Good Morning Pakistan | Digital Dhoka, Special Show | 3 April 2026

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Good Morning Pakistan | Digital Dhoka Special Show | 3 April 2026 | Ghazal Siddique | Sara Umair | Ziana Sakhi | Ammar Hassan | Mumtaz Hussain | ARY Digital

Host: Nida Yasir
Guests : Ghazal Siddique, Sara Umair, Ziana Sakhi, Ammar Hassan , Mumtaz Hussain

Good Morning Pakistan is your first source of entertainment as soon as you wake up in the morning, keeping you energized for the rest of the day.

Timing: Every Monday – Friday at 9:00 AM on ARY Digital.

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Transcript

00:00:06It's time for you, it's time for me, and thank you for your love.

00:01:10good morning

00:01:15assalamu alaikum good morning good morning pakistan

00:01:20kya kya baha ke lye gahi bhaji bharish wiesse bharish ki baat toh mein karungi

00:01:26ah mausam bhot acha hai acha mausam hai lekin agar controlled rahe bharish

00:01:33aur sarko pe pani na bharhe toh ye mausam bhoat acha lagta hai

00:01:38magar agar sarko pe pani bhar jai aur traffic me gaadiyaan block ho jai

00:01:44aur phir wo ho joh akstar karachi ki sarko pe hota hai

00:01:48yani ki mobile snatching toh phir ye

00:01:51acha mausam bhi zheher lagta hai

00:01:54toh situation jaisi hoti hai aap ki zindegi ki

00:01:57chahi ghermi ho ya sardhi ho, bahar ho ya khiza ho

00:02:00joh jis chizou se jen circumstances se aap gheri hootay hai

00:02:05un sab ka açar aap ke mood par hota hai

00:02:08ab agar meinne mobile snatching ki baat ki hai

00:02:12toh humara shaher humara mulk bada badnaam hai na mobile chindnye

00:02:18par aur dhusri waradadho per lekin ye shahe dh is liye badnaam hai

00:02:23ya hoota toh hai lekin ham usko baut khul kar izhar bhi

00:02:26karta hai ki ye ho gaya, woh ho gaya

00:02:29freedom of speech samaj liye

00:02:31lekin bhoat saare mumalik me

00:02:32freedom of speech hai nahi

00:02:34joh kaatay hai bade bade nare lagatay hai freedom ke

00:02:37lekin wahan hai nahi aur

00:02:38woh loog apne mulk ke baare mei itna kuch bata nye raha ho

00:02:41koi bhi mulk ho, chahe aap, ah, mutlalp, yaan tak

00:02:44aise bhi ho raha hai, kya agar kahi bambari ho rhi ho

00:02:47ar wahan ki video bina di jayai, toh unko pakard ke jayel

00:02:50mein dhar liya jata hai, taakke unke mulk ki badnaamie na ho,

00:02:55toh, kamaz kam hum ye kya saktay hai, humare mulk

00:02:57mein hume azadhi toh hai, hum kuch bhi kisi vakt bhi

00:03:00aati uđa ke government ko kuh dhetetä

00:03:02kuch bhi kisi saadkou ko kuh dhetetä

00:03:04ha, yaa mulk ki koi bhi aisi

00:03:07čiis joh ghalat hai, us ke oopar

00:03:09aawaz uđhanene ka haamei pura pura freedom

00:03:11haasil hai, ki baki momalik mei asa

00:03:14nahi hota, aur agar mein ye bat kohu

00:03:18unke mulk ho mei asa nahi hota, liekin chalye

00:03:20hum toh kahe saktetä, ki haamea rhe pas

00:03:22mobile snatching hii nahi hoti, balko

00:03:25or dunia ke bhoat saare aise momalik

00:03:27where you are going, you are going for a visa, and you are going for a while,

00:03:33you are going for a while, and you are going for a while.

00:03:35There is also a very popular snatching here.

00:03:40Especially if you have an apple mobile,

00:03:43it is very good in the store.

00:03:45It is very good in the store.

00:03:49Therefore, in 2024,

00:03:54there is a very big report in a small town.

00:04:02Do you understand?

00:04:03I am not taking a name,

00:04:05but I am taking it in London.

00:04:08In London,

00:04:10there is a lot of focus on snatching on the iPhone.

00:04:12The reason is that,

00:04:14the parts of the iPhone are in the world.

00:04:19In fact,

00:04:20my daughter's mobile was stolen from UK.

00:04:23And we have,

00:04:25because we have got an app,

00:04:28the placement of mobile,

00:04:31that was put on all of us.

00:04:33And so,

00:04:35we got to know that,

00:04:36the mobile is where to travel.

00:04:38It was stolen from Nottingham,

00:04:39so,

00:04:39it was stolen from Manchester.

00:04:41And then,

00:04:43we got to China.

00:04:44And there was nothing in our hands.

00:04:47There were reports of mobile phones

00:04:49that were stolen from there.

00:04:51Because they said,

00:04:52why don't you put on mobile phones,

00:04:55why don't you put on mobile phones,

00:04:57why don't you put on mobile phones,

00:05:09what they found?

00:05:15And you can use an application of mobile

00:05:39coi scam ho jahe

00:05:40to aap ko kisay

00:05:42apne apna difah

00:05:44karna hai apni mdud aapke tahe

00:05:46aapke tahe

00:05:47aapke sifaf tab ho saktahe

00:05:48jb aapko awareness ho

00:05:51jb aapka khudana khas ta mobile chori ho jahe

00:05:53to aap us ko kis tarha aysay kar saktay

00:05:56ke wos kisi ka kaam ka nai raha

00:05:57jb aapka mobile chori ho jahe

00:05:59to aap aapks ko kaise

00:06:03aapks ka kisi ko fayda

00:06:05naihi aupane dhe saktay

00:06:06bhoat sari aesay chizay online

00:06:08foreign scams

00:06:09today we are going to help you

00:06:11and guide you

00:06:13how do you do it

00:06:15in a short break

00:06:16we have a very important show

00:06:19for you

00:06:21Good morning

00:06:28Welcome

00:06:29Welcome back

00:06:30Good morning

00:06:31Pakistan

00:06:31a very important show

00:06:33for you

00:06:33especially for Paraj

00:06:34and this panel

00:06:36has been a part

00:06:37in which you will give

00:06:38guidelines

00:06:39that if you have

00:06:41mobile

00:06:42or internet

00:06:44through

00:06:44you have to be

00:06:45in scam

00:06:45so you should

00:06:47take a step

00:06:48or not

00:06:49don't do it

00:06:50so this awareness

00:06:52Sibharpour program

00:06:53joined us

00:06:54today

00:06:54Ghazal Siddiq

00:06:56has come

00:06:56Assalamualaikum

00:06:57How are you?

00:06:58Thank you so much

00:07:00so important

00:07:00topic

00:07:01you have to call

00:07:02people

00:07:03You have to be very happy

00:07:28thank you so much for having me

00:07:29Ammar Hassan

00:07:30sahab

00:07:31who is CEO

00:07:31by-pass

00:07:33e-commerce expert

00:07:34we have to be very happy

00:07:35thank you for inviting

00:07:38and

00:07:39and

00:07:39we have to be very happy

00:07:41we have to be very happy

00:07:42we have to be very happy

00:07:50we have to be very happy

00:08:26we have to be very happy

00:08:31So, today we will talk about this.

00:08:36Some of you have scams in life.

00:08:39Yes, yes.

00:08:40Dhokes.

00:08:41Cyber dhokes.

00:08:42Do you know what happens?

00:08:43We also invite the dhokes.

00:08:46Sometimes it happens that people who are selling the original things online,

00:08:50they say, please check the website and check the website.

00:08:58But our excitement is sometimes for consumers,

00:09:01that they will see right and sometimes there are deals that are very attractive.

00:09:06That you try to trap that.

00:09:09You see that there are 20,000 or 5,000.

00:09:13Just take it right.

00:09:15This means that you are aware and smart.

00:09:17Not to be smart.

00:09:18Not to be smart.

00:09:19Not to be smart.

00:09:20You are with me.

00:09:21Nida, now I have reached this point

00:09:23that I closed my clothes and shoes shopping online.

00:09:29Okay.

00:09:30Because there is a little disclaimer

00:09:32that the colours may vary.

00:09:35Lighting, photography and so on.

00:09:38In the past few days, I had a great shopping.

00:09:42It was a very good brand.

00:09:44In fact, it was a brand.

00:09:45It was a brand that was originally.

00:09:46But when I have things like that...

00:09:47That brand is in all parts.

00:09:49In all parts.

00:09:51In all parts.

00:09:52In all parts.

00:09:53In fact, I also look good.

00:09:54I am also good.

00:09:55But when I asked that you believe,

00:09:58that one suit was not the colour,

00:10:01the fabric was changed.

00:10:02I was looking at the design.

00:10:05I was thinking about how it would look like it.

00:10:06I would look like it.

00:10:06It would look like it.

00:10:07It would look like it.

00:10:07All the clothes and the refurn policy are also good.

00:10:10It would look like it.

00:10:11I would like to contribute a little bit.

00:10:14Look, in the world,

00:10:15e-commerce has increased over retail.

00:10:19It has increased growth in countries.

00:10:22In Pakistan,

00:10:23there is only 3% online.

00:10:28In China,

00:10:29there is 37% in China.

00:10:31In India,

00:10:32there is also 18% in India.

00:10:33So,

00:10:34our global economy will be moved up,

00:10:36when the online economy will grow.

00:10:39Documentation will grow.

00:10:40People will grow tax.

00:10:41Cash in the purchase of tax.

00:10:43Online in the documented economy will grow.

00:10:45So,

00:10:45e-commerce will grow.

00:10:47Now,

00:10:48e-commerce will grow.

00:10:49the problems and problems are,

00:10:50when I spent five years in the house,

00:10:54the complaint was that the order has not come,

00:10:57as you are saying.

00:10:58Right?

00:10:59now,

00:11:00we see,

00:11:02in China,

00:11:03in South East Asia,

00:11:05TikTok shops,

00:11:06TikTok is also a social platform in Pakistan.

00:11:09But,

00:11:09internationally,

00:11:10TikTok shops have come,

00:11:11which has come in video commerce.

00:11:13Now,

00:11:13you can only see product cards,

00:11:15which has been great lighting,

00:11:18and you don't know,

00:11:19it's a magenta color,

00:11:20or this color.

00:11:21Now,

00:11:22there will be product cards with those videos.

00:11:25So,

00:11:26you know,

00:11:28what you can do.

00:11:28But,

00:11:28you also know,

00:11:29AI has taken so much take-over,

00:11:32that you have taken the model of AI,

00:11:34it looks beautiful,

00:11:35colors are different,

00:11:36I don't know in the video,

00:11:37honestly,

00:11:38we don't get into it.

00:11:39We don't get into it.

00:11:39In AI,

00:11:40I will add that,

00:11:41there is a concept of digital deception.

00:11:43That is,

00:11:44my area of research and leading interest.

00:11:46In which,

00:11:47Nidana said,

00:11:49technology is growing,

00:11:50scams are growing.

00:11:51Federal Bureau of Investigation,

00:11:53FDI,

00:11:53United States,

00:11:54Public Advisory,

00:11:55that,

00:11:56if,

00:11:57if,

00:12:00if,

00:12:01if,

00:12:15if,

00:12:19if,

00:12:22if,

00:12:24if,

00:12:25if,

00:12:27if,

00:12:48if,

00:12:49if,

00:12:52if,

00:12:53if,

00:12:55if,

00:12:57I,

00:13:23if,

00:13:23For example, I have told my daughter that I will ask you who is your best friend.

00:13:36Then I will believe that this is my daughter.

00:13:39They have prepared a code, so you also need your family to prepare a code so that there is no

00:13:51scam to you.

00:13:53Because because of AI, they have said that these scams are happening in the normal way.

00:13:56And Nita, the other thing is that we all have a lot of temptation to put on our little children's

00:14:02videos, pictures, on-line, on social media.

00:14:05You also need to move on to that.

00:14:07So, until the child understands the code or can communicate properly with you,

00:14:13don't put pictures on social media.

00:14:15For your audience, you won't be able to understand the details.

00:14:19There is a website for education purposes, where I use sessions.

00:14:25How do you spell it?

00:14:26E-L-O-N-E-L-O-N-T-A-L-K-S-E-L-E-N-T-O-K

00:14:31-S.

00:14:32For fun.

00:14:34Donald Trump, Mark Zuckerberg, you will have a text.

00:14:38Within a minute, you will make a video.

00:14:40If I want to say good morning Pakistan, Nida Yasser's show is the best,

00:14:45then Donald Trump will call it.

00:14:47I can do it right now, right here.

00:14:50It takes a minute to make a fake AI-generated video.

00:14:53But where there are AI-generated videos,

00:14:56there are also methods that are equally AI-generated videos.

00:14:59and that is also made for those of you that are violent.

00:15:06For those, you can do it right now,

00:15:07you will have an answer to yourjaw has been the case.

00:15:09For those of you who are wearing fingers,

00:15:15For those of you who were waving fingers,

00:15:18you are y'all,

00:15:19you will never be waving with them.

00:15:22You are also like experts,

00:15:24you might be waving with them.

00:15:24You are still waving at the same time.

00:15:27because big engineers have a phone that we are talking about banks and OTP.

00:15:33Look, it's wrong.

00:15:35The code you always tell is that it's through.

00:15:39So, for education, you have a great platform.

00:15:43OTP over the phone?

00:15:44What is it?

00:15:45One time password.

00:15:47The PIN, when you put a phone number, verify your phone number,

00:15:50you have a code, sometimes six digits, sometimes four, different companies.

00:15:53Let's leave it. Humayun Saeed had a scam.

00:15:58Humayun Saeed was telling us every video.

00:16:01His WhatsApp was hacked.

00:16:03And after the hacker, what does the hacker do?

00:16:07Those who know the phone numbers, they ask money.

00:16:11For example, Humayun's call will come,

00:16:17or Humayun's message will come.

00:16:18So, who are the ones who love them,

00:16:21because Humayun has never asked her,

00:16:23who are the ones who say,

00:16:24that Humayun is asking her,

00:16:26so why do you convince her?

00:16:27You will get back.

00:16:29So, they don't know how many people did it.

00:16:32So, Humayun had a message with her,

00:16:35and then her mother also put on her page,

00:16:36that Humayun had a hack.

00:16:39The start is that,

00:16:41let's see,

00:16:41today, our big, big, big,

00:16:43someone has a link,

00:16:46forwarded link.

00:16:47You don't think,

00:16:47without thinking,

00:16:48you can click,

00:16:49you can click.

00:16:49Two ways of having your personal things.

00:16:52You can click on an external link,

00:16:55you don't know if you have a link,

00:16:57or if you have a video,

00:16:58or if you have a good one,

00:16:59you can click on Instagram,

00:17:01TikTok, Facebook,

00:17:02then you can click on it.

00:17:03But if you have unknown website,

00:17:05you can click on it,

00:17:06you can click on it,

00:17:10you can click on it,

00:17:10and then you can click on it.

00:17:10so that there are so many banks,

00:17:14you can click on it.

00:17:16So,

00:17:16that's how much you can click on it.

00:17:19Don't come.

00:17:21No,

00:17:25it's good.

00:17:25That's what we have to do.

00:17:26It's not like the thing.

00:17:27I've said,

00:17:27that it's not that people,

00:17:27sometimes,

00:17:28I have text messages to me,

00:17:32that,

00:17:32in the hospital, please transfer so much money in the hospital.

00:17:40My bank wasn't, but there was a WhatsApp message and there was a normal message.

00:17:47It was related to your account, but I don't remember it, but I think it was a scam.

00:17:54When I asked my brother, don't give your code.

00:17:57Don't give it any kind of thing.

00:18:00But until you don't ask any person from the bank,

00:18:05because there are people who are dealing with you in the bank.

00:18:09So until you don't ask them,

00:18:11or you can call them directly and ask them.

00:18:14So when I asked them, I didn't have a message.

00:18:16Then I would know.

00:18:17My mother is a doctor.

00:18:20She asked her OTP.

00:18:23She asked her OTP when she started.

00:18:27There was so much awareness.

00:18:29She gave her bank to 80-90,000 rupees,

00:18:32and they couldn't do anything.

00:18:35What do you think of the victory in Pakistan?

00:18:38Being a cyber security expert, I always say that

00:18:41people say that our bank has hacked.

00:18:44I say that neither bank nor your wife has hacked.

00:18:47The victim is being hacked psychologically.

00:18:51That is called social engineering.

00:18:53I have to finish this book.

00:18:55Jamski.

00:18:56Jamski.

00:18:59Jamski.

00:19:00Jamski.

00:19:03Jamski.

00:19:08Jamski.

00:19:20Jamski.

00:19:24Jamski.

00:19:28Jamski.

00:19:29Jamski.

00:19:30Jamski.

00:19:32Jamski.

00:19:37Jamski.

00:19:42Jamski.

00:19:44Jamski.

00:19:51Jamski.

00:19:53Jamski.

00:19:55Jamski.

00:20:01Jamski.

00:20:10Jamski.

00:20:18Jamski.

00:20:23Jamski.

00:20:28Jamski.

00:20:32Jamski.

00:20:34Jamski.

00:20:35Jamski.

00:20:37Jamski.

00:20:38Jamski.

00:20:39Jamski.

00:20:40Jamski.

00:20:41Jamski.

00:20:42I am going to talk about this program, so that people can understand it properly.

00:20:48So let's start with you, first of all, we will talk about online scams, mobile, OTP, etc.

00:20:56So we will talk about online scams, online shopping. How do people get distracted there?

00:21:02So, my platform, Beecho.PK, was actually the beginning of this, because when I started Facebook and Instagram, when I

00:21:10moved to Pakistan a few years ago,

00:21:12I started very quickly on-line scams.

00:21:15I requested a request on groups, I am looking for this product, this product.

00:21:19And there were very good products.

00:21:21You know, it was such an unreal pricing.

00:21:24It was also imported, available.

00:21:26They say, you can transfer me, I can also develop you.

00:21:28When I came outside, I said, okay, I will follow you. Trust factor is full.

00:21:34I was a veteran, you know, I have been shopping on Facebook.

00:21:37They also came outside.

00:21:38So, they were shopping there.

00:21:40It was like that.

00:21:41I was like, great.

00:21:43And within some deals, it was like, I have transferred money.

00:21:48And then, I bought some groups.

00:21:51So, they said, no, this is a fake account.

00:21:54You don't need to go to that account.

00:21:55You don't need to go to that account.

00:21:56And within, I think, two months, there were three or four scams.

00:22:00But on the flip side, there were a lot of legitimate sellers.

00:22:03So, when I realized that I need to connect with legitimate sellers to legitimate buyers,

00:22:09then there was no need to go to the beach.

00:22:11There was no accountability.

00:22:12Because there were no individual people.

00:22:14Okay.

00:22:14So, I think, the best scam was that when you go directly, unfortunately, when you go directly,

00:22:19you don't have any authority behind you, which can solve your problem.

00:22:22Okay.

00:22:23So, you can understand that you can't go directly to every website.

00:22:28No website.

00:22:29I don't have any individual sellers.

00:22:30The groups, etc.

00:22:32If you have mainstream brands, high street brands, official brands, you can take their websites.

00:22:38Okay.

00:22:38But there are small brands.

00:22:39There are home-based brands.

00:22:40There are resellers.

00:22:41Okay.

00:22:42When we go to the website, it doesn't get authentic.

00:22:45So, I think that the thing I learned is that whenever you buy a purchase,

00:22:49on an Instagram page or website, which is not a main brand,

00:22:53you have to do your phone number.

00:22:56You have to do your WhatsApp.

00:22:57You have to do your Instagram.

00:22:59Okay.

00:22:59So, when you come to the main publisher of phone numbers,

00:23:02you automatically know that something is dark.

00:23:05Okay.

00:23:06Okay.

00:23:06You know, this scam, I mean, with me,

00:23:08last night, they ordered a suit.

00:23:11Look, this is a big brand suit.

00:23:14There are 6,000 or 3,000.

00:23:16I did it.

00:23:16In front of me, it was delivered.

00:23:18It was completely different.

00:23:20I got a phone number on foreign receipt.

00:23:23All of the numbers were shut.

00:23:25Yes.

00:23:26So, this is a daily occurrence.

00:23:27You have to run with me.

00:23:29You have to run with me.

00:23:30With my mother.

00:23:31With my family.

00:23:34Even though I'm in this platform.

00:23:35Tell me, how are the children going from these things?

00:23:38How are the pointers?

00:23:40I think there are three main things.

00:23:41Okay.

00:23:42Number one, you have only one platform.

00:23:45So, if you have found them on Instagram,

00:23:47you can find them on WhatsApp.

00:23:48If you have found them on WhatsApp,

00:23:49you can find them on Instagram or Facebook.

00:23:50Right.

00:23:51Number two, if this is a small business,

00:23:53you can see them on Instagram.

00:23:55If you have any founder-related content,

00:23:57if you have any founder-related content,

00:23:59if you have any founder-related content,

00:23:59the chances are that it will be a legitimate thing.

00:24:02Okay?

00:24:03That's a good point.

00:24:03Because it can be said to them a voice-over.

00:24:05You can tell me if you have an owner.

00:24:08Basically, if for example,

00:24:09it's my platform.

00:24:10Okay?

00:24:10If it's my Instagram,

00:24:11it will be written on Instagram.

00:24:13It will be written on Instagram.

00:24:14It will be written on Instagram.

00:24:15Why did we start?

00:24:15Who did we go?

00:24:16Who did we go?

00:24:17Or you can see a LinkedIn profile.

00:24:18Okay.

00:24:19So, you'll get to know that

00:24:20this brand has LinkedIn presence.

00:24:23So, this will be a legitimate brand.

00:24:24Okay?

00:24:26If it's not so established

00:24:27that they have LinkedIn profile,

00:24:29there will be any stories

00:24:30that they make,

00:24:31product pack.

00:24:33So, you'll see a little human aspect.

00:24:35Okay?

00:24:36Okay.

00:24:36Now, you've seen the gold center.

00:24:39After that,

00:24:40many gold center sellers

00:24:41came to their Instagram pages.

00:24:43They came to their own.

00:24:45They made videos.

00:24:46Automatically,

00:24:46I will shop from them

00:24:48as opposed to a third-party website

00:24:50which has made a lot of mugs,

00:24:52pyspies,

00:24:53and their pictures.

00:24:54They sell home goods.

00:24:55But I don't see a person there.

00:24:57Right?

00:24:58Very nice.

00:24:58So, I think having a person behind the story,

00:25:01whether it's on their Instagram,

00:25:03whether it's on their TikTok,

00:25:03which feels legitimate.

00:25:05So, you'll get to know

00:25:07that it's a small business

00:25:07and I need to support them.

00:25:09I need to take a little break.

00:25:11After that,

00:25:11we'll come back.

00:25:12So, we'll ask you,

00:25:14Amar,

00:25:15what is the knowledge of the fake websites?

00:25:18How does a real person

00:25:19know the fake websites?

00:25:21How do we know the fake websites?

00:25:22After that,

00:25:24good morning, Pakistan.

00:25:31Welcome.

00:25:32Welcome back.

00:25:32Good morning,

00:25:33Pakistan.

00:25:34Today,

00:25:34we're talking about

00:25:35online scams,

00:25:37WhatsApp hackers,

00:25:39and such as

00:25:39whatever your bank's apps

00:25:43from the bank,

00:25:44which you have to take,

00:25:44whatever you have to take,

00:25:46whatever you have to take,

00:25:48whatever you have to take,

00:25:48whatever you have to take.

00:25:48This is our program.

00:25:50Before we go,

00:25:51I told you,

00:25:52how do you know

00:25:52fake websites?

00:25:54When you're online shopping,

00:25:56you don't know

00:25:57whether it's a real website

00:25:59or a fake.

00:26:28So,

00:26:34you don't know

00:26:42what you have to take.

00:26:45You have to be cautious about this.

00:26:58So,

00:27:17you don't know

00:27:17what you have to take.

00:27:24You don't know

00:27:26what you have to take.

00:27:27You don't know

00:27:28what you have to take.

00:27:30You don't know

00:27:35what you have to take.

00:27:38You don't know

00:27:39what you have to take.

00:27:40You don't know

00:27:43what you have to take.

00:27:52You don't know

00:27:58what you have to take.

00:28:33What you have to take.

00:28:33what you have to take.

00:28:34You don't know

00:28:36what you have to take.

00:28:36You don't know

00:28:38what you have to take.

00:28:45You don't know

00:28:47what you have to take.

00:28:50You don't know

00:28:56what you have to take.

00:28:58You don't know

00:28:58what you have to take.

00:28:59what you have to take.

00:29:02You don't know

00:29:02what you have to take.

00:29:03And then,

00:29:03they will give you a fake.

00:29:04What will happen?

00:29:05A brand reported case, opposite a brand's name, their issue was that they had complaints

00:29:11that you had to get the product, you had to get the product, you had to get the product,

00:29:15you had to get the product, you had to get the product, you had to get the product,

00:29:17so a case came to us and we discussed it, then we had to guide them,

00:29:22that you can report them in the concern quarters.

00:29:26Give them a mic, give them a mic.

00:29:28What are you talking about?

00:29:31Okay, the mic was far away, so how are you talking about it?

00:29:34There was a brand's case that they had complaints from customers,

00:29:38that you had to give us a fake product, you didn't give us a delivery, you didn't give us a

00:29:43charge.

00:29:43So, when we investigated it, we saw what the report is, what the issue is,

00:29:48so our team saw that they had to become a fake impersonating website.

00:29:53That means, we explained that it's XYZ.com, it's XYZ.org.

00:30:00And what did they do?

00:30:01They had to download the exact original website and upload the fake website.

00:30:05So, you didn't know just the look and feel, the colors, you didn't know,

00:30:10when you didn't go in tactically.

00:30:11The numbers, all of them, if you're going to call,

00:30:14then the actual office is going to say,

00:30:15that you have a product.

00:30:16Yes, it's our product.

00:30:17Sir, we have ordered it.

00:30:18Yes, we can do it.

00:30:19When we investigated, we knew that this is not the way.

00:30:22You have to go and report.

00:30:51You are the victim of cybercrime.

00:30:53There is something wrong.

00:30:54There is something seriously wrong.

00:30:55Plus, you always prefer cash-on-delivery products,

00:30:59which you can verify your parcel.

00:31:02The best point is cash-on-delivery.

00:31:05I don't buy cash-on-delivery.

00:31:08I don't buy cash-on-delivery.

00:31:10I also have a choice.

00:31:11Cash-on-delivery.

00:31:12Why?

00:31:13Today, business owner,

00:31:15I think the best scam is on cash-on-delivery.

00:31:22Over the last five years,

00:31:25people order at the beginning of the month,

00:31:26people order on multiple websites.

00:31:28They say,

00:31:29what's on my own,

00:31:30what's on my own brands.

00:31:31Now, the first three deliveries,

00:31:34they have the amount they have.

00:31:35They give them.

00:31:35They give them all.

00:31:37So, in that case,

00:31:38the customer is scamming the seller,

00:31:41where we have moved our inventory,

00:31:43we have given the shipping charges,

00:31:44everything is gone.

00:31:45And then,

00:31:45they say,

00:31:46I have the amount of money,

00:31:48my three deliveries came.

00:31:49So, the first one came and accepted.

00:31:51No, it's fine.

00:31:52So, this is the problem,

00:31:53as a business owner,

00:31:54for cash-on-delivery.

00:31:55I think customers need to understand this.

00:31:57And you need to understand this.

00:31:58Scam is not only with customers.

00:32:00With sellers,

00:32:01there are a lot of scams.

00:32:02And I'm sure,

00:32:04I'm sure,

00:32:05in my platform,

00:32:06small businesses.

00:32:08Okay?

00:32:09For them,

00:32:09one-one parcel ship,

00:32:11they have the margin of 200 rupees.

00:32:12If it went to return,

00:32:14and they have the return shipping charge,

00:32:15then they have the margin.

00:32:17The product is gone.

00:32:18You know?

00:32:19So,

00:32:20sorry,

00:32:20I'm interrupting you.

00:32:21One better option,

00:32:22which we have done is,

00:32:24that we have a small percentage

00:32:25of advance payments.

00:32:27So,

00:32:27you pay a 10% advance

00:32:28of the total amount

00:32:30into our company account

00:32:31or through our wallets.

00:32:33Okay?

00:32:33And then, the rest,

00:32:34we will charge you on CEO.

00:32:34So,

00:32:35how do they pay you?

00:32:36They do it from online transfer.

00:32:37They do it from online payments.

00:32:38Because a lot of people say,

00:32:40we don't have an account.

00:32:41So,

00:32:42I'll tell you honestly,

00:32:43and I'm sure,

00:32:43we are going to agree on this.

00:32:45The adoption of digital payments,

00:32:46it has gone up exponentially

00:32:48in the last five years,

00:32:49especially within the female demographic.

00:32:51Our buyers,

00:32:53if there are not bank accounts,

00:32:55there are mobile wallet accounts.

00:32:56Okay?

00:32:57That is,

00:32:57they also have the same accounts.

00:33:00So,

00:33:01I'll tell you briefly.

00:33:02Mobile app,

00:33:03meets.

00:33:04All of them are.

00:33:04They are helping us.

00:33:06Absolutely.

00:33:06So,

00:33:07it has been so easy access.

00:33:09It was a very easy thing.

00:33:10And it was a very important thing.

00:33:11So,

00:33:11we don't have to ask that

00:33:12you have to give 10% advance.

00:33:14Not for all products,

00:33:15but for custom products,

00:33:16for example.

00:33:17Or the real sale.

00:33:18And the serious buyer then,

00:33:20it's going to be that.

00:33:20He can give 10% to 10%

00:33:22and he won't give the amount.

00:33:23they are not sure, they are not sure, you know, if they order, they are not sure.

00:33:27Okay, one more thing.

00:33:28Now, the second thing is that there is no brand.

00:33:31Okay, brand gives money to influencers and celebrities,

00:33:36and those people endorse money.

00:33:39Like in commercials,

00:33:42there were a lot of money for celebrities and influencers and models.

00:33:46So, the ad was made, now it is digital.

00:33:50Influencers hire and you talk about any product.

00:33:54After that, many people get into scam.

00:34:00Look, marketing tactics,

00:34:02no one wants to sell their products.

00:34:05And that's why they use celebrities.

00:34:07Celebrities have increased.

00:34:09So, micro celebrities are now influencers.

00:34:12Influencers have also a tier.

00:34:13If they are the biggest influencers,

00:34:17macro influencers,

00:34:19and micro influencers,

00:34:20there are some influencers who monetize YouTube,

00:34:24they don't need money.

00:34:25But there are some influencers who don't get so much money on YouTube,

00:34:29they take money from brands.

00:34:32Now, you have seen this trend,

00:34:33you will see that many small brands,

00:34:37they give money to influencers,

00:34:38and make their videos.

00:34:40The credibility comes from that.

00:34:42Now, influencers,

00:34:44I work with 3,000 influencers.

00:34:47Now, influencers say that,

00:34:49let's see the first product,

00:34:51because our credibility is bad.

00:34:53Because you are the ones who are calling us,

00:34:56but the items are not the same,

00:34:57that you have a gun,

00:34:59you will use the tail,

00:35:00you will use the tail,

00:35:01you will use the tail.

00:35:02Now, the influencer has said that,

00:35:03people have 10,000 orders.

00:35:05But the credibility of the influencer is bad.

00:35:07So, again,

00:35:10this whole ecosystem,

00:35:12there are multiple moving pieces.

00:35:14Rating and reviews,

00:35:15it is necessary for the users.

00:35:17The influencer has introduced,

00:35:18endorsed,

00:35:20but when you go to the platform,

00:35:21one thing is rating and reviews.

00:35:24If you go to the bottom,

00:35:25you will know that,

00:35:25so many customers are saying,

00:35:27that this product is not the same,

00:35:30as influencers are.

00:35:31So, they don't buy reviews?

00:35:32They also buy reviews.

00:35:34How do you believe?

00:35:36There is a distinction that,

00:35:38review with a picture,

00:35:40is a real review.

00:35:41Yeah.

00:35:41Because the fake reviews,

00:35:43they don't put pictures in it,

00:35:44because they don't have to buy products

00:35:45for it,

00:35:46and they don't have so much investment.

00:35:48So, they don't have such investment.

00:35:50So, they put the rating on it,

00:35:51but the real review is normally with a picture.

00:35:53But, they are the best in mind that,

00:35:57they are the other ones that are listening to them.

00:35:59They just don't bother me.

00:36:00turn to the influencer,

00:36:01or the other ones they are being funded.

00:36:02If you endorse that product,

00:36:05you should try it a week and try it yourself.

00:36:10That's the fact that you do

00:36:11like when you have someone in the pocket

00:36:12and show you what you like.

00:36:13What's also unethical.

00:36:14Even you're concerned about them.

00:36:15So,

00:36:16your prestige is a person's person.

00:36:17Your credibility is a person's person.

00:36:19Your influence is an influence.

00:36:20This is something that you hold a place too.

00:36:22I think we can trust people who never do that.

00:36:25This is a real thing.

00:36:28Now, we are growing up on our next side, a woman.

00:36:32Ammara's name is Ammara.

00:36:35Ammara's name is Ammara.

00:36:36Ammara's name is Ammara.

00:36:36What scam did the public are with them?

00:36:40The scams are huge.

00:36:42There are different kinds of things.

00:36:44Ammara, what scam did you have?

00:36:46I had a call with my mother.

00:36:49She told me,

00:36:49when I was born,

00:36:50she said,

00:36:50you have $3,000,000.

00:36:55But my mother is very happy.

00:36:57One thing is,

00:36:58we have to pay a tax.

00:37:01We cannot give you money.

00:37:03How much money is it?

00:37:05$1,000,000.

00:37:06So, my mother said,

00:37:09I don't have any money.

00:37:10My mother had $3,000.

00:37:13My mother went to the hospital.

00:37:14My mother said,

00:37:15I have to pay a bank for 2 minutes.

00:37:18She said,

00:37:18I went to the hospital.

00:37:19They went to the hospital.

00:37:20They went to the hospital.

00:37:22$1,000,000.

00:37:23She didn't have any discussion.

00:37:25That's why I talked about it.

00:37:26My mother told me.

00:37:27I was happy.

00:37:28When I come,

00:37:28I will tell you.

00:37:29Surprise.

00:37:31That's a surprise.

00:37:33My mother told me.

00:37:34She asked me.

00:37:35She asked me.

00:37:36My mother told me.

00:37:38I told my mother.

00:37:38She said,

00:37:39I don't know my mother.

00:37:40She said,

00:37:41she was a whole of my mother.

00:37:44Now,

00:37:44she's got a full account.

00:37:45And,

00:37:45what happened?

00:37:46What happened?

00:37:46$1,000,000.

00:37:48They came to the hospital?

00:37:48They came to the hospital.

00:37:51They came to the hospital.

00:37:54They came to the hospital.

00:37:59Don't go through three minutes or three hours until today.

00:38:04Now they're crying.

00:38:06What's going on?

00:38:08This is a case that has been called the Behnazir Income Support Program.

00:38:14You can tell us about this.

00:38:16You can tell us.

00:38:17The scam is always going on in the market.

00:38:21The scam is going on in the market.

00:38:23The scam is going on in the market.

00:38:28The scam is going on in the market.

00:38:30We charge you so much and make a fake certificate.

00:38:33The government records.

00:38:34The people who wanted to get vaccinated.

00:38:38They are going on in the market.

00:38:40The other scam was going on.

00:38:43The calls came on in the list.

00:38:46You have not done the vaccination.

00:38:47They did not do the legal action.

00:38:50This is basically the phishing.

00:38:52One story is made.

00:38:54It is the mother of Ajaz.

00:38:55She is the mother of Ajazir Income Support Program.

00:38:56It is made a story.

00:38:58And it calls people from 1000 to 2000.

00:39:00The people from there are people from there are people from there.

00:39:02Okay.

00:39:03This is a digital scam.

00:39:05I remember that in the 90s there was a scam.

00:39:07I am giving an example of psychology.

00:39:10What was the scam?

00:39:11A brand new bike was on the truck.

00:39:14It was in a car.

00:39:15It was in a car.

00:39:15Now there was no internet or phone or TV.

00:39:17It was in the 90s.

00:39:20It was in a car.

00:39:21It was in a car.

00:39:22There was a price of the bike.

00:39:23Let's say $10,000.

00:39:24You put a token to 50-50.

00:39:26When our 10,000 is $11,000.

00:39:29Then the price of the bike is $1,000.

00:39:30And the price of the bike is $10,000.

00:39:32We will give a lucky draw.

00:39:33And the bike will give you.

00:39:34Now in the public.

00:39:36Many people were saying.

00:39:37They were getting a brand new bike in the 50-50.

00:39:39They were giving them.

00:39:40They gave them money.

00:39:41They gave them money.

00:39:44They gave them money.

00:39:44The bike was given by Mumtaz.

00:39:45Mumtaz is the scammer's partner.

00:39:47But it's in the public.

00:39:49Mumtaz is the happy that I got here.

00:39:50My bike is here.

00:39:51My bike is here.

00:39:51It came up.

00:39:52From the old camera,

00:39:55the old camera,

00:39:55the photo was released.

00:39:56He told us.

00:39:57We are in the office.

00:39:59We are in the right place.

00:39:59Go get the bike.

00:40:00This is the same truck.

00:40:02It's the same truck.

00:40:03The truck came out of the mall.

00:40:03Then the truck came out.

00:40:05That truck came out.

00:40:06That truck came out of the mall in the next day.

00:40:08This is the same.

00:40:09Now this is the same.

00:40:11As Rashid's name.

00:40:12The psychology is basically the deception.

00:40:15You can make any hate.

00:40:15can you play some of the stupidity?

00:40:20This is the stupidity.

00:40:22Madam, who is telling me,

00:40:23she has basically a deception

00:40:25that she has to exploit an emotion

00:40:27and the human's guilt of being.

00:40:30What is the guilt of being?

00:40:32The money of being.

00:40:33When we hear three million people,

00:40:35when we hear a human cognitive bias,

00:40:38we say that in our human body

00:40:41there are many flaws.

00:40:42We call this human cognitive bias.

00:40:45bias is that we are impartial, we are not neutral, one bias is anchoring effect, anchoring effect

00:40:52which is the theory that the marketer tells us that the human body is the first information

00:40:57that the human body is the information on the inside, the information is not the question

00:41:03which is the most important part of my understanding of victim. You can see that

00:41:10there is 50% discount, 80% discount. I have discovered some cases, obviously my name is not

00:41:15anyone who is taking it. What happens is that the product that the discount

00:41:18is not $3,000, the discount is $4,000. It has changed the price, with the human psyche

00:41:25and it has told us that this is $10,000 and you have to pay $5,000. The actual market

00:41:33price, if you Google it, you reverse search, there are a lot of websites in Pakistan

00:41:39which you have written the name of the product. The whole internet tells us that this product

00:41:44is what price is on the different stores. Sorry, I will come back after a break and then

00:41:50you will talk about what you get. Good morning Pakistan. Welcome, welcome back. Good morning Pakistan.

00:42:03So, now, in particular, the children's mothers are aware. Because now, the scams have changed.

00:42:14They are going to be scams for the children. And now, let me tell you, as a mother,

00:42:18what is your scams? Yes, absolutely. Assalamualaikum.

00:42:22Wa alaykum asalam.

00:42:22Wa alaykum as a digital marketer, I have been working for three years. So, I see all the

00:42:29expects that if I have a place online order, if there is a sponsored ad or an application,

00:42:36then the application is authentic. After seeing these things, I will be in the house.

00:42:42I will be in the house. I will not use the name of the app. But it is a very

00:42:48big app.

00:42:49It is a very good name, grammy app. And if you have children in the house

00:42:52and you are interested in gaming, then the app will be used.

00:42:55So, I used to play games on that app.

00:42:59There were promos and deals on it. Now, the child is saying,

00:43:03Mama, this deal is coming. We will get so many diamonds.

00:43:05We will get our wardrobe. We will get these points.

00:43:09We will get these points. It will get a crazy child.

00:43:12So, my child did not blame me to give this bundle.

00:43:16So, I do not blame children to play games.

00:43:18The points of the game, the skins of the points of the game,

00:43:22the things that are available for them.

00:43:24They are making money.

00:43:26My child has bought games.

00:43:29They are making money for fake money.

00:43:30They are making money.

00:43:31Yes, exactly.

00:43:32Because when you interact with a lot of children,

00:43:35you will be able to take this.

00:43:36We will take this wardrobe.

00:43:37We will take this.

00:43:38We will take this.

00:43:39It will be a crazy child.

00:43:40They will be able to convert.

00:43:42It will be a little change.

00:43:43So, I said, okay.

00:43:44I studied a good result.

00:43:45I said, okay.

00:43:46It was a small bundle.

00:43:47I said, okay.

00:43:48We will buy it.

00:43:48It is not very expensive.

00:43:50It is a small bundle.

00:43:51There are some diamonds.

00:43:52I have logged in on their application.

00:43:55I have logged in on their mobile app.

00:43:58I have logged in on their card details.

00:43:58And I have purchased them.

00:44:01It was a small bundle.

00:44:02I didn't feel out.

00:44:04I said, okay.

00:44:04My child is happy.

00:44:05I have purchased them.

00:44:07Somehow, new deals came.

00:44:10The money has been detected.

00:44:12I did not notice.

00:44:13It was a small amount.

00:44:15One or two times.

00:44:16There is a notification.

00:44:19No one can ask you to accept it.

00:44:22You will do it.

00:44:23You will do it.

00:44:23There is nothing.

00:44:24There is amount detection.

00:44:26When a big amount is detected from my account,

00:44:28it was noticeable.

00:44:30What did I purchase this?

00:44:33I saw the notification.

00:44:35The amount has been detected from my account.

00:44:38I was very surprised.

00:44:39It is a good app.

00:44:41People are using their card details.

00:44:43If you are using your account,

00:44:45your amount is detected without permission.

00:44:48So, what is the solution?

00:44:50I have emailed them.

00:44:51The messages were dropped on them.

00:44:53But I didn't get a conclusion from my account.

00:44:56I didn't get the money from my account.

00:44:57I didn't get the refund.

00:44:58There are two or three things.

00:45:02The message is that,

00:45:02when you put your credit card on an online website

00:45:04or app on your credit card,

00:45:07there is an option to save my credit card information.

00:45:12I don't even check on that.

00:45:15I know that every time there is a problem

00:45:17to put your whole digit,

00:45:19expiry,

00:45:20verification of three digits.

00:45:21But I say that I will take this issue.

00:45:24It's two reasons.

00:45:26One is that,

00:45:26our parents' mobile phones are often in their hands.

00:45:31If you put your credit card in different apps,

00:45:35they will go and take something.

00:45:37And you will see that they don't have a verification.

00:45:40One time you have verified your credit card.

00:45:43So, that is the other thing.

00:45:46The other thing,

00:45:46the other thing,

00:45:47the other thing,

00:45:48the other thing is that,

00:45:49the recurring,

00:45:51they will cut the money every month,

00:45:53but the option is hidden

00:45:55when you have to stop.

00:45:56So, they are very small.

00:45:57Some of them are very small.

00:45:59Do you think it's not even you'll see?

00:46:01However,

00:46:02it is still the taxes.

00:46:03Sometimes you will buy anything for your children,

00:46:05and you will buy anything,

00:46:06because the card's saved today.

00:46:09So, more amounts can be cut.

00:46:11But even when I can't save,

00:46:12I also don't give you.

00:46:13Another thing is that when my child has something from credit card,

00:46:19there is an OTP PIN.

00:46:21I have restricted my OTP PIN to my phone or email.

00:46:28When I put the number on it,

00:46:32then it will be a transaction.

00:46:34One thing is,

00:46:36you don't have a password for all your accounts.

00:46:40There are a lot of people who forget about this bank account,

00:46:44what is the password,

00:46:44what is the password?

00:46:46I don't do that.

00:46:47I'm talking about OTP PIN.

00:46:49When I will do a transaction,

00:46:51if an OTP will come,

00:46:53I will put the number,

00:46:54which is different from each other,

00:46:56I will put the number there,

00:46:59then the transaction will be complete.

00:47:01Whether I travel,

00:47:03or a bill,

00:47:04or a airline ticket,

00:47:06or something,

00:47:07I will always have to do this with card.

00:47:12I always have to do it.

00:47:13I need to do it.

00:47:13Because I know what I have to do to do.

00:47:17I have to read a book.

00:47:18What I have done is I have to do it.

00:47:20What I have done is I have to call my E-commerce transaction.

00:47:23When I do it,

00:47:24I will call you myself,

00:47:27and I will do it as you and I will do it.

00:47:28I will activate it for 5-10 seconds. It is a problem. You think it is not easy, but it

00:47:34is a security.

00:47:34Prevention is better than cure. I called the bank to say that my e-commerce transaction is off.

00:47:39What happens is that if I try to misuse my e-commerce, the bank will decline it.

00:47:43That's why e-commerce doesn't happen.

00:47:45When I had a personal transaction in e-commerce, I had a subscription or membership,

00:47:50I called the bank to say that my e-transaction period will open for 10 minutes only.

00:47:55The bank says that the liability will open. I said that I accept the liability.

00:47:59I have a transaction and within 10 minutes, it will be auto-off.

00:48:02If there is a transaction, the bank will decline itself.

00:48:06It is a second layer of transaction.

00:48:08You can also request e-commerce to be off.

00:48:12You can also request a certain limit above your e-commerce transaction,

00:48:17so you can verify me.

00:48:19You can actually phone and ask me.

00:48:21Your limit is 5-10,000, which you have to keep.

00:48:25Your business is open with your bank,

00:48:30or if you have e-commerce to be open with your bank,

00:48:33you can provide you a very easy way to provide you.

00:48:35But you have to help me with your bank.

00:48:36You don't do anything.

00:48:37My children are very small.

00:48:40I'm not just 5-6 years old.

00:48:41You don't need to be able to give me a money to buy your bank.

00:48:48My children are very little.

00:48:50My children are 5-6 years old.

00:48:51They just do so.

00:48:52They do so.

00:48:53They do so.

00:48:54There is a lot of work in which kids are on YouTube and that kind of stuff in which they

00:48:57can only watch cartoons or rams.

00:48:58You can listen to them all.

00:49:00This team is free.

00:49:02The scams of game and games are also big.

00:49:04Especially if your kids play online games like Roblox or Minecraft,

00:49:10they can chat within games.

00:49:14Exactly.

00:49:15This is not only financial fraud.

00:49:19Bullying too.

00:49:19So, there is a lot of harassment.

00:49:22Because of all the kids in different locations,

00:49:25we don't have such a common thing.

00:49:27But we also have a lot of cases.

00:49:29Leda, it can be so bad that kids are suicidal.

00:49:34So, that's because of the financial ruin of games.

00:49:39There was a lot of games.

00:49:41I don't know which one.

00:49:44But there was a lot of people who accepted these challenges.

00:49:47who accepted themselves.

00:49:50They have also been doing the challenges.

00:49:50That we have to do the challenge.

00:49:52Yes.

00:49:52Do you have to do anything?

00:49:54Yes.

00:49:54A little bit.

00:49:55Yes.

00:49:55Let us know, one other problem is Yasmeen.

00:50:00Yes.

00:50:02Yes.

00:50:02Did you hear the mic?

00:50:02Yes.

00:50:03Yes.

00:50:04Yasmeen, can you discuss any problem with us?

00:50:10Yes, Yasmeen, what do you discuss?

00:50:13Yes, I have a link on WhatsApp that you do online work at home.

00:50:19That is why you have to give an assignment in your handwriting.

00:50:24So, we will pay you for that assignment.

00:50:28But, first of all, you need to register for our member.

00:50:30You need to register for registration fees.

00:50:33About Rs. 500,000.

00:50:35Before that, there were already members.

00:50:37So, they gave us screenshots that we got so many payments,

00:50:41and it was a very good work.

00:50:42So, they did that.

00:50:43So, I understood that Lala came.

00:50:46Or, I thought I should do it.

00:50:49I should do it.

00:50:49I should do it at home.

00:50:50And I have to write it.

00:50:51So, I started giving it to me.

00:50:54Registration too.

00:50:55So, if it is Rs. 500,000,

00:50:57then it will not be more.

00:50:58It will not be easy.

00:50:59After that, I did it.

00:51:01After that, I did it.

00:51:02After that, I had two assignments in two weeks.

00:51:06So, I got Rs. 10,000.

00:51:08Yes.

00:51:09So, I was very happy.

00:51:10And I was also happy.

00:51:11That it is authentic.

00:51:13So, they offered that you will add other members.

00:51:16So, we will add to you.

00:51:17So, we will add 500 rupees to you.

00:51:21Yes.

00:51:21Okay?

00:51:22Yes.

00:51:37And then, if I was paying for all of them,

00:51:38the members of the members of the organization,

00:51:40the members of the company,

00:51:40the admin have made some mistakes.

00:51:43They could have to do a mistake.

00:51:46That it is wrong.

00:51:48It is wrong.

00:51:51It is wrong.

00:51:52It is wrong.

00:51:54It is wrong.

00:51:55It is wrong.

00:51:56It is wrong.

00:52:00You have done it.

00:52:00We have started our payment and you have approached all of them and they have also applied to other people.

00:52:07Let's add a committee, let's add a committee.

00:52:10We have about 25-30 people in one group.

00:52:14Some of them had an admin removed from the group.

00:52:20They have made an admin, right?

00:52:24They have made an admin.

00:52:29They are out of country and they can't work.

00:52:32They have married now.

00:52:34All of them started to remove.

00:52:37Now, when the rest of the people didn't have the payment, they were saying,

00:52:40you had to add it.

00:52:42Now, let's tell you that the payment is not coming.

00:52:44After some time, it was about 40 days.

00:52:47The general hot slip link has been removed.

00:52:52They went on vacation with their money.

00:52:57How many groups have made it?

00:53:00About 60 plus.

00:53:03About 60 plus, about 1,000.

00:53:05Another thing, you said that it was not a bad thing.

00:53:08Honestly, it is not bad.

00:53:10We need all the needs.

00:53:11If someone wants to work online in a woman,

00:53:14then it is bad.

00:53:15And you know, the kind of work is happening.

00:53:18They are happening.

00:53:20Many people say that we are a translator,

00:53:25we are doing this,

00:53:26we are making notes for this.

00:53:28We are not trying to get paid for this.

00:53:32So, they find the money in return.

00:53:38This scheme is called,

00:53:41the pyramid scheme.

00:53:42Or multi-layer marketing.

00:53:44This is a known scam.

00:53:45If you want to understand this in Saliis Urdu,

00:53:49in any company, any organization,

00:53:50if you say to another person,

00:53:53then they are saying that you are bringing other people

00:53:53and they are saying that you are bringing other people.

00:53:54out. This is basically pyramid which is starting from one person. Exponential. This is a fraud bubble.

00:54:03You have given trust to win 5, 6, 10, 8,000 people. If you have 10 people to win that

00:54:10fraud

00:54:11and they also have 10,000 people, then the scammer has 10,000 people to profit from

00:54:1810,000 people. This is cost benefit analysis. I don't talk about legal. The scammer

00:54:23does not go in this way.

00:54:25A tip is that because Pakistan is a big freelance economy

00:54:32or an engineer at home or an engineer at home or an engineer at home,

00:54:39you can see what you are doing.

00:54:44Fiverr, Upwork, this website has been made authentic profile.

00:54:49What is it?

00:54:50Fiverr, Upwork.

00:54:51These are great websites.

00:54:53These websites can authenticate the work that they have done.

00:54:59This is a good job.

00:55:01This is a good job.

00:55:14What is it?

00:55:15What is it?

00:55:15This is a good job.

00:55:16What is it?

00:55:17What are the good job?

00:55:18What's it?

00:55:19What's it?

00:55:20This is a good job.

00:55:29What's it?

00:55:30gifting to staff. I gave them an online payment and sent me back and sent me back to them.

00:55:35There was a lot of communication on their voice notes. Then I gave them a bulk order

00:55:40that I had a bed sheet for 20 or 25. Again, I gave them an online payment,

00:55:44because how good my experience was. After that, they got out.

00:55:48Then I said, what's up there is a report and a blog option.

00:55:52So, I went and clicked the report. Now, the voice notes, especially in Urdu,

00:55:57they wrote, send your last three chats. You ticked it and closed it.

00:56:03This is the process of WhatsApp. When I put it, they don't recognize the voice notes.

00:56:09So, when you do a transaction in WhatsApp, make sure that it has written written communication in English.

00:56:17Because I did a blog or report, but it didn't happen because my complaint was not possible.

00:56:21So, this is a really important thing for us, especially in Pakistan,

00:56:24for people and for people. If you do a interaction with money involved,

00:56:30then you should write written written,

00:56:32that I have to send you so much money, you have to send me so that you have to send

00:56:36me so that

00:56:36you can write it. So, if you have a complete WhatsApp,

00:56:38so that you have to do anything, you can block the number.

00:56:40Basically, this is a advance payment scan.

00:56:49So, this is an advance payment question which I have now wanted to give you an advance payment.

00:56:53This is an advance payment ?

00:56:54This is an example. This is an example.

00:56:56This is one thing that you can do, which you have to do with the performance decision,

00:57:00that you have to do so much work.

00:57:03If you get an essay, or you get easy translation,

00:57:07or you get like or comment,

00:57:09the same way that you can do it for yourself, A.I.E. and BOT can do it for yourself,

00:57:12so why do I need my money?

00:57:14It is a simple work.

00:57:15This is why I was talking about this so far, you will have some scam that you can work from.

00:57:20I won't do anything in work, I won't do anything.

00:57:22I will go to the task to complete and get you money.

00:57:24Where do I get money?

00:57:25It is also a thing that you can see that you have individual accounts,

00:57:28any company accounts or corporate accounts.

00:57:31If you have fees, it is a business account.

00:57:36You can say that you can like this,

00:57:38have a comment here and follow. You have a set of tasks complete. You have a easy

00:57:43pay for cash cash account bank accounts, 500-1000. So one trust builds. The next task is

00:57:50that you have to do this. You have to do this. You have to do this. You have to do

00:57:57this.

00:57:57Then you have to do 2-4000. Next you have to do this. Next you have to do this.

00:58:02You have to do this. You have to do this. You have to do this.

00:58:09You have to do this. Good morning Pakistan.

00:58:18Welcome back. Good morning Pakistan.

00:58:20We are today aware that there are many scammers that will not be available until the

00:58:27daketi and chori. It was a classic fashion. Now the latest chori and latest daket has come.

00:58:36And they don't do this. They are doing this. It's a chori pro max. Exactly.

00:58:42It's a chori pro max. Exactly. So it's a lot of technical. So we have said that you have to

00:58:49do this.

00:58:50what do you say? Savvy? Tech Savvy. Tech Savvy. Tech Savvy. Tech Savvy.

00:58:56What did you say to me? Tech Savvy? Technically. Yes. So now we will talk about the important

00:59:04activities banking app. It means banking app which every bank has given it to its customers.

00:59:12Do you have a banking app? Yes. Mobile. You have to do this.

00:59:16I have to do this. I have to do this. Before I didn't understand it. Now I have to understand

00:59:19it.

00:59:20I have to understand it. I have to understand it. I have to understand it.

00:59:21But now it is very easy. It is easy. It is easy. It is easy.

00:59:33But you have to understand it because it is too scary.

00:59:38Now you will ask me how can I get the chori on this. And how can we learn it from

00:59:43you?

00:59:43Well, I will follow you. I have no technical stuff. I always tell you about this.

00:59:47I have to tell you that my house is a tijuda.

00:59:50My house is a tijuda. One億 how many lupies and gold are called.

00:59:53I wish I would have been locked. And my house is one of them.

00:59:56Now you can't assume that there is no gate at all.

01:00:00No one can come.

01:00:02And if anyone can say to me,

01:00:04what am I going to give you?

01:00:06Can no one give you?

01:00:09Same goes with the digital space.

01:00:11We have to apply this formula to digital safety.

01:00:14You can say to anyone who calls.

01:00:16They want to excuse anyone because I'm talking about bank,

01:00:19you can leave your ATM card and see it in the ATM card

01:00:22which is the number of cards on the other side.

01:00:25Apparently, it is spoofed number and that is the same.

01:00:26I went to the number of the numbers.

01:00:27So, he said that you can tell me the things you don't have to give you.

01:00:31Banking information, no one has to give you.

01:00:33Bank calls, you don't have to give me something like that.

01:00:36You don't need to give me information.

01:00:39I don't have to give you information that you can give me.

01:00:45So, you have to give me information because I will give you the phone.

01:00:46I will go to the bank branch and if I will go to the bank, I will go to the

01:00:50bank.

01:00:50I will not trust you.

01:00:53That is the principle of thumb rule.

01:00:54principle कौन कौन सी वो भी बता दीजे के हसास information है जैसे वालदा का नाम,

01:00:59आखरी नाम, date of birth, कार्ड पे पेछे दियावा तीन pin का डिजिए जो CVV का आपका code होता है,

01:01:06इस से आपकी ऑन राइन e-commerce transaction अग्टिव हो जाती है. और उसके बाद जो OTP होता है,

01:01:10is basically one time passport. OTP

01:01:12کا مقصد یہ ہے کہ یہ passport

01:01:14آپ نے کسی کو بھی نہیں بتانا. As a matter of fact

01:01:16اس طرح کے بھی incident reports

01:01:18ہوئے ہیں کہ caller impersonate

01:01:20کر رہا ہوتا ہے bank کو. کہ میں bank سے بات کر رہا ہوں.

01:01:22آپ number verify کر دیں. آپ کے ATM card

01:01:24کے پیچھے. جو number لکھا ہے. اسی number سے بات کر رہا ہوں.

01:01:26وہ بھی fact ہوتی ہے.

01:01:28OTP code آپ سے نہیں مانگ رہا ہوتا.

01:01:30وہ کہتا ہے فلاں form میں جا کے OTP fill کرتے ہیں.

01:01:33Basically ہوتا یہ ہے کہ

01:01:34جو form ہو رہا ہوتا ہے. یا ایک

01:01:35third party application ہوتی ہے. یا ایک fake application ہوتی ہے

01:01:38bank کی. جو user کو دکھ رہا ہوتا ہے

01:01:41کہ وہ bank کی application ہے. وہ پہ پیچھے bank نہیں ہوتا.

01:01:43وہ اس کے form میں

01:01:45user وہ OTP code

01:01:46وہ ساری information جسے رہا ہمار بھائی نے کہا

01:01:48کہ cvv code ہو گیا.

01:01:50mother's middle name ہو گیا. وہ ڈالتا ہے اور وہ

01:01:52form وہ fake applications linked ہوتی ہے

01:01:54scammer کے ساتھ. جو آپ کے ساتھ

01:01:56fraud کر رہا ہے. وہ form کدھر بھیجا جاتا ہے?

01:01:58وہ form آپ کو

01:02:00وقت پہ بھیجا جائے گا. لنک پہ بھیجا جائے گا.

01:02:02page ہو کے بھیجا جائے گا. over call آپ کو کہیں گے

01:02:04کہ ہم نے آپ کو form بھیج دیا ہے.

01:02:05یا کوئی link share کریں گے کہ یہاں سے یہ والی application

01:02:08install کر دو. کوئی بھی بہانہ excuse

01:02:10بنا دیں گے. کہ ہماری bank کا

01:02:12ہماری bank کا نیا ایک version آیا ہے

01:02:14اس کو install کریں. تو اس طریقے سے

01:02:16آپ کو دھوگا دیا جائے گا. آپ کا

01:02:18simple principle ہے جو میں نے ابھی سمجھایا ہے

01:02:20کہ تجوڑی کی چابی آپ کے پاس ہے.

01:02:22آپ نے نہیں دینی. میں ہمیشہ

01:02:23اپنے sessions میں سمجھاتا ہوں

01:02:26کہ ہمارے یہاں

01:02:32بہت سکیور ہے.

01:02:34بینک نہیں ہوتا.

01:02:36بندہ ہوتا ہے. جو ویٹم ہوتا ہے

01:02:37اس کو psychologically manipulate کیا جاتا ہے.

01:02:39یہ چیز بتا دو. یہ ہو جائے گا.

01:02:41ریزرٹ تو ہیکنگ ہی ہوتا ہے نا. ہم تو ریزرٹ پہ جاتا ہے.

01:02:43بسی کیلئے وہ ہیکنگ نہیں ہے. ہیکنگ چیز ہے وہ

01:02:44tactically. جب آپ کے کمپیٹرز

01:02:45بندہ ہوتا ہوتا ہے وہ ہوتا ہے. وہ

01:02:47بندہ بندہ ہوتا ہے وہ

01:02:48بندہ ہوتا ہے وہ ہوتا ہے. وہ

01:02:51اور یہ سب چیزیں صرف ہمارے پاکستان میں

01:02:53ہوتا ہے. میری بیٹی کی جو دوست ہے

01:02:55اس کے بانک سے 5,000

01:02:57پانس نکال لیے گئے. اسی طرح

01:02:59اس کو manipulate کر کے.

01:03:01تو یہ والی چیزیں

01:03:04جو جساری چیزیں

01:03:05یہ کہیں بھی دنیا میں ہوتا ہے.

01:03:06یہ scammers actually

01:03:07ان کے پاس آپ کے پاس

01:03:09آپ کی کچھ information بھی ہوتی ہے.

01:03:11وہ کہیں گے آپ کا یہ پورا نام ہے.

01:03:13آپ کا یہ phone number ہے.

01:03:15کچھ details ان کے پاس کہیں سے

01:03:16IV بھی ہوتی ہیں. تو آپ کو لگتا ہے کہ

01:03:17ہاں اس کے پاس تو information ہے. تو وہ

01:03:19صحیح باگ کر رہے ہوں گے. اور ایسا تھوڑی کہ

01:03:21scammers جو ہے وہ پاکستان میں ہو رہا ہے

01:03:23تو پاکستان کے ہی ہوں.

01:03:24یا باہر کسی country کا کوئی

01:03:26scam ہو رہا ہے تو پاکستان سے بھی ہو سکتا ہے.

01:03:28کسی بھی country سے وہ scammers بیٹھا کر سکتا ہے.

01:03:30ہر platform پہ آپ کو

01:03:31یہ جنرل ایڈوائیس ہے سارو لوگوں کے لیے

01:03:34کہ اپنے ای میل کو

01:03:36two factor authentication کریں.

01:03:39یہ تھوڑی

01:03:40two factor authentication.

01:03:41two factor authentication.

01:03:42normally آپ نے ای میل sign کیا.

01:03:44آپ نے username ڈالا, password ڈالا

01:03:45آپ ای میل میں جلے گئے.

01:03:47اس طرح میں کوئی verification نہیں ہے.

01:03:50صرف password is the verification.

01:03:52اب ہمارے ہیں تو پاکستانی

01:03:54password بھی رکھتے ہیں بسم اللہ

01:03:57123456

01:03:57یہ easily

01:04:00کوئی بھی

01:04:01combination لگا کر چلے جاتے ہیں.

01:04:04two factor authentication.

01:04:05normally آپ اپنی date of birth کرتے ہیں

01:04:07اور آپ کے سارے رشتہ داروں کو تو پتا گئے ہیں.

01:04:09تو اس میں آپ کا

01:04:10جیسے ہی آپ اپنا password ڈالتے ہیں

01:04:12آپ کا فون پہ code آتے ہیں.

01:04:14دیں گے

01:04:14فون

01:04:14is the most important thing.

01:04:17ای میل

01:04:18ایکٹیوٹی

01:04:19انٹرنیٹ ایکٹیوٹی

01:04:20ویریفائیڈ بائی

01:04:21ٹیلی کمیونکیشن ایکٹیوٹی

01:04:22یہ

01:04:23ضروری ہے.

01:04:24دو چیز

01:04:25two factor authentication

01:04:26کریں.

01:04:27وہ زیادہ

01:04:28technical ہو جائے گا

01:04:29وہ انجینیرز اور

01:04:30سائیبر سیکیورٹی

01:04:31والے

01:04:32ایک ایک اپ ہوتی ہیں.

01:04:34کہ

01:04:35گوگل

01:04:36آثینٹیکیٹر

01:04:36مایکرو سوفٹ

01:04:37آثینٹیکیٹر

01:04:38اس میں آپ کو

01:04:39ایپ پہ جا کے

01:04:40چھے ڈیجٹ کا

01:04:40password ملتا ہے

01:04:41جو آپ کو

01:04:42اس ایپ میں

01:04:43ڈالنا ہوتا ہے.

01:04:43وہ میں نے کیا ہوا ہے.

01:04:44ابھی کے لیے یہ ہے

01:04:46کہ phone number

01:04:46authentication

01:04:47سب کو

01:04:48اپنے

01:04:48ایمیلز پہ

01:04:49کرنی چاہیے.

01:04:50اچھا یہ میں

01:04:50ایک بات

01:04:51ایٹ کروں گا

01:04:51یہاں پہ

01:04:52اس سے

01:04:52رماد بھائی نے

01:04:53کہا زیادہ

01:04:53tactical ہو جائے گا.

01:04:55یقین ان

01:04:55یہ چیزیں

01:04:56tactical ہوں گی.

01:04:56پر ہم لوگوں

01:04:57کو ہم جو

01:04:58user ہیں

01:04:58technology

01:04:58کو

01:04:59ان کو

01:04:59سمجھنا پڑے گا

01:05:00کہ اس کے

01:05:00pros and cons

01:05:01کیا ہیں

01:05:01فائدہ

01:05:02اور نقصانات

01:05:02کیا ہیں.

01:05:04ہر ایک چیز

01:05:05کے نقصان

01:05:06اور فائدے

01:05:07ہوتے ہیں.

01:05:07ہمارے گھر میں

01:05:08ایک چھوڑی پڑی

01:05:09ہوئی ہے.

01:05:09کینچی پڑی

01:05:10ہوئی ہے.

01:05:11یا کوئی

01:05:11تیز دھار

01:05:11چیز پڑی

01:05:12ہوئی ہے.

01:05:12use

01:05:12or misuse

01:05:13ہاں.

01:05:14چھوڑی سے

01:05:14سبزی بھی

01:05:15کٹ سکتی ہے.

01:05:15ہم کسی

01:05:16بکرے کو

01:05:16زباہ بھی

01:05:16کر سکتے ہیں

01:05:17اور کسی

01:05:17انسان کو

01:05:17نقصان

01:05:18گیا سکتا ہے.

01:05:19پر کیونکہ

01:05:19وہ جو

01:05:34چھوڑی

01:05:35نہ ہوگا

01:05:35کہ یہ

01:05:35ٹیکنیکل ہے

01:05:36مجھے سمجھ

01:05:36میں نہیں آتا

01:05:37میں نہیں کر سکتا.

01:05:38تیکنولوجی

01:05:38رکے کی نہیں.

01:05:39تیکنولوجی

01:05:40انکریز ہوگی.

01:05:40آج ہم

01:05:412026 میں

01:05:41بیٹھے ہیں

01:05:422000 میں

01:05:42کسی کے پاس

01:05:43سمارٹ فون

01:05:43تو دور کی

01:05:44بات

01:05:44نارمل

01:05:45فیچر فون

01:05:45بھی نہیں

01:05:45ہوتا تھا.

01:05:46آج

01:05:46ہر ایک

01:05:47ورکنگ

01:05:47کلاس

01:05:48کی مجبوری

01:05:48ہے

01:05:48کہ ہمیں

01:05:49ایک سمارٹ

01:05:50فون

01:05:50چاہیے.

01:05:51سبزی

01:05:51فروش

01:05:52بھی

01:05:52بزنس

01:05:52آرڈر

01:05:52لے

01:05:53رہا ہے

01:05:55آج

01:05:55سے

01:05:55اگلے

01:05:5610

01:05:56سالوں

01:05:56میں

01:05:56ہم

01:05:57سب کی

01:05:57مجبوری

01:05:57ہوگی

01:05:57کہ ہم

01:05:58AI

01:05:58products

01:05:58use

01:05:59کریں

01:05:59یہ

01:06:00فیچر

01:06:00ہوگا

01:06:00تو

01:06:01ٹیکنولوجی

01:06:01سے

01:06:02موڑ

01:06:02کے

01:06:02ہم

01:06:03لائک

01:06:03ہم

01:06:05سیخنا

01:06:05پڑے

01:06:07بہت

01:06:08ضروری

01:06:08ہے

01:06:08اچھا

01:06:09اب

01:06:09ہم

01:06:09چلتے ہیں

01:06:10اگلی

01:06:11چیز

01:06:11کی

01:06:11درہ

01:06:11اور

01:06:11وہ

01:06:12ہے

01:06:12whatsapp

01:06:12hack

01:06:13whatsapp

01:06:14hack

01:06:14ہو رہے

01:06:15ہیں

01:06:15اور

01:06:16اس

01:06:16hack

01:06:16ہونے

01:06:17کے

01:06:17باد

01:06:18وہ

01:06:19جو

01:06:19بھی

01:06:19hacker

01:06:20ہے

01:06:20وہ

01:06:21وہ

01:06:21ہی

01:06:21بندہ

01:06:22بن

01:06:22کے

01:06:22سارے

01:06:23جاننے

01:06:23والوں

01:06:24سے

01:06:24پیسے

01:06:24ادھار

01:06:25مانگتا

01:06:25ہے

01:06:25اور

01:06:25transfer

01:06:26کر دو

01:06:26اور

01:06:26یہ

01:06:26کر دو

01:06:28اور

01:06:28اس کی

01:06:28وجہ

01:06:29سے

01:06:29وہ

01:06:29بیچارہ

01:06:30جس

01:06:30کا

01:06:30whatsapp

01:06:31hack

01:06:31ہوا

01:06:31ہے

01:06:32وہ

01:06:32ویسے

01:06:32بھی

01:06:32مشکل

01:06:33میں

01:06:33پھاس

01:06:33جاتا

01:07:02اور

01:07:04پرائیویسی

01:07:05کے

01:07:05اوپر

01:07:05آپ

01:07:05کلک

01:07:06کریں

01:07:06گے

01:07:06کیا

01:07:07کیا

01:07:08کامرا

01:07:08کریب

01:07:08لیا ہے

01:07:09یہ

01:07:10میرا

01:07:11یہاں

01:07:12پہ

01:07:12آپ

01:07:12دکھ

01:07:12رہے

01:07:12تو

01:07:13ادھر

01:07:14پرائیویسی

01:07:14کے

01:07:14اوپشن

01:07:15کے

01:07:15اندر

01:07:15میں

01:07:15کھول

01:07:16نہیں

01:07:16سکتا

01:07:16کیونکہ

01:07:16میری

01:07:17ساری

01:07:17انفرمیشن

01:07:18دکھ جائے

01:07:18آپ

01:07:19دیکھیں

01:07:20پاس

01:07:20کی

01:07:21ایمیل

01:07:21ٹو

01:07:22سٹیپ

01:07:22ویریفیکیشن

01:07:24نورملی

01:07:24پاکستان

01:07:25کے اندر

01:07:25لوگوں

01:07:26نے

01:07:26نہ

01:07:26پاس

01:07:27کی

01:07:27سیٹ

01:07:27اپ

01:07:27کی

01:07:29ویریفیکیشن

01:07:30سیٹ

01:07:30اپ

01:07:30کی

01:07:31ویریفیکیشن

01:07:32صرف

01:07:33فون

01:07:33نمبر

01:07:33پر

01:07:33وات

01:07:34سیپ

01:07:34بنائے

01:07:34میں

01:07:35جب

01:07:36وات

01:07:37سیپ

01:07:37کے

01:07:37اوپر

01:07:37سائن

01:07:38ان

01:07:38کرتا

01:07:38ہوں

01:07:38یہ

01:07:41میرا

01:07:42پرسنل

01:07:42وات

01:07:42سیپ

01:07:43ہے

01:07:43یہ

01:07:44کیونکہ

01:07:44سیشن

01:07:45ایک

01:07:46منٹ

01:07:46یہاں

01:07:46پر

01:07:46میں

01:07:46کلوس

01:07:47کردو

01:07:47اس کے

01:07:48اوپر

01:07:49جب

01:07:49آپ

01:07:49وات

01:07:49سیپ

01:07:50کو

01:07:50لانچ

01:07:50کریں

01:07:50گے

01:07:50تو

01:07:50آپ

01:07:51سے

01:07:51فون

01:07:51کا

01:07:51پیٹن

01:07:52مانگے

01:07:52گا

01:07:52پہلے

01:07:52آپ

01:07:53کو

01:07:53پیٹن

01:07:53بنانا

01:07:54ہے

01:07:55نورملی

01:07:55اگر

01:07:55کوئی

01:07:56آپ

01:07:56کا

01:07:56وات

01:07:57سیپ

01:07:57ویب

01:07:57پہ

01:07:58آپ

01:07:58کا

01:07:58فون

01:07:58نمبر

01:07:58ڈالے

01:07:59گا

01:07:59اگر

01:07:59آپ

01:07:59فیکٹر

01:08:00اوثنٹیفیکیشن

01:08:01نہیں

01:08:01ہوا

01:08:01تو

01:08:02آپ

01:08:03کو

01:08:03پاس

01:08:04ویریفیکیشن

01:08:04کے لئے

01:08:05کوڈ

01:08:05ہی

01:08:05نہیں

01:08:05آئے

01:08:05تو

01:08:06یہ

01:08:07میری

01:08:07کومن

01:08:08ایڈوائیس

01:08:08ہے

01:08:08کہ

01:08:08اپنے

01:08:09وات

01:08:09سیپ

01:08:09کو

01:08:09ان

01:08:10تین

01:08:10چیزوں

01:08:10پہ

01:08:10سکیور

01:08:11کریں

01:08:13ایمیل

01:08:14ایڈریس

01:08:14پہ

01:08:14لنک

01:08:14کر دیں

01:08:15اپنے

01:08:15فون

01:08:15نمبر

01:08:15سے

01:08:16پاس

01:08:17کی

01:08:17اور

01:08:20ایمیل

01:08:21ویڈیوز

01:08:21کافی

01:08:21ایمیل

01:08:22ہوتی

01:08:22ہے

01:08:22اس کو

01:08:22کیسے

01:08:23سیٹ اپ

01:08:23کرنا

01:08:23it's

01:08:23very

01:08:24easy

01:08:24to

01:08:24do

01:08:24اگر

01:08:25سمجھ

01:08:25نہیں

01:08:25آئے

01:08:25تو

01:08:25اب

01:08:25یوٹیو

01:08:26پہ

01:08:26کھول

01:08:26دیکھیں

01:08:27تھوڑا

01:08:27تو

01:08:27محنت

01:08:28تو

01:08:28کریں

01:08:29نا

01:08:31چھوڑی

01:08:41بچانے

01:08:41کیونکہ

01:08:44ان کے

01:08:45بینک

01:08:45اکاونٹ

01:08:46بھی

01:08:46ہیں

01:08:47چالیس

01:08:47پچاس

01:08:48سال

01:08:48کے

01:08:48عمر

01:08:48کے

01:08:49خیر

01:08:49وہ

01:08:49بزرگ

01:08:49تو

01:08:50نہیں

01:08:50اپ

01:08:50انہیں

01:08:50کہیں

01:08:50لیکن

01:08:51ڈیجیٹلی

01:08:51اتنے

01:08:52aware

01:08:52نہیں

01:08:52تو

01:08:53ان کے

01:08:54لیے

01:08:55سارے

01:08:55بچوں

01:08:56کو

01:08:56چاہیے

01:08:56کہ

01:08:57وہ

01:08:57اپنے

01:08:57والدین

01:08:57کو

01:08:58یہ

01:08:59سیشن

01:08:59سمجھائیں

01:09:00کہ

01:09:01وات

01:09:01سیپ

01:09:01کے

01:09:01اوپر

01:09:02کوئی

01:09:03بھی

01:09:03لنک

01:09:03آئے

01:09:04تو

01:09:04کلک

01:09:04نہ

01:09:04کریں

01:09:17دیکھیں

01:09:21مادرز

01:09:21لیکن

01:09:22کوئی

01:09:22ایک

01:09:23بات

01:09:23ان کو

01:09:23سکھا

01:09:23کے

01:09:24جائیں

01:09:24جو

01:09:25کہ

01:09:25یہ

01:09:25کیونکہ

01:09:26ان کی

01:09:26بوریت

01:09:27دور

01:09:27کرنے کے

01:09:27لئے

01:09:27موبائل

01:09:28ان کے

01:09:28پاس

01:09:28بہت

01:09:28اچھی

01:09:29چیز

01:09:29ہے

01:09:29آج

01:09:30کل

01:09:30بزرگ

01:09:30نیوز

01:09:31ٹی وی

01:09:31کے بجائے

01:09:32اپنے

01:09:32موبائل

01:09:33پر سن رہے

01:09:33ہوتے

01:09:33ہر وقت

01:09:34موبائل

01:09:35ان کا

01:09:35ساتھی

01:09:36ہوتا ہے

01:09:36اور ہمارے

01:09:37پیرنٹس

01:09:37کی جہا

01:09:37تک

01:09:38بات

01:09:38ہے

01:09:38اور یہ

01:09:38واتس

01:09:38آب

01:09:39ہاکنگ

01:09:39کی جوا

01:09:39بات

01:09:39کریں

01:09:40تو

01:09:40اگر

01:09:40ہماری

01:09:41میری

01:09:42امی

01:09:42کے پاس

01:09:42یا خالہ

01:09:43کے پاس

01:09:43کسی

01:09:43فیاملی

01:09:44ممبر

01:09:44اس طرح

01:09:44کا

01:09:44میسیج

01:09:44آئے

01:09:45گا

01:09:45کہ دیکھیں

01:09:45میں بہت

01:09:45پریشان

01:09:46ہوں

01:09:46آپ

01:09:46مجھے

01:09:47پچیس

01:09:47زار

01:09:47روپے

01:09:47بھیج

01:09:48دیں

01:09:48تو

01:09:48ان کے

01:09:49ذہن

01:09:49میں بھی

01:09:52بیٹھیں

01:09:53بھائی

01:09:56وہ

01:10:01کیا ہے

01:10:09کہ

01:10:09آپ

01:10:15انٹرنیٹ

01:10:15پہ

01:10:15جو

01:10:15دیکھ

01:10:15رہے ہیں

01:10:16وہ

01:10:16جو

01:10:16رہے ہیں

01:10:17وہ

01:10:17جو

01:10:17رہے ہیں

01:10:17وہ

01:10:18جو

01:10:18رہے ہیں

01:10:18that is completely fake

01:10:20then I have to say that

01:10:22our Islamic way

01:10:24is to increase the information

01:10:25that is the three step principle

01:10:27the knowledge of your knowledge

01:10:29the knowledge of your eyes

01:10:31and the fact of your eyes

01:10:33then I have to check that I have to see

01:10:35that it is not a deception

01:10:36like that I have to give a bike example

01:10:37that people are looking at the eyes

01:10:39that the bike is looking at the body

01:10:41but it was a deception

01:10:41so if you have to verify the three steps

01:10:43now people don't share in my family

01:10:45people don't share in my family

01:10:47interesting, catchy, interesting

01:10:49I have to call myself

01:10:50what is happening?

01:10:52I have to give a link

01:10:53my father, mother, mother

01:10:54they give a link

01:10:55I have to give a link

01:10:56I have to say that this is ok

01:10:57if you buy it

01:10:58then I have to say that

01:10:59this is fake

01:10:59so we have to educate our senior citizens

01:11:02we have to educate our children

01:11:03which is how we educate our children

01:11:06exactly

01:11:07I have to say that

01:11:08my first question is

01:11:09my password

01:11:10I have to say

01:11:13that I have to say

01:11:13that every account

01:11:14we don't have a password

01:11:14first

01:11:15and the second

01:11:16is that

01:11:16every 2-3 months

01:11:17we have to change our password

01:11:18what is happening?

01:11:19I have to say that

01:11:21people are asking me

01:11:22what is happening

01:11:23what is happening?

01:11:25look

01:11:26as big tech giants

01:11:27they are now

01:11:28they are now

01:11:29we are now

01:11:31we are now

01:11:32we are now

01:11:33we are now

01:11:38we are now

01:11:41we are now

01:11:43now

01:11:43when we log in with google

01:11:44and facebook

01:11:45third party application

01:11:47let's say

01:11:48canva

01:11:48we have graphics

01:11:49logos

01:11:50we have to get

01:11:52our google

01:11:53gmail

01:11:53password

01:11:54username

01:11:54so

01:11:56our personal information

01:11:58third party application

01:11:59store

01:12:00let's say

01:12:01google compromise

01:12:01that application compromise

01:12:04its data

01:12:04leaked

01:12:05so

01:12:06wherever

01:12:06it is

01:12:07it is

01:12:08it is

01:12:10we don't know

01:12:11our fault

01:12:11is not

01:12:12but

01:12:12who has

01:12:13data

01:12:13leaked

01:12:14it is

01:12:15that

01:12:16they are

01:12:17it is

01:12:18but

01:12:18we have

01:12:19that

01:12:21i have

01:12:27loading

01:12:28car

01:12:31rent

01:12:31over

01:12:32and

01:12:34i have

01:12:36emailed

01:12:40370 pound

01:12:41to

01:12:42you

01:12:43this

01:12:44happened

01:12:45I said yes, after a year, they are getting married, so you can add your credit card details back to

01:12:51it.

01:12:53I said no, I didn't do that.

01:12:55I said, why did I do that? I was just 1 year old.

01:12:57After that, I emailed that car company again,

01:13:01that if you ask any of your things, don't do it.

01:13:07Because we have hacked.

01:13:10The information that our customers did,

01:13:12they went to hackers.

01:13:14I said, thank you.

01:13:15We didn't give it.

01:13:17It was written that you won't enter in the country,

01:13:20or that will happen, that will happen.

01:13:24The bottom line is that we don't have to be afraid of online shopping

01:13:27or all these digital things.

01:13:30Because the future is this.

01:13:32We have to go on the road.

01:13:35Now we have to learn how to go on the road.

01:13:38How to go on the road.

01:13:40That's the thing that we do,

01:13:43we absorb this technology.

01:13:46The best tool for your children,

01:13:48because if these are Gen Z's,

01:13:49they have a great reward.

01:13:51You learn from them.

01:13:52If you have seen that drama,

01:13:54films, news, news and news,

01:13:57so please learn things.

01:13:59Because of that,

01:14:01you can learn from many things.

01:14:04Basically, this is our motive of today's program.

01:14:08Let us take a break.

01:14:08After a break,

01:14:09we will be given a good morning Pakistan.

01:14:16Welcome, welcome back, good morning Pakistan.

01:14:19So, today we are trying to explain a lot of things to you.

01:14:23Allah does that you understand and you don't have scams that you have stolen from.

01:14:29Now, one more thing.

01:14:32We see that loan apps also get you.

01:14:37We also see that the loan apps, like many of the people who have done something here and have lost

01:14:44their loans and then they have different kinds of things.

01:14:49So, with that, we have some guidelines to give us a little bit.

01:14:52Look, a loan is a genuine thing.

01:14:55You are giving banks and some microfinance banks.

01:14:57They are paying for loan, and they are paying for loans.

01:14:58They are paying for loans, and they are paying for loans.

01:14:59So, when they are getting a scam or fraud,

01:15:01they are paying for the stories and the names of banks and the names of banks.

01:15:06The bank accounts are paying for bank accounts.

01:15:09Some applications are being paid for our companies.

01:15:11The bank accounts have been paid for their new name and brand,

01:15:16and a marketing account is for you to watch.

01:15:17You will see their advertisements on YouTube,

01:15:19you will see videos, you will see that you are getting paid for loans.

01:15:22you have terms and conditions

01:15:24if you have a loan, how do you return?

01:15:27Plus, they are verified from State Bank

01:15:28or not.

01:15:30You can go Google and chat GBT

01:15:31to ask State Bank

01:15:32where the loan providing applications

01:15:37which is called Microfinancing

01:15:38or Financial Institute

01:15:40or FIs

01:15:41which are recognized

01:15:44State Bank

01:15:45which are not recognized

01:15:48and they are deceived

01:15:51by the normal public.

01:15:53What are these applications?

01:15:55These are deceptive malicious applications

01:15:57when you install your mobile

01:15:59then apparently

01:16:01I get a loan.

01:16:02So the user is happy to get a loan

01:16:05but behind the back

01:16:06Desperate also is the user

01:16:08when the money is required

01:16:11then in this space

01:16:13there are many things

01:16:14that are not

01:16:15exactly

01:16:15Exactly.

01:16:16So what is happening?

01:16:18That is the application

01:16:18to your mobile security

01:16:20and your pictures

01:16:22and your gallery

01:16:23and your server

01:16:25to store it.

01:16:27Then what is happening?

01:16:28that you can call

01:16:31you can call them

01:16:31if you have a loan

01:16:32if you have a loan

01:16:35then you can call them.

01:16:36Different numbers.

01:16:37You can block them

01:16:38and leave them

01:16:41and leave them.

01:16:43because you have a contact

01:16:44you have your mother

01:16:45and your daughter

01:16:46and my husband

01:16:46and your wife

01:16:48has a loan

01:16:49and not done it.

01:16:51Then we can threat

01:16:54to your customer

01:16:56and your personal information

01:16:58or your personal

01:16:58or personal

01:16:59or personal

01:17:00or personal

01:17:02that you have a normal

01:17:05If you have a normal picture, then we will be able to do it with AI and objectionable,

01:17:10or a picture or video.

01:17:15Because you have a contact with your account, mobile, 500 contacts, 600 contacts,

01:17:21personal, family, professional contacts, your boss, if you go into this situation,

01:17:27then you will be mentally pressure.

01:17:29This reported, our news agency report is reported.

01:17:34This reported report , it was a trickier.

01:17:35This is a hard case that we need to do here and accept the loan.

01:17:39We need to do it with the loan.

01:17:41The loan was a minor amount of money, $12,000,000.

01:17:44Then it says that it is a copyright that has forced the rights to the police,

01:17:48Lakeville , FIRE to call, I will not give a loan, it will not give a loan,

01:17:52it will not give a loan, it will not be blocked, it will not be either.

01:17:53So the risks that use of the victims are very dangerous,

01:17:59they are so negative, they have such an anti-pressure pressure,

01:18:23actually is in applications

01:18:26that the bank doesn't approve

01:18:29that the bank also gives some criteria

01:18:37so they are desperate to say

01:18:39wherever you get it

01:18:41but they don't know

01:18:43that they are in the pool

01:18:44there is another report

01:18:47our news channels report

01:18:49and media news

01:18:52and I'm going to get it

01:18:53because some scammers

01:18:56basically, an app

01:18:57is not available

01:18:58but they are receiving a loan

01:19:01providing organization

01:19:02a loan

01:19:03which is a loan

01:19:04which is the public

01:19:04which is the name

01:19:05which is a reputation

01:19:06which is the name

01:19:07which is a fake website

01:19:08which is the form

01:19:10that you have to approve

01:19:12your loan

01:19:12let's say

01:19:1230,000,000 loan

01:19:13now it will take your fees

01:19:15or a government

01:19:16which will take your taxes

01:19:17and it will take your taxes

01:19:19that the victim is actually $2-3,00,000 in total.

01:19:22In different steps.

01:19:24$2,000, $4,000, $5,000, $6,000.

01:19:26When the victim is already given,

01:19:28the victim realizes that this fraud is already unresolved.

01:19:31This is not to be done in the dopük.

01:19:33You can verify these things.

01:19:34You can go to the bank branch and see the manager or the officer.

01:19:40To verify it and then take over the time.

01:19:43That's too good to be true.

01:19:44I think it's so easy for you.

01:19:49If you have 50,000,

01:19:52they will not be able to bring in a room.

01:19:55So that's a due diligence.

01:19:57Let me tell you that our country has a literacy rate, awareness rate, society,

01:20:04if there is a no need for money,

01:20:08then give us a tip to how to verify.

01:20:10verify and how do you do it?

01:20:13How will he do it?

01:20:14He won't do it forever.

01:20:16The best way is that if you understand that your awareness is less,

01:20:21try to contact and communicate with an educated person in your social circle.

01:20:26If I have a study in my family,

01:20:29if I have a home med,

01:20:32if I have someone who serves me,

01:20:33if I have someone who knows someone,

01:20:37you don't do your own decision.

01:20:38I don't have a case.

01:20:40If we have all the taxes,

01:20:42if I have a senior citizens,

01:20:44my aunt or my aunt,

01:20:45if we have a phone,

01:20:46if it is a criteria that the screen has increased,

01:20:48if my eye sight is increased,

01:20:49if my battery has increased,

01:20:50if I have a small decision,

01:20:54if I have a phone purchase,

01:20:56if I have a loan or bank,

01:21:01we don't have questions.

01:21:02We immediately have a problem.

01:21:04So, this is the public message,

01:21:06This is a message that you want to make any decision.

01:21:09You want to make any decision.

01:21:10In your social circle, in your friends, in your friends, in your friends, in your office,

01:21:16if you have any knowledge that you can understand, then you can consult with them.

01:21:20Second opinion is not a problem.

01:21:23Second opinion is not a problem.

01:21:25Second opinion is a problem.

01:21:26The solution is also a problem.

01:21:29Today's program is not a problem.

01:21:32Today's program is to give awareness.

01:21:34Because the truth is, the truth is that the petrol is now made.

01:21:37So many things you have to do online at home.

01:21:41So if you have to sit online at home,

01:21:43many things you have to do online,

01:21:48then you have to learn.

01:21:51You have to manage awareness.

01:21:53You have to stay vigilant.

01:21:55So today's program was basically that you don't fear, but learn.

01:22:00And you have to learn things before.

01:22:04People didn't come to see things.

01:22:06So it's not that there is still a person who is learning.

01:22:09Now we don't even know anything.

01:22:11We are learning every day.

01:22:13Yes, absolutely.

01:22:14Thank you very much.

01:22:31without

Good Morning Pakistan | Digital Dhoka, Special Show | 3 April 2026 | ARY Digital

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