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The official cash rate has been raised 25 basis points to 4.1 per cent in March 2026, marking the second consecutive monthly rise, driven by high inflation and rising energy prices due to Middle East conflict.

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00:00As you know, the Reserve Bank decided to increase interest rates to 4.1 per cent today.
00:07You can see in the statement that it was a close vote and it was a close call and I
00:11think
00:11that reflects the uncertainty that we're seeing in the global economy and the statement refers
00:16to risks in both directions in that regard.
00:20This is obviously not the decision that lots of Australians were hoping for.
00:24It's not a surprising decision but that doesn't make it any easier for millions of Australians
00:31with a mortgage.
00:33We've got an inflation challenge in our economy already and developments in the Middle East
00:38are making that worse.
00:41The impacts of what we're seeing in that part of the world are already substantial but we
00:47don't know yet how enduring those very substantial economic pressures will be.
00:53It depends very heavily on how long the conflict in the Middle East continues for.
01:00At a time of great uncertainty, this will put additional pressure on people.
01:06We're not just acknowledging that, we're not just acknowledging those pressures, we're
01:11acting on them as well.
01:12We're working very hard on the issues in fuel markets and questions of resilience more broadly.
01:18We're cutting taxes and rolling out cost of living health to take some of the pressure
01:22off people where we can.
01:24We've strengthened the budget over the course of the last three and a half years and there
01:28will be more of that in May.
01:31These global risks are very substantial.
01:34We're not immune from them but we are better placed than most to deal with them.
01:38And I'll have a bit more to say about that in the main pre-budget speech that I'm giving
01:44on Thursday in Melbourne.
01:46But the main point from this decision is that we know we had an inflation challenge already
01:53in our economy.
01:54Developments in the Middle East are already making that challenge harder rather than easier.
01:59And the Reserve Bank Board has taken this decision independently today to increase interest rates
02:05in the face of those pressures but also this very substantial global economic volatility and
02:12uncertainty.
02:14I wanted to just say something about the ACCC meeting today and then happy to take your
02:19questions.
02:20The suppliers and the retailers have been hauled in today by the ACCC to explain themselves and
02:26that's a good thing.
02:27I spoke to the Chair of the ACCC this afternoon after the meeting.
02:32They have or they are about to issue their own statement about the discussions and so I would
02:38refer you to that statement for a detailed summary of the discussions that Gina led with the
02:44suppliers and the retailers and the automotive groups as well.
02:48The ACCC has the powers that they need to crack down on any dodgy behaviour in these markets.
02:55We have increased surveillance.
02:57We will be increasing penalties in the legislation that I look to introduce to the Parliament next
03:03week once we get the agreement of the States.
03:07We are also making it easier to coordinate fuel for regional communities in particular.
03:12Our message, once again, is very simple.
03:16Suppliers and retailers must not treat motorists as mugs.
03:21They are on notice.
03:23If they do the wrong thing, the ACCC will throw the book at them.
03:27Another important part of the conversations today with the ACCC was around supply, which is
03:33obviously a big focus of the Government and the Government's work as well.
03:37There was around the table, I'm told, confidence that ships are en route and ships are arriving,
03:48that the supply is there and there's a lot of work going into coordinating efforts in the
03:54regions in particular.
03:56It's also really important that the big players in the fuel markets don't treat this as a chance to
04:03mess with the independents who play a really important role in the bush.
04:09And so there's effort here, whether it's the ACCC with the Government's support, to make sure that
04:15the major suppliers can coordinate their efforts for the time being while there are these pressures,
04:20particularly in regional areas.
04:22But we want to make sure that they don't see that as an opportunity to shut out the smaller
04:26players or the independents.
04:28Those smaller players and independents play a crucial role, particularly in the regions,
04:33but not just in the regions, and we want to make sure that they are treated fairly as we go
04:37about this important work as well.
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