00:00coinage life well spent presented by Geico before long your smartphone won't be the coolest hottest
00:08gadget around the time for an upgrade always seems to be just around the corner but before
00:13you start sinking your fancy new phone to the cloud first decide how you pay for it the full
00:17retail value or monthly payments the largest smartphone models can easily surpass the $700
00:23mark that's a pretty large chunk of change to drop all at once so what are the benefits of a
00:28single yet sizable payment well for starters once you pay in full you don't need to worry about any
00:33extra charges added to your plan and the phone is officially yours not buying a phone outright keeps
00:38you attached to the carrier without the freedom of shopping around for a better plan for those of
00:42us who are a little strapped for cash monthly payments can be our friend you could pay between
00:4620 to 40 dollars a month toward the cost of your phone in addition to your monthly plan costs once
00:51that time is up the phone is all yours just in time for that swanky new upgrade and should two
00:56and a half years be a little too long to wait you can trade in your old phone for something new with
01:00an early upgrade plan providers have different terms as to when you can make the leap for the
01:04next level tech if you're not someone who needs to keep up with the cranked out versions of the
01:08latest devices you may save more money in the long run by paying off your phone and keeping it for a
01:12while it's a lot of money no matter how many payments it takes so enjoy the phone you've got
01:17and make the most out of all you spent coinage life well spent presented by geico
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