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The IRS is sending automatic refunds to 50,000 families — up to $5,000 per child from unused adoption credits from 2020 to 2024, applied to your 2025 return with no form to file. Refunds are already going out and a notice follows within about 30 days, so read that IRS letter and check your bank. Follow US Money Guide for daily money tips!

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Educational content, not financial advice.

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