00:00You signed up for a car payment, you're not making it. You're a child.
00:03I just didn't realize that's where it all goes.
00:06How? That's 90%? Have you ever looked at one of your statements?
00:10I mean, not really. We're gonna make a basic budget to get started.
00:14I don't know the ins and outs of your entire life, so that's where you have to figure it out yourself.
00:17And also, if you don't make your own budget, and if you don't manage it on a monthly basis,
00:20you're never going to be in a good place. If you rely on everyone else to do everything for you,
00:24it's nothing. But your behavior dramatically needed to change.
00:26This is a pie chart of a child that I'm about to read.
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