- 6 weeks ago
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00:00Your sister moved into your home?
00:02Yes.
00:03The house was completely
00:05wrecked.
00:06Well, who punched the holes in the walls?
00:08I don't know, maybe she did.
00:10She's moving back there with her six children.
00:13She is not...
00:15We're not going to destroy the house.
00:17This is Judy Justice.
00:35Juanita Perryman is suing her sister.
00:40Sherry Small for vandalizing her property.
00:43We're coming to order.
00:45All rise.
00:47Have a seat, please.
00:48Judge, case 40 is...
00:50Ms. Perryman v. Small.
00:52You're welcome.
00:53Ms. Perryman, the defendant...
00:55Is your sister?
00:56Yes.
00:57Older sister, younger sister?
00:58Older.
00:59You have children?
01:00Yes.
01:00How many?
01:01Three.
01:02How old are they?
01:0320, 22 and...
01:0516.
01:06Do any of them live with you?
01:07Yes, one.
01:08The 16-year-old?
01:09Yes.
01:10You have kids?
01:10Yes.
01:11How many?
01:12Six.
01:13How old are they?
01:14I have twins that are 18.
01:1516, 16, 15, 12 and 2.
01:19This...
01:20Is she?
01:21Yes.
01:22Do they live with you?
01:23Yes.
01:24This is what I...
01:25I gather from your papers.
01:26Your husband passed away recently.
01:29Tell me...
01:30When?
01:31Yeah.
01:32In February of last year.
01:33Was it a sudden illness?
01:34Yeah, he...
01:35He had asthma attack.
01:36How old was he?
01:3739.
01:38Did he have the asthma attack at work or...
01:40At home?
01:41What I gather from your papers is you were not comfortable, which is perfectly under...
01:45understandable with going back into the house.
01:47Yes.
01:48For a while.
01:49At about the same time...
01:50Your sister was in a relationship with somebody.
01:53Yes.
01:54And that wasn't going...
01:55Going well.
01:56Yes.
01:57Your 16 year old was in fact living with you.
01:58Yes.
01:59And this gentleman...
02:00Yes.
02:01And so you needed a place to live.
02:03Yes.
02:04According to your papers...
02:05You and your sister made an arrangement that she would move into your house.
02:10Yes.
02:11And according to you, take care of the bills.
02:12And you were going to be going where with your children?
02:15We had a family member, an aunt was renting a place and I moved in there for a short time.
02:20From when to when?
02:21Um, I moved in, in March of 2020.
02:25233 and...
02:26So right after your husband's death?
02:27Yes.
02:28And how long were you there?
02:29I stayed in...
02:30Until...
02:31August of 2023.
02:33And then where did you go?
02:34I went...
02:35Back to...
02:36My house.
02:37Yes.
02:38Now did you and your husband own that house?
02:39Yes.
02:40Did you make an arrangement with her for rent?
02:43Yes.
02:44And what was the rent?
02:45Um...
02:45She was supposed to pay the $14.50 per month for rent and you...
02:50The rent is about $170 per month.
02:52Do you have a mortgage on the house?
02:54Yes.
02:55And did...
02:55That $14.50 cover the mortgage and taxes?
02:57Yes.
02:58Now when you were living with your...
03:00Male friend.
03:01Were you living in his apartment?
03:02Yes.
03:03Who was paying the rent?
03:04He...
03:05He was.
03:06Do you work?
03:07Yes.
03:08What kind of work do you do?
03:09I'm a home health aide.
03:10Okay.
03:10Why?
03:11Well, it seems that the situation seemed to deteriorate according to the papers after...
03:15your sister moved into your home.
03:17Yes.
03:18And your lawsuit seeks...
03:20damages for damages you allege that she caused to...
03:25your home.
03:26Yes.
03:27And also non-payment of rent.
03:29Yes.
03:30Okay.
03:30So tell me, when did she move in?
03:32In March?
03:33Yes.
03:34Of 2023?
03:35Yes.
03:35And tell me about the rent.
03:36She lived there for how many months?
03:38So she moved in...
03:40in March.
03:41And she left in June.
03:45When she first moved in, she paid $1,000.
03:50versus the $1,450.
03:51And she said she was going to pay the remaining...
03:55next month, in April.
03:56She said that her check had been short.
03:58She had been shorted some hours with her client.
04:00And I said that was fine.
04:01She could just, you know, make up the next month.
04:03In April, it was...
04:05the same thing.
04:06She said that her hours had been cut at work.
04:09She didn't have...
04:10the full amount.
04:11Well, how much did she pay you in April?
04:13So let's...
04:14In April, she paid $900.
04:15And in May?
04:16She didn't pay anything.
04:17And in June, she left?
04:18Yes.
04:19Okay.
04:20She started when?
04:21Towards the end of March, like, my neighbors and stuff, like, people were familiar.
04:25with me, they would kind of call and be like, hey...
04:27You can't tell me what happened.
04:28You got called from neighbors.
04:29Yeah.
04:30Ms. Simone, when you and your boyfriend separated back in February or March...
04:35there was anger and acrimony.
04:37Yeah.
04:38Now, when you left the apartment, it was...
04:40because he told you to leave?
04:41Yes.
04:42Were the police involved?
04:43Um...
04:44Um...
04:45That's...
04:45That's something you don't have to think about.
04:46Were the police involved?
04:47I didn't make a report, no.
04:48He made a report on her.
04:50Let's answer the question.
04:51Okay.
04:52I don't need her to tell me the truth.
04:54You're supposed to do that.
04:55Tell me how the police were involved.
04:57He called the police to ask them to remove...
05:00move me from his home, um, because I did not want to leave.
05:03And they had to come get me to take...
05:05remove me from the home.
05:06Now, did you let him, when you moved into your sister's house...
05:10did you let him come to your house?
05:12Yes.
05:13The answer is...
05:14Yes.
05:15The answer is...
05:15Yes.
05:16Yes, sometimes I didn't.
05:17How did I know that?
05:18Why?
05:19Because I was still emotionally tied to him.
05:20I wasn't ready to be over with him because we invested so much time.
05:24We was together...
05:25for four years.
05:26That may be okay, but there was a lot of fighting there when he came over.
05:29Mm-hmm.
05:30True.
05:31And it wasn't quiet fighting.
05:32It was loud fighting.
05:33Mm-hmm.
05:34Yes.
05:35Did either you, he, or the neighbors call the police?
05:38Um, the neighbors, she...
05:40We had nosy neighbors, so I assumed they called.
05:42Okay.
05:43So the police were called.
05:45Yes.
05:46While he was there.
05:47Yes.
05:48Now, you agree that you gave her $1,000.
05:50Yes.
05:51When you moved in.
05:52Yes.
05:53That was in March.
05:54Mm-hmm.
05:55And that you gave her $900.
05:55in April.
05:56Yes.
05:57So there was clearly a rental agreement, an agreement that...
06:00that you were supposed to pay rent.
06:01Not...
06:02However, you did in fact pay...
06:05$1,000 one month and $900 the next.
06:08I was actually trying to do her a favor and...
06:10help her out.
06:11She really didn't ever ask me for no rent.
06:12Well, you weren't helping her out.
06:14She was helping you.
06:15Well, you had no place to go.
06:18Ms. Small, was there ever a...
06:20time when the boyfriend was staying over at the house?
06:22Um, he always visited me, but he also went...
06:25She went home at the same time too as...
06:27You're being vague with me.
06:29I distrust you.
06:30That was big.
06:31And later today...
06:32Why do you think you're not responsible for half of this?
06:35Ms. Fee.
06:36Because we both agreed to stay through the lease the whole time regardless.
06:39She left first.
06:40Like, without me...
06:41Of knowledge of me.
06:42I have more clarity if you'd like to hear my side.
06:43I don't need any more clarity.
06:44Okay.
06:45Isabel.
06:46All you're gonna do is muck it up.
06:50I don't need any more clarity.
06:51You're gonna do that.
06:52Yeah, that's a good thanks.
06:53Good night.
06:55Juanita Perryman claims her sister, Sherry Small.
07:00Vandalized her home, causing thousands of dollars in damages.
07:05Okay, so you did pay $1,000 and $900.
07:09What...
07:10What did you say to her when you gave her the $900, if you remember, in...
07:15April?
07:16To be honest, I tell my sister, this is what I have.
07:18I can help you out with this.
07:20But I'm having problems at my workplace, and I'll pick up later when I pick up a...
07:25New client.
07:26Okay, so then I have to believe what your sister told me that you had...
07:30an agreement to cover the mortgage and taxes.
07:32He was supposed to pay her $1,450 a month.
07:35And for two months, you paid less.
07:37In May, you paid nothing.
07:39So...
07:40So at what point did you decide to put a notice on her door to vac...
07:45to vacate the apartment?
07:46You would have had conversations with her.
07:48So when she didn't pay...
07:50In May, she completely, like, ceased contact with me.
07:53Like, when I would call, she got her number...
07:55changed.
07:56I would come over.
07:57I would see a car in the driveway, and she...
08:00She wouldn't open the door.
08:01I would be outside knocking, calling.
08:03She wouldn't answer.
08:04I was trying to contact...
08:05her through other family members.
08:07She completely just stopped responding to me at all.
08:10So in June, I put the three-day notice on her door.
08:14And it was kind of more...
08:15more so because I figured that would make her...
08:17you know, reach out and give me a call,
08:19and we can kind of like...
08:20see what was going on.
08:21But she didn't.
08:22So mid-June, I was talking to her sister, and she was...
08:25like, look, you're gonna be really, really upset.
08:28Just as a...
08:30As a result of the conversation, did you go over to the house?
08:32Yes.
08:33And this was after you were...
08:35you put the three-day notice to quit on the door?
08:37Yes.
08:38Okay.
08:39And what did you find when you got there?
08:40The house was completely wrecked.
08:43She had bus...
08:45the bussed-out windows.
08:46She had...
08:47Do you have photographs for me?
08:48Yes.
08:49I'd like to take a look.
08:50Ms. Small, was there ever a time when the boyfriend was staying over...
08:55at the house?
08:56Um, he always visited me, but he also went home at the same time too.
09:00You're being...
09:01You're being vague with me, and...
09:04Um...
09:05When you're vague, I distrust vague, okay?
09:08Was he staying with you at any...
09:10point in June?
09:11Yes.
09:12Was he there when the three-day notice to quit...
09:15was on the door?
09:16Yes.
09:17After the three-day notice was on the door, how long did it take...
09:20you to move out?
09:21Um, it took me two days.
09:23In those two days, was he...
09:25Was he there?
09:26I asked him, can he help me take me, remove me from my sister home?
09:29So what did he do?
09:30Did he come and help you?
09:31Yes, he came help.
09:32Ah, okay.
09:33So he did come and help you.
09:34Who made this mess in your...
09:35sister's house?
09:36I don't know.
09:37Maybe she did it.
09:38Oh no, never happened.
09:39Never happened that she did this...
09:40sister's house in her house.
09:41So let's rethink that.
09:42I mean, I read your answer.
09:43Your answer was...
09:45It was crystal clear.
09:46You said you were pretty angry when you saw the three-day notice to quit.
09:49To quote you...
09:50You said, I got a little heated.
09:51Yes.
09:52Well, what did you do when you got a little heated and was the boy...
09:55boyfriend there when you got heated?
09:56I just called my boyfriend up to come get me to take my clothes to remove me.
10:00out her home because she didn't even let me move things inside the home for her to want
10:03me to pay rent.
10:05Did you move back into the house?
10:06Yes.
10:07When?
10:08The end of July after I...
10:09Yeah.
10:10I got everything.
10:11Kevin, I want you to show this picture to the...
10:15I want you to defend it.
10:16And I want you to listen carefully because you're an intelligent gal and I'm also...
10:20an intelligent gal.
10:21If you and your six children are planning to move...
10:25move back into this house because you own it.
10:28Could you think of any other...
10:30reason than being either psychotic or angry to do this to the...
10:35the property?
10:36Just take a look at it.
10:37And I'm going to show you some more.
10:40Do you understand what I mean?
10:44Yes.
10:45Okay.
10:46Was your 16-year-old there with you?
10:48No, he wasn't.
10:49He was over at...
10:50He was over at a friend's house.
10:51Well, who punched the holes in the walls?
10:53I don't know.
10:54Maybe she had someone...
10:55Don't do it.
10:56No, no, no, no.
10:57You did this.
10:58Either you, your boyfriend, your 16-year-old.
10:59There's no question.
11:00She's moving back there with her six children.
11:03She is not going to destroy the house.
11:05That she owns.
11:06That she's moving back to with her six children.
11:08That's ridiculous.
11:09Okay.
11:10Do you want to tell me anything else?
11:11Not to mention, she says we didn't have any agreement to pay...
11:15I have a rental agreement that we both agreed to...
11:19May I see a...
11:20The amount and everything.
11:21So that was just a lie.
11:23Hmm.
11:25Well, this is certainly a...
11:29Well, this is certainly a...
11:30Signature, Ms. Smalls.
11:31Kevin, would you show her this document?
11:40Hmm.
11:41That's my signature.
11:42It sure is.
11:43I've compared it to your answer.
11:45That was a sworn deposition.
11:47Okay.
11:48Did you have a contract to help you?
11:49Yes.
11:50Do you have the final bill from the contractor?
11:52I think I have some of it in that already.
11:55This was more...
11:56I think I had to set my stuff up.
11:57I think I had to set my stuff up.
12:01And the maximum of your small claim score is $6,000?
12:04Yes.
12:05The damage has exceeded that amount.
12:07I see the damage exceed.
12:08Nice.
12:09What?
12:10She said the house wasn't that nice.
12:12The house wasn't that nice, but it had windows and it had...
12:15It had walls and it had mirrors and had glass and it didn't...
12:20You didn't have any of those things when you left.
12:22Okay.
12:23Between the rent that you owe based...
12:25...upon your lease and the damages that you or your son...
12:30...or your boyfriend or a combination of all three of you did to the house...
12:35...the damages that far exceed the $6,000, which is the limit of your small claims...
12:40...for the court.
12:41Judgment for the plaintiff in the amount of $6,000.
12:43We're finished.
12:44Thank you very much.
12:45This court is adjourned.
12:50What she was saying made no sense.
12:51I would have...
12:52What she was saying made no sense.
12:54I would have...
12:55I've never done that to my own property.
12:56I really didn't like the decision at all because I feel like I didn't...
13:00...and do all them damages.
13:01I was already still grieving months into a very big loss...
13:05...to see our house destroyed like that was horrible.
13:08To be honest, I probably...
13:10...damaged some things, but I didn't damage all them things.
13:13She has a lot of misplaced...
13:15...this anger at just the wrong people, I think.
13:17I still can't believe just she brought me to this show to sue.
13:20I hope we can kind of move forward and...
13:23...be in a place where we can at least, you know, be...
13:25...be family again.
13:26I would never speak to her again.
13:29So...
13:30What's your takeaway?
13:31I know your philosophy has always been, don't be a landlord if you can...
13:35...and avoid it.
13:36And I think family members make that more challenging because of the personal...
13:40...relationship, but also being a landlord, you may vet your tenant as well as...
13:45...you can make sure they're a good person, make sure they're not violent...
13:48...make sure they have no criminal record.
13:50...but you never know who they're bringing into the fold of your home.
13:53You can't control everyone's personal...
13:55...personalities and everyone's outbursts all of the time.
13:57And I felt bad for the plaintiff because, you know, she was already going through a...
14:00...hard time by losing her husband, just wanted some time away from the place that it happened.
14:05And, you know, she came back to a huge mess that, unfortunately, because of jurisdictional...
14:10...limits we weren't able to fully compensate her for, but at least she got what we were able to give.
14:15Did I convince you about being a landlord?
14:17I'm getting there. I'm getting there.
14:20Case number 4009, Heiderick versus O'Quinn. All parties please come...
14:25...but I'm looking forward.
14:26Wendy Heidenrick is suing her ex-boyfriend, Jamal...
14:30...and follow O'Quinn for the fees to break their lease, moving costs and utility.
14:35Mr. O'Quinn, I'm going to start with you, sir.
14:37Yes.
14:38You have an eight-year-old...
14:40...son?
14:41Yes.
14:42You have custody of him?
14:43Full custody.
14:44And you met the plaintiff when?
14:45Probably last year sometime.
14:47And you became a couple?
14:48Kind of, yeah.
14:50You became a couple?
14:51Yeah, of course.
14:54This is what...
14:55...you said in your answer.
14:56I endured mistreatment when I couldn't stand it any longer.
15:00I packed up and left with my son.
15:02That's what you said in your answer.
15:03Uh-huh.
15:04That is this...
15:05...whole mumbo-jumbo that you started to tell me before.
15:10...
15:12...
15:15Wendy Heidenrich claims her ex-boyfriend.
15:20Jamal O'Quinn owes for the fees to break their lease and moving costs.
15:25Jamal is countersuing for emotional distress and abuse.
15:30Okay, you lived in an inconvenient place.
15:33It was geographically unsuitable.
15:35So, according to the plaintiff, it was decided that you'd get an apartment together and you were...
15:40You were going to take your hands out of your pockets and you were moving there with your eight-year-old son moving in.
15:44When did...
15:45When did you move in, into this apartment?
15:47In the house, it was in August of 2000.
15:50In...
15:51In...23.
15:52Okay.
15:53And we signed a year lease.
15:54Okay, and you signed...
15:55Yes.
15:56By the time Christmas time came, or even before, both of you...
16:00Found that this wasn't working out.
16:02Would that be a fair statement?
16:03A little before.
16:04Before.
16:05Yeah.
16:06Sometime between August and December.
16:07Yeah.
16:08And you decided to...
16:10Go your separate ways, right?
16:12Yes.
16:13Were you working, Mr. O...
16:15Always, yes.
16:16Okay, so you have a job.
16:17Yes.
16:18And when you signed this lease together...
16:20With a plaintiff, in August, in September, you weren't paying rent to any...
16:25Anywhere else, right?
16:26Yes.
16:27Were you paying rent on this apartment?
16:29In September?
16:30Yes.
16:31Yes.
16:32Yes.
16:33How much were you paying?
16:34I was paying half the rent, so it was a prior...
16:35I don't know, $1,800, if I'm not mistaken.
16:38Okay, so you were paying half the rent.
16:40Yeah.
16:41Was he paying half the rent?
16:42Yes.
16:43Yeah, great.
16:44And did he pay...
16:45You were paying half the rent, September, October, November, and December?
16:48Yes.
16:49Okay.
16:50And then you decided to go your separate ways.
16:52I'm going to make this case very, very simple.
16:54For me...
16:55Especially for Sarah.
16:56The lease was terminated in January.
17:00The lease was terminated December 28th.
17:02Okay.
17:0323.
17:04And you moved...
17:05Someplace else.
17:06In January, I moved somewhere else.
17:09Okay.
17:10And...
17:10You as well.
17:11Yes.
17:12Can I clarify something?
17:13No.
17:14Okay.
17:15That involved breaking the lease because you had a year's lease, correct?
17:19Yes.
17:20Yes.
17:21Yes.
17:22And you negotiated with the landlord a break...
17:25And you had a lease fee that you're going to be able to prove to me, right?
17:29Yes.
17:30And what was that fee that you negotiated?
17:32The break lease fee was $14.99.
17:35The property went un-rented for three months, which accumulated to $11.
17:40$11,400.
17:41I negotiated that $11,400 down...
17:45After they took the deposit.
17:46I'm asking you...
17:47So...
17:48What did you negotiated?
17:50...down two.
17:51You have to have proof of it.
17:52Just show it to me.
17:53Yes, I certainly do.
17:54Well, tell me what...
17:55Give me what it was.
17:56Give me the...
17:57So the break lease fee was $14.99.
17:58No, no, no.
17:59And the...
18:00No, no, no.
18:00That...
18:01Settlement was $35.60.
18:02I asked you a question.
18:04You negotiated?
18:05You negotiated with the landlord a fee that made the lease...
18:10Just go away.
18:11$35.60 was the fee that I paid in addition to the...
18:15$14.99.
18:16In addition to the $14.99.
18:17Correct.
18:18And you want him to pay half of that.
18:20Correct.
18:21Okay.
18:22Does that sound fair to you, sir?
18:24Uh...
18:25No.
18:26Why?
18:27Because...
18:28I thought we agreed.
18:29We agreed before.
18:30We were like...
18:30When we wasn't dating, we were fine, we were cool.
18:33Like...
18:34Just don't...
18:35I don't want you to...
18:35Just make yourself appear stupid.
18:36No, I'm not.
18:37Do you understand?
18:38Totally.
18:39Do you understand?
18:40You paid rent according to...
18:40September, October, November, December.
18:42Which means that you shared the lease and you shared the...
18:45expense.
18:46Now, according to both of you, it wasn't working out.
18:48You especially because you have some...
18:50ridiculous counterclaim, which I will get to in a moment, but not take me very long.
18:54Okay.
18:55I'm...
18:55What I'm asking you is if you both found that it wasn't working out since you were on the...
19:00The police paid half the rent, left just like she did, why do you think you're not...
19:05responsible for half of this fee?
19:07Because we both agreed to stay through the lease the whole time regardless.
19:10Because she left first, like without me, of knowledge of me even leaving.
19:14That's not true.
19:15I like...
19:15Right on the 22nd of December where I was told that...
19:18Just a second.
19:19You can't tell me what you were told and that...
19:20That's not what you say in your answer.
19:21I have more clarity if you'd like to hear my side.
19:23I don't need any more clarity.
19:24Okay.
19:25I'm clear.
19:25Isabel.
19:26All you're going to do is muck it up.
19:27Okay.
19:28This is what you said in your answer.
19:30I endured mistreatment because she expected certain favors for me.
19:35from you, which is what you're complaining about.
19:37When I couldn't stand it any longer, I told...
19:40I couldn't participate in this type of relationship anymore.
19:43I packed up and left with my...
19:45My son.
19:46That's what you said in your answer.
19:47Uh-huh.
19:48That is this whole mumbo-jumbo that you started to tell me.
19:50before.
19:51Gotcha.
19:52Gotcha.
19:53Good.
19:54Very good.
19:55And that was on December 27th.
19:55Speak to me.
19:56Okay.
19:57Sarah, add up 35, 16, 14, 19.
20:00And cut it in half.
20:012,570.
20:022,570.
20:032,570.
20:042,570.
20:05Okay.
20:06Now, on that you're absolutely entitled to.
20:10That you're absolutely entitled to.
20:11You have the fees that you paid to terminate the lease.
20:14Okay.
20:15Because what...
20:15Whether he left or you left first, it really doesn't make any difference.
20:18You both decided this relationship...
20:20...was over and you shouldn't stay together, which is probably a very good idea.
20:23The deposit on the house, I put down myself.
20:25at 43, 50.
20:26That's all right.
20:27Show me proof that he agreed to pay you back for that.
20:29I mean, it's...
20:30Show me proof.
20:30He signed the lease.
20:31Show me proof that he intended to pay you back for that.
20:33That's not what he says.
20:34He says...
20:35He was living someplace.
20:36He moved in with you because you wanted to be together.
20:38Show me proof that he agreed to pay you back half...
20:40...the move-in fee, which you didn't collect September, October, November, or December.
20:45Correct?
20:46He didn't pay you back anything.
20:47Correct.
20:48He did not pay me anything during that time.
20:49Right.
20:50Correct.
20:50He didn't have the resources.
20:51I understand.
20:52Well, he has the same resources now.
20:55He didn't pay you back then.
20:56You're absolutely entitled to half of the move-out fee.
20:59He did leave me to...
21:00I didn't pay the January rent myself.
21:0125...
21:022574.
21:03Okay.
21:04Now we're going to get to this...
21:05...particulous countersuit that you have, sir.
21:07Yes.
21:08You want to, in 30 seconds, tell me what that is?
21:10Well, you just want to withdraw it and leave yourself not looking foolish.
21:14Yes.
21:15I'm sorry.
21:16I don't want to look foolish for you.
21:17That sounds like a really good idea.
21:18Thank you so much.
21:20Really good idea.
21:21Judgment for the plaintiff for the amount of 2574.
21:24Amazing.
21:25Thank you very much.
21:25Thank you so much.
21:26This court is adjourned.
21:30I'm totally happy with the decision, and I think this will serve.
21:35I'm a little disappointed with the outcome.
21:38I think it's a scorn heart.
21:39I think because...
21:40I kind of went the other way.
21:41I kind of told the truth about her, like...
21:43When the kind of, like, the film's not there.
21:45Blah, blah, blah.
21:46You can edit a bad book, but not a blank page.
21:48So it's happy to have the experience.
21:50Just do the right thing all the time and follow your heart.
21:53Watch out for the red flags.
21:55My only takeaway from that case was how smart that...
22:00The defendant was because his counterclaim, as you know, said that he wanted $10,000.
22:05Because he felt as if he was being used by the plaintiff and intimidated during the...
22:10Six months that they were together.
22:11Mm-hmm.
22:12And then he was going to have to explain that.
22:13Mm-hmm.
22:14And I thought...
22:15Indeed.
22:15Fail.
22:16And I thought his smile was charming when he said no.
22:20No.
22:21I'll withdraw.
22:22Yeah.
22:23We wish they all were that smart.
22:25Are you a victim of a scam?
22:28Go to judyjustice.tv.
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