00:00so we're gonna talk about credit and debt what would you tell your 12 year old self about credit
00:06about debt about money knowledge is power yeah to start early on it's really important so it
00:11probably just even something as simple like going to open up an account right really early I tell
00:15people that as soon as your child can say I want they're ready to learn about money that's it so
00:20we actually have a 12 year old on here do it now yes Chelsea join us do you and your friends talk
00:26about money yeah really a lot of the materialistic items that you may purchase diploma in value it is
00:33nice to have those shiny new items but as you get further and further away from the store the value
00:40just goes down baby girl baby girl thank you so much for joining us I gotta do better
Comments