Your 401(k) could get $1,000 more room in 2027 — a projected $25,500 limit — while your IRA stays frozen at $7,500 for the second straight year. We break down the catch-up numbers ($8,500 at 50+, up to $37,250 total at ages 60–63) and what the extra $1,000 a year could grow to by 65. Note: these are projections — the IRS confirms the official numbers soon. Follow US Money Guide for daily money tips!
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Educational content, not financial advice.
