Panayam kay PhilHealth Health Finance Policy Sector Senior Vice President, Dr. Israel Francis Pargas ukol sa one time interest waver na inutos ni PBBM sa PhilHealth

PTVPhilippines

Panayam kay PhilHealth Health Finance Policy Sector Senior Vice President, Dr. Israel Francis Pargas ukol sa one time interest waver na inutos ni PBBM sa PhilHealth   For more news, visit:  ►https://www.ptvnews.ph/  Subscribe to our DailyMotion Channel: ►http://www.dailymotion.com/peoples-television-incorporated  Subscribe to our YouTube channel: ►http://www.youtube.com/ptvphilippines  Like our Facebook pages: ►PTV: http://facebook.com/PTVph  ►Rise and Shine Pilipinas: https://www.facebook.com/riseandshinepilipinas  Follow us on Twitter:  ►http://twitter.com/PTVph  Follow us on Instagram: ►https://www.instagram.com/ptvph  Watch our livestream on:  ►http://ptvnews.ph/livestream/ ►https://www.dailymotion.com/PTVPhilippines  Watch our News Programs, every Mondays to Fridays  Rise and Shine Pilipinas - 6:00 - 7:00 am | 7:30 - 8:00 am Balitang Pambansa - 7:00 - 7:30 am | 12:00 - 12:30 pm | 6:00 - 6:30pm | 9:30 - 10:00 pm PTV Sports - 8:00 - 9:00 am Bagong Pilipinas Ngayon - 12:30 - 1:00 pm Sentro Balita - 1:00 pm - 2:00 pm Ulat Bayan - 6:30 pm - 7:00 pm PTV News Tonight -  10:00 pm - 10:30 pm  Saturday & Sunday: ►Sentro Balita Weekend - 1:30 - 2:00 pm ►Ulat Bayan Weekend - 6:15 pm - 7:00 pm

Transcript

00:00One-time interest waiver na iniutos ni Pangulong Marcos Jr. sa PhilHealth,

00:04ating katatalakayin kasama ang suki ng Bagong Pilipinas na si Dr. Israel Francis A. Pargas,

00:10Senior Vice President ng Health Finance Policy Sector ng PhilHealth.

00:14Doc Ish, magandang tanghali po at welcome ulit dito sa Bagong Pilipinas ngayon.

00:20Magandang tanghali po, Asekweng, and magandang tanghali din sa lahat ng ating tagapakinig at tagasubaybay.

00:26Doc Ish, paano po eksaktong ipatutupad ng PhilHealth ngayon yung one-time waiver of interest

00:33sa unpaid premiums na direktiba ni Pangulong Marcos Jr.?

00:37At kailan po ito opisyal na magsisimula ngayong 2026?

00:42Actually, Asek, na-publish today yung ating policy circular on that.

00:47So that will be effective 15 days after publication.

00:51So the implementation date is on January 24.

00:56So ito po ay para sa ating mga employers at ganoon din sa mga self-employed,

01:04mga businessmen, businesspeople,

01:07na meron pong mga missed premium contributions

01:12starting July 2013 up to December of 2024.

01:17Magbibigay po tayo ng one-time waiver of interest para po doon sa mga employers

01:26na meron po nitong premium, missed premium contributions.

01:30But gusto ko lang din pong i-clarify, Asek, na again, ang wini-waive po natin yung interest.

01:37Yun pong mga missed premium contributions, ay yun po ang kailangan nilang isettle.

01:42But because alam naman po natin na yung pong mga missed premium contributions

01:49ay napapatawan o nabibigyan ng surcharge ng 3% computed, compounded monthly,

01:57so medyo malaki po yung ating interest as provided by the Universal Healthcare Act.

02:04Kung kaya't meron pong mga employer na nahihirapan na i-settle yung kanilang account.

02:10And so we are giving them now the chance na mabayadan yung kanilang missed premium contributions

02:17through this one-time waiver of interest.

02:21Ito po'y hindi automatic, Asek, no?

02:24Gusto ko lang i-clear.

02:25They need to apply.

02:26And meron po tayong mga kondisyon na kailangang masunod

02:30bago po natin ma-aprobahan yung waiver ng interest ng ating mga employers.

02:37Dr. Ish, paano kung hindi nila nabalitaan ito, nakalimutan nila,

02:41hindi sila nakapagsumite na kanilang waiver?

02:44Meron pa po bang consideration?

02:47Well, ito pong ating waiver of interest will last for one year for the whole 2026.

02:56So they have so much time and ample time to apply or to request for the granting of the waiver of interest.

03:07And also, thank you very much to all our media partners,

03:11katulad po ninyo sa PTV4, for helping us disseminate the information.

03:17Of course, we will also disseminate the information through all our social media sites,

03:23sa head office and sa regional offices natin.

03:29And we will continue to inform the public,

03:33especially po yung ating mga registered employers na merong missed premium contributions.

03:39Dr. Ish, sino-sino man po yung saklaw nitong General Amnist na ito?

03:43Kasama po ba rito yung business owners, private employers,

03:46at self-employed na individuals na may utang mula July 2013 hanggang December 2024?

03:52Yes, tama po kayo.

03:54Ito po ay para sa ating mga business people, sa ating private sector.

04:00Ganon din naman sa ating gobyerno kung merong-merong government agencies

04:03na merong may mga missed premium contributions.

04:06And also the self-employed.

04:08But for now, ASSEC, ang uunahin po natin would be those who are employed.

04:15We shall be coming out with a separate policy issuance for the self-employed.

04:20So sa ngayon po, it would be the employed sector

04:24na sa tingin po natin ay aabot ng around 300,000 registered employers po

04:31na merong premium missed contributions

04:33ang masasaklaw or maapektuhan nitong ating waiver of interest.

04:40So kung halimbawa ang isang employer po on the average

04:43ay merong mga 25 to 50 employees,

04:47so medyo malaki po ang saklaw na membership

04:50nitong ating amnesty na ito o waiver.

04:54Doc, sabi niyo kanina,

04:56meron isang taon ang ating mga kababayan para mag-request.

04:59Meron po bang deadline o cut-off period

05:01ang one-year grace period na binibigay natin

05:04para makapagsettle na accumulated contributions?

05:07At ano yung mangyayari kapag hindi ito nasunod?

05:10So starting January 24 po,

05:14which would be the 15 days after the publication,

05:18hanggang end of the year po,

05:20ang granting or prescriptive period of the amnesty.

05:25So ganun din po naman,

05:27ito po kasing pag-a-apply nila ng amnesty,

05:31especially kung malaki yung kanilang kailangang isettle the account

05:36or yung missed premium contributions,

05:39they can also negotiate with us

05:41kung ganun nila katagal babayadan within that one year.

05:44Meron pong pwedeng one month,

05:46merong two months or six months,

05:48or pwede rin po na yung buong taon nila babayadan

05:52or isi-settle yung account.

05:54So may mga ganun din pong negotiation and conditions

05:57na mangyayari.

05:58Ngayon, kung hindi po sila makakapasok

06:02or makakahabol,

06:03so far sa ngayon po,

06:05ang amnesty natin is one year pa lang.

06:08So kung hindi sila makakahabol and all,

06:10so ibig sabihin po ay sila ay mapapenalize

06:12through the application of the surcharges.

06:15So dito po sa pag-a-apply ng waiver,

06:19ano po yung mga kailangang isumite na dokumento

06:21ng ating mga benepesaryo para ma-avail itong waiver of interest?

06:25So automatic po ba itong ipagkakaloob ng PhilHealth?

06:28Meron pong tatlong kondisyon sa ngayon na identified.

06:32Una po, yung pong employer,

06:36dapat po ay updated ang lahat ng information

06:39ng kanyang employee and yung company profile.

06:42Second po, this is not just about settling of accounts,

06:47but also making sure na yun pong mga empleyado

06:50ay nakakakuha ng sapat na beneficyo from PhilHealth.

06:54Kung kaya't isa po sa kondisyon is nirequire natin

06:57na dapat yung mga empleyado po ay nairegister

07:01ng kumpanya sa ating primary care clinic

07:05or yung tinatagawag na yakap clinic

07:07at sila po ay nakakakuha ng beneficyo

07:10or meron po nung first patient encounter.

07:13And pangatlo po,

07:14ay dapat po ay yung pong mga documentation na requirements

07:21katulad nga po ng letter of request,

07:24katulad po ng certification

07:25that there is no ongoing litigation cases

07:28in the court for the company.

07:32Yun po yung mga kinakailangan natin mga dokumento.

07:34So, kailangan po na yung pong tatlong kondisyon na yun

07:38ay makomply ng ating employer

07:43bago po natin sila mabigyan noong pong waiver.

07:46And yung waiver of interest asset

07:49would depend also on the request number of months

07:54kung kailan nila isa-settle.

07:56So, halimbawa po,

07:58isa-settle nila ng one month

08:00yung kanilang account.

08:03So, yan po ay 100% waiver of interest.

08:06Kung halimbawa naman po

08:08na two to six months

08:09nila isa-settle yung pong kanilang account,

08:15yan po ay

08:16ang magiging interest na lang na ipapataw natin

08:19is 1%.

08:20Pero kung halimbawa po

08:22ang kanilang request is

08:24settling the account

08:27from seven to 12 months

08:29ay mapapatawan pa rin po sila ng 2%,

08:33malilest po ng 1% interest.

08:35Pero at least may ganong arrangement po, no?

08:37Kung halimbawa nagkaroon ng pera ngayon,

08:39gusto niya nang isettle yung kanyang interest,

08:42tapos pwede po bang butal-butal din?

08:45Kunyari, sa gitna ng taon,

08:46makareceive ng mid-year bonus,

08:48pwede po ulit silang magsabi ulit

08:51kung ilan yung kaya nilang bayaran?

08:54Ito po would be

08:56through the negotiation,

08:58meron pong

08:59yung unang request nila

09:02nakasulat po doon

09:04kung gaano yung kakayanan nila

09:06or ilang buwan nilang mababayadan.

09:09But, kung within the year po

09:10at halimbawa,

09:12ang kanilang request is

09:13nung una ay 8 months,

09:18tapos sabi niya nga po,

09:20nagkaroon ng pera,

09:21magre-request po sila ng 6 months,

09:24then magkakaroon po ulit

09:25ng bagong negotiation.

09:27And also,

09:28ASEC,

09:28ito po ay ano ha,

09:30ang kausap po natin dito

09:31are the employers,

09:33not the employees.

09:34Kasi remember,

09:35tayo po ay automaticong

09:36kinakaltasan

09:37ng ating premium contribution.

09:39Ayun pong mga employer

09:41ang hindi nagre-remit

09:42or nagmi-miss

09:43ng premium payment.

09:45So, dapat ina-update din

09:46ng employer,

09:47yung kanilang mga empleyado.

09:49At syempre,

09:49mag-usap sila

09:50kung ano yung terms

09:51at kung ano yung flexibility

09:53na pwede nilang i-apply.

09:54Tama po ba?

09:55Yes.

09:56Tama rin po yun.

09:58And also,

09:59para po alam

10:00ng mga empleyado

10:02na yung pong kinakaltasan sa kanila

10:04ay hindi pala na-re-remit

10:05or hindi na ibabayad

10:07sa PhilHealth.

10:08Tama.

10:08Samantala,

10:09ayon sa Pangulo,

10:10Doc Ish,

10:10natayang 300,000

10:12yung makikinabang

10:13sa tinutukon itong PhilHealth

10:15yung bilang ng mga tao dito.

10:17At anong sektor po

10:18yung may pinakamaraming

10:19unpaid contributions?

10:22Out of the 300,000

10:24registered employers po,

10:28around 290,000

10:30are private employers

10:32and around 10,000

10:33are government agencies po.

10:36So,

10:37sir,

10:38habang may amnesty,

10:39paano po masisiguro

10:40ng PhilHealth

10:41na mananatiling sapat

10:42ang pondo

10:43para sa beneficyo

10:44ng mga miyembrong

10:45tuloy-tuloy

10:45at tamang nagbabayad?

10:47Well,

10:49gaya po ng,

10:51alam nyo naman po,

10:52ASAC,

10:52nakapapatsa pa lang

10:53ng ating

10:54General Appropriations Act

10:56for 2026

10:57at meron po tayong

10:59pera

11:00na ibinigay

11:01ang gobyerno

11:02yung pong subsidiya

11:04na para sa bayad

11:05ng premium contributions

11:06ng ating mga

11:07mayihirap

11:09na kababayan.

11:09At gano'n din po

11:11yung pagsunod

11:12doon sa utos

11:14ng Korte Suprema

11:15na ibalik sa atin,

11:17yun pong tinatawag

11:17na 60 billion pesos

11:19na dati ay

11:20napalipas sa gobyerno.

11:22And of course,

11:23gano'n din po

11:24ang mas maayos

11:25na pangungulekta

11:26or collection efficiency

11:28natin

11:28for those naman

11:30for direct contributors

11:31who are going to pay

11:32for premium contributions.

11:34Plus,

11:35of course,

11:35ang pagiging masinop

11:37at matipid natin

11:38sa paggastos

11:39ng pera

11:40ng binabayad

11:43ng ating mga miyembro.

11:44Gaya po

11:45ng ating sinasabi,

11:47ang bawat piso po

11:48na ibinigay

11:49sa atin

11:51ng ating mga miyembro

11:52dapat po

11:52ay ginagamit natin

11:54maayos

11:54at ito

11:55ibinigay natin

11:56na may karampatang

11:57beneficyo

11:58para sa ating mga miyembro.

12:00So kasabay po

12:01ng Amnesty,

12:02hinihikayat din

12:02yung pag-update

12:03ng records

12:04at employee registration.

12:06Ano po yung mga

12:07konkretong hakbang

12:08na kailangan gawin

12:09ng employers

12:09at mga self-employed members?

12:13Well, opo.

12:14Unang-una po,

12:14katulad po halimbawa,

12:16ayon pong sa updating

12:17ng information

12:18ng kanilang mga employees.

12:20So katulad po halimbawa,

12:22yung isang empleyado,

12:23siya pala po

12:24ay nag-asawa na.

12:26So yun pong updating man lang

12:28ng declaration

12:28ng kanyang status

12:30at kung sino yung kanyang asawa

12:33o halimbawa po

12:34ay nagkaanak na.

12:36Ayon pong mga

12:37additional dependents,

12:39qualified dependents,

12:40yung pong pagde-declare

12:41ng mga ganong information

12:43para po kung

12:44kakailanganin,

12:46huwag naman sana,

12:47ang PhilHealth

12:48at dahil mako-confine,

12:49ay wala na po tayong

12:51mga kailangang

12:51intindihin pa

12:52a dokumento

12:53na kailangan pong

12:54i-submit

12:56sa atin

12:56sa mga ospital.

12:58O halimbawa po,

12:59ang updating po

13:00ng company profile,

13:02kung dati po

13:03ang kanilang empleyado

13:04ay 40,

13:06ngayon po ay 50 na,

13:08so dapat po

13:08ina-update natin

13:09yung mga ganong bagay.

13:11Ganon din po,

13:12alam naman po natin

13:13na may mga increase

13:14ng sweldo,

13:16so dapat po

13:16ay merong updating din

13:18on those data.

13:20So yun po yung mga

13:21kinakailangan

13:22na may update natin

13:23para po

13:24up-to-date

13:25yung ating data

13:25sa PhilHealth.

13:26Dr. Ish,

13:28hingi na rin po kami

13:28ng update

13:29sa yaman ng

13:30Kalusugan Program

13:31o PhilHealth YACAP.

13:32Gaanong karami lugar

13:33na po sa bansa

13:34yung naglunsad

13:35ng programang ito?

13:36Well, actually po

13:38yung ating YACAP program,

13:40ito po dati

13:40yung tinatawag

13:41natin konsulta.

13:43So ito po

13:43nung inlunsad natin

13:45is implemented

13:46already nationwide

13:47at dahil ito po

13:50ay sa ngayon

13:51meron po tayong

13:52around 4,002

13:55accredited

13:56YACAP clinics

13:57at around 6,000

13:59plus

13:59na accredited

14:01primary care

14:02physicians

14:03na siyang

14:04nagbibigay

14:04nung pong mga

14:05servisyo.

14:06Sa ngayon din po

14:07yung ating

14:07YACAP program

14:08aside from

14:09the regular

14:10benefit na

14:11libreng

14:12konsultasyon

14:14or check-up,

14:15yun pong

14:15libreng

14:1621 drugs

14:17at libreng

14:1813 laboratories

14:19and diagnostics

14:21ay in-expand

14:22po natin

14:23ito

14:23at in-include

14:25po natin

14:25yung libreng

14:26tinatawag

14:27na gamot

14:28or another

14:2954 drugs

14:31na libre

14:32ding makukuha

14:33sa mga

14:34accredited

14:34YACAP clinics

14:35or accredited

14:36pharmacies

14:37na ito po

14:38naman

14:38ay nakabase

14:41sa beneficyo

14:42na 20,000

14:43pesos

14:44a year

14:45per person

14:46para po

14:48makuha

14:48ng libre

14:49itong mga

14:49gamot

14:50na ito.

14:50Ganon din po

14:51in-expand

14:52natin

14:53yung YACAP

14:53program

14:54meron na po

14:55tayo ngayon

14:56na libreng

14:57screening

14:58test for

15:00cancers

15:01so katulad po

15:02sa breast

15:03cancer

15:04libre pong

15:05makukuha

15:06yung screening

15:07na breast

15:07mammography

15:08at saka po

15:09breast ultrasound

15:10para naman po

15:12sa liver cancer

15:14yung pong

15:15blood exam

15:15ng alpha

15:16pitoprotein

15:17kung

15:18limbawa

15:18naman po

15:19lung cancer

15:20ay libre po

15:21yung

15:21low dose

15:23chest

15:24CT scan

15:25at kung

15:26ito naman po

15:26ay colorectal

15:27cancer

15:28ang screening

15:29test po

15:29na libre

15:30dito

15:30is the

15:30colonoscopy

15:31na makukuha

15:33po sa ating

15:33mga accredited

15:34diagnostic

15:35centers

15:36and

15:37accredited

15:38hospitals

15:38for

15:39the screening

15:40test.

15:40Ulitin lang po

15:42natin

15:42para sa

15:43kaalaman

15:44ng ating

15:44mga kababayan

15:45sino-sino

15:46po ang

15:46eligible

15:47at paano

15:47po ba

15:48mag-enroll

15:48sa YACA

15:49program?

15:51Ang lahat po

15:52ang sinasabi po

15:53sa Universal

15:53Health Care Act

15:54is

15:54ang bawat

15:55Pilipino

15:56dapat ay

15:57registered

15:57to a

15:58primary care

15:59of choice

16:00or a

16:00YACA

16:01clinic.

16:02So lahat po

16:02tayong

16:02Pilipino

16:03ay eligible

16:04because

16:05according also

16:06to the

16:06Universal

16:07Health Care

16:07Law

16:08ay lahat

16:09ng

16:09Pilipino

16:09ay

16:09nyembro

16:10na

16:10ng

16:10PilHealth.

16:11Madali

16:12lang po

16:12magparegister

16:13sa

16:14YACA

16:15clinic.

16:15Una,

16:16they can

16:17visit

16:17our

16:17website

16:18para

16:19po

16:19tingnan

16:20or

16:20pumili

16:21doon

16:22sa ating

16:22accredited

16:23YACA

16:23clinics

16:24kasi po

16:25ang

16:25pagpaparegister

16:26po

16:27is

16:27dependent

16:27kung

16:28sa

16:29ano

16:29po

16:29yung

16:30pipiliin

16:30ng

16:30member

16:31kung

16:31alin

16:31yung

16:31mas

16:32convenient

16:32for

16:33him

16:33or

16:33for

16:33her

16:34mas

16:34malapit

16:35sa

16:35tinitirahan

16:35or

16:36mas

16:36malapit

16:36sa

16:36pinagtatrabahohan

16:38at

16:39once

16:39nakapili

16:40na po

16:40they

16:41can

16:41register

16:42through

16:43either

16:44online

16:45also

16:46through

16:46our

16:46website

16:47at

16:47www.pilhealth.gov.ph

16:50or

16:51using

16:51the

16:51eGov app

16:52dahil

16:53nakalinkedin

16:54po

16:54tayo

16:55or

16:55offline

16:56po

16:57manually

16:57pwede

16:58po silang

16:58pumunta

16:59sa ating

17:00mga

17:00opisina

17:00nationwide

17:01para

17:02magparegister

17:03or

17:04halimbawa

17:05po

17:05ay

17:05doon

17:06mismo

17:06sa

17:06clinic

17:07na

17:08kanyang

17:08napili

17:09pwede

17:09rin

17:09po

17:09doon

17:10siya

17:10magparegister

17:11or

17:12kung

17:12halimbawa

17:12naman po

17:13ay

17:13nakakonline

17:14ang

17:14pasyente

17:15o

17:15miyembro

17:16meron

17:16po tayong

17:17mga

17:17p-cares

17:18sa mga

17:18ospital

17:19na

17:20pwede

17:20po

17:20sila

17:21doon

17:21magparegister

17:22malinaw

17:23dapat

17:24lahat

17:24tayo

17:24ang

17:24miyembro

17:25na

17:25ng

17:26Phil

17:26Health

17:26doc

17:27is

17:27mensahe

17:27o

17:28paalala

17:28nyo

17:28nilang

17:28po

17:29sa

17:29ating

17:29mga

17:29kababayan

17:30na

17:30nakatutok

17:30sa

17:30atin

17:31ngayon

17:32opo

17:32at

17:33maraming

17:33salamat

17:34at sa

17:34pagkakataon

17:35muli

17:36po

17:36para

17:37sa

17:37ating

17:37mga

17:37employers

17:38na

17:39publish

17:40na

17:40po

17:40yung

17:40policy

17:41circular

17:41on

17:42the

17:42one

17:42time

17:43waiver

17:43of

17:43interest

17:44sana

17:45po

17:45itong

17:46basahin

17:47at

17:47para

17:47po

17:52i-avail

17:54para po

17:55naman

17:56masettle

17:56na nila

17:56yung

17:57account

17:57nila

17:57sa

17:57Phil

17:58Health

17:58otherwise

17:59baka

17:59po

17:59mamaya

18:00magkaroon tayo

18:01ng mga

18:01legal

18:01actions

18:02on this

18:02and

18:03pangalawa

18:05pong

18:05paalala

18:06ko

18:06lang

18:06asek

18:07sa

18:07pagkakataon

18:08yun

18:09pong

18:09ating

18:09mga

18:10accredited

18:11healthcare

18:11facilities

18:12they

18:13have

18:13we

18:14have

18:14extended

18:14the

18:15filing

18:16of

18:16renewal

18:17of

18:18accreditation

18:18up

18:19to

18:19January

18:2014

18:20so

18:21they

18:21still

18:22have

18:22a week

18:23to go

18:24para po

18:25makapag-file

18:26ng kanilang

18:26renewal

18:27of

18:27accreditation

18:28to any

18:29PhilHealth

18:30offices

18:31Alright,

18:32maraming salamat po

18:33sa inyong oras

18:34Dr. Israel

18:35Pargas

18:36Senior Vice

18:37President

18:37ng

18:38Health Finance

18:39Policy

18:39Sector

18:40ng PhilHealth

Category

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