00:00 Many holidaymakers may be nervous about upcoming travel plans in the light of the European heatwave,
00:05 which has seen temperatures rise to as high as 47 degrees in some parts of Italy.
00:10 And after Greece saw its largest wildfire evacuation after fires broke out in Rhodes,
00:15 you may be wondering to what extent your travel insurance covers you.
00:18 Primarily, travel insurance won't cover you if your reason for not going on your holiday is your nerves alone.
00:24 The only valid reason for claiming cancellation losses include serious illness of one of the travellers
00:29 or a bereavement of a close family member.
00:31 But you may be entitled to something if the government officially advises against travelling to your destination.
00:38 So, check and follow the latest foreign travel advice,
00:41 especially as travelling against it is likely to invalidate your travel insurance.
00:45 If you fall ill as a result of the heat during your getaway,
00:48 then your insurer will need to cover the costs of your treatment.
00:51 The Association of British Insurers says policies will cover your medical expenses
00:56 provided you had been acting responsibly.
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