00:00We've already seen rates start to come down this year, that's a very good thing, it's
00:03a reflection of the progress we've made together in our economy and I don't make predictions
00:08about the future.
00:09But I do remind people that there was almost no expectation whatsoever from the markets
00:17and from the economists today of a rate cut, but there is an overwhelming expectation of
00:22a rate cut in May and in subsequent months.
00:26That's the expectation of the market, I don't get into those sorts of predictions.
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