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When flood waters recede, the financial toll can keep growing. From repairing roads to losing business, recovery involves more than cleaning up the damage. AccuWeather's Heather Fordham explains how communities pay for that recovery and prepare for the future.

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00:00Floodwaters surrounding homes, streets left underwater, and roads torn apart.
00:05After a destructive storm, repairing that damage is only part of the cost.
00:09In Dare County, North Carolina, along the Outer Banks,
00:12Emergency Management Director Drew Pearson says getting the community back up and running starts locally.
00:18Everything starts and ends locally.
00:20When local resources are overwhelmed, the county turns to the state.
00:24And when the state needs more help, it requests federal assistance.
00:27Our county just said a little bit more money aside in our reserve fund
00:31on the off chance that we're not able to be eligible for a FEMA declaration that we wouldn't get there.
00:37We still have to take care of our community.
00:40In a statement to AccuWeather, FEMA says federal help supports state and local response,
00:44but cannot make individuals or communities whole after a disaster.
00:48And the financial impact extends beyond rebuilding.
00:52AccuWeather Chief Meteorologist John Porter says AccuWeather's estimates of total damage
00:56and economic loss also account for business closures, lost jobs,
01:01hits to tourism, and long-term health impacts.
01:04They can last for weeks, months, years, or even a decade or more
01:08in some of the most intense storms and impactful storms and natural disasters.
01:13Experts say investing in resilient infrastructure now could help reduce the cost of damage
01:18when the next major storm hits.
01:20For Amy Chester, the director of Rebuild by Design in New York City,
01:24that means thinking generations ahead and planning for future flood risks.
01:28So not only building to the flood elevation today, which is actually quite low,
01:32but thinking about what is it going to be in a hundred-year storm,
01:35because most of our infrastructure stays way longer than a hundred years.
01:39Chester says using parks to absorb stormwater is another way to help neighborhoods manage flooding.
01:44She says her organization identified more than half a billion dollars
01:47in projects across New York State that need investment to help communities become more resilient.
01:53That's not building back after the storm, that's building forward.
01:57For AccuWeather, I'm Heather Fordham.
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