00:00My main concern is that these are rushed changes, so there was nothing about changes to personal
00:05independence payments, for example, in the Labour Party manifesto. They then pussyfooted around
00:11welfare reform when they got into office. Why? Because it's deeply divisive within their own
00:16party. What has happened subsequently, of course, is they've had this disastrous
00:20budget back in October which has killed growth stone dead across the economy. The Chancellor
00:26now needs to find some money when she stands up next week on Wednesday with her emergency
00:31budget and they've straddled around to get some savings out of welfare. And that is not how you
00:36should approach principled welfare reform that is both fair to the taxpayer but equally fair
00:43to the most vulnerable in society. Actually, they've lacked ambition in terms of what they
00:47can save in order to be fair to the taxpayer and to get on top of an unsustainably growing
00:53welfare bill. But I also do have concerns that we're going to see a lot of hard cases
00:58in what they brought forward. Now, we need to see a lot more of the detail there
01:02but those are the things that happen when you rush things.