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Medicare Annual Enrollment opened today (Oct 15 – Dec 7, 2026) — and doing nothing means your plan rolls over at its NEW 2027 prices. The Part D deductible rises $615 → $700, the out-of-pocket cap rises $2,100 → $2,400, and the Medicare Advantage average premium is projected at $12/month — but averages hide your own Annual Notice of Change letter. This video covers the three 2027 numbers, why averages mislead, the 4 checks to run before switching (drugs and tiers, doctors in network, total yearly cost, non-renewal extra time), and the free help at Medicare.gov and SHIP. Any change takes effect Jan 1, 2027 — the deadline is Dec 7. Follow US Money Guide for daily money tips!
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Educational content, not financial advice.

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