 60 lakh rupees
09:45You're literally paying
09:4630 lakhs just for the logo
09:47The value of that car
09:48Is not going to be significant
09:50Because it's entry level
09:51And in the EV segment?
09:53In the EV segment
09:54I would actually go for
09:55The BYDs of the world
09:56In fact even the MG ZS EV
09:58Is a great option
09:59It's significantly lesser
10:01Than 50 lakhs
10:02It's priced around 25 lakh rupees
10:04Now let's go to
10:05Under 25 lakhs?
10:06Mahindra XUV 700
10:07In my opinion
10:08The best car you can get
10:09Under 25 lakhs
10:10And then in the EV segment?
10:11I would actually recommend you
10:12To get maybe something
10:13Like a Tata Nexon
10:14Or again
10:15The Tata Curve also
10:16Has its EV models
10:17Which would be great
10:18Under 25 lakh rupees
10:19Now let's go to
10:20The next budget
10:20Which is under 15 lakh
10:22You can definitely
10:23Get a second hand car too
10:24But let's say you wanna
10:25Buy a brand new car
10:26The Skoda Kailak
10:27Is a very good car
10:28The Tata Curve
10:29Is a phenomenal car
10:30And it's actually a tax hack
10:31Which we'll explain later
10:34The Tata Curve
10:34The Tata Curve
10:34The Tata Curve
10:34The Tata Curve
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