Cigna is quitting the Obamacare individual marketplace in all 11 states — and about 369,000 people must pick a new plan. If you do nothing by December 15, your current plan ends December 31 and the marketplace auto-places you in a different insurer's plan with a different doctor network, drug list, and deductible — priced off your old income. This explainer covers exactly what happened (plus the other 2027 insurer exits topping 600,000 affected people), the auto-enrollment trap, and a five-step checklist starting November 1 to lock in the right 2027 plan with no coverage gap. Follow US Money Guide for daily money tips!
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Educational content, not financial advice.
