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They say structural reforms and supply-side incentives are needed to increase housing affordability.

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https://www.freemalaysiatoday.com/category/nation/2026/03/30/more-bank-loans-alone-wont-make-housing-affordable-say-experts

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00:00The allocation of more bank loans will not solve the housing affordability issue unless structural reforms and supply-side incentives
00:09are also addressed, say property experts.
00:13Konseel Stan, a fellow with think-tank Centre for Market Education, said the government should speed up development approvals and
00:21adopt more flexible safety and quality standards to reduce risks for developers and ease supply constraints.
00:28She said overly strict requirements for affordable homes such as minimum size, fixed pricing or mandatory furnishing can impede proper
00:38coordination between supply and demand.
00:41She urged the government to shift away from ownership-focused KPIs and instead adopt housing access indicators by integrating housing,
00:50transport and labour policies into a coordinated framework for solutions.
00:55Stan said state governments should manage land supply, zoning and density to align with developers in delivering affordable housing at
01:04suitable locations.
01:06National House Buyers Association Secretary-General Chang Kim Long said the real issue is the lack of affordable housing in
01:13high-demand areas.
01:15He called for more incentives for developers to build affordable properties such as lower taxes, lower land premiums and faster
01:23approvals.
01:23Natasha Bust, FMT.
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