00:00Your hammer financial score was 1 out of 10 last time.
00:02What do you think it is today?
00:032 out of 10.
00:04This is the f***ing thing I've ever seen in my life today, right now.
00:07What's that?
00:07Your dog was sick.
00:09Yeah.
00:09You took care of your dog.
00:11Yeah.
00:11You put it on a credit card.
00:12Yeah.
00:13That's okay.
00:14You didn't have the money and you're not gonna let your dog die.
00:16Right.
00:17Then you go and pay it off as quick as possible instead of spending $600 in a single month
00:24on fast food.
00:25Do you not remember the conversation we had last time?
00:27What's happening?
00:27What's happening?
00:28I didn't really think it was that much.
00:31You said you track your s***.
00:33I do.
00:33I do.
00:34You track it but you don't look at it.
00:35Pretty much.
00:36When does the interest-free period of this end?
00:38Soon.
00:38Like you're making a little more than the minimum progress on all these.
00:42First of all, it doesn't even make any sense.
00:43This is interest-free and the other one's gaining like 30% interest.
00:46So why wouldn't that extra money go towards this?
00:48Like what was the logic?
00:49Where are you in this?
00:50I don't know.
00:51What can I teach you if you don't know why you did something?
00:53You can teach me how much to put towards each thing.
00:56I already did.
00:57Last time.
00:58Did we again?
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