00:00One of the things that we hear on the ground is there must be trust for the public.
00:07See, you can have the best law in the world but if the implementation is bad, the public
00:11is not confident.
00:12One example, let's compare Australia and Malaysia when it comes to banking.
00:17If you have a scamming situation for your banking, you call up your bank, the only thing
00:24that they can do is to stop the transaction, correct?
00:26For example, if it's your credit card and then they say that they terminate your services
00:30and that's it.
00:31No way will the bank refund your money.
00:34Betul tak?
00:35Yes, that's correct.
00:36And in our, I don't know, maybe the government will be upset with me after this, from my observation
00:42is that why can't we tell the bank, if we put money with you, can't you give us an insurance
00:46that this money cannot go missing under scamming, for example, because scamming is not the fault
00:52of the users.
00:55But then, compared to Australia, I'm told, but I don't know whether I'm right or wrong,
00:59but in Australia, the bank does reimburse you back.
01:02Maybe the first or the second time that you get to be scammed, but the third time maybe
01:06they will investigate further.
01:08But in our country, I'm told that the bank, it says, well, you keep your money with us,
01:12but if it goes missing, it's not our fault, we can only stop the transaction.
01:15I mean, the representative PDRM is there, kan?
01:16So if you're a scammer, what you do is that you keep moving the money in a fast-paced account.
01:23You move from one account to another.
01:25Impossible for the bank to refund because the bank will say the money comes in, the money goes out.
01:29So what I'm trying to respond to MCMC is to say that everybody goes after MCMC,
01:34expecting MCMC can be the big brother to protect them, to defend them.
01:39But at the end of the day, MCMC now is pushing the responsibility to the platform providers.
01:44So what I'm trying to submit here in conclusion is that the rakyat is feeling that they are being victimized.
01:50So if the law is out there and the enforcement agencies are there, it has to respond in a very
01:56fast pace
01:56for the public, for the rakyat.
01:58Then only the confidence is there.
01:59If not, continuously you'll be the victor because when you go to MCMC, I'm told sometimes,
02:04you have to wait for MCMC to come back to your enquiries.
02:09And we hear stories on the ground, when you have a situation of, for example, you're being victimized,
02:17do you go to the police or do you go to MCMC?
02:20Sometimes when you go to the balai, the balai say, can you go to MCMC?
02:23And then you go to MCMC, MCMC, they say, can you go to the balai?
02:25And this is why the rakyat gets very upset with the government.
02:28You're supposed to solve our problem.
02:30So I'm sounding as if I'm opposition, right?
02:33But I'm just saying generally, whatever law for the government for us to create,
02:38our biggest challenge is the implementation and the fast pace.
02:41It is not the law.
02:42It is basically the public themselves.
02:44So now everybody's asking, should we keep our money in our house?
02:47Don't keep in the bank.
02:48Because the bank doesn't want to give back your money.
02:50But is it the fault of the?
02:51So that's basically the question.
02:53This is more of a moral question I'm asking.
02:55Okay, banggil undang-undang,
02:56nak buat kajian lebih mendalam,
02:59tentang isu mangsa dalam jenayah cyber,
03:02bukan sahaja dalam elemen jenayah cyber,
03:06online harm, digital offenses.
03:08Saya cakap tadi tentang beberapa negara punya binangkuasa macam Singapura,
03:13dia melibatkan hukuman sebat kepada pesalah.
03:17Kita ni hanya kena dendam dengan hukum penjara.
03:20Jadi kajian tu yang kita akan buat lah.
03:22Tambahan juga yang saya sebut tadi tu,
03:25macam UK dengan Australia,
03:28bila mangsa jadi jenayah mangsa dengan penggunaan penipuan dalam talian,
03:35macam bank-bank yang terlibat,
03:36dia pulangkan balik duit mangsa.
03:39Negara kita, bank negara belum membuatkan keputusan tersebut.
03:44Tetapi dalam kajian ni, kita nak buat kajian ni,
03:46supaya kita dapat tengok beberapa negara,
03:49apa jenis hukuman ataupun jenis elemen kepada mangsa.
03:55Yang banyak ada sekarang ni, undang-undang kita ni,
03:58menghukum kepada perpetrator, pelaku eh.
04:01Undang-undang kita banyak kepada pelaku.
04:03Mangsa banyak, dia tak ada apa.
04:04Kecuali dia buat laporan,
04:06lepas tu kadang-kadang duit pun tak dapat balik.
04:08Itu yang kita nak kaji semula lah.
04:10Elemen ni ni.
04:11Itu sajalah kenyataan saya.
04:13Dia dalam kajian lah.
04:17Bahagian haruan undang-undang.
04:19Pasal undang-undang kita ni,
04:20banyak kepada pelaku.
04:21Macam tadi dia bentang kan.
04:24Bahawa kanun keseksaan,
04:25bahawa criminal procedure code,
04:27dia banyak kepada pelaku.
04:29Tapi yang jadi mangsa ni,
04:30kalau kita tengok,
04:31tak ada apa kesan.
04:32Selalu mangsa habis macam tu je lah.
04:34Itu yang saya rasa kadang-kadang,
04:36masa dalam perbahasan
04:39rang undang-undang jenis cyber tu,
04:42minggu lepas tu,
04:43ahli parlimen pun banyak menimbulkan isu tentang mangsa.
04:46Dan kadang-kadang seolah-olah,
04:47kalau kajian terampau fokus kepada institusi seperti bank,
04:53institusi-institusi banyak mendapat perlindungan.
04:55Pelaku pun dia ada undang-undang.
04:56Tapi mangsa selalu tak banyak undang-undang.
04:58Ini yang kita nak buat kajian.
04:59Kajian sahaja eh.
05:00Saya boleh buat kata putus lagi.
05:02Ada lagi? Tak ada?
05:04Kajian ni tengah buat lagi.
05:06Tapi kalau kita simpan duit dekat Australia dengan UK,
05:09kita jadi mangsa dapatlah duit balik.
05:12Kat Malaysia tak dapat duit balik.
05:13Itu kena buat kajian lah kenapa.
05:14Mungkin sistem insurans mereka kan.
05:17Itu sahaja eh.
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