SJKP hidupkan 'impian terkubur' peniaga 'online' miliki rumah

Free Malaysia Today

'Impian terkubur' seorang peniaga dalam talian untuk memiliki kediaman sendiri akhirnya menjadi kenyataan menerusi Skim Jaminan Kredit Perumahan (SJKP).   Laporan Lanjut:  https://www.freemalaysiatoday.com/category/bahasa/tempatan/2024/10/15/sjkp-hidupkan-impian-terkubur-peniaga-online-miliki-rumah/   Free Malaysia Today is an independent, bi-lingual news portal with a focus on Malaysian current affairs.    Subscribe to our channel - http://bit.ly/2Qo08ry   ------------------------------------------------------------------------------------------------------------------------------------------------------  Check us out at https://www.freemalaysiatoday.com  Follow FMT on Facebook: https://bit.ly/49JJoo5  Follow FMT on Dailymotion: https://bit.ly/2WGITHM  Follow FMT on X: https://bit.ly/48zARSW  Follow FMT on Instagram: https://bit.ly/48Cq76h  Follow FMT on TikTok : https://bit.ly/3uKuQFp  Follow FMT Berita on TikTok: https://bit.ly/48vpnQG  Follow FMT Telegram - https://bit.ly/42VyzMX  Follow FMT LinkedIn - https://bit.ly/42YytEb  Follow FMT Lifestyle on Instagram: https://bit.ly/42WrsUj  Follow FMT on WhatsApp: https://bit.ly/49GMbxW  ------------------------------------------------------------------------------------------------------------------------------------------------------  Download FMT News App:  Google Play – http://bit.ly/2YSuV46  App Store – https://apple.co/2HNH7gZ  Huawei AppGallery - https://bit.ly/2D2OpNP   #BeritaFMT #SJKP #KWSP #Rumah

Transcript

00:00A businesswoman's dream of owning her own estate

00:07has finally come true through a home credit insurance scheme.

00:12Nur Khalisa Mama Ali, 30 years old,

00:14says SJKP is like a lifeline for workers

00:18who unfortunately do not have a permanent income

00:21and a lump sum of employee savings to own a house.

00:26I've been living on rent since I was a kid.

00:29I've been living on rent for about 20 years.

00:32Now that I'm married, I'm also living on rent.

00:33So I really want to have my own house.

00:35But we have KBSP and DPF,

00:38so how can we afford to buy a house?

00:40Then suddenly I saw this SJKP scheme.

00:43That's what I tried to do first.

00:46Sharing her excitement, Nur Khalisa did not expect

00:50to own her own house

00:52and the process of applying for SJKP financing is very easy

00:57in addition to not having to issue a single cost

00:59with the help of a registered real estate agent.

01:02I went to the real estate agent.

01:05He gave me the details of the form,

01:07gave me a salary receipt, IC.

01:09I filled out the forms and then just waited.

01:12In less than a month, I got to know his decision.

01:15SJKP is a government initiative

01:17to help first-time buyers

01:20who do not have a permanent income and a salary slip

01:23such as gig economy workers and freelancers,

01:26small business owners or entrepreneurs

01:29are eligible to get a promissory note of up to RM500,000

01:35with a 35-year payment period.

01:38In the 2024 budget,

01:40the SJKP scheme was added up to RM10 billion

01:44which is expected to benefit 40,000 investors.

01:48For Azhar Hassan, Director of Skyprop Real Estate,

01:52the SJKP initiative not only allows people to own a house,

01:57but also helps to develop the industry.

02:00This is an easy opportunity to own a house

02:04compared to the existing banks.

02:06With the conditions set, I see there is a little relief.

02:11And its impact on us as a property agent,

02:14Alhamdulillah, we can help a lot of people out there

02:19to own this first house.

02:21Another real estate agent, Azmir Zakaria,

02:25sees SJKP as a great help needed by the people

02:29in their efforts to have their own peace and comfort.

02:32I have had experience that he does not have a basic,

02:36he does not have a GPSP

02:38and he also has other debts or other commitments.

02:45He works with the company for about an hour.

02:50So, when we arrange the documents,

02:52we try, and finally let go.

02:55Haile Izhati and Zainal Aiman Muhammad Yusuf,

02:58Berita Faktih.

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