00:00coin it life well spent presented by Geico you're enjoying your time on
00:06vacation when suddenly you have a financial emergency what are you
00:10supposed to do well first of all don't panic yes it's easier said than done but
00:15freaking out never solves anything did you misplace your credit or debit card
00:18locate the 800 number for your financial institution then start by canceling the
00:23old one you do not want someone benefiting from your misfortune depending
00:27on your location most companies can rush a card to you within two to three
00:31business days if you're abroad notify the State Department's Office of American
00:35Citizen Services and Crisis Management the ACS will help connect American
00:39citizens to overseas embassies to help out with a plethora of solutions they even
00:44have a loan program which allows you to borrow money to help get you back home
00:47in this instance expect to have to go to the US Embassy in person appointments are
00:52available Monday to Friday mornings and walk-ins are not permitted remember
00:56mistakes happen here are some tips to prevent this from happening again try
01:00bringing up to three different forms of payment once you arrive at your location
01:04leave some of your cash as well as either a credit or debit card in the hotel safe
01:08also be sure to create a list of emergency numbers life's little mishaps
01:12will be less stressful knowing that help is only a phone call away coin it life
01:18well spent presented by Geico
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