00:00Hey there, I'm Kayla Walker, your host for Currency Conversations.
00:05I'm joined by Sandra Davis, who is the CEO of Safe Financial Solutions, as well as Lynette
00:10Kalfani-Kotz, the money coach.
00:14And today we are talking about the B word, ladies, budget.
00:18I hate budgeting.
00:20I'm like, I don't want a budget.
00:22I feel like I've been working too hard.
00:23I've been doing what I'm supposed to do and I want to spend my money the way I want to
00:26spend it.
00:27Most people feel like that.
00:28The budget is not about restricting myself.
00:31It's about choosing how I allocate my resources and what I want to spend my money on.
00:36And you're watching it too.
00:37It's not just enough to set it up.
00:38You have to make sure that you're doing what you said you wanted to do.
00:42This was so good.
00:43More of us need to get together and have these Currency Conversations.
00:46So make sure you're going to essence.com slash currency conversations and use chase.com
00:51slash budget builder to help you build the budget.
00:54The more we know, the more we can all grow.
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