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A Four Corners investigation has discovered serious deficiencies in the nation's housing affordability schemes, with an analysis finding rentals in Australia’s most populous states too expensive for people who need them most. The investigation also looks at how developers and investors are being offered planning concessions, public loans, and other incentives to deliver affordable housing, and asks what governments are getting in return.

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00:02Australia is looking to build a lot of affordable housing over the next few years, 30,000 of
00:07these affordable rental homes by the end of 2029, and governments can't do this alone.
00:13So they're rewriting planning rules, pumping billions of dollars into the property development
00:19sector and the community housing sector to get the industry to build these properties.
00:24Part of that is loosening planning restrictions to allow developers in some cities to build
00:29above local height restrictions. In New South Wales, developers can build 30% above height
00:36and density restrictions in return for delivering 15% affordable housing. Now, a lot of this housing
00:42is going up in wealthy areas. There's one we're looking at in Potts Point in Sydney, where the
00:47developers stand to make a massive windfall as a result of this. So the question is, if they are
00:53putting aside affordable housing, how sustainable is it and how affordable is it? And that's a key
00:59question that we've dug into. And it appears in many cases, the affordable housing that's on the
01:04market now isn't actually affordable for some of the people who need it most.
01:07Yeah. So what did you find in this investigation about just how affordable these homes are?
01:12Yeah. So we looked at about two months worth of rental listings for affordable homes. And we found
01:18that in many cases, particularly in Sydney, in Melbourne, a lot of them just weren't affordable for
01:23people on low incomes, particularly single people and single parents. And so there is a real question
01:30here about the pricing models. In New South Wales, the New South Wales government says that it's reviewing
01:35its guidelines around affordable housing, because you often have a situation where
01:40how affordable housing is defined is a discount to the market rate. It's usually sort of a 20-25%
01:47discount to the market rate. And if you've got a housing market that's sort of rising,
01:52constantly rising and is unaffordable for people, there is a question about the logic
01:56of pegging affordable rates to market rates when you've got market rates continually increasing
02:01and potentially putting people in these affordable rentals into housing stress as a result.
02:06Mm-hmm. So, I mean, a review of the guidelines is a start, but what could fix this?
02:11So we've spoken to a number of experts, including the head of the government's affordability
02:15and supply council for housing, Susan Lloyd Hurwitz, and she's really called for affordable housing
02:22to be made permanent, but also she's raised this question of affordability. If you're pegging
02:30affordable rents to market rates, there is an issue there. So she's raised the prospect of changing
02:35that formulation. Governments seem to be open to this idea, but we're pretty far down the road now,
02:41and there is a lot of developers getting involved in this now. So if there is going to be a
02:45change
02:45to the model, governments can probably expect pushback from industry who are building these
02:51projects on the condition that they're feasible, and there'll be a question for them about whether
02:54changing the model keeps these projects feasible for them.
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