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Discover the latest Navy Federal Credit Union report on VA home loans in 2025. While most military members and veterans know about VA loans, many still misunderstand the key benefits, including zero down payment, reduced closing costs, and competitive interest rates. Our video breaks down the common myths and shows how eligible service members can take full advantage of these opportunities to achieve financial stability and homeownership.

Learn how misinformation can lead to costlier mortgages and why Navy Federal is focusing on outreach, education, and financial literacy for active-duty personnel, veterans, and their families. We also explore how lenders and policymakers can strengthen support for the military community.

If you’re a veteran, active-duty member, or simply interested in military financial resources, this video will give you the insights you need. Stay informed, and don’t miss out on benefits you’ve earned.

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Transcript
00:00Navy Federal Credit Union News Report, 2025.
00:04Navy Federal Credit Union has released a new report
00:07revealing that while most military members and veterans
00:11are familiar with VA home loans,
00:13many still don't fully understand the benefits they offer.
00:17The study, titled Spotlight on VA Loans,
00:21highlights widespread misconceptions
00:22within the military community,
00:25including beliefs that VA loans can only be used once,
00:28require large down payments,
00:30or involve complicated approval processes.
00:34In reality, VA loans are designed
00:36to make home ownership more accessible
00:38by eliminating down payments,
00:41reducing closing costs,
00:42and offering competitive rates.
00:44Navy Federal says that misinformation
00:47often prevents eligible service members
00:49from using the program,
00:51leading many to choose costlier conventional mortgages instead.
00:54The credit union is now focusing on education and outreach,
00:58aiming to empower active-duty personnel,
01:01veterans, and their families
01:02with accurate information about how VA loans
01:05can help them build long-term financial stability.
01:09Navy Federal experts stress
01:10that understanding these benefits
01:12can save borrowers thousands of dollars
01:15and open doors to home ownership opportunities
01:17that many overlook.
01:19The report also encourages lenders and policymakers
01:22to strengthen financial literacy efforts
01:25for the military community,
01:26ensuring that those who serve the nation
01:28can take full advantage of the resources they've earned.
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