00:00In this video, I just want to share my experience using Credivo, guys.
00:06Honestly, Credivo is the easiest online loan and has the biggest limit in my experience.
00:16But if you have other experiences, please comment below guys so we can share about Credivo.
00:24Well, I remember very clearly that I had an urgent need and needed a loan, guys.
00:32Yes, honestly I need a loan and I saw that there are a lot of loans available online.
00:44Well, so of course the first thing you have to look at is these loans.
00:51Is the loan supervised by OJK or not?
00:55So that's the most important thing, don't take out illegal loans.
01:01Well, and I see that Credivo is supervised by OJK
01:05And also Credivo is quite well-known legally, yes, but also illegally.
01:12And what I like most about Credivo is that the loan approval is really fast, guys.
01:20So the first time I registered was probably 3 years ago, yeah?
01:25The first time I registered, I entered my cellphone number and full name.
01:31Then if there is proof of income and NPWP
01:36That's even better because of course you're given a big limit right from the start.
01:41A long time ago I registered with Credivo, I couldn't submit my NPWP
01:48Because there isn't one for the NPWP yet
01:54Well, but there is an option to choose to input for him.
01:58Well, I really remember the first time I registered a limit of 10 million, guys.
02:06So my limit when I first registered for Credivo was 10 million
02:11Well, initially I took out a loan and the tenor was quite large.
02:18I took the tenor for 12 months
02:20Credivo's interest is 2.6% per year
02:24And this is flat in nature
02:26Actually, the loan comes back to each individual, guys
02:32So be smart in managing it.
02:35It means don't get a big limit
02:38You feel, wow, this money has to be spent.
02:41That's not what it means
02:43Well, so if you have a big limit
02:46As wisely as possible, use whatever it is
02:50Be it CC or other loans, guys
02:54Because this also has a big influence on your future work.
02:58Nowadays, there are lots of companies that don't want to hire people who have defaulted on their loans, guys.
03:09Well, but on the one hand guys
03:13This is also a positive thing for you as a job.
03:16And also as a loan
03:18If you borrow a lot
03:21Then you pay on time
03:26Then your limit gets bigger
03:29As a company that wants to recruit you, you will also see
03:33Wow, this kid borrows a lot.
03:36But the payment is always on time
03:38In other words, the company sees you as someone who is smart at managing your own finances.
03:48Well, so back to how you use it.
03:53Be smart about using loans, guys.
03:56If you have already paid, it will be difficult
04:00It's really hard for you guys
04:03Well, from my experience using Credivo
04:07I also tried a lot of other things
04:10Plus the first one I found using Credivo
04:15Is Credivo a trusted application?
04:19It has also been supervised by the OJK
04:22The second
04:24The limit given by Credivo is quite large, guys.
04:28He doesn't hold back in giving you limits.
04:32Especially if you are diligent in paying Credivo
04:36The third
04:37There are loads of vouchers provided by Credivo, guys.
04:42These are the three advantages that I see
04:45Not many other Credivo competitors offer this
04:50Well, so from my experience
04:52Yes, maybe Credivo doesn't have anything like that, guys.
04:57As long as you pay on time
05:01Amen the loan is good
05:02So, basically, there's nothing negative about being smart.
05:07As long as I'm going through this
05:09There's nothing on the phone
05:11Because it is indeed smooth
05:13So, please remember to be wise in using online loans, guys.
05:19That's it from me
05:21If anyone is confused, you can comment below
05:25Don't forget to like this video
05:27And don't forget to subscribe to this channel guys
05:29Alright, see you
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