00:00Maximizing your credit card rewards and savings sounds like the perfect thing to do yesterday.
00:10Lucky we're here to help with a three-step credit card review to get the most of your benefits.
00:15MarketWatch reports most Americans have at least one rewards card and according to a 2022 Wells
00:22Fargo survey almost half of reward cardholders are using their perks to help offset rising
00:27inflation. The site simply summarizes an annual review of our credit cards will help to optimize
00:33rewards. It'll help to create a rewards tracker perhaps a spreadsheet of annual fees renewal dates
00:40earning rates and relevant benefits then track the value of rewards earned. You'll need to do some
00:46research and investigate each card's benefits. Bear in mind most credits need to be used within a
00:51calendar year so keeping track of this information will help. Lastly it's up to you to decide
00:57each card's fate. You'll be able to weigh up the value of cost versus gain and before you rush to rid
01:04yourself of the burden asking for a product change to one of the issuer's other cards might be the way to go.
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