00:00It is time to get your money ducks in a row if you haven't already.
00:04But do any of you know what that actually means?
00:07Having a plan for your money can make you a lot less stressed, in more control,
00:12but according to Money Talks News, it can also make you richer.
00:15I like that idea.
00:18Ria Intel reports, only 23% of Americans have a formal financial plan.
00:23If this isn't you, you may fall in the category of 76% of people
00:27without a plan saying they feel too overwhelmed by the thought of creating one,
00:32or within the 56% of those that say life is too uncertain for a plan to have any value.
00:38Ignore the whole no money, no problems line for a minute,
00:42and instead indulge in these financial tips.
00:46You could use a financial app to help track your daily and household expenses.
00:49This will make reviewing your monthly budget much easier,
00:53which is certainly something you need to do.
00:56Keep your bills in one place, use a checklist for those you are expecting,
01:00and really, try to pay them the day you get them.
01:03Spoiler alert, they don't just magically disappear,
01:06despite how much you may want them to.
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