00:00Should I save or should I invest?
00:03Kate, big question.
00:04That's the million dollar question.
00:07Got spare money over five years, broad spread of investments.
00:11The balance of probability is that a stocks and shares ISA
00:14will outperform cash every time.
00:16But no guarantee?
00:17No guarantee.
00:18If you were very risk averse, and were too risk averse in this country,
00:21cash ISA, guarantee you'll get at least your money back
00:23and some interest on top.
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