If your ITIN has not appeared on a federal tax return for 2023, 2024, and 2025, it expires on December 31, 2026. Filing with an expired ITIN means a processing hold, a frozen refund, and credits you cannot claim until you renew with Form W-7 — and late-payment penalties keep running at 0.5% a month while you wait. Renewal takes about 7 weeks now, or 9 to 11 weeks in tax season, so renewing in November is the move. This video walks through the three-year rule, how to check your number, the three ways to renew, and the three traps to avoid. Follow US Money Guide for daily money tips!
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Educational content, not financial advice.
