You have only about 5 paychecks left to max your 401(k) for 2026 — and after Dec 31 the room is gone for good. The 2026 limit is $24,500, the age-50+ catch-up adds $8,000 for a $32,500 total, and ages 60–63 get a super catch-up of $11,250 for $35,750. This step-by-step guide shows how to check your year-to-date deferral today, work out your shortfall ($4,000 over 5 checks = $800 extra per check), raise your deferral before the one-pay-cycle lag bites, avoid losing your employer match by front-loading, and why an IRA allows funding until April 2027 but a 401(k) does not. Follow US Money Guide for daily money tips!
#personalfinance #moneytips #savingstips #highyieldsavings #usfinance #financialfreedom #emergencyfund #bankingtips
Educational content, not financial advice.
