00:00In the days of our ancestors, we kept our money under the bed.
00:06But now we keep it in the bank, because it's safer.
00:11Except for the dishonest politicians, who get unlawful money,
00:16they keep it in their condo, in their safe house.
00:20They're dishonest, so they keep it in cash.
00:23But for us, ordinary people, we keep it in the bank. It's safer.
00:27But what we see today,
00:30the money we keep in the bank doesn't look safe anymore.
00:35If we look at the online scammers syndicate,
00:39there are two types of victims.
00:41One is those who are dishonest,
00:44but there's another type, because the system
00:49gives the syndicate a breakthrough,
00:53and has taken the victim's money.
00:56I'll give you an example, Minister.
00:59Recently, I received a complaint.
01:02At 4.30 in the morning,
01:04he received a message from the bank saying
01:07the phone he tied to his bank account
01:10had been switched to another phone.
01:13He used an iPhone, but the bank knew he had switched to a Vivo phone.
01:20But he didn't receive any OTP to switch to a new phone.
01:25Then the bank said,
01:27in 12 hours, if you switch to a new phone,
01:32then 12 hours is the cooling period,
01:34there's no transaction.
01:36However, in just 4 hours,
01:40at 4.30 in the morning, the victim was asleep.
01:43When he woke up, at 8.30,
01:46in less than 12 hours,
01:48his money was transferred to the syndicate's account.
01:53So in this matter,
01:55I would like to ask the ministry,
01:59does the ministry want to take action against the bank
02:07because of their dishonesty?
02:09Will the Law and Order Committee
02:13use strict conditions to control the bank,
02:19the digital platform,
02:21and the DAOKO company
02:23so that they can be held accountable?
02:26Thank you, Minister.
02:29You're welcome.
02:31Mr. Speaker,
02:33the question that the people of Melaka are asking,
02:37there are a lot of questions asked by the people.
02:39Because actually,
02:41those who are called scammers,
02:43Mr. Speaker,
02:44they are not only telecommunications criminals,
02:47but also financial criminals,
02:49love scams,
02:50business criminals,
02:51no loan,
02:52no investment.
02:53But what the people of Melaka are saying
02:56is that the data that we use,
02:59that we trust in the bank,
03:01that data can be taken or stolen by third parties.
03:04That's the issue.
03:06I can't answer,
03:07Mr. Speaker,
03:08the second finance minister is a bank expert.
03:10I'm a law expert.
03:11He's a bank expert.
03:12But I was informed by the state bank
03:14that there's something called 997.
03:17The first thing that needs to be done
03:19is to determine that the money is not floating.
03:22They say we wake up at 4.30,
03:24at 4.35,
03:25we have to hurry up and press 997.
03:27Isn't that right, Mr. Speaker?
03:28I was lied to three times in the morning.
03:30My cat was startled.
03:31I lost my balance of RM3,000,
03:33but I got my money back.
03:35The issue, Mr. Speaker,
03:36is that this is happening.
03:37It's true.
03:38Love scams and so on,
03:39the hundreds of billions that are affected,
03:41those are the third parties that we know or don't know.
03:43This is a data bank.
03:45So maybe, Mr. Speaker,
03:46the parliament can discuss
03:48whether we need a tighter insurance system
03:51for banks
03:52or industries that hold our money.
03:54That's the first.
03:55Secondly,
03:56I see that
03:57with the existence of the digital ministry
03:59that was established by the government
04:01by Mr. Speaker and the 10th Minister,
04:03it shows that the future of our country
04:05is all about digital.
04:07So that's why this ministry is so important
04:09for us as parliamentarians.
04:11And God willing,
04:12in this session,
04:13we will establish a criminal law in Thailand
04:16after the budget
04:17so that we can discuss
04:19and pass various things together.
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