00:00Have you ever been charged hidden fees just for using your own money while
00:04traveling abroad? If the answer is yes then you're definitely not alone. Many
00:09travelers including myself have been hit with those sneaky charges without even
00:14knowing it. But here's the thing, there's a smarter way to spend your money
00:18abroad without getting hit with hidden fees or running into other issues. My
00:23wife Mandy and I have used a few different travel money cards over the
00:27last three years of full-time travel and have had some horrendous experiences
00:32including the time we went to pay for dinner in Mexico only to find out that
00:36our card was switched off due to suspicious activity without even
00:40notifying us leaving us with the manager who thought we were trying to steal money
00:45from them. Or there was the time that we transferred all of our money onto one of
00:49our cards before coming here to Thailand only for it to disappear without a trace
00:54for over 10 days with very little help from the provider who I won't name. And
00:59don't even get me started on trying to get cash out using a conventional credit
01:03card while traveling in Sri Lanka, it was a complete nightmare. But in today's video
01:09I'm gonna show you how the Wise Travel Money Card is the smartest way to travel
01:14abroad without the hassle, without the fees and most importantly without the stress.
01:19So let's get into it. But before we do if you find this video helpful at all
01:23please like and subscribe and make sure you stick around for the end because
01:27we're gonna have an unbeatable deal for everyone. When you're traveling
01:30internationally managing your money can be a bit of a headache. From hidden foreign
01:35transaction fees to bad exchange rates there's plenty of ways to lose money if
01:40you're not careful. But what if there was a way to avoid all of that? That's where
01:44Wise comes in. So let's talk about the common pitfalls travelers face when it
01:48comes to managing money abroad. First off you've got the hidden foreign
01:52transaction fees. So banks often charge you two to three percent every time you
01:57swipe your card overseas. It's almost like they're charging you to use your
02:01own money and you don't even realize it until you get home and look at your
02:05statement and it's too late. Then there's the issue of bad exchange rates. How
02:09many times have you exchanged money at one of those little airport kiosks or
02:15local exchange spots only to realize you're getting a way worse deal than the
02:19actual exchange rate? It's so frustrating right? Or how about ATM withdrawal fees?
02:25Every time you withdraw cash overseas traditional banks can hit you with a
02:30hefty fee and don't even get me started on ATM machines in tourist hotspots. Those
02:35things can charge you even more and they're usually hidden so you have no
02:39idea how much you're actually being charged until it's too late. And lastly the
02:43age-old question cash versus card. Cash is risky especially when you're carrying it
02:49around in unfamiliar places you could get pickpocketed or even worse you could get
02:53the whole thing stolen. But cards can come with their own issues too. Fraud, scams
02:59and of course like we mentioned earlier fees. So what's the smartest way to
03:03spread abroad? The answer is WISE. With the WISE travel money card you can avoid
03:08all those problems I just mentioned. No hidden fees, real exchange rates and safe
03:14easy access to your money. So let me show you how it works. So WISE lets you hold
03:18multiple currencies at once and it works in real time with no markups. That means
03:23you get access to actual market exchange rates instead of those inflated rates you
03:29would find at the airport or the bank. For example let's say you're traveling from
03:33the United States to Europe. You can load euros onto your account and spend them
03:38directly with your card at no extra cost at all. WISE automatically converts your
03:43money so you're not paying hidden fees or crazy exchange rates. It's quite simple.
03:47what you see is what you get. Now let's talk about the best ways to pay when
03:51you're abroad. If you're still carrying cash you need to stop. Using cash is
03:56extremely risky. You can lose it, you can get it stolen and it's also hard to get
04:01the best value when exchanging it. That's why WISE is perfect. You can use chip and
04:06PIN and contactless payments are the way to go. With contactless payments and a PIN
04:11for added security you can make quick safe transactions wherever you go. Plus you
04:16don't have to worry about carrying around a ton of cash that you may never even use
04:21and have to exchange again when you leave the country. Now let's compare WISE with
04:25credit cards and cash. When it comes to credit cards you can face those bad
04:29exchange rates and interest charges. That is not the case with WISE. WISE has no
04:34hidden fees. Everything is a hundred percent upfront and transparent and you
04:39get real-time exchange rates. And with cash you risk losing it or paying too much in
04:44conversion fees at the exchange kiosk. Plus it's not as secure as using a card.
04:49So when you think about it WISE is the clear winner when it comes to the three.
04:53Now let's talk about the most important part. Safety. When you're traveling you
04:56need to make sure your money and information is protected and this is why
05:01WISE really shines. So when you actually set up your WISE account you'll
05:05enable two-factor authentication. Which means even if someone did somehow
05:10manage to get your password they can't access your account without actually
05:13having your phone. It's an extra layer of security that gives you peace of mind.
05:18And if you lose your card there's no problem. With WISE you can instantly
05:22freeze your card with just one touch of a button in the app. And if you find it
05:27later you can easily unfreeze it just as easily. It's perfect for those moments
05:31when you're not sure if your card went missing or not and you want to be careful
05:36and you want to freeze your card just in case. We've done this many times. Also
05:40every time you make a transaction you get an instant alert on your phone. This
05:44helps you keep track of your spending and quickly spot any suspicious activity.
05:49WISE also has fraud protection that continuously monitors your account for
05:53unusual transactions. So you're always protected. And here's a little thing that
05:58sets WISE apart. Virtual cards. If you're making online purchases you can use the
06:03virtual card which doesn't expose your physical card number. So even if there is
06:09some kind of a breach your physical card remains safe. It's amazing. Okay so I
06:14get it sometimes you do need to use cash but here's the trick. Use ATMs inside the
06:20banks rather than those in the tourist traps. WISE actually gives you free ATM
06:25withdrawals worldwide as long as you're not exceeding the limit. Traditional banks
06:28on the other hand they charge you fees for every withdrawal and sometimes it can
06:33be as high as five or even ten dollars. So with the WISE travel money card you get
06:37zero hidden fees, real exchange rates, complete control over your spending and
06:44top-notch security. It's definitely in my opinion the smartest way to spend money
06:49abroad while traveling. And a fun fact one of our neighbors who we walk past
06:54almost every day walking our dog they actually bought a house here in Thailand
06:59and I asked them what the process was like of transferring the money to the
07:04person they were buying the property off and they told me they used WISE and it
07:07was totally simple, totally hassle-free, no issues. They bought a house using WISE
07:13transfer. So if you're ready to take control of your travel money and stop
07:17losing it to hidden fees and bad exchange rates the WISE travel money card is
07:21perfect for you. Check our link below for your first transfer fee free up to
07:26$1,000 or a free travel card. So if you made it this far thanks again for
07:31watching and don't forget to like and subscribe if you found this content
07:35helpful at all.
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