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A survey by the Financial Conduct Authority found that one in ten people in the UK have no cash savings, and many others have less than £1,000 put aside. In the current economic climate, are you able to save money for a rainy day?

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00:00I have four pounds and four pence in my bank account right now and I have no cash so you
00:05know
00:05you could say I'm rolling it I'm quite minted. You don't always want to go for the meal deal
00:09choice you know you want something hot you want something new like different taste palettes so
00:15I'd say that's true I say it's very hard to keep a cash saving especially in today's world. I guess
00:20I'm very lucky I'm in a profession whereby my pension has been put aside for me since I was
00:2524 so I opted into the teacher's pension scheme so that money was taken automatically out of my
00:31wages I didn't see it so it's there for when I retire and my partner is a very very good
00:37and
00:37sensible financial person so he's done a lot of saving and invested in ISAs and pensions as well
00:44so we're lucky. I have a savings account if that counts so I put half of my money in a
00:51savings
00:51account that my mum is meant to top up which don't do a very good job and then half it
00:56goes
00:56to my account so basically that's my way of saving.
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