00:00we've all heard the term hiding in plain sight but have you heard of being robbed in blind sight
00:08well you have now and you might be doing it to yourself money talks news reports counterproductive
00:14money habits can be detrimental to your financial wealth here's how to let these bad habits die
00:20hopefully not as hard with these simple tips if you're carrying a credit card balance don't
00:25because it's in your best interest to avoid said interest devote every spare penny to getting rid
00:32of credit card debt and hold yourself accountable to paying it off every month this probably makes
00:37you need an extra coffee but that too is failing you your four dollar latte is killing your budget
00:43let's say you have one four dollar coffee per day that's twenty dollars per week and over one thousand
00:49dollars per year ask yourself how much do you really need the hit versus the grand in savings
00:55the balance says to stop impulse buying yes it's been an emotional year but your unplanned and
01:01likely unnecessary purchase won't save you from yourself it'll only drain your finances speaking
01:08of draining the thought of saving for retirement probably intimidates you but failing to fund a
01:13plan will only cause bigger problems eventually make the commitment to change and hold yourself
01:19accountable
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