For tax year 2026, the Child Tax Credit is up to $2,200 per qualifying child under 17, with up to $1,700 of it refundable through the Additional Child Tax Credit — but only if you claim it on your 2026 return filed in early 2027. This explainer breaks down the $2,200 total versus the $1,700 refundable cap (the refundable part is inside the total, not extra), who qualifies, the 15% of earned income above $2,500 formula that decides the cash with worked examples, the $200,000/$400,000 phase-out, how to claim it on Schedule 8812, and the PATH Act hold that keeps refunds until after February 15. Follow US Money Guide for daily money tips!
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Educational content, not financial advice.
